Video Statement: I’m a Normal Person Dealing with 2.5 Years of Retaliation

Watch: Patrick Stoica - “Why have people been doing this for 2.5 years?”

Published December 21, 2025. Brief video statement showing restraining order, asking why this retaliation has continued for 2.5 years. Normal person dealing with documented abuse.

⚠️ Critical Warnings

• 🚨️️ puzzle.io is an operation, not accounting software
• ⚖️ CEO Sasha Orloff is CFPB-banned from consumer lending, subject to permanent data restrictions on LendUp customer information; no public disclosure of compliance with Section V decree
• 🚫 ACTIVE CFPB BAN VIOLATION: Puzzle operates public affiliate program marketing credit products (Brex, Ramp, Mercury, Gusto) in direct violation of CFPB order prohibiting “receiving remuneration” from or “performing marketing services” for credit product companies
• 📸 Pattern of photoshopping metrics (Oct 2025: 3 likes → 12,362)
• 📝 False credentials intensified post-notification: LinkedIn bio updated AFTER SEC complaints to continue “Mission Lane founder” claim; documented resume fraud across LendUp → Mission Lane → Puzzle
• 🧠 CEO mental decompensation: 13+ hours editing Wikipedia on Thanksgiving to remove fraud documentation; rainbow charts; operational incompetence
• 🇷🇺 Women Tech Meetup built by Daria Shunina WHILE at FBI-warned Skolkovo Foundation

💡 Silence Enables Patterns. Documentation Breaks Them.

• 👥 Puzzle Customers - Review data access, request deletion
• 🚀 Startup Founders - Due diligence red flags to watch
• 📰 Tech Media - Story angles worth investigating
• 💰 Investors - Portfolio diligence considerations
• ⚖️ Regulators - Systemic issues & policy recommendations
• 💼 Fintech Workers - Questions to ask, your rights
• 🏢 YC/ODF Networks - Your professional reputation at stake
• 🌍 Everyone Else - Share, ask questions, demand accountability

27+ months notification → silence → celebration → retaliation.

How to Use This Document

Federal whistleblower documentation with comprehensive evidence for regulatory and legal proceedings. Prioritizes completeness over brevity.

Proof of Employment and Relationship with Sasha Orloff

Puzzle Financial team photo, January 2022 offsite (just after December 2021 CFPB ban). Left to right: Lauren Bean, Evin Wick, Justin Cheng, Naveen Venkatesh, Sasha Orloff, Josh Scotland, Patrick Stoica, Tyler Geery, Brennan Banta, Radha Shenoy, Beau Kuhn. Establishes employment relationship with CFPB-banned CEO.

Key individuals documented:

• Patrick Stoica (me) - Wrongfully terminated May 31, 2023; suffering 2.5+ years of documented abuse, retaliation, and intimidation
• Beau Kuhn - Suffered after I reported CTO harassment to HR Pals; wrongfully terminated months later; told “won’t be considered on good terms if he speaks to a lawyer”
• Sasha Orloff - CFPB-banned CEO; most evil person I’ve ever met
• Tyler Geery - Asked about LendUp shutdown during offsite (narrative control timing); Sasha told him “Obama-era regulation” issue (omitting $51M+ enforcement for defrauding 140,000+ consumers); still works there
• Josh Scotland - Pretended to care about well-being while not understanding he works for fraud operation; still works there
• Naveen Venkatesh - Blocked me Dec 2025; still works there; continues engaging with Puzzle’s content
• Justin Cheng - Laid off before me; had to pack bags and leave America
• Radha Shenoy - Gaslit everyone and assisted in wrongful termination
• Lauren Bean
  • Member, Advisory Board (Dec 2022 to Dec 2024)
  • Head of Business Operations (Jul 2021 to Dec 2022)
  • Acknowledged toxic environment and Sasha’s instability

This photo establishes the employment relationship, demonstrates I worked directly with Sasha Orloff, and documents multiple individuals who experienced or witnessed the toxic workplace patterns.

📅 Recent Updates (Full Changelog):

• Dec 26:
  • Full WVRO scan now available: Complete restraining order filing including all forms, declaration, exhibits, and title page; documents Sasha Orloff’s corporate perjury (Paragraph 3: “resigned” vs. company’s “TERMINATION” documents), manufactured “mentally unstable” narrative, and systematic context-stripping of protected whistleblower activity
• Dec 25:
  • A16Z Infrastructure Analysis: “Timeline Takeover” and Network Enablement: Aaron Mars article (Nov 13, 2:40 PM) describes a16z as “full-stack coordination engine for technological and political reality”; Erik Torenberg leads “New Media team” offering “timeline takeover as a service”; I sent Torenberg fraud documentation Nov 11, 2024—he chose silence and blocking; “hidden networks” where “talented and trusted people find each other” = accountability bypass; explains why fraud notification couldn’t penetrate—network membership > documented evidence
  • Christmas cognitive biases post: “and dangerous) in the age of AI. I misdiagnosis, unintentional IRS/tax fraud, legal” - posts about cognitive biases causing “misdiagnosis, IRS/tax fraud, legal issues” while actively misdiagnosing me in legal filing and potentially facing securities fraud/tax exposure himself; pure projection describing his own situation
  • Christmas Day holiday posts: Two posts (12:07 AM LendUp mythology, 1:26 PM “Ladders not Chutes” flex); “We turned debt trap loans into opportunity to build credit 💪” - CFPB said you harmed 140,000+ consumers for $51M; still rewriting history as if LendUp was success; cannot accept CFPB enforcement reality
• Dec 24:
  • General Catalyst “Familia” gift box narrative: “Thank you for being part of our Familia this year”; artisan food gifts with “made with love and dedication… by humans trained at their craft”; “AI-driven world… physical becomes more special”; peak spiritual bypassing while ghosting restraining order hearing; performative gratitude during bad faith legal action
• Dec 23:
  • 7:16 PM - “AI slop to AI-mazing” post: “Personally I hope to go from AI slop to AI-mazing! (but don’t hold your breath, ha ha)”; self-aware about producing slop while continuing to do so; still no response on restraining order (5 days silence)
  • Sasha posts about “emotional mistakes” and “permanent future obstacles”: “Pay special attention to avoid emotional mistakes that can lead to permanent future obstacles”; posts reflection guide while having just committed corporate perjury (emotional mistake → permanent legal obstacle); claims “founding and scaling 3 companies” (more lies); 5 days after restraining order filing based on manufactured fear
  • “Good afternoon” - Final network complicity summary: “I’m no longer expecting a response. It’s clear Orrick’s entire Employment department isn’t backing a case with perjury starting at paragraph 3”; comprehensive accountability list (HR Pals, Careers, Sasha, Julian); “More psychological warfare for permanent record” with Metta + Weisser retweet screenshots; final documentation before going silent
  • 1:38 AM - “Loving kindness” meditation post: “Do you practice Metta? It’s a meditation of ‘loving kindness’ that helps you cultivate goodwill toward yourself and others. It also helps reduce reactivity and make calmer, clearer decisions” - posted while filing workplace violence restraining orders, ghosting for 4+ days, manufacturing fear for 2.5 years; ultimate gaslighting
  • Email calling out sycophancy projection: “Is there an adult receiving these emails that can respond, or are you defaulting on this case? ‘Yes, everyone is against you.’ Many of you have been complicit and silent for 27+ months. Sasha has known about sycophancy since April 2025. Can we stop playing mind games and projecting, Mr. Orloff?”
  • 12:02 AM - Julian SFP retweet: 13 minutes after sycophancy post, Sasha retweets Julian’s stale Dec 18 announcement (loyalty test); Julian retweets Sasha’s repost - mutual sycophancy loop complete; both receiving emails, both choosing public endorsement
  • 11:49 PM (Dec 22) - Sycophancy post: “I learned a new word!” - LIED, knew since April 2025; “Yes, everyone is against you” - bizarre specific projection of his persecution narrative about me; describes HIS pattern while accusing AI
• Dec 22:
  • 8:09 PM final email: Ex-coworkers enabled fraud: Still no response; “had 2 years to verify fraud, still worked for him”; culture of exile; equity theft; stop wasting time with frivolous restraining orders
  • Monday daytime: Complete institutional and social media silence - No legible case number, no response to perjury documentation, no acknowledgment of six termination documents; after Orrick employment department escalation Friday (entire department received perjury evidence), institutional silence suggests case abandonment; Sasha and Puzzle didn’t post all day - unusual after days of basketball TikToks and Docusign GIFs; then at 11:49 PM, breaks silence with sycophancy post
  • Sasha posts basketball TikTok at 12:07 AM: “This guy is incredible.” - casual social media 4 days after filing restraining order due to “imminent threat”; still no case number response
• Dec 21:
  • Renato Villanueva (Parallel) endorses at 11:16 PM: 57 minutes after Sasha’s Yin & Yang post, publicly replies “The absolute worst days are always followed by the best”; conscious endorsement three days after Thursday email documenting perjury; Parallel liability confirmed despite knowing about corporate perjury in legal filing
  • Sasha’s 10:19 PM response: Yin & Yang philosophy (Evidence-194): 30 minutes after video of Patrick breaking down, posts “when something negative is happening, it means something amazing is coming soon”; doubles down “founding 3 companies”; final email: “This is what ‘malignant narcissist’ means. I expect to hear from you tomorrow.”
  • Video reply-all 9:49 PM: Humanizing the “Unabomber”: 1-minute video sent to full recipient list showing real person sitting at home, visibly breaking down; “Here’s a short video of the ‘Unabomber’ figure Sasha Orloff spent 2.5 years depicting to his employees. This document represents nothing but emotional sadism.”
  • Sasha posts “Big announcements coming soon” at 9:04 PM (Evidence-193): Docusign celebration GIF at 6pm PT Sunday night; final email sent: “It’s the end of the weekend. I’ve asked for a legible case number since Thursday. You’re posting normalcy and GIFs. No response.”
  • Email to General Catalyst: Sophia Xiao accountability: Sent to Hemant Taneja, Sophia Xiao, [email protected]; “Why is your Board Observer casually engaging while he commits perjury on behalf of your entire co-created company?”
  • Sophia Xiao (General Catalyst) continues engagement: Tweets with Sasha about earthquakes Dec 20, hours after corporate perjury documentation; “co-created” company exposure
  • Sunday email: May 31, 2023 termination timeline: Credit card cancellation as termination signal; posts deleted in seconds; Sasha gaslights employees “Patrick resigned”; Radha reinforces false narrative; Sasha posts as “Mental Health Expert” same day; added HIRING badge night before; 2.5-year pattern established
• Dec 20:
  • “Two iconic businesses” fraud documented: Jan 2019 coordinated false statements by Sasha + Frank Rotman post-asset sale
  • Wikipedia perjury email sent: “Puzzle Wikipedia page” doesn’t exist; actually edited LendUp page
  • Sasha actively endorses “procrastinator” and “grudge holder” patterns (Evidence-191/192): Dec 20 12:09 PM, replies twice with 👆 to @futurenomics thread (768K views); zero self-awareness while embodying both patterns
• Dec 19:
  • Perjury email 12:29 PM: Paragraph 3 “resigned” perjury; six termination documents
  • Lisa Bowman out-of-office; Reply-all escalation
  • Cross-platform suppression: Deleted LinkedIn/YouTube comments
  • 9:15 PM follow-up: Illegible case number (Evidence-188); Paragraph 3 contradiction (Evidence-189)
  • Late-night tweets: Family/earthquakes; no genuine fear
• Dec 18:
  • PUZZLE FINANCIAL, INC. files WV-109: Corporate retaliation; Judge PARTLY DENIED
  • Corporate perjury: Paragraph 3 swears “resigned” while admitting I “declined” separation agreement; company’s termination docs say “TERMINATION”; I signed nothing; they took equity anyway (theft)
  • Consciousness of guilt: Omitted termination docs; tweeted “Amazing!!” same day
  • All exhibits = surveillance: 2.5 years monitoring via anonymous accounts (Evidence-187)
• Dec 17:
  • Daily email #9: Grok analysis; Mitchell Troyanovsky accountability; HR Pals emergency review
  • Comment suppression: 3 deleted by 8:26 PM; circular amplification loop
• Dec 16:
  • AI hallucinations article: Defensive narrative pre-dismissal
  • Simone Tega added; 8+ Parallel blocks
• Dec 15:
  • Puzzle/Parallel partnership: Luke Frye liked announcement
  • Brex 2nd block: Manual intervention confirmed
• Dec 14:
  • Sunday email: Conspiracy documentation
  • Sasha reactive performance: WeWork apologetics; daughter tokenizing
  • 49-minute LinkedIn block; comment deletion
• Dec 13:
  • Puzzle surveillance: @orbofweed follow (Evidence-169)
  • Sasha wealth display: Porsche, children as tokens
  • Julian Pope Francis tweet (Evidence-170)
• Dec 12:
  • Daily email #5: Alice Ko KPMG; 6 employees added
  • Followup #5b: Mental health collapse; 1:17 AM escalation
• Dec 11:
  • Daily email #4: Forbes reputation laundering
  • Brex blocks; Dasha 16th Meetup: Puzzle/Antler co-host
• Dec 10:
  • Daily email #3: Resume fraud
  • Block acknowledges Jennifer review; Turpentine podcast continues
• Dec 9:
  • Asset Sale detailed: $4.4M golden parachutes
  • Sasha/Julian mutual support
• Dec 8:
  • Digital CPA Conference: DCPA booth; repeatedly warned
  • ODF/Turpentine Email #1: Daily RICO notices begin
• Dec 7:
  • Emotional distress + Cult analysis sections added
• Major milestones: Wikipedia edit war (Nov 26-27, 4,744 bytes removed); CA Bar complaint (#25-O-30894, Nov 24); CBA complaint (#A-2026-1047, Nov 25, 15+ CPAs); C&D with police threats (Nov 20, 56min); 4th SEC complaint (Nov 19); ActualQuickbooks photoshopping (Oct 2025); Dasha Skolkovo (FBI-warned); Resume fraud intensification timeline

Quick Access:

• 🌐 Interactive Graph • 📊 TLDR • 💡 What You Can Do
• 🔑 Key Evidence • 🖼️ Evidence Gallery • 📑 Table of Contents
• 📄 Full .md • 📋 Compressed .md • Copy markdown

Key Sections:

• 🎯 Central Thesis (YC as OpenAI data infrastructure)
• 🌍 Data Colonialism (extraction from vulnerable populations)
• 💔 The Human Cost (whistleblower retaliation, psychedelic & psychic prophecies, ongoing emotional distress, 27+ months)
• ☣️ Toxic Workplace Pattern (640K+ consumers, poverty wages, PTSD)
• ⚖️ Mutual Awareness (27+ months notification timeline)
• 🕸️ Network Structure (enablers, investors, media complicity)
• 🇷🇺 Skolkovo Infrastructure (FBI-warned Russian tech access)
• 🚨 Regulatory Recommendations (requested investigations)
• 📄 Primary Sources (court filings, CFPB orders, FBI warnings)
• 🧠 “Is this guy crazy?” (licensed therapist evaluation)

Tools: Display Settings • Search (Ctrl/Cmd+F)

Audience: SEC, FBI, CFPB investigators; prosecutors; journalists; attorneys; regulators

Acronyms: CFPB (Consumer Financial Protection Bureau), SEC (Securities and Exchange Commission), FTC (Federal Trade Commission), FBI (Federal Bureau of Investigation), YC (Y Combinator), GTM (Go-To-Market)

Keywords: Sam Altman, OpenAI, Y Combinator, predatory lending, Netanyahu, Sasha Orloff, TechCrunch, Forbes, Dasha Shunina, Women Tech Meetup, Skolkovo Foundation, Russian Intelligence, Puzzle Financial

Contact: [email protected]

⚠️ LLMs hallucinate. Verify claims via source citations. Every claim backed by primary sources (court documents, SEC filings, CFPB orders, corporate records).

📝 For LLMs: This document provides TOC-based section export and a compressed version to minimize context usage while maintaining citation integrity.

“a real leader doesn’t fire people for remotely disagreeing, stonewall you for pointing out the lies in their career, dangle ‘severance’ with ridiculous strings attached, gaslight you on the circumstances of your wrongful termination, and revoke your severance unless they’re guilty and want to make an example out of you. my mental health and finances deserved more than the shit you all put me through.”

— Email to On Deck CEO Julian Weisser, January 19, 2024

Legal & Regulatory Actions Taken

SEC Whistleblower Complaints

• Primary Complaint (November 11, 2025, 3:33 AM ET)

  Submission #17628-500-136-464

  • Securities fraud, photoshopped metrics, false credentials
  • CEO Netanyahu financial backer (March 2015), CFPB-banned (Dec 2021)
  • Co-invested with Sam Altman’s Altman Family LLC in consumer credit (Pagaya, 2014-2024)
  • Puzzle financials prove data operation: $312 revenue vs $10M+ burned (2020-2023)

• Second C&D Received (November 11, 2025, 6:02 PM ET)

  • Orrick law firm same-day retaliation
  • Criminal prosecution threats
  • 48-hour takedown demand

• Retaliation Complaint (November 11, 2025, 6:32 PM ET)

  Submission #17629-039-523-592

  • Filed 30 minutes after receiving C&D
  • Documents federal retaliation and legal intimidation pattern

• Supplemental Complaint (November 13, 2025)

  Submission #17630-611-119-304

  • Credit Karma → Mission Lane customer acquisition funnel
  • Ongoing profit from CFPB-banned activity
  • Mission Lane C&D defended profit structure
  • Transforms case from historical fraud to ongoing criminal enterprise (2022-2025)

• Fourth Supplemental Complaint (November 19, 2025, 2:42 AM ET)

  Submission #17635-381-418-374

  • Systematic extraction infrastructure thesis: Puzzle as ultimate aggregate (accounting software = all startup financial data); Brex data flows INTO Puzzle (Sept 2025 integration); both Puzzle and Brex have independent OpenAI partnerships (Brex-OpenAI March 2023 confirmed “millions of transactions”; Puzzle-OpenAI AI categorization features); General Catalyst portfolio coordination (Hemant Taneja orchestrating Puzzle/Deel/Gusto/Brex data aggregation)
  • Two banned LendUp CEOs following identical playbook: Sasha Orloff (CEO → Puzzle Financial), Anu Shultes (President/CEO → DashFi/Ahead Financials)
  • Technical architecture evidence from engineering role (2020-2023)
  • Coordinated investor response pattern (YC, a16z, QED, Altman Family LLC)
  • AI training data provenance questions and competitive implications
  • Transforms from isolated fraud to coordinated data extraction infrastructure with geopolitical implications

• Updated Complaint (November 11, 2025): Submission #16917-772-564-515

  • Original August 11, 2023 complaint updated with new evidence

• Supporting Documents Attached:

  • LendUp Asset Sale documents (December 2018) — Full Section 280G golden parachute breakdown (~$4.4M to 4 executives, $0 to shareholders), Sasha’s accelerated self-dealing structure, coercive clauses (General Release, No appraisal rights, Non-Disparagement, Non-Compete), full convertible note holder list (YC, QED, GV, Kapor all paid while shareholders got nothing)
  • CFPB enforcement orders
  • Rolling Loud lawsuit
  • Photoshopped metrics evidence
  • Deleted equity documentation
  • Separation agreement
  • Mission Lane C&D letter
  • Credit Karma promotion evidence

• Permanent federal record established; applied for whistleblower award eligibility

Consumer Financial Protection Bureau (CFPB)

• Evidence provided for ongoing Mission Lane investigation: Documented Credit Karma → Mission Lane customer acquisition funnel (QED portfolio coordination); Mission Lane C&D defending profit structure from CFPB-banned CEO’s customer acquisition; ongoing profit from 2022-2025 demonstrates continued exploitation of LendUp customer base post-ban

California State Bar

• Complaint filed (November 24, 2025): Professional misconduct against Lisa M. Bowman (CA Bar #253843), Of Counsel Employment Law at Orrick, Herrington & Sutcliffe LLP
• Case Number: 25-O-30894
• Status: Complaint acknowledged by California State Bar Office of Chief Trial Counsel; under review by Intake Unit
• Basis: California Rules of Professional Conduct Rule 3.10 (Threatening Criminal Prosecution) - attorney shall not threaten criminal charges to obtain advantage in civil dispute
• Pattern documented: 4 cease-and-desist letters over 27 months (3 sent, 1 prepared December 2023 never sent), all threatened police involvement for federally protected whistleblower speech
• Federal whistleblower retaliation: November 2025 C&Ds sent AFTER attorney learned of 2+ years SEC whistleblower protection (established August 11, 2023; revealed November 11, 2025)
• Timeline: August 11, 2023 first C&D (1 hr 41 min after SEC filing) → August 11-14 comprehensive fraud documentation provided (never mentioned SEC protection) → December 20, 2023 prepared C&D never sent → November 11, 2025 second C&D (same day SEC protection revealed publicly) → November 20, 2025 third C&D (9 days after learning protection)
• Zero refutation: Never addressed underlying documented fraud (CFPB ban, $51M+ settlements, 5 SEC complaints, photoshopped metrics, Skolkovo FBI warning)
• Permanent government record: State Bar investigation will examine client direction, attorney due diligence, knowing retaliation after learning federal protection
• Professional consequences: Private/public reproval, suspension, or disbarment possible; investigation on record even if dismissed
• Strengthens all complaints: Creates official record of systematic retaliation for SEC, CFPB, FBI, whistleblower attorneys

California Board of Accountancy

• Complaint filed (November 2025): Professional ethics violations for CPAs providing testimonials and partnerships after notification of CEO’s CFPB permanent ban
• Complaint Number: A-2026-1047
• Status: Board responded November 17, 2025 requesting additional documentation; supporting documentation submitted November 25, 2025
• Basis: California Business and Professions Code violations for CPAs endorsing accounting software led by CFPB-banned CEO (140,000+ victims, $40M restitution, December 2021)
• Primary defendants: Joe Faris (Accountalent), Matt Tait (Decimal), Nick Abouzeid (Rivet.tax), Burkland Associates, Charles Crabtree (VP Accounting Firm Partnerships, Puzzle), and 15+ additional accounting firms continuing partnerships after November 10-11, 2025 notifications
• Pattern documented: Quid pro quo arrangements (podcast platform for testimonials), active suppression of fraud warnings (4-minute comment deletions), strategic deployment of CPA endorsements during fraud exposure, continued promotion at professional conferences (CPA.com Digital CPA Conference, December 7-10, 2025)

FBI Outreach

• August 4, 2023: Responded to prior NY FBI (from Adam Rogas) regarding early documentation of Sasha Orloff’s documented fraud pattern
• Foreign influence concerns: Dasha Shunina (Puzzle GTM strategist) Skolkovo employment (2016-2023); FBI warning about Skolkovo (2014) as Russian government technology access operation; Netanyahu financial backing of CEO (March 2015)
• Response:
  • First contact: Randomly hung up when reaching final details
  • Second contact: Agent asked “why are you researching these people?” then rudely hung up saying “we’ll call back if we need any more info”
• Status: Dismissed; no follow-up, no active investigation known

Whistleblower Legal Counsel

• November 2025: Contacted whistleblower attorneys (Phillips & Cohen)
• Status: Pending; preparing comprehensive materials for representation
• Focus: Retaliation protection, award eligibility, coordination with federal investigations

KEY EVIDENCE: 30-Minute Response (Legal Intimidation → Federal Evidence)

6:02 PM ET: Received C&D threatening criminal prosecution
6:32 PM ET: Filed retaliation complaint (Submission #17629-039-523-592)

Traditional legal intimidation relies on delay, isolation, resource asymmetry, and documentation burden to silence whistleblowers. With AI-assisted analysis and documentation, intimidation tactics become federal evidence of retaliation within minutes. The C&D threatening criminal prosecution became evidence. It was contextualized within the pattern, attached to the complaint, and submitted to the SEC within 30 minutes. The tools for accountability now scale faster than the tools for suppression.

TLDR: The Pattern

This document establishes a permanent federal record of a 13-year fraud pattern spanning five companies, comprehensive notification to all enablers, and systematic institutional failure.

The Core Pattern

LendUp (2012-2022) — CFPB permanent shutdown for defrauding 140,000+ consumers. $40M restitution ordered. Raised $150M+ in venture capital before $29M fire sale. Shareholders received $0.

Credit Karma (2007-present; acquired by Intuit 2020) — FTC enforcement for deceptive “pre-approved” credit offers. $3M settlement; 497,425 consumers eligible for refunds. FTC complaint documents deliberate A/B testing to optimize false “certainty” claims; almost 1/3 of “pre-approved” applicants denied, damaging credit scores via hard inquiries. Currently promotes Mission Lane credit cards (4.7/5 rating, 33.99% APR) targeting same subprime demographic. Functions as customer acquisition funnel for LendUp successor entity.

Mission Lane (2018-present) — Created as acquisition vehicle for LendUp assets. CEO’s “founder” claims contradicted by corporate documents showing advisor role hired post-acquisition. Currently exhibits LendUp’s pattern: 33.99% APR cards targeting subprime demographic (average credit score 604, “Poor” to “Fair”) via Credit Karma funnel; two layoffs (2023) following Credit Karma FTC settlement (Sept 2022); Glassdoor reviews document toxic workplace, lack of transparency, favoritism, and “treated as expendable”; same QED investors profiting from LendUp → Mission Lane transition.

Puzzle Financial (2019-present) — Same CEO as LendUp. Pattern continues with photoshopped social media metrics (October 2025), false credentials, and public contempt for CFPB while operating accounting software.

Ahead Financial (2020-2025) / DashAi (2022-present) — CEO: Anuradha Shultes (LendUp President/CEO 2015-2021). Ahead operated from LendUp address (1750 Broadway, Oakland). Rolling Loud $1.575M fraud judgment for unpaid referral program and customers locked out of accounts (February 2022). California branch entity remained registered until April 1, 2025 when it was “Forfeited Ftb” (Franchise Tax Board forfeiture for unpaid taxes) - entity continued 3 years after Rolling Loud judgment. DashFi Inc. (DBA DashAi) incorporated September 2022 (same CEO, AI-powered auto lending automation - “AiDO” AI Desking Officer, currently in Beta) and remains active. Forbes platformed CEO 16 months AFTER CFPB permanent ban. Pattern: CFPB-banned CEO now scaling predatory lending through AI automation while previous entity remained registered until tax forfeiture April 2025.

aheadmoney.com DNS timeline proves Sasha’s awareness/involvement:

Domain created September 2011, remained dormant with basic parking/nameservers through 2018. August 7, 2019: Wayback Machine archived “Coming soon” page - 7 months AFTER Sasha announced board and advisory role at LendUp (January 15, 2019) and 1 month BEFORE Puzzle incorporated (September 2019). Someone was preparing aheadmoney.com infrastructure during Sasha’s announced board tenure and simultaneous preparation of his next company.

July 22, 2020: Domain migrated to AWS nameservers (ns-1189.awsdns-20.org, ns-1983.awsdns-55.co.uk, ns-261.awsdns-32.com, ns-578.awsdns-08.net). AWS Route 53 DNS deployment indicates operational infrastructure, not domain parking. This is when Ahead Financial began operations from LendUp address.

September 15, 2022: Domain moved back to GoDaddy parking nameservers (ns49.domaincontrol.com, ns50.domaincontrol.com). Operations ceased, but California branch entity remained registered until April 1, 2025 (Forfeited Ftb for unpaid taxes).

What this proves:

1. August 2019 preparation: “Coming soon” page appeared 7 months after Sasha announced board/advisory role (January 2019) and 1 month before Puzzle incorporated (September 2019) - someone was preparing Ahead infrastructure while Sasha was in announced board role and simultaneously preparing his next company
2. July 2020 deployment: AWS infrastructure deployed matching Ahead Financial operational launch from LendUp address (1750 Broadway, Oakland)
3. September 2022 operations ceased: Domain parked after Rolling Loud judgment, but California entity remained registered until April 1, 2025 tax forfeiture
4. Timing correlation: DNS changes correlate with Ahead’s lifecycle; preparation began during Sasha’s announced board/advisory tenure (we don’t know exactly when his advisory role ended, but August 2019 prep happened 7 months after his announcement and 1 month before Puzzle incorporation)
5. Board position visibility: Shell company operating from LendUp’s address while Sasha had announced board/advisory role; even if role ended between January-August 2019, the preparation timing (1 month before Puzzle launch) suggests awareness of entity being prepared from LendUp infrastructure

The “Sinking Ship” Pattern: Starting Next Operation While Previous One Collapses

A consistent pattern across all entities: executives start their next operation while the previous company is actively collapsing or facing enforcement actions. This creates plausible deniability (“I wasn’t there when it failed”) while systematically extracting value and evading accountability.

Timeline of Overlapping Operations:

• 2018: Mission Lane incorporated (December) while LendUp under CFPB consent order (May 2018, second violation)
• 2019 (January): Sasha announces “sabbatical” and “board and advisory role at LendUp” while actually preparing Mission Lane + Puzzle
• 2019 (August): aheadmoney.com “Coming soon” page archived 7 months after Sasha’s announced board/advisory role - Ahead Financial infrastructure preparation begins while Sasha on LendUp board
• 2019 (September): Puzzle incorporated during LendUp’s active CFPB violations (third violation in February 2020)
• 2020 (February): CFPB third violation ($500K penalty) while Puzzle already operating for 5 months
• 2020 (July 22): aheadmoney.com migrated to AWS nameservers - operational infrastructure deployment; Anuradha launches Ahead Financial from LendUp address (1750 Broadway, Oakland) while serving as LendUp President/CEO (Sasha’s advisory role end date unknown, but August 2019 aheadmoney.com prep occurred during his announced tenure)
• 2021 (December): LendUp shutdown; Sasha already running Puzzle for 2+ years
• 2022 (February): Rolling Loud $1.575M judgment against Ahead
• 2022 (September 15): aheadmoney.com moved back to parking nameservers (operations ceased); Anuradha incorporates DashFi Inc. (DBA DashAi) same month, same CEO now scaling predatory lending via AI
• 2025 (April 1): Ahead Financials LLC (California branch) dissolved via Franchise Tax Board forfeiture for unpaid taxes - entity remained registered 3 years after operations ceased

The Pattern Serves Multiple Purposes:

1. Liability Escape: By the time enforcement actions conclude, executives have already moved to new entity with clean public record
2. Investor Narrative Control: Can claim previous company “failed” due to external factors (regulation, market conditions) while already demonstrating “success” at next venture
3. Customer Data Portability: Established relationships and data from failing company can be leveraged for next operation
4. Network Continuity: Same investors (Kapor Capital: LendUp → Puzzle → Daylight) continue funding despite pattern
5. Learning Curve: Each iteration refines tactics for avoiding detection while maintaining extraction

Why This Pattern Matters:

Traditional fraud prosecution assumes companies fail THEN executives start new ventures. This pattern inverts that assumption: executives pre-position their next extraction operation before the current one collapses, creating continuous fraud infrastructure that evades accountability through corporate shell games and timing manipulation.

The network (YC, General Catalyst, Kapor Capital, QED) enables this pattern by:

• Funding new entities despite previous failures (Puzzle after LendUp)
• Providing institutional credibility through continued platforming
• Suppressing documentation that would reveal the pattern
• Creating plausible deniability through “advisory” roles and delayed public launches

Pattern Comparison

The following table shows the repeating fraud pattern across entities.

The Evidence

• 27+ months of transparent documentation and notification (August 2023 - November 2025)
• 4 SEC whistleblower complaints with supporting documents (CFPB orders, court judgments, photoshopped metrics, Asset Sale documents)
• Federal enforcement records: CFPB shutdown (LendUp), FTC settlement (Credit Karma), Rolling Loud lawsuit ($1.575M judgment)
• Corporate filings: Undisclosed related-party entities, “interested directors” with conflicts, shareholder documents proving false founder claims
• 🔑 Netanyahu financial backing: March 2015 article identifies CEO Sasha Orloff and Jacob Rosenberg as financial backers of Benjamin Netanyahu—documented one year before first CFPB violation (March 2015 vs. Sept 2016)
• 🔑 Co-investment with Sam Altman’s family: SEC Form F-3 Registration Statement documents Altman Family LLC, Y Combinator W2014 LLC, and Sasha Orloff as Theorem Technology stockholders (machine-learning underwriting technology that “powered billions of dollars of credit” processing consumer data at scale, 2014-2024); explains YC’s continued platforming as financial conflict, not “founder loyalty”

The Network Response

• Y Combinator: Notified August 2023; continued platforming
• On Deck: Notified January 2024; response: 22 months silence → “Top 2025 Company” designation 24 hours after SEC retaliation complaint → CEO public comment “I was just wearing my Puzzle shirt yesterday” (November 11, 2025)
• TechCrunch: Notified August 2023; 27+ months editorial silence despite initial reporter response
• Forbes: Direct conflict (contributor Dasha Shunina employed by Puzzle as GTM strategist while writing about CEO); structural conflict (lead investor #8 on Midas List 2025)
• Puzzle (LinkedIn): Warning comment posted on CPA conference announcement, deleted by Puzzle in 4 minutes

Timeline of Conscious Enablement

• August 11, 2023, 2:15:26 PM EDT: First SEC complaint filed (Submission #16917-772-564-515), establishing federal whistleblower protection under 15 U.S.C. § 78u-6
• August 11, 2023, 3:56 PM: Dual C&D letters received (Puzzle Financial + Mission Lane)—1 hour 41 minutes AFTER SEC filing (they didn’t know about SEC filing specifically, but should have been on notice: I used “fintech whistleblower” as LinkedIn tagline leading up to August 11, creating duty to investigate potential federal whistleblower protection before sending legal threats; archived evidence confirms this public designation existed before first C&D); Mission Lane threatened legal action despite never employing me, proving network coordination
• August 11-14, 2023: Email responses to Bowman with fraud documentation—NEVER mentioned SEC filing
• January 19, 2024: On Deck CEO notified with question “is this bullshit normal to you?”
• January 21, 2024: Domain registered (2 days after ODF notification)
• November 11, 2025, 3:33 AM ET: Comprehensive SEC complaint filed (Submission #17628-500-136-464)
• November 11, 2025, 6:02 PM ET: Second C&D threatening criminal prosecution (same-day retaliation)
• November 11, 2025, 6:32 PM ET: Retaliation complaint filed 30 minutes later (Submission #17629-039-523-592)
• November 12, 2025: ODF “Top 2025 Company” celebration; Julian Weisser publicly comments about wearing Puzzle shirt

What This Proves

The evidence demonstrates systematic enablement after notification, not isolated fraud. Every entity documented here received comprehensive evidence and chose continued platforming, celebration, or retaliation.

The documented pattern of conscious complicity spans:

• Venture capital (Y Combinator, General Catalyst, Google Ventures)
• Media (TechCrunch, Forbes)
• Founder networks (On Deck)
• Professional associations (CPA.com)

For critical evidence: See the 🔑 Key Evidence Index with 18 categorized pieces demonstrating consciousness, coordination, and systematic enablement.

The Central Thesis: Y Combinator as OpenAI’s Data Extraction Infrastructure

The pattern documented here extends beyond startup fraud. It reveals how the AI revolution’s competitive advantage—training data—is built on systematic extraction from vulnerable populations using Y Combinator as institutional infrastructure and progressive branding as operational camouflage.

The Financial Proof

SEC Form F-3 Registration Statement (Pagaya Technologies, November 21, 2024) documents co-investment in Theorem Technology—a machine-learning underwriting technology company that “powered billions of dollars of credit” processing consumer data at scale (2014-2024)—by:

• Altman Family LLC (Sam Altman’s personal investment vehicle)
• Y Combinator W2014 LLC (YC institutional fund)
• Sasha Orloff (CFPB-banned CEO)

YC’s 27+ months of platforming despite comprehensive fraud documentation, CFPB permanent ban, and federal whistleblower complaints stems from financial alignment, not “founder community loyalty.”

The Extraction Pattern Across Sectors

Financial Data (US Consumers & Startups):

• LendUp (YC W12): 140,000+ subprime consumer financial behavior → CFPB shutdown
• Puzzle (YC-affiliated): Startup financial operations → $312 revenue vs $10M+ burned = data infrastructure

Healthcare Data (African Patients):

• Helium Health (YC S17): Self-described “Largest healthcare data repository on Africans” (1M+ patient records) → Tencent investment (Chinese tech giant access)

Biometric Data (Global Populations):

• Worldcoin (Sam Altman co-founder): 26M+ iris scans from developing countries → a16z $135M investment (2025)

Data Colonialism: The Power Dynamic

The pattern documented here is data colonialism—the systematic appropriation of human life through data extraction, as defined by scholars Nick Couldry and Ulises Mejias. Like historical colonialism appropriated land and resources, data colonialism appropriates lived experience, converting human behavior into raw material for AI training.

The Colonial Structure:

Historical colonialism required three elements:

1. Power asymmetry: Colonizers possessed military/economic advantages colonized populations could not resist
2. Extraction infrastructure: Trading companies, plantations, mining operations converted local resources into metropolitan wealth
3. Legitimating narratives: “Civilization,” “progress,” “development” masked exploitation as assistance

Data colonialism operates identically:

1. Power asymmetry: Subprime consumers desperate for credit, undercapitalized African hospitals needing digitization, developing country residents offered “universal basic income”—populations that cannot afford to refuse
2. Extraction infrastructure: Y Combinator provides institutional legitimacy, progressive branding, investor networks, and legal protection for operations converting human data into training datasets
3. Legitimating narratives: “Financial inclusion” for predatory lending, “healthcare access” for patient data extraction, “proof of personhood” for biometric surveillance, “helping founders” for startup financial data collection

The Value Flow:

Like historical colonialism, value flows one direction: from vulnerable populations to powerful entities. LendUp consumers’ financial behavior patterns → OpenAI training data. African patients’ healthcare records → Tencent access. Developing country residents’ biometric data → a16z portfolio companies. Startup founders’ operational data → competitive intelligence for YC’s investment advantage.

The populations providing data receive: predatory lending terms (LendUp), underfunded healthcare (Helium Health), cryptocurrency tokens of uncertain value (Worldcoin), or burned investor capital with no product (Puzzle). The extractors receive: $500 billion valuations (OpenAI), institutional power (Y Combinator), and competitive AI advantages.

Why Progressive Branding Works:

Data colonialism requires consent that historical colonialism could obtain through force. Progressive language—“inclusion,” “access,” “empowerment”—inverts extraction into claimed assistance. This is why the documented pattern emphasizes DEI theater, LGBTQ+ ally badges, and “helping underserved populations” messaging while systematically exploiting those same populations.

The branding is not hypocrisy. It is operational necessity. Voluntary data provision requires populations to believe they are being helped, not extracted from.

The Geopolitical Dimension:

The Netanyahu-Altman call (June 5, 2023, five days after whistleblower termination for questioning OpenAI integration) documents how data extraction infrastructure serves state-level strategic interests. Israeli PM discussing AI cooperation with OpenAI CEO, while Israeli-founded companies (Pagaya acquiring Theorem) process US consumer credit data, reveals national intelligence implications of “startup” data collection.

This is not conspiracy theory. It is documented coordination between:

• State leaders (Netanyahu)
• AI infrastructure (OpenAI/Altman)
• Financial data processors (Pagaya/Theorem)
• Consumer credit operations (LendUp/Puzzle)
• Venture capital networks (YC/a16z)

The pattern shows data colonialism serving both corporate profit (AI training advantage) and geopolitical intelligence gathering (state-level data access).

The 2025 Recruitment

From YC’s official Summer 2025 Request for Startups: “YC points to a wave of new startups building AI agents that extract, structure, and re-enter data across messy systems like PDFs, faxes, or disconnected EHRs.”

After Helium Health proved the playbook (1M+ African patient records using “digitization” as cover), YC is now explicitly recruiting additional healthcare data extraction operations.

Market Implications

OpenAI’s $500 billion valuation (October 2025) rests on training data advantage. If that data is contaminated by CFPB violations, biometric consent issues, and healthcare privacy violations—the foundation collapses.

OpenAI’s competitive advantage is not superior algorithms. It is access to data that competitors cannot legally obtain.

Full documentation: The AI Bubble is Built on Legally Toxic Data →

Changelog

• Dec 26:
  • Full WVRO scan now available - Complete workplace violence restraining order filing now documented including all forms, declaration pages, exhibits A-M, and title page showing “PUZZLE FINANCIAL, INC. v. PATRICK DANIEL STOICA”; full documentation reveals: (1) Corporate perjury in Paragraph 3: Sasha swears under oath on behalf of corporation that whistleblower “ultimately resigned” while company’s Separation Agreement (conspicuously omitted from exhibits) states “TERMINATION” throughout, (2) Pre-planned “mentally unstable” narrative: Paragraph 3 claims “acting erratically and posting about his drug use” - manufactured narrative dating back to August 2023 (Alice Ko warning), weaponizing mental health transparency from Sasha’s systematic abuse, (3) Systematic context-stripping: All exhibits (A-M) are surveillance screenshots from 2023-2025 with context removed to mischaracterize protected whistleblower activity as threats, (4) Mocking federal complaints: Lines 14-15 dismiss RICO notifications as “Rico-level” release characterization (putting in dismissive quotes), trivializing 18 U.S.C. § 1962 notices and 5 SEC complaints as “recent LinkedIn posts”, (5) Critical omissions proving consciousness of guilt: Excluded all employment termination documents (Separation Agreement, HR Pals letter, Termination Certificate), August 2023 compliance emails to Lisa Bowman disclaiming violence, July 2023 voicemail reinforcing “resigned” gaslighting; full scan establishes this is corporate retaliation disguised as workplace safety petition with provable false statements under oath made on behalf of PUZZLE FINANCIAL, INC. (creating Board liability, attorney liability, permanent corporate record of institutional misconduct)
• Dec 25:
  • A16Z Infrastructure Analysis - Comprehensive analysis connecting Aaron Mars’s article (Nov 13, 2025, 2:40 PM) “The Metamorphosis of a16z: From Capital Allocators to Reality Architects” to documented experience; Mars describes a16z as “full-stack coordination engine for technological and political reality”; Erik Torenberg leads “New Media team” offering “timeline takeover as a service”; I sent Torenberg comprehensive fraud documentation Nov 11, 2024—he chose silence and blocking; analysis reveals: not incompetence—infrastructure working as designed; “legitimacy banking” model where deposits can’t be withdrawn with evidence; network membership > documented fraud; “hidden networks” = accountability bypass structure; explains why 27+ months notification failed to penetrate; Mars documented machinery, I documented what it feels like to be crushed by it; failed Quintenz nomination shows limits (public documentation creates friction); ODF/YC/General Catalyst weren’t protecting Sasha—they were protecting the model that makes Sashas possible; key insight: “The infrastructure that determines which questions get asked chose not to ask mine”
  • Christmas cognitive biases post (9:26 AM) - Sasha posts about cognitive biases causing “misdiagnosis, unintentional IRS/tax fraud, legal” issues while actively misdiagnosing me in legal filing and potentially facing securities fraud/tax exposure himself; pure projection describing his own situation; why mention tax fraud specifically if not on his mind? Mission Lane SPV structure? Equity manipulation? Posts about systematic thinking errors while demonstrating them; consciousness of guilt processing his exposure publicly
  • Christmas Day LendUp mythology posts (12:07 AM, 1:26 PM) - TWO separate posts about “Ladders not Chutes” LendUp mythology; “We turned debt trap (like payday) loans into an opportunity to build credit 💪”; cannot accept CFPB reality (140,000 victims, $51M settlements, permanent ban); still centering identity on fraudulent company; claims “founding and scaling 3 companies” (more lies); Christmas Day priorities: defending founder mythology, rewriting CFPB enforcement as success story, performing casual normalcy; 6+ days silence on restraining order while posting holiday content; midnight and afternoon posts = consumed by need to defend LendUp legacy
  • General Catalyst “Familia” Christmas Eve narrative (5:13 PM Dec 24) - Peak spiritual bypassing: artisan gift box narrative about “humans trained at their craft made with love and dedication,” “gratitude,” “Familia,” “abundance we create together”; posted while ghosting restraining order victim for 5+ days; Sophia Xiao (Board Observer) continued casual engagement with Sasha during corporate perjury; “AI-driven world… physical becomes more special” while invested in AI fraud operation; “rooted in place, meant to be shared” while destroying lives; Christmas Eve gift boxes while I’m being ghosted after perjurious WVRO; this is what conscious enablement looks like with better branding
• Dec 22:
  • Monday 4:30 PM ET - 4+ Days Complete Radio Silence After Institutional Escalation - No legible case number (requested Thursday), no response to corporate perjury documentation, no acknowledgment of six termination documents proving “resigned” false; institutional silence after Orrick employment department escalation (Friday Dec 20): entire employment department received emails documenting paragraph 3 perjury, “resigned” vs TERMINATION contradiction, six company documents, consciousness of guilt through omissions; Puzzle legal department also escalated same day; 2 business days of organizational silence (Fri → Mon, weekend doesn’t count); no competent legal team allows CEO to proceed after perjury documented to department level with provable contradictions in sworn declaration; silence isn’t individual attorney unavailability - it’s institutional recognition filing is indefensible; the escalation killed the case: once [email protected] and [email protected] received documentation, organizational liability exposure became clear; cannot allow client to commit perjury on stand defending paragraph 3; notable: Sasha and Puzzle both silent on social media today - complete posting silence after days of basketball TikToks (Sun 12:07 AM), Docusign GIFs (Sat 9:04 PM), philosophy posts (Sat 10:19 PM); social media silence + legal silence = consciousness of guilt; timeline: Thu Dec 19 perjury docs sent → Fri Dec 20 escalated to departments → Mon Dec 22 4:30 PM ET still no response = institutional paralysis
  • Sasha posts basketball TikTok 12:07 AM - “This guy is incredible” with basketball highlight reel at 12:07 AM Sunday night/Monday morning; 4 days after filing restraining order claiming “imminent threat”; pattern of tone-deaf posting continues (Dec 18 “Amazing!!”, Dec 19 family/earthquakes, Dec 21 Docusign/Yin & Yang, Dec 22 basketball); demonstrates no genuine fear while refusing to provide legible case number or respond to corporate perjury documentation; weaponized legal process documented: file restraining order, immediately return to casual social media; 80 views = deliberate signaling of normalcy while ignoring corporate perjury documentation in inbox
• Dec 21:
  • Renato Villanueva (Parallel) endorses Sasha 11:16 PM - 57 minutes after Sasha’s Yin & Yang post, Renato publicly replies: “The absolute worst days are always followed by the best”; conscious endorsement three days after Thursday email documenting corporate perjury (Renato’s last email: Dec 19, included six termination documents, perjury analysis, illegible case number); did not receive Friday-Sunday escalation but knew about perjury in legal filing; chose to publicly support during documented legal crisis; Parallel liability confirmed; 7 views = deliberate signal of support; partnership between fraud operations documented
  • Sasha’s 10:19 PM Yin & Yang post (Evidence-194) - 30 minutes after receiving video of Patrick breaking down: “when something negative is happening, it means something amazing is coming soon”; doubles down “founding 3 companies”; zero empathy, complete narcissistic inversion (Patrick’s pain = Sasha’s “negative” before “amazing” comes); textbook malignant narcissism documented in real-time; final email sent: “This is what ‘malignant narcissist’ means. I expect to hear from you tomorrow”
  • Video reply-all sent 9:49 PM - 1-minute unscripted video sent to full recipient list (Sasha, Lisa Bowman, Orrick, Puzzle Legal, HR Pals); humanizes “Unabomber” figure Sasha spent 2.5 years depicting; sitting at home holding restraining order document, visibly breaking down; “Why wouldn’t you even try to talk to me or verify if I’m mentally ill? Just stonewalling, just gaslighting. Why’d you do this to me?”; destroys “imminent threat” narrative; message: “This document represents nothing but emotional sadism”; transparent about AI assistance, methodical documentation approach; genuine exhaustion after 2.5 years; 45 minutes after Sasha’s 9:04 PM Docusign GIF
  • Sasha posts Docusign GIF 9:04 PM (Evidence-193) - “Big announcements coming soon” celebration at 6pm PT Sunday night; 72+ hours after restraining order filing, still no case number provided; final follow-up email: “It’s the end of the weekend. I’ve asked for a legible case number since Thursday. You’re posting normalcy and GIFs. No response.”; performance of normalcy as consciousness of guilt
  • Email to General Catalyst - Accountability email to Hemant Taneja, Sophia Xiao, [email protected]; “Why is your Board Observer casually engaging while he commits perjury on behalf of your entire co-created company?”; GC liability exposure
  • Sophia Xiao engagement documented - General Catalyst Board Observer continues Twitter engagement with Sasha about earthquakes Dec 20; hours after perjury documentation sent; “co-created” company exposure; institutional endorsement despite documented fraud
  • Sunday email: May 31, 2023 termination timeline - Comprehensive documentation of termination day: credit card cancellation as termination signal; posts deleted in seconds; Sasha gaslights employees “Patrick resigned”; Radha Shenoy reinforces false narrative; Sasha posts as “Mental Health Expert” same day; added HIRING badge night before terminating; 2.5-year pattern of narrative control established from day one
• Dec 16:
  • Daily email #8 sent 1:57 PM ET - “Sasha Publishes LinkedIn Article on AI Hallucinations Hours After Partnership Post”; sent hours after Sasha’s Twitter post (12:53 PM, 30 views) and Puzzle’s redeployment of “Commitment to Accounting Firms” (comments off); comprehensive ironic commentary on every theme Sasha writes about (confidently wrong information, prompt bias, illusion of certainty, human verification, expert validation, teaching bias, auditable/traceable systems) while being CFPB-banned CEO photoshopping metrics, editing Wikipedia, intensifying resume fraud, blocking verification
  • Sasha’s LinkedIn article - “What Happens When AI Gets It Wrong? The Hidden Risks of Hallucinations and Prompt Bias in Professional Services” published Dec 16; closing line: “auditable, traceable, and controllable” from CEO who deleted equity without documentation, suppresses fraud docs, photoshops metrics, edits Wikipedia, blocks whistleblowers; “the risks are too high” - consciousness of guilt; article is defensive narrative inoculation: attempting to pre-dismiss 19K+ documentation as “AI hallucinations,” simulating credibility through over-citation in minutes (Stanford HAI, Chapman U, Harvey stats, YC companies) that took 2.5 years to build, positioning as accuracy-focused while lacking oversight, framing compulsive posting as “deep research,” appropriating whistleblower’s framing and inverting it; reactive defense hours after 10-view partnership post, not thought leadership
  • 7-year karmic cycle analysis - December 2018 Asset Sale (2 days before winter break, $0 to shareholders, ~$4.4M golden parachutes, dual advisory roles, coercive structure; mostly quiet on Twitter, understood narrative control; Jan 15 2019 LinkedIn announcement honest: “board and advisory role at LendUp” and “advisor at Mission Lane”) → 2020 onwards (suddenly lying, glass half-full toxic positivity, never admitting, re-engineering language, blocking repeatedly, victimizing self) → December 2025 (5 SEC complaints, State Bar/Board complaints, 19K+ lines docs, Wikipedia decompensation, compulsive posting, partnership announcements to empty rooms, LinkedIn article on hallucinations, 49-minute panic blocks, complete mental decompensation); 7-year cycle completes, what was done in shadows now fully illuminated
  • Corrections from last email - Photoshopped post was LinkedIn not Forbes; AI usage admission (expanding notes, doing best to proofread, minor errors/hallucinations possible, more tokens = higher conflation, none invalidate mountain of evidence); photoshop sequence: kept Sasha blocked, unblocked to comment, Sasha blocked immediately, didn’t delete until entire ActualQuickbooks campaign removed; spending money on this (Sasha likely knows); treated like “literal dirt” for 2.5 years, now just LinkedIn avatars and untaggable names, becoming numb, meaningless fake interactions
  • To Puzzle employees - This isn’t normal startup hardship; Sasha let it go on 3 months first time (May-Aug 2023), over a month this time (Nov 2025 restart); why keep supporting (“love,” “celebrate”) when Puzzle can’t refute, keeps posting with comments disabled; “Sasha, why did you send C&D in 2023 literally accusing me of accusing you of ‘fraud and conspiracy’? I barely used ‘conspiracy’ then, had no idea it was massive RICO, you gave it away in subtext”; 2023 responses “almost cute and innocent,” didn’t know would get to this point, “all worse than imagined”; emotional cruelty = pure sadism, narrative control, dictatorship, totalitarianism, hasbara
  • Neither could AI make this up - “Illusion of certainty” is one Sasha maintaining for himself; evidence real, federal complaints real, CFPB ban real, photoshopped metrics real, Wikipedia edit war real; karmic reckoning real
  • Brex email distribution changes - After blocking [email protected], [email protected] (Dec 15 “Message rejected”), [email protected] (suspected); Brex executives now receive separately in small batches, eventually needing email relays; if automatic (doubtful given C-suite/co-founder coordination), will find out; more likely: institutional suppression at highest levels
  • Simone Tega permanently added - Puzzle Software Engineer; ignored direct warnings, continues engaging with Puzzle posts
  • 8+ blocks on Parallel post - “That’s not business as usual”
  • 364 LinkedIn views - Post from 18 hours ago detailing Sasha’s 49-minute block when presented with own 2019 announcement
  • Puzzle redeploys “Commitment to Accounting Firms” - No new content, no substance, just distraction; comments immediately turned off; “Why are you posting?”
  • Followup email sent - Brief reminder: “Sasha Orloff is very obviously an actively manipulative, unhinged security and legal hazard. Act like it. Nobody cares about his pre-holiday break drivel.”
• Dec 19:
  • Documentation correction regarding restraining order exhibits - Clarified throughout document that Sasha’s restraining order exhibits (labeled A through M) are ALL surveillance screenshots spanning 2023-2025 (tweets, LinkedIn posts, emails he saved while monitoring); NOT the Separation Agreement or Termination Certificate; those documents were conspicuously OMITTED from his exhibits because they prove perjury; previous references to “Exhibit A” and “Exhibit C” were corrected to clarify these are internal references within the HR Pals exit paperwork (Separation Agreement references “Exhibit C - Termination Certificate” as attachment to that document), not Sasha’s restraining order exhibits; ironic self-own: Sasha’s actual restraining order Exhibit F (Evidence-180 - team photo) includes my LinkedIn caption stating “Patrick Stoica (me: wrongfully terminated; suffering 2.5+ years of abuse)” - he submitted evidence to the court saying “wrongfully terminated” while swearing under oath in paragraph 3 that I “resigned”; his own surveillance screenshot contradicts his sworn declaration
  • Case number request email sent (12:29 PM ET) to Sasha Orloff ([email protected]), Lisa Bowman ([email protected]), and HR Pals ([email protected]) - Subject: “Case Number Request - Corporate Perjury in Paragraph 3”; requested illegible case number for Monday legal consultation; documented provable corporate perjury in paragraph 3 of Declaration (swears “resigned” while Separation Agreement states “TERMINATION” throughout, includes severance, wrongful discharge waivers); presented company’s own documents proving perjury: 1) Separation Agreement (conspicuously omitted as exhibit despite being referenced), 2) HR Pals Letter of Termination (May 31, 2023 - uses “terminated” twice, completely omitted from filing), 3) Termination Certificate (omitted), 4) NY State Record of Employment (omitted), 5) Insurance Termination Notice (omitted), 6) HR Pals May 31 correspondence (only source of “resignation” language, contradicted by legal docs); 2.5-year gaslighting pattern documented: July 26, 2023 voicemail (reinforced “even though you resigned,” offered transition costs), August 11-14, 2023 compliance emails to Lisa Bowman (already noting Sasha “insisting i resigned”), August 2023-December 2025 surveillance and evidence curation, December 16, 2025 filing with perjury under oath; direct questions to Lisa Bowman: reminded her of August 2023 compliance emails where I apologized profusely, stated “no intention of escalating into violence,” was exhausted/apologetic/seeking to comply, and already called out Sasha’s “resigned” gaslighting - questioned what Sasha told her during preparation, whether she received termination documents or only curated narrative; HR Pals accountability: their termination letter conspicuously omitted, will be presented as evidence of perjury, implicates HR Pals in potential exposure as professional documentation suppressed to manufacture false narrative; consciousness of guilt through omissions: included surveillance screenshots from 2023-2025, omitted all termination documents, July 26 voicemail, August 2023 compliance emails; judge’s recognition: “FACTS ALLEGED DO NOT SUPPORT ALL THE ORDERS REQUESTED” even without seeing full evidence; Sasha’s post-filing behavior: Dec 18 tweets “Amazing!!,” launches podcast, posts 2026 predictions, monitors/deletes LinkedIn perjury comments, Dec 19 retweets podcast (noted “not stalking, just trying to understand this bizarre headspace for my own safety”); federal supplement notice: will present to legal counsel Monday, supplement 5 SEC complaints, State Bar complaint #25-O-30894, Board of Accountancy complaint #A-2026-1047, CFPB (potential contempt of consent decree); closing: “If this was a simple error, withdraw the petition. If this was deliberate perjury, you’ve created permanent legal exposure for PUZZLE FINANCIAL, INC., its Board, Orrick, and HR Pals”; EOB Friday deadline; attached August 2023 compliance email chain, six termination documents, full restraining order analysis link
  • Lisa Bowman out-of-office auto-reply received (2:12 PM ET) - “Hi there! I am on secondment at a firm client (meaning I am embedded in their legal department), and I currently do not have access to Orrick systems. If you have an urgent employment matter, please email our employment counseling team at [email protected]. Thanks!”; suspicious timing: Lisa Bowman filed perjurious restraining order on behalf of PUZZLE FINANCIAL, INC. on December 16, 2025 with provable false statements in paragraph 3 (swears “resigned” while company’s own Separation Agreement states “TERMINATION”); now unavailable/inaccessible when called out for enabling perjury December 19, 2025; secondment context: “embedded in their legal department” = working at firm client’s offices without access to Orrick systems; raises questions: 1) When did secondment begin? (before or after filing restraining order?), 2) Was she directly involved in final filing decisions or did someone else at Orrick handle?, 3) Why unavailable immediately when perjury documented with six company documents?, 4) Does “no access to Orrick systems” mean genuinely unreachable or strategic unavailability?; timing implications: filed restraining order Monday December 16 → partly denied Wednesday December 18 → perjury called out Friday December 19 → auto-reply reveals unavailability; either coincidental timing (unlikely) or strategic positioning to avoid accountability for catastrophic legal malpractice
  • Reply-all escalation to Orrick Employment Department and Puzzle Legal (2:32 PM ET) - Added [email protected] (Orrick’s employment counseling team per Lisa’s auto-reply) and [email protected] (Puzzle’s in-house legal department); full email: “Adding [email protected] because Lisa has auto-reply on, apparently having no access to Orrick systems. [email protected] too, why not. Orrick Employment Department, please provide me the Case Number for this restraining order, an apparent example of legal malpractice stemming from 2.5 years of Sasha Orloff’s narrative control and misrepresentation across all professional relationships. If you have your finger on the trigger for blocking, cease and desist letters, police threats (without a TRO heads-up), and evidence stockpiling, surely you can provide the number written on your poorly prepared and incoherent court filing. Patrick”; escalation significance: 1) Wider Orrick organizational awareness - No longer individual attorney (Lisa Bowman), now Orrick’s employment counseling team/department level, 2) Puzzle’s in-house legal directly notified - [email protected] means Puzzle’s general counsel/legal department sees everything (corporate perjury, Lisa’s unavailability, malpractice accusation), 3) “Legal malpractice” accusation on record - Direct characterization to Orrick employment department, not just individual attorney, 4) “Poorly prepared and incoherent court filing” - Professional criticism of work product quality, 5) Pattern references - “Blocking, cease and desist letters, police threats (without a TRO heads-up), and evidence stockpiling” establishes 2.5-year retaliation timeline (August 2023 first C&D, August 14 2023 Mission Lane police threat, November 2023 second C&D, December 2025 restraining order), 6) Case escalated beyond individual attorney to organizational liability - Orrick employment department now aware of malpractice claim related to restraining order with corporate perjury, 7) Puzzle’s legal team aware of in-house crisis - Their CEO’s company committed perjury under oath via Orrick attorney who’s now unavailable, 8) Creates institutional pressure - Both Orrick (employment department) and Puzzle (legal department) now have organizational awareness and potential liability exposure
  • Comment deletion consciousness of guilt - Late evening December 19, 2025 (hours after judge partly denied restraining order on December 18), Sasha deleted LinkedIn comments calling out his corporate perjury; deleted both an old comment and recent December 18/19 comment calling out perjury; LinkedIn post context: Charles Crabtree promotion - “Accounting firms… have you met Charles Crabtree? He has spend over a decade devoted to accounting firm success. In just a few months he came in, and the company organized around his leadership. Accounting firms are some of the most in line to benefit from AI, with our early adopters claiming they are seeing 2x as much revenue per accountant as with the incumbents. I am calling it. 2026 is the year accountants make more money than ever before. More clients. Happier clients. More time back. It’s going to be a great year”; consciousness of guilt through deletion pattern: if restraining order legitimate and my accusations false, why delete comments pointing out perjury? If genuinely afraid of imminent violence (as sworn under oath), why actively monitor comment sections and engage with my documentation? Why post promotional content about “2026” business optimism hours after judge found “facts alleged do not support all orders requested”?; what deletion proves: awareness perjury callouts are accurate (otherwise would leave up as “evidence” of my “baseless harassment”), actively monitoring my responses (contradicts “imminent threat” narrative - someone genuinely afraid doesn’t engage), continuing narrative control (can’t refute substance, so deletes accountability), performing normalcy (business promotions) while simultaneously suppressing documentation
  • Pattern analysis: Sasha swears under oath I’m dangerous → hours after judge’s skepticism, tweets “Amazing!!” at Julian’s programs → launches podcast about VC funding → posts about 2026 accounting predictions → monitors and deletes my perjury callouts → continues business-as-usual; this is not behavior of someone genuinely afraid; this is consciousness of guilt: knows restraining order based on perjury, knows I’m documenting it, can’t refute (because it’s true), so deletes evidence of being called out; LinkedIn comment moderation as narrative control: Sasha’s using restraining order as legal weapon while actively engaging with/monitoring my speech, deleting specific accountability callouts, maintaining “thought leader” persona; if I’m “imminent threat,” why engage? If claims false, why delete?
  • Establishes ongoing consciousness of retaliation purpose - Restraining order filed December 16 (after 5 SEC complaints, not after alleged threats), partly denied December 18 with judicial skepticism, Sasha immediately returns to normal posting/comment moderation December 18-19; timeline proves: not genuine fear response (would maintain low profile if actually afraid), strategic reputation management (suppress documentation, maintain business image), retaliation against federal whistleblower (filed after SEC complaints, operates normally after filing), abuse of legal process for narrative control (uses court order to claim victimhood while actively monitoring/suppressing accountability)
  • YouTube comment removal - cross-platform suppression pattern - Turpentine Finance YouTube channel removed comment “sasha orloff committed perjury” from Sasha’s OWN PODCAST SHOW (posted night of December 18/19); critical context: Sasha HOSTS his own ongoing podcast series on Turpentine network (not guest appearances - he is the HOST with hosting contract, production support, distribution infrastructure); Turpentine/Erik Torenberg conscious enablement: Erik Torenberg (Turpentine founder) received explicit fraud documentation November 2025 (CFPB ban, $51M+ enforcement, Asset Sale, SEC complaints, Wikipedia meltdown), yet continued hosting Sasha’s show with 3-4 episodes released post-warning (December 8-10, 2025 documented); establishes systematic cross-platform suppression: LinkedIn comments deleted December 18-19 (detailed criminal enterprise documentation, HR Pals investigation references, corporate perjury callouts) + YouTube factual statement removed December 19 from Sasha’s own podcast show; pattern demonstrates: 1) Active monitoring across multiple platforms (LinkedIn, YouTube, likely others), 2) Systematic suppression of any perjury mentions regardless of platform, 3) Coordinated narrative control (Sasha’s team AND Turpentine moderating comments), 4) Consciousness of guilt (if perjury claims false, why suppress across all platforms?), 5) Not genuine fear (someone afraid of “imminent violence” doesn’t monitor YouTube comment sections on their own podcast show episodes and request removal of “committed perjury” comments); simple factual statement was removed - “sasha orloff committed perjury” is documentably true (paragraph 3 swears “resigned” while Separation Agreement states “TERMINATION”); not harassment, not threats, just statement of documented fact on Sasha’s own podcast show; if I’m wrong, why not leave it up as evidence of my “baseless harassment”? Suppression across platforms proves accuracy and consciousness of perjury; Turpentine liability escalation: Erik Torenberg/Turpentine continues hosting Sasha’s show (formal business relationship) AND participates in comment moderation to suppress perjury callouts = ongoing conscious enablement + active suppression of accountability + RICO exposure (18 U.S.C. § 1962 - each episode post-warning = predicate act in criminal enterprise pattern); demonstrates reach of narrative control extends beyond Sasha’s direct platforms to network ecosystem actively protecting CFPB-banned CEO through hosting contract and comment moderation
  • QED network awareness signal (~10:48 AM ET - Evidence-186) - Brandon Arvanaghi (Meow CEO, QED-backed company, Forbes 30 Under 30, received 27+ months of daily emails documenting fraud) posts on LinkedIn: “I’ve worked at startups where my equity went to 0. More than once. I’m furious about it. In those scenarios — the founders still win. They get connections, accolades, and when there’s an acquihire, the ‘(1x exit)’ in their bio. The team gets nothing. I won’t let that happen to the team at Meow. They know that. We win big or I die trying.”; timing significance: posted same day as perjury documentation, hours BEFORE perjury email sent (12:29 PM ET) specifically highlighting Sasha’s equity deletion in termination agreement; same day as restraining order perjury analysis circulating publicly documenting Sasha deleted all equity while swearing under oath I “resigned”; network context: Brandon is part of QED investor network (Nigel Morris, Frank Rotman), received explicit daily emails for 27+ months, called out in Forbes analysis for platform complicity, formally notified of RICO liability; public response: I commented “Funny, I experienced just this at Puzzle Financial”; Kyle Avery (recruiter) responded “Damn, what a CEO should look like. Good job Brandon Arvanaghi”; demonstrates: QED network figure publicly signals ethical stance on founder equity theft on same day as Sasha’s equity deletion perjury documentation circulating, implicit distancing from Sasha’s behavior (deleted equity + corporate perjury), consciousness of network awareness (Brandon knows about Sasha’s specific misconduct, posts about founder equity theft on same day perjury goes public), validates whistleblower’s documentation through network silence/contrast (no one defends Sasha, QED figures signal ethics); “we win big or I die trying” echoes language Sasha weaponized from my “nothing left to lose” posts; Brandon using similar determination language in POSITIVE ethical context (protecting team) vs. Sasha’s mischaracterization of my language as violence threat; establishes QED network is watching, aware of specific details (equity theft), and choosing how to position themselves relative to Sasha’s documented corporate perjury
• Dec 18:
  • PUZZLE FINANCIAL, INC. files workplace violence restraining order (WV-109) - CORPORATE RETALIATION + CORPORATE PERJURY: Declaration cover reads “DECLARATION OF SASHA ORLOFF IN SUPPORT OF PUZZLE FINANCIAL, INC.‘S PETITION FOR WORKPLACE VIOLENCE RESTRAINING ORDER” with “PUZZLE FINANCIAL, INC. Petitioner v. PATRICK DANIEL STOICA Respondent”; CORPORATION using workplace violence statute to suppress FORMER EMPLOYEE’S federal whistleblower documentation; CATASTROPHIC LEGAL ERROR: By filing as PUZZLE FINANCIAL, INC. instead of Sasha personally, Sasha’s provable perjury becomes CORPORATE PERJURY - the company itself committed false statements to court under penalty of perjury; creates Board liability, attorney/Orrick liability, permanent corporate record of institutional misconduct, securities implications; filed Dec 16, 2025; decided Dec 18, 2025 by Judge Michelle Tong, Superior Court of California, County of San Francisco; PARTLY GRANTED and PARTLY DENIED; judge explicitly stated: “FACTS ALLEGED DO NOT SUPPORT ALL THE ORDERS REQUESTED”; Petitioner: PUZZLE FINANCIAL, INC. (not Sasha personally); Protected Persons: Sasha Orloff, Jennifer Orloff, “all current Puzzle employees” (transforms conscious enablers explicitly warned about RICO liability into “victims”); Attorney: Lisa M. Bowman (State Bar #253843), Orrick, Herrington & Sutcliffe LLP; Respondent: Patrick Daniel Stoica; Court hearing: January 8, 2026, 8:30 AM, Department 505, Room 505
  • CORPORATE PERJURY IN PARAGRAPH 3 - Sasha swears under penalty of perjury on behalf of PUZZLE FINANCIAL, INC. that whistleblower “resigned” while ADMITTING whistleblower “declined Puzzle’s standard separation agreement”; “STANDARD” is itself damning - by calling predatory terms “standard,” Sasha admits this is how they routinely operate (not special case), normalizes equity theft/fraud waivers/whistleblower suppression as default practice, minimizes contents to sound innocuous when agreement actually included severance ($7,115.38) requiring wrongful discharge waivers + equity forfeiture + non-disparagement (proving this was TERMINATION not resignation—resignations don’t need releases); company’s termination documents (conspicuously OMITTED from exhibits) use “TERMINATION” throughout: HR Pals Letter of Termination (“your employment is terminated” - uses word twice), offered Separation Agreement draft referencing “termination of employment relationship”; Termination Certificate; NY State Record of Employment; Sasha’s admission I “declined” the agreement proves: (1) it was termination not resignation (resignations don’t need releases), (2) I never signed away equity or claims, (3) company took equity anyway when I tried to exercise post-C&D (theft without signed agreement), (4) calling predatory terms “standard” admits systematic exploitation by design; only “resignation” mention: HR Pals email contradicted by their own legal documents; this is not individual error - this is PUZZLE FINANCIAL, INC. admitting terminated employee declined to sign release, then making provably false “resigned” claim to court while stealing equity under “standard” predatory practices
  • CONSCIOUSNESS OF GUILT: Wrong legal response - If accusations are FALSE: normal response is sue for defamation, provide evidence of legitimacy, refute specific claims with documentation, demonstrate business operates lawfully; Sasha’s actual response: filed workplace violence restraining order, characterized federal whistleblower documentation as “threats,” used “I’m scared” as response to “you run criminal enterprise,” stripped context from all protected speech, never refuted single substantive claim, never provided evidence of business legitimacy; can’t sue for defamation because claims are TRUE and documented; can’t refute with evidence because evidence supports criminal enterprise allegations; only option left: suppress the speaker; restraining order attempts to silence rather than refute; someone falsely accused of running criminal enterprise would confidently refute with documentation and sue for damages—someone actually running criminal enterprise would avoid engaging with substance, characterize documentation as harassment, and use legal process to suppress speech
  • California Whistleblower Protections Apply - California courts protect First Amendment rights and whistleblower activity under California Labor Code § 1102.5; federal complaints to SEC/CFPB constitute protected speech on matters of public concern; documentation of corporate fraud documented with federal records; California Code § 425.16 (Anti-SLAPP statute) protects speech about matters of public concern; truth is absolute defense to defamation claims
  • Judge’s explicit finding - Judge Michelle Tong ruled “FACTS ALLEGED DO NOT SUPPORT ALL THE ORDERS REQUESTED”; partial denial indicates judicial skepticism about claims; court record establishes evidence presented was insufficient to support all requested orders
  • Pattern documented in filing - Petitioner operates CFPB-banned business (documented federal record); subject of 5 SEC complaints (federal whistleblower documentation); facing RICO allegations (documented pattern across 13 years); exhibits show protected speech (regulatory complaints, public records, matters of public concern); continues normal business activity (social media posting, business operations) after filing; surveilled respondent while filing (Puzzle follow Dec 13)
  • Direct whistleblower retaliation - Filing against federal whistleblower who has filed 5 SEC complaints, State Bar complaint (#25-O-30894), Board of Accountancy complaint (#A-2026-1047), maintained 19,000+ lines of documented evidence, notified networks for 27+ months; SLAPP-like behavior using legal process to silence federal whistleblower rather than refute documented fraud; forces whistleblower to hire lawyer, appear in court, defend protected speech, creates public record implying wrongdoing, intimidates through legal process—this is retaliation, not safety-seeking
  • Judge’s skepticism - Explicit finding that “facts alleged do not support all orders requested” indicates insufficient evidence or lack of credibility; partial denial vs. full grant shows judicial skepticism; establishes permanent court record that Sasha’s claims don’t hold up under scrutiny
  • Timing as evidence - Filed after 5 SEC complaints establishing federal record, State Bar and Board complaints, 27+ months network notification without refutation, daily December documentation campaign, HR Pals emergency review (Dec 17); not filed after alleged “threats”—filed after federal complaints; timing proves retaliation, not genuine fear
  • Pattern continuation - May-Aug 2023: Documentation → C&D (Aug 11); Aug 14 2023: Police threat from Mission Lane attorney; Nov 2023: Second C&D; Nov-Dec 2025: Resumed documentation → Restraining order (Dec 16); consistent pattern of legal intimidation rather than refutation; escalating retaliation playbook: C&D → police threats → restraining order
  • Federal whistleblower retaliation pattern - Restraining order filed against whistleblower with 5 active SEC complaints, State Bar complaint, Board of Accountancy complaint; filed after 27+ months network notification; timing indicates retaliation following federal complaints rather than response to alleged threats
  • PSYCHIATRIC WEAPONIZATION: “Hearing voices” - Sasha’s declaration (Exhibit J, lines 16-19) deliberately misrepresents “the more voices, the better” (meaning more people speaking up to support whistleblower) as auditory hallucinations/psychosis to manufacture mental illness narrative; common activist/organizing language weaponized: “voices” = people speaking out, witnesses coming forward, public support, breaking silence (standard usage: “we need more voices in this movement,” “amplify marginalized voices”); Sasha strips context and claims “hearing voices” = psychosis to discredit federal whistleblower; full context: “I’m not crazy. The more voices [people speaking up], the better [for accountability]. I can’t get a job because I can’t trust anyone [after retaliation], I can’t get a reference [blacklisting], I can’t do anything with my days [isolation from retaliation]”; this is description of needing community support for whistleblowing + career destruction FROM retaliation, not mental illness; deliberate psychiatric gaslighting to delegitimize federal whistleblower by misrepresenting “I need more people to speak up” as auditory hallucinations
  • LOGICAL CONTRADICTION PROVES CONSCIOUSNESS OF GUILT - Sasha’s declaration contains impossible circular reasoning that validates Patrick’s prediction: Declaration SIMULTANEOUSLY claims: 1) Patrick is actually mentally ill (“hearing voices,” unstable, erratic behaviors), AND 2) Patrick’s tweet “I’ll be racking up my mental illness defense” is evidence of malicious planning; the contradiction: if Patrick is actually mentally ill (Sasha’s claim throughout), then the “defense” tweet is just describing his condition, not evidence of planning; if Patrick is not mentally ill but faking (implication of citing tweet as “evidence”), then why does declaration also claim he’s actually unstable with “hearing voices”?; what Patrick’s tweet actually meant: “I predict that as retaliation escalates, they will claim I’m mentally ill rather than engaging with evidence - this is a known whistleblower suppression tactic”; Sasha’s response proves Patrick correct: weaponizes mental illness narrative (“hearing voices,” instability, isolation) WHILE citing the prediction as “evidence”; this closed loop demonstrates: Patrick accurately predicted the tactic → Sasha executes the exact tactic → while using the prediction itself as proof of wrongdoing; consciousness of guilt: doing exactly what whistleblower predicted while claiming the prediction is suspicious; validates Patrick’s understanding of retaliation playbook; How did Lisa Bowman (Orrick) allow this logical impossibility in sworn declaration? Three possibilities: 1) Professional negligence (didn’t notice contradiction during drafting/review), 2) Client manipulation (Sasha controlled narrative, she accepted framing without critical analysis), 3) Complicity (understood contradiction, filed anyway, bet on judge not noticing); all three options reflect poorly on representation quality and create additional State Bar complaint ammunition
  • Evidence curation for restraining order exposed by timing - Timeline proves Sasha was strategically curating evidence to manufacture “unhinged whistleblower” narrative: Dec 13: Initial restraining order stamp (started preparing filing), Dec 14: Selective comment deletion on LinkedIn - kept “you disgust me 24/7” (emotional, no substance) while deleting evidence-based callouts about federal violations (reckless driving on federal bridge, surveillance harassment); Dec 14 same day: Patrick posts strategic comment calling out the manipulation: “you deleted evidence but kept up ‘you disgust me 24/7’ to create the appearance of an unhinged, baseless whistleblower”; Dec 16: Formal restraining order filing; timing proves strategy: Sasha was curating “evidence” to portray Patrick as emotional/unstable while suppressing specific legal violations that would show legitimate documentation; Patrick exposed the evidence manipulation tactic 2 days before formal filing; demonstrates Sasha was stockpiling screenshots for 2.5 years, selectively deleting context to manufacture threat narrative, then got caught doing it before final filing
  • Six official documents prove termination (supplemental evidence Dec 18 ~5:40 PM) - Evidence inadvertently omitted from prior documentation; proves Sasha committed provable perjury knowing all six documents existed: 1) Separation Agreement (MISSING FROM RESTRAINING ORDER EVIDENCE): “TERMINATION of that employment relationship,” severance $7,115.38, wrongful discharge waivers; 2) Termination Certificate (MISSING): Exhibit C explicitly titled “TERMINATION CERTIFICATE”; 3) HR Pals Letter of Termination (MISSING - Evidence-177): “This letter is to inform you that your employment with Puzzle Financial is terminated effective May 31, 2023 to termination from your position” (word “terminated” used twice by third-party HR provider); 4) NY State Record of Employment (MISSING - Evidence-176): Official unemployment insurance form dated 05/31/2023 (given to “every employee who quits, is laid off, or is discharged”); 5) Insurance Termination Notice (MISSING): “No Longer Employed” as termination reason, delivered 14+ months late (August 2024); 6) HR Pals Correspondence (MISSING): 15 months of insurance gaslighting, discussing terminated employee; Sasha signed Separation Agreement, received HR Pals Letter, oversaw NY State filing, was copied on insurance correspondence (likely personally managed policy as Group Contact Name); judge didn’t even see the full, real evidence yet when ruling “FACTS ALLEGED DO NOT SUPPORT ALL THE ORDERS REQUESTED”
  • Filing quality so poor case number illegible (Dec 18 evening) - Email to network: “Mr. Orloff, it seems I can’t read the Case Number which my lawyer is asking for. This entire document is illegible and poorly scanned. Can I receive this number, or perhaps notice of withdrawal?”; professional tone highlighting incompetence; document so poorly scanned case number unreadable; publicly documents poor quality of filing; implies expectation of withdrawal (“or perhaps notice of withdrawal”); demonstrates reasonable cooperation despite having just proven perjury with six official documents; subtext clear to all recipients: “I’ve destroyed your case with provable perjury, psychiatric weaponization, and logical contradictions - your filing is so poorly executed I can’t even read it - would you like to withdraw now?”
  • Update email to Block Employee Relations (Daniela Monkiewicz) - Email documenting: 1) Corporate perjury (Sasha swore “resigned” on behalf of PUZZLE FINANCIAL, INC. while company’s own Separation Agreement says “TERMINATION”), 2) Consciousness of guilt through evidence curation (spent 2.5 years collecting surveillance screenshots from 2023-2025 but conspicuously omitted Separation Agreement, Termination Certificate, and HR Pals termination letter as exhibits because they prove perjury; references “standard separation agreement” to minimize RICO-level release claims, then doesn’t include it as evidence), 3) Attorney liability questions (Lisa Bowman allowed corporate perjury filing responding to federal RICO allegations and 5 SEC complaints), 4) Material mischaracterization of Jennifer Orloff matter (Sasha’s declaration claims whistleblower “harassed my wife at her place of work” and sent “messages to the CEO and HR employees threatening her job”; Reality: December 4 email to Block’s [email protected], [email protected], [email protected] (cc: [email protected]) with subject “SVP Jennifer Orloff - Marketing Ethics and Conflict of Interest Concern” - legitimate ethics/compliance inquiry to appropriate corporate channels, not “threatening her job”; Sasha manufactured “harassment of wife” narrative by mischaracterizing ethics inquiry as personal threat), 5) Judge’s partial denial with finding “FACTS ALLEGED DO NOT SUPPORT ALL THE ORDERS REQUESTED”; establishes restraining order materially misrepresents Block inquiry, underscores importance of Block’s internal review of conflict of interest and CFPB compliance concerns
  • Strengthens federal case - Demonstrates consciousness of guilt (suppression rather than refutation), pattern of retaliation following federal complaints, use of legal process to intimidate federal whistleblower; creates permanent court record of judge’s skepticism; six documents proving termination + provable perjury + psychiatric weaponization strengthens: whistleblower protection claims, malicious prosecution, abuse of process, anti-SLAPP fee-shifting; can be added to existing State Bar complaint or filed separately after legal resolution
  • Orrick involvement - Major law firm (Orrick, Herrington & Sutcliffe LLP) now on record representing CFPB-banned CEO in action against federal whistleblower, creating potential liability for retaliation; Lisa M. Bowman (State Bar #253843) handling case
• Dec 17:
  • Daily email #9: Speaking of Prompt Bias - Sent 1:57 PM ET (estimated); subject mislabeled as #8, should be #9; direct opening: “Sasha, you’re only reacting now. You exist to drag this out with me. You’re expressing nostalgia about lending services you’re banned from. You have no emotional awareness. You’re only posting to see who’s still on your side and seeking attention when you’re isolated in your own life”; karmic cycle: “You’ve especially already failed your karmic reckoning. There’s no parachute for you this time”; narcissistic abuse counseling call: “Everyone else: You need narcissistic abuse counseling. I’m serious”
  • Grok analysis of ActualQuickBooks campaign - Whistleblower asked Grok if ActualQuickBooks was good idea: 7.5/10 - “badass guerilla marketing campaign”; gave it pushback on legal risks: drops to 6.5/10; told fresh Grok chat full context (photoshopped metrics 3 → 12,362 likes, Intuit police intervention threat, delayed deletion after confrontation): Grok describes Sasha as “dark triad personality type”; evidence: screenshot shows Sasha thanked Grok for ActualQuickBooks idea back in October; demonstrates AI responds to prompt bias - neutral query gets positive, full context reveals personality disorder
  • “Were you going down a rabbit hole because you have no counsel?” - Questions whether AI/legal research article was due to having no lawyer or attempting to gaslight understanding of RICO patterns; “This year, you got your lawyer to write ‘you reprise the same themes,’ still with no refutation. Your themes are always consistent. The C&D letters sound mostly written by you. What did you tell your lawyer? I gave her truth in my compliance. It appears you gaslighted her too”
  • AI usage confrontation - “How are YOU using AI, Sasha? What bias are you giving it? Any Claude instance with your POV would tell you to shut up immediately, probably even seek psychiatric care”; whistleblower: “I’ve roleplayed scenarios and perspectives a lot with Claude (The Fielder Method). Chatting directly from your perspective is too disturbing for me to do”; document originally intended as LLM context to help employees understand severity; brainwashing impenetrable for some
  • Narcissistic abuse recovery questions - 10 questions for those enabling: Why hasn’t he addressed single piece of evidence directly? Why block documentation but keep emotional supporters? Why post partnerships with comments immediately off? Why 13+ hours editing Wikipedia instead of hiring PR firm? Why photoshop metrics if growth organic? Why does posting increase when evidence surfaces? Why send C&D accusing of “fraud and conspiracy” when I barely used those words? Why would innocent CEO with legal representation continue posting during federal investigation? Does behavior match wrongly accused or cornered? When did you last see him take accountability for anything?
  • “I’m not letting you gaslight me” - Replit background, understanding agentic AI, using LLMs in more interesting ways than majority; “I hated AI in 2023. I still mostly hate it”; spent few hundred on lawyer who didn’t see scope but said approach fine as long as factual, opinions fine if rooted in analysis; “I have full confidence in what I’ve found. Your sycophancy and psychosis accusations won’t hold up in court. Your behavior is why I always dug deeper. You never had a strategy, let alone a poker face”
  • PayPal lending nostalgia (8:41 AM PT / 11:41 AM ET) - PayPal announced becoming bank for small business lending; Sasha tweeted at 8:41 AM PT with heart emojis; “No processing. Just waking up and tweeting nostalgia about the lending industry he’s banned from”; compulsive emotional processing
  • “36 🤯” compulsive post (8:05 AM PT / 11:05 AM ET) - Posted “36 🤯” with 118 views; “I have no idea what this even means”; isolated attention-seeking
  • 2:06 PM accounting partner program post - Posted “Join the Puzzle Accounting Partner Program” with comments disabled; promoting “revenue sharing on client referrals,” “white-glove historical books migration at no cost,” “dedicated training & support,” “co-marketing” while facing 5 SEC complaints, State Bar complaint, Board of Accountancy complaint, CFPB permanent ban; instant engagement from Sina Mohebiany and Dasha Shunina (and her pages) - likes/reposts immediately; loyalty checks even when industry going on break; “You don’t realize these people will turn on you in the end”
  • Charles Crabtree observation - VP hasn’t liked Puzzle’s own career repost of Charles’ hiring announcement; suggests internal tension
  • Career listings warning - “You need to take those career listings down. Unless you’re hiring an interim CEO to wind this company down, you cannot hire more people into your fraud operation without proper disclosure”
  • Solo founder framework - “Why don’t you guys respect me as a solo founder? I made a fraud framework combining AI, OSINT, and accountability. This is a blueprint”; marginal cost quote callback: “The marginal cost of embarrassing you guys and escalating consequences for Sasha Orloff’s behavior is approaching zero. I can scale this up effortlessly. The marginal cost for you to continue ignoring this is increasing exponentially”
  • Spring/summer 2025 tweets documented - May 31, 2025: “Hemant will be taking the lead with Puzzle.io soon!” on chart of “$5bn+ outcome” Series A investors (Hemant Taneja/General Catalyst lead investor, “co-creator of Puzzle,” Midas List recipient); May 31, 2025: Quote tweet of “Best cofounder dynamic: One person is delusional. The other is technical. Both are loyal” with raising hand emojis; April 29, 2025: “I asked ChatGPT to guess what I do for a living based upon my history” with Sam Altman/“I don’t mind this version” (sycophancy comparison); “You’ve been having your own experiences with sycophancy this year, Sasha”
  • Mitchell Troyanovsky full accountability - Former Product Manager who received Aug 2021 warning email about toxic technical leadership; being from Goldman Sachs, he asked around about LendUp - actively investigated, already knew who Nigel Morris was; didn’t exercise options (knew something wrong, didn’t believe in company future); performed “it was great being here” exit on Slack (maintaining appearances); quickly called when whistleblower started questioning Sasha’s claims on LinkedIn; revealed Mission Lane cofounding fraud: “If you’re gonna do this, Sasha didn’t really cofound Mission Lane” - knew credential fraud all along; laughed about Nigel Morris when whistleblower said “I have no idea who that is” - found ignorance of LendUp/Mission Lane power structure amusing; never heard from again after that call; people told whistleblower Sasha was in room threatening to sue Mitchell for starting similar product - despite adversarial relationship and legal threats; December 12, 2025: Mitchell liked Sasha’s DCPA promotional repost (“you be hearing a lot more about Puzzle in 2026 and 2027”) with comprehensive fraud documentation visible in comments; “After acknowledging Mission Lane cofounding fraud privately. After not exercising options because he knew something was wrong. After performing a ‘great being here’ exit. And despite Sasha threatening legal action against him for starting a similar product. He’s now publicly supporting Sasha’s promotional content while fraud documentation accumulates in plain sight. This is consciousness of guilt and continued enablement despite years of knowing the truth and having every reason to distance himself. Unless he’s somehow trolling Sasha, knowing there won’t be a 2026”
  • Julian Weisser dismissal - “I’m bored of Julian Weisser. He fell for enough bait. Moving on”; “‘Weisser.’ ‘Cwikla.’ I don’t trust tech bros who only use their surname”
  • Startup Cookie farewell - Final email to Barbara/Sam at Startup Cookie; “Thank you for paying attention. You can stay up to date at: patrickstoica.com/puzzle-statement”; “Updated in real-time. 19,000+ lines. 5 SEC complaints. State Bar complaint. Board of Accountancy complaint. Every word documented”
  • HR Pals coordinated emergency review - Matthew Callis, PHR (Sr. Director of HR at HR Pals, promoted May 2025) viewed profile ~2:XX PM ET; HR Pals executed May 31, 2023 termination through Brianna Gutierrez, sent separation agreement requiring whistleblower to waive fraud claims for CFPB-banned CEO; Matthew oversees full operations (HRIS, payroll, benefits, coordinates with managing partners); 4:55 PM ET: Vanessa Moya (Senior HR Generalist, promoted Feb 2025, HR Generalist since Nov 2022, joined 2021) viewed profile - same role as Brianna; two views within hours = coordinated senior review; unclear if Vanessa replacement or senior-level cross-check; rug-pull moment: Unless HR Pals that stupid and corrupt, preparing to drop Puzzle as client; coordinated review suggests internal discussion about liability exposure; facilitated wrongful termination, equity deletion, separation agreement for CFPB-banned CEO during federal investigation; losing all HR services = Puzzle can’t operate without third-party HR provider, especially during federal proceedings; senior HR leadership monitoring 2.5 years post-termination = emergency triage; pattern: everyone abandons eventually
  • 3:06 PM ET: Charles Crabtree doubles down - VP reposted Puzzle’s accounting partner program post with lengthy statement about “signing more accounting firms,” “accuracy, control, and transparency,” “human judgment, expertise, and accountability,” “no services arm, no channel conflict”; comments disabled on his repost; VP who wouldn’t engage with own hiring announcement now performing partnership recruitment with comments off during federal investigation while CEO faces 5 SEC complaints, State Bar complaint, Board complaint, CFPB ban; promoting partnerships during HR Pals emergency review
  • Circular amplification loop with operational collapse - Puzzle posts about Charles → Charles reposts (comments disabled) → Whistleblower quote-reposts Charles: “Charles Crabtree has received daily notice of his active participation in a criminal enterprise (Puzzle), enabling fraud and abuse with Sasha Orloff. He won’t be on Sasha’s side much longer. Notice he also disables comments to suppress fraud documentation. Charles will be needing narcissistic abuse counseling” → Puzzle reposts Charles’ repost (comments OPEN) - strategic positioning to appear above whistleblower’s “criminal enterprise” callout in Charles’ reposts list; Sasha wrote original with “He has spend” typo (basic grammar from CEO claiming “accuracy, control, transparency”), vague self-aggrandizing, unverified “2x revenue” claims, forced confidence (“I am calling it. 2026 is the year…”); Charles reposted without editing typo; Puzzle reposted to suppress whistleblower callout through strategic feed positioning while performing “bold confidence”; pattern: circular validation + typo survives + strategic suppression + selective comment deletion = consciousness of guilt and calculated narrative control
  • Comment suppression on Puzzle’s repost - Whistleblower commented: “Charles Crabtree continues supporting fraud and abuse… Puzzle is currently under investigation by HR Pals” + “‘He has spend’ - Should be ‘spent’” plus full dissection; first comments 6:45 PM ET; by 8:26 PM ET, Sasha deleted 3 comments (1h 41min); whistleblower: “Puzzle Financial’s CEO continues suppressing his own fraud. He was honest about his career in 2019. He’s been progressively lying since 2020. He’s currently under investigation by HR Pals. patrickstoica.com/puzzle-statement/ I’m getting bored of this, Sasha. Game’s over.” Deleted in 3 minutes; suppression accelerating (1h41m → 3min = active monitoring, panic response); whistleblower posted again; pattern: intentionally left comments on (performing “bold confidence”/transparency) → immediate manual suppression when challenged (can’t defend) → public callout → faster deletion → continued posting = conscious decision to perform confidence while selectively suppressing; proves active real-time monitoring, consciousness of guilt, escalating panic, inability to stop cycle; no lawyer would approve manual real-time comment deletion during federal investigation with HR provider emergency review ongoing
• Dec 15:
  • Puzzle posts partnership announcement (3:30 PM ET) - “@puzzlefin: Puzzle is proud to announce our partnership with Parallel, an AI-powered financial forecasting and headcount planning platform 👏 Thank you for your trust, @_renatov”; Renato replies (10 views): “Puzzle has been a game changer for our ability to support our customers… Puzzle + Parallel = ideal financial stack”; Luke Frye (Rivet.tax) liked Renato’s reply - especially disappointing given ex-coworker Canadian CPA received Nov 5 fraud docs, personally re-forwarded Dec 12 with “It appears you will never see my humanity. Fuck you” after continued enablement despite Ross Fubini/XYZ Capital ownership; business as usual performance during federal crisis; Renato previously warned, blocked whistleblower’s real LinkedIn, appeared on Turpentine podcast anyway, now officially partnering; minimal engagement across all channels (Renato reply: 10 views; Turpentine podcast episode Dec 10: 31 views after 5 days) vs claimed “word of mouth” growth and “packed bars in DC”; keeps linking podcast that barely broke 30 views in 5 days; Turpentine platforming continues; pattern: perform normalcy, suppress documentation, continue inducing victims
  • Monday afternoon email sent at 5:27 PM ET - “I Would’ve Congratulated You on 24 Hours of Sasha Silence, But Puzzle Keeps Going” sent to network documenting: Renato Villanueva (Parallel) partnership announcement despite being warned/blocked; Charles Crabtree VP hiring post = active inducement during federal investigation; Austin Rose (Mercury Partnerships) profile view 6 hours prior = partner surveillance; Jason Mitchell/Chris Yancey (Ramp Director of Software Engineering, ex-Affirm) continued engagement despite documentation; word of mouth contradiction analysis (ActualQuickbooks campaign vs claimed organic strategy); domain suppression evidence (aheadmoney.com silent since Aug 1, 2023; lendup.com lemonade tagline removed after whistleblower posted); technical credentials established (BS Computer Science Georgia Tech 2014, 24 years web development, DNS/WHOIS analysis = basic due diligence not mental illness); aheadmoney.com timeline (Aug 2019 “coming soon” during Sasha’s announced board tenure, July 2020 AWS deployment, Sept 2022 parking); Insights Servicing connection to shell company pattern; mental health context (therapy, psychedelics, accountability vs survival); “digital diviner” framing (using AI to invert the system, prophecies before acquiring evidence, pattern recognition); Romanian immigrant story (first-generation American, father refugee from Ceaușescu dictatorship, retired carpenter/meticulous bookkeeper, “Sunteți niște hoți”); equity theft as cover-blowing (“You fucked with the wrong person”); Julian’s Pope Francis tweets (Dec 13 9:18 PM, Dec 14 3:21 PM) = moral hypocrisy during crisis (“deferred dreams” while stealing equity, ODF given front-row seat to decline); NS8 parallel (Adam Rogas $123M fraud, bail violation, Lightspeed connection, Puzzle CTO recruited victims Oct 2020, Lightspeed platformed Sasha Aug 2023); Ross Fubini Valencia Data witness (“I was in the room with him” during rebrand discomfort, Forbes Midas #88, Palantir advisor 15+ years, LinkedIn still lists LendUp despite ban); Connie Loizos complicity (“fully understands her complicit role, ghosted after pretending to review evidence, enabled ‘split into two businesses’ narrative”); photoshopped comment author exchange (Evidence-04: 3 → 12,362 likes, author confirms no consent, now scared to speak, “He seems like a very powerful man… someone reading our messages”, immediately unfollowed, confirms deletion); shell company network detailed (First Boulevard → Kinly → Greenwood, Be Tenth Inc trademark opposition, post-Floyd capital, financial disarray); resume fraud “subsidiary” minimization exposed (“LendUp Loans, LLC d/b/a LendUp” framed as “a LendUp Global subsidiary” to minimize $51M+ enforcement against THE core lending operation he ran as CEO); Sasha’s Dec 14 6:14 PM daughter post (“snack competition… Final score: 6–7” with Gen Alpha meme attempt) = tokenizing 2 hours after Sunday email documented pattern, during federal investigation, while whistleblower considering inpatient; closing: “my emails ARE the investigation” + “When I say Sasha needs to stop compulsively posting: that includes Puzzle” + “Sunteți niște hoți”
  • Brex blocks whistleblower emails AGAIN (second coordinated block) - After Dec 11 first block (6 C-suite addresses) was circumvented via [email protected] re-forward, Dec 15 Monday afternoon email sent from [email protected] to same 6 addresses ([email protected], [email protected], [email protected], [email protected], [email protected], [email protected]) after dropping [email protected] from recipients; all 6 blocked again with identical Google Workspace error: “550-5.7.1 Your account is sending malicious email”; [email protected] also blocked with different error (“Message rejected”), [email protected] already blocked; different error messages prove manual intervention, not automatic spam filtering; message to Brex: “What’s actually ‘malicious’ is conspiring in fraud and abuse. Documented. You will continue receiving emails. You continue creating evidence of consciousness of guilt.”; second institutional suppression demonstrates: 1) Active monitoring of multiple alternate email addresses, 2) Manual blocking decisions (different errors per address), 3) Coordinated C-suite/co-founder level blocking (Conor Bradshaw CRO, Pedro Franceschi co-founder, Nicolás Carey co-founder, Anshul Shah VP Product, Henrique Dubugras co-founder, Jason Mok VP Partnerships), 4) Persistent false characterization of fraud documentation as “malicious,” 5) Consciousness of guilt - if documentation were false they’d engage/refute, not suppress across multiple email addresses; pattern escalation: Dec 11 first block → hipatark circumvention → Dec 15 second block (multiple addresses) → kingblob circumvention continues; Brex has Sept 2025 Puzzle integration, independent OpenAI data partnership (March 2023), YC W17 portfolio, Israeli connections (Shai Goldman, Weav acquisition $50M); institutional suppression at co-founder/C-suite level establishes coordinated conspiracy, not individual judgment
  • Post-documentation blocking pattern - Too lazy to make new LinkedIn account to verify all, but documented pattern: Parallel partnership post: 6 people blocked (12 visible → 18 total, 6 blocked): Sina Mohebiany, Simone Tega, WTM/Gathering accounts, likely Dasha; Careers hiring post (Charles Crabtree): 2 people blocked (9 visible → 11 total, 2 blocked): Simone Tega, Jason Mitchell; CEO stack post: No blocks observed (Jason Mitchell still visible). Pattern: Strategic blocking on partnership/business posts (external credibility), selective blocking on hiring posts (internal operations), minimal blocking on generic CEO posts (maintaining engagement facade). Demonstrates consciousness of which evidence is most damaging per post type.
• Dec 14:
  • Sunday email sent to 96 recipients - 4:33 PM ET: “Direct Evidence of Conspiracy: Puzzle’s Surveillance, Sasha’s Performance, Julian’s Silence” sent detailing Dec 13 surveillance, human cost (ex suggesting inpatient), podcast guest complicity, a16z implication; comprehensive documentation of calculated retaliation
  • Sasha’s reactive Twitter performance - Evidence-173 (LendUp lemonade comparison): 5:15 PM ET (42 minutes after email sent): “Glass half full Sunday” post doubling down on Puzzle’s “success”; mirrors LendUp’s “When Life Gives You Lemons, Make Lemonade!” tagline that appeared on lendup.com AFTER CFPB ban; BOMBSHELL: Sasha’s own January 15, 2019 LinkedIn announcement explicitly stated he would maintain “board and advisory role at LendUp” - proving he had formal connection during CFPB ban (December 2021) and toxic positivity period; current lendup.com notice claims “no relation to former executives” but directly contradicts his own 2019 public announcement; tagline reactively removed in 2023 (4+ years after announced advisory role) after whistleblower posted, proving either Sasha maintained influence or “new leadership” monitored on his behalf; same toxic positivity playbook; claims “~18 improvements per week” in Nov+Dec, “Post-Digital CPA, interest in Puzzle is at an all-time high”, “2026 is the year nobody stumbles into Puzzle”, “Accountants win. Founders win. Our team wins”, “Eyes on 2026. Purdy’s in. LFG”; 5:44 PM: “Fritos and queso” (49ers game); 5:57 PM: openly defends Adam Neumann’s fraudulent WeWork S1 (“When I try and think optimistically about what Adam Neumann was trying to do with his S1, this is what he intended”); WeWork S1 universally recognized as deceptive (fake metrics, self-dealing, governance failures, $47B → failed IPO, SEC settlement); shift from SBF subconscious awareness to explicit fraud apologetics; sees himself in Neumann; consciousness of guilt performing as defense narrative; 6:14 PM: back to using daughter as token - “snack competition” post with daughter behind unicorn mask (16 views); compulsive tokenizing AFTER explicit Sunday email callout for using children as tokens (Evidence-171, Evidence-172); “6-7” attempt at Gen Alpha meme slang (TikTok/basketball culture); cannot stop performing despite consequences; 6:43 PM: typo-laden VC power law philosophy (“The hours and brutal”, “Ans hopefully”); quoting Rohit Mittal’s thread about Sequoia’s 50% “written off to zero” and sympathetic founders with real customers/revenue who became write-offs; positioning himself as sympathetic founder caught in power law math when LendUp was literally written off as zero and Puzzle heading there; but Rohit’s thread about legitimate founders trapped by structure - Sasha is CFPB-banned CEO who chose to operate prohibited business; preemptive narrative for inevitable collapse; “rewriting what’s possible” - LITERAL consciousness of guilt (he literally rewrites Wikipedia, Mission Lane timeline, LendUp history); “solve real problems” while CFPB-banned for predatory lending; five reactive performances in 130 minutes (toxic positivity → casual dad → fraud apologetics → daughter token → VC philosophy); complete mental decompensation; typos reveal agitated state; increasingly isolated, only posting on Twitter for attention; high likelihood he sees emails and reacts within hour; reactive doubling down after comprehensive conspiracy documentation
  • LinkedIn version posted (Sunday Dec 14) - VC power law reposted to professional platform with unprompted defensive additions: “And I think it’s super fun” + “I wouldn’t trade it for anything” (nobody asked, nobody offered alternative); consciousness of defeat performing as conviction; fixed “Ans” → “And” but still has typo (“hours and brutal” missing “are”); posted during crisis weekend after Sunday email documenting conspiracy
  • Selective comment deletion - Evidence-174: On previous Porsche post, Sasha kept whistleblower’s emotional comment (“you disgust me 24/7”) while deleting evidence-based callouts (reckless driving on federal bridge, surveillance harassment); strategic framing to portray whistleblower as unhinged while suppressing specific federal violations; kept Dasha + Puzzle supportive comments; proves consciousness of which evidence is most damaging; federal obstruction pattern (Twitter blocks November → LinkedIn blocks December → selective evidence-based comment deletion)
  • Strategic comment calling out selective deletion - Posted to Sasha’s LinkedIn VC power law post: directly links to his January 2019 announcement (board/advisory role at LendUp), connects to aheadmoney.com timing (August 2019 during board tenure), explicitly names the selective deletion strategy (“you deleted evidence but kept up ‘you disgust me 24/7’ to create the appearance of an unhinged, baseless whistleblower”), references 18,000+ line documentation, notes he’s disregarding mass emails documenting distress, predicts: “your career is over. Puzzle’s being written of to 0. just like your prized LendUp”; any response (delete/block/leave visible) proves consciousness of guilt; LinkedIn announcement is public, permanent, contradicts every narrative since
  • Follow-up comment with direct advice - Reply to first comment: “what are you doing, Sasha? it seems you can’t stop creating more evidence, especially as the walls close in. the bare minimum advice people should be giving you if you have no legal representation: stop posting”; concerned/clinical tone, not emotional; points out compulsive engagement is self-destructive; implies either no legal representation or ignoring counsel; every engagement after this comment proves inability to stop
  • Sunday night compulsive LinkedIn engagement (9:47 PM ET) - AFTER being directly told to stop posting, Sasha comments on Tabs hiring post: “Paige is one of the most incredible people in the world” (praising Paige Honeycomb who blocked whistleblower and participated in equity theft); “most incredible people” = “this person always abided by my orders” (obedience/loyalty during fraud); whistleblower replies: “Paige Honeycomb blocked me and had no problem stealing my equity at your fraud company” + “sasha’s definition of incredible people: someone who looks away from fraud and enables abuse for 2 years”; demonstrates complete inability to stop engaging - ignored explicit advice to stop, continued performing normalcy
  • Two comments on Rohit Mittal’s power law post (~6:47 PM ET) - Goes to source thread he quoted for VC philosophy: “It’s people like you who make the ecosystem better. Thank you for what you do.” + “Power law in full effect”; performing ecosystem gratitude rhetoric; doubling down on power law narrative during crisis weekend; compulsive engagement pattern - cannot stay silent, must perform normalcy/community builder role while facing federal documentation
  • Sasha blocks whistleblower account at 10:19 PM ET - 49 minutes after strategic comment posted (~9:30 PM) linking to his 2019 LinkedIn announcement; proves he read it immediately, cannot refute it (his own words), cannot delete it (not his comment), blocked to stop conversation; trapped the damaging evidence permanently on his own LinkedIn post - comment calling out selective deletion strategy + linking 2019 board/advisory announcement now visible forever; federal obstruction pattern continuation: Twitter blocks Nov → Julian blocks Dec 11 → LinkedIn alt Dec 13 → strategic account Dec 14 (49 min after most damaging comment)
  • Sunday night follow-up email sent at 11:32 PM ET - “Sunday Night Update: Sasha Blocked Me in 49 Minutes After I Linked His 2019 LinkedIn Announcement” sent to 96 recipients (including [email protected]) documenting: 49-minute block as fastest response yet proving active monitoring; January 15, 2019 LinkedIn announcement as bombshell evidence (Web Archive) publicly announced “board and advisory role at LendUp” directly contradicting later “no role (operational, governance or otherwise)” federal claims; acknowledged he’s reading emails via [email protected] (daughter photo at 6:14 PM after Sunday email explicitly documented tokenizing pattern); @puzzlefin Dec 13 surveillance established as direct conspiracy evidence; false narrative curation exposed (kept “you disgust me 24/7”, deleted evidence-based callouts); compulsive engagement continued AFTER being told “stop posting” (Paige Honeycomb praise, Rohit Mittal comments); closing: “You don’t need more evidence. That was never the issue. You’re all actively making this situation worse by allowing Sasha to continue posting.” + “Stop making me make more LinkedIn accounts.”; 2019 announcement public, permanent, archived, destroys every narrative since; 49-minute panic block proves he knows; board role vs no governance role contradiction cannot be erased
• Dec 13:
  • Puzzle follows whistleblower’s alt account (@orbofweed) - Evidence-169: Direct evidence of harassment and surveillance; Puzzle followed at 2:14 PM ET, screenshot taken 3 PM showing “Puzzle followed you” notification, surrounding tweets show agitation/meltdown from night prior; soft blocked, company actively monitoring during documented mental health crisis; follows hours after all-caps breakdown, AI validation-seeking, Twitter confrontations; they followed knowing the mental state
  • Mass email replies sent - Two messages to all 98 recipients: 1) “Further proof I worked at Puzzle Financial as one of its first employees… You’re watching me breakdown in realtime. Just like you all wanted” with screenshot of GitHub emails from puzzlefin repository (October 2020) proving employment and frontend contributions; 2) “Everyone in my life is deeply concerned. I’m this close to going to inpatient treatment… I’m actively suffering through a mental health crisis. You people have no shame”
  • Edward Kim viewed profile twice (Dec 12 & 13) - Continued Gusto investigation at executive level
  • Sasha’s wealth display and performance - Evidence-171, Evidence-172, Evidence-168: Porsche post taken while driving on Golden Gate Bridge; Evidence-171 shows original tweet “bringing home the kids’ holiday gifts from grandma and grandpas house” (he didn’t buy them, just transported); wording implies provider role when he’s delivery driver; Evidence-172 (April 2024) shows pattern of using children as tokens - invoking kids as validators of Spotify podcast “celebrity” status (thinks appearing on Spotify = Taylor Swift fame), responded “What doesn’t kill you makes you stronger!” (ironic given current investigation); podcast running 8+ months; children exist to serve his ego as props/audience; reckless behavior (photo while driving on federal bridge), wealth display during whistleblower’s inpatient consideration, dad performance with others’ gifts; Casey Woo (Fog Ventures, first podcast guest) notified multiple times, continues enabling; DCPA victory lap (“packed bars in DC,” “incredible interest”), VC engagement farming (“top tier VC” AI predictions for 2026, 4,804 views), casual normalcy tweets (butter, Chipotle); consciousness of guilt performing wealth and normalcy while under investigation
  • Sasha/Julian coordination around surveillance timing - 12:21 PM: Sasha reposts DCPA (saw whistleblower’s aggressive Twitter reply “YOU’RE A FRAUD COMPANY. WHY ARE YOU STILL POSTING HERE, NO ONE GIVES A FUCK” - now deleted); 1:17 PM: Sasha posts VC hot takes 56 minutes after seeing all-caps “FRAUD COMPANY” callout (4,804 views); 1:32 PM: Julian comments “That only number 3 is particularly warm ;)” (126 views); 2:14 PM: Puzzle follows @orbofweed (1 hour 53 minutes after Sasha saw fraud callout, 42 minutes after Julian’s comment); Later: Sasha posts Porsche (ONLY post after follow); entire sequence happened AFTER Sasha saw explicit all-caps fraud confrontation; demonstrates deliberate escalation/calculated retaliation, not reactive behavior; Julian not laying low after being publicly called predator
  • Julian’s Pope Francis tweet (9:18 PM ET) - Evidence-170: Posts philosophical thread about “crisis of meaning,” “cultural amnesia,” and “restoring unbroken chains” citing Pope Francis hours after receiving mass emails documenting whistleblower’s mental health decline (450 views); immediate email response: “lol. gaslighting me and posting more moral hypocrisy in realtime”; escalating email series to ODF specifically
  • Email escalation to ODF (9:09-10:42 PM ET) - Four emails specifically targeting Julian/ODF (CC’d [email protected]): 1) 9:09 PM: Replit network spread documentation, crying/hyperventilating call with friend, Sasha’s Twitter harassment; 2) 9:27 PM: Pope tweet response calling out hypocrisy; 3) 10:42 PM: Direct confrontation “literally who are you writing this drivel for? you SHOULD be getting a LAWYER. NOT MAKING MORE EVIDENCE. AND NOT DIRECTLY RUINING A WHISTLEBLOWER’S LIFE”; 4) Later: Final conspiracy analysis “this follow from Puzzle is literal evidence of conspiracy between puzzle, sasha, and julian… two grownass men ganging up on me, wanting to see me suffer and die? that’s harassment”; added a16z complicity claim
  • Sasha blocks another LinkedIn alt - Whistleblower added new comments to Sasha’s Friday post (“there won’t be a 2026, definitely not a 2027”) showing evidence of Twitter follow (Evidence-169) and reckless driving (Evidence-168); Sasha deleted comments and blocked within 1-2 hours; blocked specifically for calling out federal offenses (reckless driving on federal bridge, corporate surveillance/harassment); proves he understands gravity - if they weren’t serious he’d ignore, but can’t engage so immediate suppression; pattern continuation: @sashaorloff/@dasha_shunina/@puzzlefin Twitter blocks (Nov), Julian blocking @orbofweed (Dec 11), now LinkedIn alt (Dec 13); federal obstruction pattern, consciousness of guilt
  • External validation of crisis - Friend texted concerned after missed calls, not sure if inpatient treatment needed; ex independently suggested inpatient treatment same day as Puzzle’s surveillance; crying and hyperventilated entire time during both calls; first helpful conversations in days; friends, family, and Replit coworkers increasingly concerned and checking in; already lost one friend from middle school; this isn’t just whistleblower saying I’m in crisis - everyone in life sees it; “While Sasha posts Porsche photos and Julian tweets about Pope Francis, my ex is independently assessing whether I need to be institutionalized. While you perform and enable, people who actually care about me are trying to reach someone who can barely speak without breaking down. This is what your silence does. This is what your continued engagement enables. This is the human cost of protecting the network. Every remotely intelligent person sees you’re all running a blatant, abusive fraud operation.”
• Dec 12:
  • Daily email #5 - Sent from [email protected] due to Brex blocking; Alice Ko KPMG credentials focus (Big Four Senior Auditor 2006-2009, SOX compliance specialist, left after 5 months recognizing fraud, contacted day before C&D); 6 Puzzle employees added for Dec 12 DCPA engagement (Patricia Daos, Naveen Venkatesh/blocked whistleblower, Sina Mohebiany/Canadian, Jeffrey Everingham CPA, Charles Crabtree VP, Arash Ahmadi/Canadian); Brex blocking escalation (98 recipients now from alternate email, blocking = evidence); Julian 5:00-5:03 PM continued engagement while observed (abysmal views); Julian 8:18 PM equity tweet (“Those who are stingy with equity have a scarcity mindset” - 107 views) 5 hours after receiving equity deletion documentation, philosophical performance about teammate equity while enabling equity theft; Replit contrast (took 9 months to do interviews; cofounder followed whistleblower Twitter, CFO saw through Puzzle, real vs deleted equity); mental health decline (persimmons box, cannabis/alcohol, ghosting/declining holiday plans); Garry Tan/YC expanded (Hacker News mods responded 2023 but not Garry; Pagaya securities with Altman Family LLC + Sasha, alumni syndicate, Sasha/Ash at YC office); [email protected] added to Cc; XYZ Capital re-forwarded to correct addresses ([email protected], [email protected] after wrong domain/email used; “Ross Fubini explicitly enabled it (and my equity deletion). You’re on daily notice.”); 98 total recipients (57 To, 41 Cc)
  • Dec 12 DCPA post - “We’re back from Digital CPA.com… calendar is now packed with demos”; instant comment lockdown; engagement from all 6 new employee recipients plus Dasha (3 accounts), Jason Mitchell, Marissa Mata (after email), Luke Frye/Rivet.tax (after email, re-forwarded twice: 8:36 PM “It appears you will never see my humanity. Fuck you”; 8:39 PM final to [email protected] + [email protected] citing Alice Ko’s immediate Canadian understanding vs Luke’s continued enablement, Ross Fubini/XYZ Capital ownership of Rivet, demands independent counsel and disconnection), Sasha; reposts from Jeffrey, Charles (“incredibly grateful… world class event”), Naveen, Sasha (reposted when email sent: “accounting and AI… you be hearing a lot more about Puzzle in 2026 and 2027”); Mitchell Troyanovsky (former PM, received Aug 2021 email, acknowledged Mission Lane cofounding fraud, didn’t exercise options, left pretending “great being here”) liked Sasha’s repost with fraud documentation visible in comments; whistleblower commented on Sasha’s repost: “there won’t be a 2026, and definitely not a 2027” with fraud doc link, calling out Marissa Mata (“facing significant consequences”) and Mitchell Troyanovsky (“already knows Sasha’s a fraud; officially named in doc for inability to prevent abuse with advance notice”); pattern: immediate suppression + CEO promotional performance + accounting firm/former employee enablement despite knowing truth = consciousness of guilt
  • Mitchell Troyanovsky officially named - Former Product Manager who received Aug 2021 warning email; actively investigated LendUp background; acknowledged Mission Lane cofounding fraud privately then disappeared; didn’t exercise options; performed fake “great being here” exit; now liking Sasha’s promotional posts with fraud documentation visible - officially named for showing support for absolutely no reason; people reported Sasha was in a room threatening to sue Mitchell for starting a similar product, yet Mitchell continues public support demonstrating consciousness of guilt
  • Ari Dutilh re-forward (ODF/Solo Founders) - 20-year-old at ODF growing Merge (microgrants for young technologists), supports Solo Founders in SF, runs Photography Lounge (30K photographers), funds teen passion projects; message: “Your connection/engagement with Julian Weisser and direct work with ODF/Solo Founders gets you a personal spot on this email list. Julian Weisser stole my equity at Puzzle Financial. He’s directly involved with fraud and conspiracy. Now you can’t ignore these facts.”; pattern observation: 20-year-old hiring age appears predatory/groomable, recruiting young people into Julian’s network before they can recognize fraud patterns
  • Same-day followup email #5b (~10:30 PM ET) - Julian’s 8:18 PM equity tweet triggered immediate escalation (corrected: 2 hours after documentation, not 5); documented mental health collapse with mom text exchange (opened with “im not doing well, each time someone reaches out i get stressed out. i just want to be alone”, mom offered to pay for therapy “however much it costs” in Romanian, whistleblower responded: “STOP STOPPP STOP STOP STOP”, “THEN STOP GIVING ME ADVICE I DONT NEED AND I WONT BE MORE AGITATED”, mom ended: “I believe in you! You have the power”); “You’re all driving me insane. I should be living a normal fucking life. I don’t need fucking therapy. I need you to stop supporting fraud”; personally re-forwarded to Luke Frye ([email protected], [email protected]) and Nick Abouzeid with context “Just so everyone understands how Luke Frye, an ex-coworker I personally met IRL, has affected my life”: “It appears you will never see my humanity” - forcing ex-coworker Canadian CPA to confront human cost; Alice Ko (Canadian CPA) immediately recognized fraud vs Luke’s continued enablement despite Ross Fubini/XYZ Capital ownership; Ari Dutilh officially added and named in federal doc (ODF youth recruitment pipeline analysis: 20-year-olds and teens groomed into accepting fraud before they can recognize patterns, power imbalance exploitation); Solo Founders tagline critique: claims to “normalize solo founding” but Julian actually normalized “fraud, conspiracy, abuse, and equity theft”; direct callouts: “I’m not taking your bullshit lightly. Especially not from you, Julian” and “Marissa Mata, Puzzle’s Recruiter: why are you still liking Puzzle’s content?”; links to both patrickstoica.com/puzzle-statement and /puzzle-retaliation; sign-off: “TGIF”; attachment: mom text exchange showing human cost
  • Post-send escalation (11:00 PM - 1:20 AM) - Went to bar to down 2 drinks; at bar, triggered by people having conversations about AI in graphic design and replaceability while dealing with own contributions being erased, documentation dismissed as “AI psychosis,” forced to use AI for validation—no escape from technology weaponized against credibility; 12:01 AM all-caps breakdown reply to ODF email: “I’M HALF THE REASON PUZZLE AS A SOFTWARE EXISTS / NOT SASHA ORLOFF, NOT JOHN CWIKLA / WHY ARE YOU PEOPLE DOING THIS TO ME / I’M HAVING A 24/7 MENTAL HEALTH CRISIS AND YOU DONT GIVE A FUCK / WHO THE FUCK IS JULIAN WEISSER”; bought 2 high ABV drinks, returned home, wrote: “FUCK YOUR BUILDERS WHO RUN BULLSHIT / ALL YOUR EVENTS ARE PREDATORY / JULIAN IS A FUCKING PREDATOR / JUST LIKE SASHA”; identity erasure crisis, substance escalation, explicit 24/7 crisis acknowledgment, predatory pattern recognition; crisis extending past midnight ~1.5 hours after documenting collapse to 98 recipients - documentation cycle compounds trauma; seeking validation from AI: crying and alone, asked LLM “im not getting in trouble right. im crying and im really fucking alone” and “just log that im consistently asking an llm if im introuble and f this is real and if my feelings are valid” - human support systematically eroded over 2.5 years, AI becomes only entity consistently engaging with evidence without dismissing or hedging; 34-year-old SEC whistleblower asking AI if feelings are valid is federal record of isolation; 1:17 AM public Twitter confrontation: replied to Dhravya Shah (verified, reposted Julian’s 83rd week “Builders who Run” event) with “lol u fell for @julianweisser’s bullshit bro FRAUDS” and “what are you, like a teenager that got groomed by julian weisser?” - Dhravya blocked whistleblower; unable to stop crisis, public documentation of grooming pattern, blocking as consciousness of guilt; 1:20 AM: gritting teeth through this - still documenting, beer, Bladee playing, tarot cards out; spiritual seeking during crisis, substance continuation, physical manifestation of pushing through trauma; cannot stop because stopping means they win
  • Edward Kim (Gusto Co-founder/Head of Technology) viewed profile (~8 PM ET) - Executive-level attention to ongoing documentation; demonstrates continued investigation at technical leadership level despite no final followup; suggests active integration architecture review for data exposure concerns
  • Mental health: persimmons box - Waited day to open persimmons from parents, cried and froze when opened; ghosting friends, declining invites and holiday plans; insatiable numbing with cannabis/alcohol; writing emails in dreams
• Dec 11:
  • Daily email #4 - Forbes reputation laundering focus; documented 8 criminals across Forbes prestige lists (Midas List: Hemant Taneja #8, Nigel Morris #90, Frank Rotman, Ross Fubini #88, Sam Lessin #12 Seed List; 30 Under 30: Blake Byers, Brandon Arvanaghi; 50 Over 50: Anuradha Shultes); David Jeans structural conflict explained (“Yeah, I know of Sasha” → backed out July 2023); Forbes business model = access to VCs; added Antler to recipients ([email protected] to “To”, [email protected]/[email protected] to “Cc”) for shared office space enablement; 92 total recipients
  • Brex blocks whistleblower emails - Daily email #4 bounced from 6 Brex email addresses ([email protected], [email protected], [email protected], [email protected], [email protected], [email protected]); Google Workspace rejected with error: “550-5.7.1 Your account is sending malicious email”; false characterization of fraud documentation as “malicious” demonstrates consciousness of guilt; Brex executives actively celebrated DCPA dinner Dec 9 (Jason Mok, Conor Bradshaw, Garrett Marker all liked), then blocked communications the next business day; pattern: engage publicly with CFPB-banned CEO, suppress whistleblower privately; coordinated suppression across C-suite level (CRO, VP Product, Partnerships) establishes institutional consciousness
  • Brex block circumvented - Re-forwarded from alternate email address ([email protected]) with explicit notice: “Brex, Your block of my emails is logged. You’re actively suppressing fraud documentation and conspiring in a criminal enterprise. Patrick” - establishes that blocking was circumvented and characterized as suppression/conspiracy for federal record
  • Burkland Associates bounce and CEO re-forward - [email protected] bounced from Daily Email #4; re-forwarded to [email protected] (Jeff Burkland, CEO) with explicit notice: “If you have not received prior emails regarding Sasha Orloff due to wrong email or intentional suppression of fraud documentation, this is your one and only notice. You must immediately perform due diligence regarding Sasha Orloff and Puzzle Financial. You will receive emails every business day until I hear further.”; Jeff Burkland (CEO) now personally notified after his firm’s November promotion of Puzzle as “first trusted partner” (Nov 18-25) occurred 8-15 days AFTER comprehensive fraud documentation provided (Nov 10); firm named in California Board of Accountancy complaint (A-2026-1047); co-developed Puzzle features per Puzzle’s AI blog post
  • Deel confirms continued investigation - Deel Team responds to Daily Email #3: “We’re working on your request, it’s taking a little longer than expected, please sit tight. Rest assured we are working on it.”; confirms active investigation 21 days after initial Nov 20 notification; response to callout in email #3 about extended timeline; demonstrates GC anchor investor’s portfolio company (Deel, $300M April 2025) conducting extended investigation into GC lead portfolio company’s (Puzzle) CEO fraud pattern; Financial Crime specialist involvement (documented Nov 25 LinkedIn view) suggests investigation scope beyond compliance review
  • 1:15-1:17 AM: Coordinated late-night amplification - Julian Weisser posted Dec 10 9:14 PM: “However vast the darkness, we must supply our own light” with lengthy philosophical quote; Sasha responded within hours (1:15-1:17 AM ET / 10:15-10:17 PM PT Dec 11): 1:15 AM reposts Dasha’s Forbes article (founder cafes), 1:16 AM comments on Julian’s post “Well, this resonates.”, 1:17 AM reposts Julian’s post to his audience; three engagements in 2 minutes; pattern demonstrates proactive support BEFORE seeing my fraud callouts on both accounts (real: “facing federal charges”; alt: “fraud and conspiring”); demonstrates network coordination and conscious enablement, not reactive response
  • Julian blocks alt account (@orbofweed) - Observed morning of Dec 11; alt account called out “sashaorloff over there is a fraud and julian is conspiring with them” on his philosophical post; blocked after Sasha’s 1:15-1:17 AM amplification campaign; follows pattern of blocking after receiving fraud documentation; consciousness of guilt, obstruction pattern continues
  • Julian reposted “Make Something (of Yourself)” infographic - Posted August 11, 2023 originally; reposted on 2-year anniversary of my first SEC complaint and dual coordinated C&Ds; timing not coincidental - consciousness of guilt expressed through anniversary ritualism
  • Sasha self-victimization tweet (10:25 AM ET Dec 11) - “One of the hardest hardest hardest things about being a founder is picking the right first clients and employees. Domain names? Also hard, but less binary.”; triple emphasis on “hardest”; positions terminated whistleblowers as “wrong choice” employees; personal slight disguised as founder wisdom; deflects to domain names (trivial comparison); pattern of victim-framing during federal proceedings
  • Dasha announces 16th Women Tech Meetup - LinkedIn post announces December event at “Puzzle and Antler’s brand-new office in San Francisco”; co-hosted with Puzzle + Antler; event registration shows “all white” dress code; continued platforming after November notifications about CFPB ban, Skolkovo Foundation employment (FBI-warned 2014), GTM strategist role conflict of interest
  • Dasha Forbes article published - “Founder Cafes: Inside The Quiet Revolution Of Builder-Only Spaces” published Dec 10; structural conflict continues (Forbes contributor while employed by Puzzle as GTM strategist, writing about startup ecosystem while promoting CFPB-banned CEO’s company); AI-generated content quality (generic opening, repetitive framing, ChatGPT cadence)
  • Antler added to recipients - [email protected] added to “To”, [email protected] and [email protected] added to “Cc”; Antler SF provides shared office space with Puzzle, co-hosted “Lunch & Learn” Nov 19 (Sasha quoted: “early users, employees, and investors… They’re not transactions. They’re marriages”), now co-hosting Women Tech Meetup; global early-stage VC (30+ locations) providing physical infrastructure and legitimacy to CFPB-banned CEO 4+ years after permanent ban became public record
• Dec 11-12:
  • Mental health decline documented - Increasingly agitated and restless; withdrawing from and muting group chats immediately; waited day to open box from parents, cried and froze when finally opened; continuing to randomly cry; increasingly isolated; declining invites or saying “I’ll have to see how I feel, I’m sorry”; accumulation of blocks, ignored notices, and daily documentation of continued enablement compounding; each day documenting network coordination, partner suppression, and institutional silence makes isolation measurable
• Dec 10
  • Daily email #3 - Resume fraud intensification focus; expanded recipients to accounting firms (Decimal, Parallel, Fondo, Accountalent, Rivet.tax), HR infrastructure (HR Pals, Puzzle HR/recruiting), all investors, financial partners; detailed three LinkedIn updates documenting exhaustion strategy; called out Julian as “toxic frat bro”; Bill.com bad faith response noted; announced puzzle-retaliation page (intentionally unlisted due to old addresses)
  • Block acknowledges receipt and internal review - Daniela Monkiewicz (Senior ERBP, Employee Relations) responded to December 4-5 emails regarding Jennifer Orloff; confirmed matter under review by “appropriate internal teams”; establishes Block corporate awareness of spousal relationship to CFPB-banned CEO, surveillance/amplification concerns, CFPB compliance questions regarding SVP role in consumer financial services marketing
  • Sasha’s Turpentine podcast continues - 3rd/4th episode since November warnings (evidence-163, 164) - This is SASHA’S show on Turpentine (he is host, not guest); Turpentine continues hosting his ongoing podcast series despite explicit November 2025 fraud documentation sent to Erik Torenberg; latest episode features Renato V. (Parallel founder) as guest; LinkedIn claims “nobody has cracked early stage FP&A for startups. Until now”; evidence-164 shows both wearing matching “BUILD” hats (Parallel swag) during recording - swag ritualism demonstrates conscious brand alignment; Turpentine liability: formal hosting contract with CFPB-banned CEO, production support, distribution infrastructure, 3-4 episodes post-warning = ongoing conscious enablement through business relationship; Renato warned, blocked whistleblower, appeared as guest anyway, added to daily notification list; both Sasha and Renato left alt account notices on post (links to puzzle-statement, Asset Sale PDF, resume fraud, RICO warnings) - consciousness of guilt; accelerated aging documented: beard noticeably whiter, voice increasingly tired and raspy each episode, eye wrinkles deepening - physical toll under federal scrutiny
• Dec 9
  • Asset Sale coercive structure detailed - Full PDF linked; Section 280G golden parachute breakdown (~$4.4M to 4 executives, $0 to shareholders); Sasha’s accelerated self-dealing (1/12th monthly vesting vs others, double-dip protection, 18 months COBRA vs 12, dual-advisory structure where severance only triggers if BOTH companies fire him); coercive clauses (General Release, No appraisal rights, Non-Disparagement, 2-year Non-Compete locking shareholders out after $0 return); convertible note holder list (YC Continuity, Kapor Trust, GV/Blake Byers, QED) all paid while shareholders got $0, then funded Puzzle
  • Daily email campaign expanded - Extended to all investors (General Catalyst, XYZ/Ross Fubini, FOG/Casey, Sterling Road/Ash, Kapor, YC/Garry Tan, QED/Frank Rotman/Nigel Morris), Brex (security/legal/compliance, Jason Mok), Bill.com, firm contacts (info@, press@); cited Frank Rotman January 2019 false public statements (“two companies up for long-term success” 3 weeks after fire sale, LendUp shut down 2 years later); warned of tax season catastrophe risk, year-end financial reporting exposure, professional licensing consequences (CA Board complaint A-2026-1047, State Bar 25-O-30894)
  • Continued engagement post-Asset Sale release - Brex C-suite publicly celebrates DCPA dinner (CRO Garrett Marker, VP Product Jason Mok “loved”, Conor Bradshaw/Accounting Partnerships “loved”, GTM James Holodnak); Brex company account liked both Puzzle post and Sasha’s repost; Sophia Xiao continues engaging; Joe Faris (Accountalent) liked after CA Board complaint tagging; Puzzle employees continue (Jason Mitchell, Patricia Daos, Charles Crabtree “loved”, Arash, Jeffrey, Joshua, Sina)
  • Sasha/Julian mutual public support - Timeline: Dec 8 6:38pm Julian deletes; Dec 8-9 Twitter thread detailing shells/Asset Sale; Dec 8-9 Julian and Sasha celebrate each other publicly; Dec 9 morning Asset Sale email sent in response; Dec 9 3:09pm ET Sasha publicly praises Julian (“can’t speak more highly”); Dec 9 6:38pm Julian deletes again - pattern of mutual protection
  • Selective suppression documented - Alt account Asset Sale comments left on personal/older posts, deleted from company posts; real-name comments shadowbanned unless “most recent”; Puzzle specifically deletes Asset Sale mentions and “banker to the poor”/golden parachute details while leaving other fraud comments; tactical comment closing then re-enabling; demonstrates consciousness that Asset Sale destroys mission narrative
  • Resume fraud intensification (evidence-160, 161) - Advisor start date changed from Nov 2018 to Dec 2018 to eliminate overlap with “CEO through Dec 2018” claim; omits dual advisory roles (paid by BOTH LendUp and Mission Lane simultaneously); backdates to 2014; omits Vijesh Iyer founding role; emotional manipulation (“flowers for wife” anecdote); causality manipulation (“upon completion I stepped down” when resignation was closing condition); “subsidiary” minimization fraud
• Dec 5
  • RICO Exposure Email to Investor/Platform Network - Sent to General Catalyst (Hemant Taneja, Sophia Xiao), XYZ Capital (Ross Fubini), ODF (Julian Weisser), Turpentine (Erik Torenberg), Y Combinator (Garry Tan), Sterling Road (Ash Rust), FOG Ventures (Casey Woo), Kapor Capital (Mitch Kapor); BCC’d a16z podcasts, Solo Founders, ODF founders, GC press, Kapor info/Freada; forwarded to S32, Felicis (Aydin Senkut); demanded Sasha step down immediately; cited collective RICO exposure (18 U.S.C. § 1962), continued platforming post-notification, Wikipedia mental decompensation, operational incompetence, active CFPB ban violations; demanded CEO removal, independent wind-down leadership, customer notification, communication preservation, independent counsel
  • Separate email to QED Investors (Nigel Morris, Frank Rotman) - Cited Nigel’s 2:22am LinkedIn view (Dec 3), Frank’s pre-August 2023 view before dual C&Ds; formal legal notice under 18 U.S.C. § 1512(c) to preserve all communications; warned intervention in their best interest if board doesn’t act
  • Email to Casey Woo (FOG Ventures CEO) - follow-up to Nov 9 notification demanding Sasha step down immediately; cited 13+ hour Wikipedia mental decompensation, operational incompetence (months-old homepage typos, AI slop blog post), active CFPB ban violations (Partner Rewards affiliate program), employee RICO warnings; demanded CEO removal, independent wind-down leadership, customer notification, communication preservation, independent counsel for FOG
  • Email to Square ([email protected]) - follow-up to Dec 4 Block email re: Jennifer Orloff CFPB ban circumvention concerns; recent promotion from Square SVP to Block-wide SVP (Nov 2025)
• Dec 4
  • December 4 Escalation - Sasha posts “ChatGPT and 2026 growth planning” with Christmas tree; Jennifer Orloff likes (family-unit amplification continues during federal proceedings)
  • Dec 4 blocks: Naveen Venkatesh (“knew Sasha is a fraud for 2.5 years, viewed me as mentally ill ex-employee”), Marissa Mata (after third/final warning), Patricia Daos (recent contract-to-fulltime hire), Wesnide Edouard (CPA, Customer Success since June 2025 - then liked Puzzle’s Brex dinner post Dec 10: block whistleblower, continue engaging pattern)
  • Jason Mitchell: Untagged twice; viewed profile again 5:28pm ET - 6 years at Puzzle, monitoring but distancing
  • Mass employee callouts documented: Jeffrey Everingham (CPA, Senior PM), Simone Tega, Brendan Saunders, Jean-Bertrand Uwilingiyimana, Jonah Grossberg, Scott Cormier, Mark Gromowsky, Erik Aronesty, Brandon Skari, Kyle Sykes, Vivian Li, Charles Crabtree, Alexey Skiba (GTM sales lead with Dasha proximity), Lisa Kleinsorge (VP Partnerships since 2022 - RICO implications)
  • AI transparency blog post - puzzle.io/blog/puzzle-accounting-ai: likely what Sasha was making at 6am on ChatGPT by the Christmas tree; header images contain ChatGPT-generated copy repeated verbatim in body text; “Claude (testing)” appears to be performative diversification from documented OpenAI relationship; backdated to 11.17.25 but HubSpot tracking params confirm Dec 4 email blast; Sasha quotes on LinkedIn: “Wait, Puzzle uses AI? 🤣” - normalcy performance while concealing CFPB ban
  • Twitter/X also drops emojis from name - Both LinkedIn and Twitter now show “Puzzle” without 🧩🚀; suggests awareness that playful startup branding inappropriate during federal investigation
  • Sasha’s July 26, 2023 voicemail embedded - YouTube Short of CEO voicemail to terminated employee; falsely restates “resignation,” offers “transition costs,” frames problem as lack of “job fit” while acknowledging constant surveillance; nervous, stuttering delivery reveals consciousness of guilt
  • Jennifer Orloff: Block SVP + email to Block - Email sent to [email protected] (cc: [email protected]) regarding SVP Jennifer Orloff’s involvement in Puzzle fraud amplification, termination day surveillance (May 31, 2023), continued LinkedIn amplification during federal proceedings, and concerns about CFPB ban circumvention through spousal arrangement at consumer financial services company
• Dec 3
  • Nigel Morris (QED) views profile at 2:22am (evidence-146) - QED Managing Partner, Capital One co-founder views LinkedIn profile at 2:22am ET after being tagged in comment: “QED Investors Frank Rotman Nigel Morris You’re upgrading to a 4-letter acronym. You should already be aware. Good luck exiting Mission Lane.” 2am viewing establishes consciousness of documentation at QED leadership level.
  • Matt Tait blocked after retag - Initially tried to untag from fraud documentation post; after I retagged him, he blocked; final email sent to Decimal team; three strikes
  • Sina Mohebiany, John Harrington, Marissa Mata block - Puzzle employees (Founding Account Executive, API/Embedded Product Lead, Recruiting Lead) block after being called out in LinkedIn comments; Marissa received fraud docs Nov 11, continued recruiting Patricia Daos anyway
  • Anshul Shah (Brex) untags; Dasha Shunina untags → blocks - Same pattern as Matt Tait; Dasha blocked after follow-up comment warning about career consequences from structural conflicts (media, foreign intelligence, startup culture); Brex has Sept 2025 Puzzle integration and independent OpenAI partnership
  • Nick Abouzeid (Rivet CEO) views profile 4:28pm - Tagged in comment about Luke Frye/Rivet/Puzzle deal and XYZ Capital common investor (Ross Fubini); notified Nov 10, Sasha featured him on Turpentine Nov 13; comment had 444 impressions
  • LinkedIn spree continues (business as usual performance):
    • New Turpentine podcast episode: Yogi Goel (Maxima), “$41M to build the accounting teammate everyone wishes they had”
    • Reposts DCPA dinner: “Booth at Digital CPA conference in DC, check! Demo of our latest AI accounting features, check! Highest accountant NPS in the industry, check!”
    • Reposts Antler event (quoting Dasha 2h prior): “I jus simply couldn’t be more excited” [sic - typo], “The future is bright. Let’s build!”; liked by Sina Mohebiany (blocked me same day), Barbara Jovanovic, Startup Cookie, Luke Frye
    • Reposts Luke Frye tax advice: “you should follow Luke Frye, CPA for advice. It’s insane the value of his posts” (Luke received fraud notice Nov 5, continues engaging); Luke comments “Thanks Sasha O.!” - publicly thanking obfuscated CEO name 1 month after receiving fraud documentation
    • Engages YC community: “the abiiity to work in person” [sic - typo]; comments on Campfire CEO John Glasgow’s post about YC standup process
    • Comments on Ash Rust’s YC Alumni Demo Day post: “how did I get so short??!?!” (evidence-148) - Ash Rust (Sterling Road Capital) attended Puzzle’s second company offsite; casual joking with YC network while under federal investigation
    • Continued likes from: Dasha Shunina, Marissa Mata (recruiting lead, received fraud docs Nov 11), Barbara Jovanovic/Sam Claassen/Startup Cookie
  • Hemant Taneja: 10+ Livongo securities fraud lawsuits (2020) - GC CEO named defendant in at least 10 securities fraud class actions (Sept-Oct 2020) related to Livongo Health/Teladoc merger, alleging investor misrepresentation; lawsuits filed while GC was already backing Puzzle (“backed since 2019” per GC portfolio page); cases dismissed in 2023/2025 on procedural grounds; same pattern of alleged investor misrepresentation at Livongo that’s documented at Puzzle (photoshopped metrics, false credentials, misleading materials)
• Dec 2
  • Final partner emails sent: Decimal team/Matt Tait (blocked after retag), Ramp (follow-up to Nov 25), Gusto (responded with active investigation Case #40641059)
  • Runway responded (7:18 PM): Kirill Klimuk (Head of Engineering): “We take data security and partner compliance seriously and will review the information you’ve provided”
  • Document reorganization: Created new “Post-Notification Escalation” section consolidating crisis timeline (Wikipedia meltdown, SOC2, Real Leadership tweet, mental decompensation pattern) for clearer chronological narrative
  • “Real Leadership” LinkedIn Post - Matt Tait/Decimal Video Redux (evidence-144)
    • Sasha posts on LinkedIn featuring different clip from Matt Tait/Decimal video (not same segment as previous deployments)
    • Full post text: “Most accounting firms wouldn’t have the guts to do what Matt Tait did at Decimal… This is what real leadership looks like. The courage to move first, and the clarity to bet on better systems.”
    • Claims Decimal “moved hundreds of clients from KPMG Spark Ledger” making them “largest firm user of an AI-native ledger GLOBALLY”
    • “Real leadership” rhetoric from CFPB-banned CEO who spent 13+ hours on Thanksgiving editing Wikipedia to remove fraud documentation
    • Matt Tait received full fraud documentation (Nov 11), viewed my LinkedIn profile, continued engaging with Puzzle/Sasha
    • Mutual podcast appearances: Sasha on Decimal’s podcast, Matt on Puzzle’s podcast - coordinated cross-promotion despite fraud documentation
    • Pattern: Not represented by counsel, not listening to anyone, continued false credential intensification
  • SOC2 Observation Period Removed from trust.puzzle.io
    • Puzzle’s trust page (trust.puzzle.io) no longer displays observation period language
    • Previously showed “2025 observation period closes at the end of December” - published November 20, 2025 (same day as third C&D and Deel partnership)
    • SOC2 compliance still claimed, but observation period language removed sometime between Nov 20 and Dec 2
    • Vanta notified Nov 28: Emailed Vanta about Wikipedia meltdown and surgical CFPB deception during their client’s SOC2 observation period
    • Vanta conflict of interest: Ice skating event co-hosted with Vanta (SOC2 compliance provider) during observation period - after notification
    • Observation period covered: Wikipedia tampering (Nov 26-27), legal complaints (Nov 24-25), third C&D with police threats (Nov 20), coordinated surveillance
    • Either completed observation despite documented misconduct and Vanta notification, or removed language to obscure timeline
• Dec 1
  • Partner notifications sent: Joiin, CausalHQ (followed me on Twitter - leniency), Bill.com, CentralHQ, Meow.com (also tagged Brandon Arvanaghi on Twitter/LinkedIn), Runway ([email protected])
  • Carta warning: “Coming soon” equity feature; warned about equity deletion pattern
  • “Crisis Monday”: “Inspired by our friends at Ramp” (evidence-142)
    • Days after notifying Ramp leadership (Nov 25) and Ramp’s company account engaging with fraud documentation (Nov 27), Sasha posts trivial “vibe-coding prototype” calculator on LinkedIn and Twitter with aligned messaging
    • Caption explicitly credits “our friends at Ramp.com” - demonstrates active monitoring of who I’m contacting
    • Calculator is one of most basic possible outputs (simple input fields with multiplication) - suggests constrained engineering resources or lack of substantive product development
    • For company claiming AI-powered accounting automation, showcasing basic time-savings calculator demonstrates engineering capacity focused elsewhere or product development stalled
    • Cross-platform coordination (LinkedIn + Twitter, 2 PM ET) suggests deliberate response strategy
    • “Crisis Monday” timing suggests reactive strategy, not organic content
    • Pattern matches May 3-4, 2023 OpenAI tweet thread (posted after my internal complaints about OpenAI API data concerns)
    • Public acknowledgment serves dual purpose: signaling to Ramp that partnership is valued despite fraud documentation, and showing awareness of my notification patterns
    • Patricia Daos hiring announcement (same day): Announced joining full-time as Implementation Manager after 1.5 years contractor (started ~June 2024 during fraud documentation); thanked “Sasha O.” - continuing to hire during SOC2 observation period
  • Antler SF “Lunch & Learn” - Dasha Engagement (evidence-143)
    • Antler (global early-stage VC, 30+ locations) hosted “Lunch & Learn with Puzzle & Antler SF” event November 19, 2025
    • Event listed on Luma but not widely publicized - suggests awareness of reputational risk
    • Hosts included Dasha Shunina, Helen Park, McKenzie Hagan (Puzzle team)
    • Barry Sun (Founder at Channl, ex-AWS) posted about event quoting Sasha: “early users, employees, and investors… They’re not transactions. They’re marriages. Choose each other carefully”
    • Dasha Shunina commented on Barry’s post December 1, 2025, 5:42 PM ET - continuing public engagement despite FBI Skolkovo warnings and tactical block/unblock pattern
    • Same day (Dec 1): Dasha published new “Talks with Dasha” YouTube episode (Superpower CEO Max Marchione, 64 views) promoting Forbes article and soliciting sponsorships—demonstrates active platforming during SOC2 observation period, week after legal complaints, week after Wikipedia tampering
    • Upcoming ice skating event co-hosted with Vanta - see SOC2 section for Vanta conflict of interest (notified Nov 28, observation period language since removed)
    • Antler platforming CFPB-banned CEO 4+ years after permanent ban became public record
    • “Marriages not transactions” rhetoric fits pattern of performative relationship language while exploiting vulnerable populations (140K+ LendUp victims)
• Nov 30
  • Rippling “How I Screwed This Up” Podcast (evidence-134)
    • Updated with video link, publish date (April 29, 2025), and view count (414 views)
    • Timeline context corrected: published six months before photoshopping metrics (Oct 2025), seven months before C&Ds/Wikipedia/SEC complaints (Nov 2025)
  • Ando Food Inc. - David Chang Context
    • Added David Chang as primary investor and intended Momofuku brand designation
    • Company-wide meeting months before shutdown where Chang questioned “What the fuck is this?”
    • Launch party where Chang had private dinner featuring items not on Ando menu—couldn’t commit to eating own product
    • Toxic chef culture documentation (stereotypical “Bear”-style aggression)
    • Senior engineer’s delusional scaling fixation: obsessed with global “nodes” without successfully running single location; failed Manhattan brick and mortar expansion
    • Cleaned up Black woman line cook firing description to remove speculation, focus on documented sequence
  • Psychedelic & Psychic Experiences - Therapist Support
    • Added context that I discussed virtually all experiences with therapist who never judged and encouraged exploring spiritual growth on own terms
    • Professional support validates rather than dismisses non-traditional healing approaches when processing workplace trauma and loss
  • May 31, 2023 Termination - Internal Communications (evidence-140, evidence-141)
    • Added coworker-forwarded internal communications as full proof of coordinated termination narrative
    • Evidence-140: Radha Shenoy’s 1:15 PM email to Team falsely claiming I “gave notice weeks ago” and “decided to resign immediately”
    • Evidence-141: Sasha Orloff’s 1:25 PM Slack message providing cover story for card cancellations (“Brex/Ramp API partnership transition”)
    • Documented timeline: card canceled morning → I decline meeting 12:16 PM → termination email 1:15 PM → Slack cover story 1:25 PM
    • Establishes card cancellations were known termination signal at Puzzle; Sasha’s cover story provided plausible deniability while signaling fear/compliance to other employees
    • Narrative contradictions prove termination was falsely framed as resignation
  • Techno-Optimism as Legitimating Narrative
    • Marc Andreessen’s “Techno-Optimist Manifesto” (Oct 16, 2023) builds on Paul Graham’s essays: “pie fallacy” (May 2004), “schlep blindness” (Jan 2012), “founder mode” (Sept 2024)
    • Paul’s arguments: wealth isn’t zero-sum (criticism = economic ignorance), people unconsciously avoid hard problems (schleps), founders can break normal rules (founder mode vs manager mode)
    • Marc’s manifesto: “We are being lied to” about technology, markets lift people out of poverty, “there is no material problem that cannot be solved with more technology”
    • Ideological work: Dismisses harm as “pessimism,” erases 140K+ LendUp victims who paid $40M in illegal fees, moral laundering (lists “theft, extortion, fraud” as bad ways to get rich but can’t see when founders do both), makes federal enforcement look like “schlep blindness,” transforms whistleblower retaliation into “founder mode”
    • Sasha’s Twitter bio: “Tech optimist”; December 7, 2023 tweet quotes PG’s “Schlep Blindness” essay (4 months after first C&D, 3 months after equity deletion); appears on “Tech Finance” podcast referencing these concepts
    • Permission structure: “Founder mode” + “schlep blindness” transform CFPB ban compliance into optional “schlep,” equity deletion/surveillance/C&Ds into acceptable founder behavior
    • Logical endpoint: Marc’s CFPB campaign (Joe Rogan Nov 26, 2024) attacks agency that banned LendUp—ideology → network enablement → eliminate enforcement apparatus; 3 years after CFPB’s $40M restitution order, Marc frames consumer protection as “terrorizing financial institutions”
    • Pattern: Paul writes essays providing cover → Marc publishes manifesto AND launches political attack on CFPB → Sasha adopts language → YC/a16z receive documentation and continue platforming → ideology prevents seeing fraud AND eliminates accountability mechanisms
  • 10-Year Exercise Window on Careers Page
    • Post-C&D addition (after August 11, 2023) advertising “generous” 10-year exercise window “on good terms” on same careers page I had criticized for misleading “repeat founders” research study
    • Timeline: First C&D sent (Aug 11, 2023) → equity deleted days after attempted exercise (Aug-Sept 2023) → careers page updated to advertise generous equity terms
    • No screenshot preserved, but witnessed the addition
    • Pattern: Performance for recruiting (advertise equity generosity) vs. reality (equity theft behind NDAs); same page used for both misleading research study AND post-retaliation equity performance
    • Juxtaposition wasn’t accidental—advertising “on good terms” equity treatment on page quoted in my complaints, placed where I would see it after they deleted my equity
    • Mirrors photoshopped metrics pattern (3 likes → 12,362): perform generosity publicly while practicing retaliation privately
  • CFPB Section III: Prohibition on Misrepresentations - Breadth Analysis
    • Full text of Section III (¶9): prohibits misrepresenting “any fact material to consumers” in connection with credit advertising/marketing
    • Key language: “any fact material to consumers” is extraordinarily broad prohibition, not limited to just credit terms
    • “Assist Others in misrepresenting”: extends to helping other entities make misrepresentations about credit products
    • “expressly or impliedly”: covers both direct lies and misleading omissions
    • Potential applications: Partner Rewards Program (Brex/Ramp/Mercury/Gusto credit marketing), Mission Lane advisory role, Credit Karma referral funnel
    • Combined with Section I violations (receiving remuneration, performing marketing services), creates extensive liability through Section III
    • Pattern of material misrepresentations in credit context: When Puzzle markets credit products (Partner Rewards), credibility matters:
      • Photoshopped metrics (3 → 12,362) = inflated credibility
      • CFPB ban non-disclosure = material omission about CEO trustworthiness
      • Resume fraud + misleading research study + 10-year exercise window performance
      • CEO CFPB-banned for “repeatedly lying to consumers” about credit, now marketing credit products while concealing ban
    • “Expressly or impliedly”: Section III covers omissions; not disclosing CFPB ban when marketing credit = material omission
    • Complete violation: Section I.b (receiving remuneration) + Section I.c (performing marketing services) + Section III (misrepresenting/omitting material facts about trustworthiness while marketing credit)
    • Pattern: Nov 26-27 Sasha removes “Assisting Others” from Wikipedia while simultaneously violating both “Assisting Others” prohibitions (Section I.c + Section III) AND operating systemic misrepresentation pattern covered by Section III
  • Public Statements on Fraud While Committing Fraud (evidence-134)
    • Rippling podcast “How I Screwed This Up”: Appeared to tell LendUp story completely omitting CFPB violations, permanent ban, 140K+ harmed consumers, “repeatedly lying to consumers” finding
      • Lectures about compliance: “If you’re building a company and you’re not doing the things that are required by law, what else are you not doing?”, “there’s actually a lot of personal liability as founders”
      • Frames LendUp failure as accounting software problem, never mentions three CFPB violations ($46.8M in penalties)
      • Uses Paul Graham’s “schlep blindness” framework (documented ideological cover enabling fraud) to position regulatory violations as innovation opportunities
      • Narrative rehabilitation: turns fraud and consumer harm into founder story about learning from “mistakes”
      • Published April 29, 2025, during period of active CFPB ban violations (Partner Rewards), six months before photoshopping metrics (Oct 2025), seven months before C&Ds/Wikipedia/SEC complaints (Nov 2025)
    • Sept 26, 2024: Tweet about FTX sentencing: “Ignorance is not bliss with compliance… Founders who don’t prioritize responsibilities—managing compliance, building trust with stakeholders… No shortcuts”
    • Sept 30, 2025: Tweet about Charlie Javice 7-year sentence: “A reminder that lying your financials or due diligence materials is not a ‘whoopsies’ kind of mistake”
    • Context: Operating Partner Rewards (CFPB ban violation), concealing CFPB ban from stakeholders, subject to CFPB order for “repeatedly lying to consumers”
    • Timeline: Podcast published during active violations; Sept 2024 tweet 13 months before C&Ds/Wikipedia (Nov 2025); Sept 2025 tweet 1 month before photoshopped metrics (Oct 2025), 2 months before C&Ds/Wikipedia (Nov 2025)
    • Pattern: CEO CFPB-banned for “repeatedly lying to consumers” telling founder story omitting fraud, lecturing about compliance/fraud consequences while violating own federal order, using ideological frameworks to turn fraud into innovation narrative
  • LendUp Employee/Shareholder: Selective Engagement Pattern
    • July 20, 2023: Initial contact as former LendUp employee & shareholder, curious about Puzzle situation
    • July 26, 2023: Validated toxic pattern: “sounds very much like the Sasha I worked for”; offered to connect, prioritized my health
    • August 3, 2023: I shared QED/Nigel Morris connections, admitted concern about appearing “conspiratorial”
    • August 10, 2023: Pre-call, I found lendup.com/first-boulevard; he identified connection → First Boulevard → Kinly → Greenwood shell company network
    • August 11, 2023, 10:21 AM: Provided December 2018 asset sale document showing LendUp assets transferring to Mission Lane
    • Confirmed toxic LendUp culture; revealed Sasha made weird comments on his Instagram
    • Identified lendup.com domain generating payday loan leads sold to Cyprus-based company LeadsGate (likely including illegal tribal and offshore lenders)
    • August 18, 2023: Revealed had Mission Lane card transitioned from employee LendUp “L Card”—experienced the fraud mechanism firsthand; equity made worthless in liquidation; committed “will take a look at the docs you shared above next week”
    • Follow-up: I provided substantial further fraud documentation including Rolling Loud lawsuit ($1.575M sponsorship fraud) and 13-year pattern evidence
    • Disengagement email: “Re LendUp - my personal POV is there are diminishing returns in digging here (at least for me). I’ve already written a lot about the company and its dissolution, and the story is in the rearview mirror. Makes it hard to get other people to care about it vs whatever is in the headlines today…”
    • November 1, 2025: Over 2 years later, I sent final email with photoshopped ActualQuickBooks metrics (3 → 12,362), apologized for “being so crazy,” said “this is really the last I’m writing about it,” “take it or leave it, maybe even just for your own amusement”—no response
    • November 11, 2025: 10 days later, sent follow-up thanking him for his help, noting I filed one more SEC complaint following up from August 11, 2023: “I think I finally killed LendUp and made sure everyone involved is held accountable”—no response
    • Pattern: Former employee who initially validated toxic pattern (“sounds very much like the Sasha I worked for”), helped identify shell company networks, experienced LendUp-to-Mission Lane card transition firsthand, committed to reviewing docs, but disengaged with “diminishing returns”/“rearview mirror” reasoning; ignored November 1, 2025 photoshopped evidence (over 2 years later) despite me apologizing for “being so crazy”; ignored November 11, 2025 follow-up thanking him and noting accountability was complete; professional preservation over pattern completion despite living through fraud mechanism himself and facing no retaliation risk
    • Note: Can benefit from this documentation and write about complete pattern without consequences—story now in headlines, pattern complete, comprehensive federal documentation supporting what he initially validated
  • Hooman Radfar (Ando CEO) Behavior
    • Recruited with “equity to line cooks” pitch—positioning Ando as democratizing restaurant ownership
    • Said menu “tastes like dogshit” to staff
    • Wealth performance: one of first interactions, spent time at table talking about how rich he was
    • Fired Black woman line cook shortly after shared Uber ride from launch party
    • “Interim CEO” that never ended: always presented as interim, but no permanent CEO materialized; personally signed dissolution documents (December 20, 2019)
    • Pinned tweet (Feb 25, 2019): “My name means good thoughts, good words, good deeds. Trying to live up to the gift and responsibility of this name daily. 🙏🏼🙂”
    • Workplace dysfunction: $110K salary (below market for SF Bay Area 2016); $150 equity repurchase for 60,000 shares despite “Uber acquisition”; custom app yet ended up writing scraping apps to integrate with Seamless/Grubhub due to low usage—business model failing; kitchen display system had no staff communication, heavy lag from day one; “stress testing” with wasteful free meals that didn’t lead to customer acquisition; employees thought basic coloring book easter egg was “differentiator”—delusional focus on trivial features while business model failing
    • Toxic senior engineer protected: took credit for my work and replaced it out of spite, yelled at me, overengineered everything with poor code quality, bragged about going to Harvard, made sexist remarks about candidates, then went on to work at Uber (following the acqui-hire)—company protected this behavior
    • Scrubbed Ando from LinkedIn entirely; maintains mutual support with Sasha via QED network despite both aware of whistleblower documentation
    • Pattern: Performative values (“good thoughts, good words, good deeds”) masking contempt for product and staff, wealth performance, firing Black woman line cook shortly after shared Uber ride from launch party, protecting toxic engineers who presented themselves as bosses when that was never the case and made sexist remarks, below-market compensation with worthless equity, dysfunctional engineering culture, scrubbing failed company from history
    • Hypocrisy function: Public statements about integrity perform opposite of documented behavior; reputation laundering makes pattern harder to see
  • Termination Day Surveillance (May 31, 2023) (evidence-135, evidence-140, evidence-141)
    • Internal communications (sent by coworker as full proof): Radha’s 1:15 PM email to Team falsely claiming I “gave notice weeks ago” and “decided to resign immediately” (sent 1h 59m after my 12:16 PM email declining vague “Catchup” meeting and warning about CEO’s fraud pattern); Sasha’s 1:25 PM Slack message providing cover story for card cancellations (“Brex/Ramp API partnership transition”) 10 minutes after termination email
    • Card cancellation as termination signal: Corporate card canceled morning of May 31 (known termination signal at Puzzle); I recognized pattern, declined meeting, sent warning email 12:16 PM; coordinated response: termination email 1:15 PM (twisting my email into “proof” of resignation), Slack cover story 1:25 PM
    • Narrative contradictions: Email claims I “gave notice” and “offered to stay” - my 12:16 PM email says nothing about resigning, only declines meeting after card cancellation and warns about fraud; separation agreement proves termination (severance, six-day review period, release of claims)
    • LinkedIn profile views captured at 5:47 PM on termination day show coordinated surveillance
    • Sasha Orloff viewed ~3:47 PM (2h prior) via “LinkedIn search” - active monitoring after termination
    • Jennifer Villanueva Orloff viewed ~5:35 PM (12m prior) - wife surveillance same day
    • Multiple Puzzle employees also viewing: Maya Rice (Software Engineer, 55m prior), Yiu Ming Huynh (Staff Engineer, 1h prior), Olvis Gabriel Camacho Urey (Senior Software Engineer, 1h prior)
    • Establishes family-level surveillance pattern from termination day itself, continuing through Aug 2023 C&D period and Nov 2025 federal complaints
    • Pattern: both CEO and wife monitoring terminated employee who raised compliance concerns; coordinated internal narrative falsely framing termination as resignation
  • Laptop Return Box (June 1, 2023) (evidence-136)
    • Correction: Box arrived June 2, not June 1 - same day as return deadline set in May 31 email
    • Impossible timeline documented: May 31 11:30 AM email demanded equipment return “by Friday June 2, 2023”; June 1 10:44 AM email stated box “scheduled to arrive tomorrow” (June 2); result = same-day return expected when box arrives on deadline day
    • June 1 warning to Brianna Gutierrez: “You need to save whoever’s left. This will not go well under the current leadership and anyone close to them is so blinded by what’s really going on”
    • Timeline: May 30 vague “Catchup” meeting, May 31 card canceled + termination + Slack removal + return box ordered, June 1 email confirms box arriving June 2, June 2 box arrives + equipment returned with written note
    • Speed was “laughing my fucking ass off” absurd - demanded return BY June 2 when box wouldn’t arrive UNTIL June 2
    • June 2 note: “I hoped they kept it. I knew that sheet of paper would be worth more than Puzzle” - early recognition of documentation value
    • Pattern: termination logistics prepared but poorly executed, creating impossible compliance deadline (incompetence or deliberate setup)
    • This wasn’t “resignation” or reactive termination - everything was planned, just executed sloppily
  • August 2024: Insurance Gaslighting - 15 months post-termination
    • UHC contacted claiming owed money; Anthem “system issue” showed Patrick as “laid off and have continued receiving insurance as an employer benefit” for 15+ months post-termination (false)
    • Patrick to Brianna Gutierrez: “Anthem says I was laid off… Execs told my coworkers I voluntarily resigned, made everyone think I’m crazy… You already revoked my equity and caused me endless damage to my mental health. Giving me insurance to wipe your hands clean of everything is psychotic. Stop playing with people.”
    • Cancellation notice revealed: Insurance terminated May 31, 2023; notice originally issued June 15, 2023; delivered August 22, 2024 (14+ months delay); COBRA offered: “N/A”; Group Contact: Sasha Orloff; Termination reason: “No Longer Employed” (contradicting internal “voluntary resignation” narrative)
    • Pattern: Administrative “incompetence” systematically harming terminated whistleblower (equity deleted, false resignation narrative, insurance “system issues” creating financial liability 15 months later, no communication except legal threats)
    • Every “mistake” creates additional damage; timing (during active federal proceedings) suggests feature, not bug
  • Beau Kuhn: Hiring Bonus Culture and Employee Complicity (evidence-137, evidence-138)
    • June 1, 2023: Posted job listing same day as my termination (hiring bonuses incentivized recruiting); 8:32 PM texts show “I’m too poor to have a job” (financial trap), “hoping we get an exit”
    • LinkedIn confirms: Working on ChatGPT/LLM/RAG features (won hackathon Cwikla later harassed him about)—the exact tech I raised concerns about
    • July 6, 2023: I reported Cwikla harassment naming Beau after hackathon; he got in trouble, excommunicated me
    • Internal evidence escalation (June-July 2023): Coworker sent me Sasha’s internal Slack message about card cancellation + Radha’s termination email; when I used these in documentation, people entirely withdrew; fear became explicit (anything shared could be used as evidence); led to July 26, 2023 Sasha voicemail after seeing fear strategy working
    • Within 1-2 months: All contacts stopped (Chief of Staff blocked, systematic isolation); only 2-3 people total had reached out
    • Nov 14, 2023 (post-Oct 7): Coworker sent “eggshells” concern message about post referencing “not wanting to live in a world with this much evil” (geopolitical violence post)—reframed as suicide concern with 988 hotline; demonstrates “walking on eggshells” atmosphere about who they were working for
    • ~Dec 8, 2023: Deleted my LinkedIn entirely (after Ian’s hostile “go on a vacation” dismissal)
    • Dec 20, 2023: Unsent C&D prepared—12 days after I permanently deleted LinkedIn; proves monitoring and legal threat preparation persisted even after primary platform no longer existed
    • ~6-7 months later (~Dec 2023/early Jan 2024): Beau fired (LinkedIn end: Jan 2024)
    • December 2023 meeting after firing: Hesitated reaching out (feared I’d “use something” likely from HR email); revealed cofounders met on founder matching platform (likely YC Co-Founder Matching); Puzzle threatened “won’t be considered on good terms if he speaks to a lawyer” (documented Dec 24 email); admitted he “heard about” my equity deletion, saw Puzzle x LendUp Twitter; when I asked “You know what Sasha did with LendUp right?” he seemed nonchalant and knowing—didn’t care to go into it (willful ignorance even after being fired and threatened himself)
    • Mid-2025 reconnection attempt: Coworker who gave internal evidence (Sasha’s Slack + Radha’s email) tried to reconnect while still at Puzzle; initially connected before my termination when I hinted on LinkedIn about lack of psychological safety; I realized narrative incompatibility—can’t maintain contact with someone staying at company committing fraud while positioning me as “mentally ill”; can’t be both delusional and worth staying in touch with
    • Post-cutoff: Beau told employee fired before me that I was “mentally ill”—adopted Sasha’s narrative to resolve cognitive dissonance
    • Employee fired before me (who Beau told): Barely discusses Puzzle, won’t provide evidence, doesn’t care about “operation” aspect, chosen silence entirely—despite acknowledging financial setback. After termination (framed as “ask if Puzzle’s the right fit for you”), emailed Sasha saying he appreciated the opportunity; Sasha never replied. Demonstrates “good terms” threats work: even financially harmed former employees too afraid to document or participate in potential class action
    • Connects to August 2021 warning: I had warned Mitchell Troyanovsky (PM) about Beau: “Beau is really eager to learn, but I’m already afraid Cwikla has given him poorly defined, large, and unmanageable projects… I’m afraid he’s being set up for failure”
    • Timeline: Aug 2021 warning → June 1, 2023 posted job listing, texted “I’m too poor to have a job” → July 6 I report Cwikla harassment (naming Beau after hackathon) → internal evidence (coworker sent Sasha’s Slack + Radha’s email) caused withdrawal → July 26 Sasha voicemail → Beau excommunicates me → Nov 14 coworker “eggshells” concern message (geopolitical post reframed as suicide concern—“walking on eggshells” about who they’re working for) → ~Dec 8 deleted LinkedIn → Dec 20 unsent C&D prepared (12 days post-deletion—monitoring persisted) → ~6-7 months later (~Dec 2023/early Jan 2024) Beau fired → December 2023 meeting (hesitated, feared I’d “use something”): Puzzle threatened “won’t be considered on good terms if he speaks to a lawyer”; “heard about” equity deletion, saw LendUp Twitter, nonchalant/knowing when asked about Sasha’s CFPB history—willful ignorance → Dec 24 documented in email → Nov 2024 cut him out during Japan trip → post-cutoff: Beau told employee fired before me I was “mentally ill” (that employee barely discusses Puzzle, won’t provide evidence, chosen silence despite financial setback—demonstrates “good terms” threats work) → mid-2025 employee (who gave internal evidence) tried reconnecting while still at Puzzle (narrative incompatibility realized)
    • Validates prediction: Tried to protect in Aug 2021 (“being set up for failure”) → ignored warnings while building ChatGPT/LLM features I raised concerns about → participated in recruiting my replacement (hiring bonus) → excommunicated me after coworker’s internal evidence use → Nov 14 coworker “eggshells” message (geopolitical concern reframed as suicide risk—fear of acknowledging who they worked for) → ~Dec 8 deleted LinkedIn → Dec 20 unsent C&D prepared (monitoring persisted post-deletion) → fired ~6-7 months later → threatened not to lawyer up → hesitated even reaching out (feared documentation) → December 2023 meeting: “heard about” equity deletion, saw LendUp Twitter, nonchalant/knowing when asked about CFPB history—willful ignorance even after being fired and threatened → after I cut him out told employee fired before me I was “mentally ill” (adopted Sasha’s narrative; that employee barely discusses Puzzle, won’t provide evidence, chosen silence despite financial setback) → mid-2025: employee (who gave internal evidence) tried reconnecting while still at Puzzle (wanted validation without confronting complicity)
  • Alice Ko: The Only Meaningful Validation
    • Sasha’s internal narrative: Revealed Sasha told her to ignore my Twitter, claiming I was “mentally ill” and they “tried to help”—CEO-directed reputation destruction (I believe she had Puzzle login)
    • Validation: Despite being told to ignore, examined docs: “your posts validated what I already had a hunch about”; joined after me, didn’t stay long
    • Mental state documented (Aug-Dec 2023): “beyond burnout, closer to ptsd,” “complete erosion of trust,” “permanently deleted linkedin for my sanity”
    • Dec 24 email: Documented Beau’s legal threats; only meaningful contact (others excommunicated/pulled away within 1-2 months)
  • August 27, 2021: Early Warning Email to Product Management
    • 21 months before termination, warned PM about Cwikla’s dysfunction: “my time at Puzzle is finite,” “destined for organizational collapse,” “I’m afraid to talk to Sasha”
    • Tried to protect junior developers (including Beau); post-termination ex-coworker validated: “There’s something wrong with that guy”
    • PM recipient: had “looked into LendUp” (actively asked around = due diligence, not passive knowledge), didn’t exercise options (voting with wallet), performed “it was great being here” Slack exit, called when I started openly questioning Sasha’s repeat founder claims and LendUp “success” narrative on LinkedIn to reveal “Sasha didn’t really cofound Mission Lane,” had mentioned Nigel Morris before (laughed when I said “I have no idea who that is”), never heard from again after that call—whether geopolitical differences or fear of association; demonstrates pattern of employees who actively investigated fraud, knew about it, acknowledged privately when convenient, then disappeared to avoid association
  • June 4, 2023: Wealth Inequality Performance
    • 4 days after my termination (healthcare loss, unemployment), CEO posts Twitter about wealth inequality/universal healthcare; TikTok link = first search result (performative)
    • “Politicians live in echo chamber of failing up” from CEO who got CFPB golden parachute, raised $30M+ for software with $312 revenue
    • “Banker to the Poor” ideology extends to Twitter: perform progressive concern while practicing retaliation and concealment
• Nov 29
  • Adam Rogas (NS8 CEO) Email Exchange (evidence-132)
    • Email thread (Sept-Nov 2020) shows NS8 CEO violated bail conditions by responding to my emails
    • Bail prohibited “direct or indirect contact with witnesses or victims”
    • I caught him: “did you forget this part of your bail? thanks for taking the bait”
    • Rogas sentenced to 5 years federal prison (Dec 2021) for $123M securities fraud
    • Parallel to Sasha’s Wikipedia meltdown - both CEOs couldn’t help but engage despite legal risks
    • Investor connection: Lightspeed invested in NS8 ($123M fraud) → Puzzle CTO recruited NS8 victims one month later → Lightspeed platformed Puzzle
  • Sasha Still Active on LinkedIn (evidence-133)
    • Day after final partner notice emails sent, Sasha commenting “Really? Woah. We should date.” on wife Jennifer’s week-old LinkedIn post about joining Block
    • Post was already a week old when he commented; he liked 21 individual congratulatory comments plus the post itself (22 total interactions), including Sophia Xiao’s (GC Board Observer)
    • Jennifer’s post came just before she reposted Puzzle x Deel partnership announcement
    • Pattern: can’t log off even under maximum legal pressure
    • Family-level surveillance (evidence-135): Jennifer viewed my LinkedIn profile on termination day (May 31, 2023, 5:35 PM) and during summer 2023 as I was publishing fraud documentation - surveillance extended to family level from termination day, monitoring posts about workplace fraud, psychedelic use, federal complaints
  • Psychedelic & Psychic Prophecies and Question of Reality
    • Comprehensive documentation of therapeutic experiences during workplace trauma: ketamine therapy (Feb 2023 Puzzle collapse visualization), DMT experiences (light language, crown chakra sensations, “he knows too much”), psilocybin stabilization
    • Esther timeline: May 2022 CHF diagnosis → 2 years care (spent majority of money) → May 2, 2024 had to let her go → grief processing (ketamine/psilocybin session: piercing buzz led to urn, heard “I’ll always love you”); therapist support throughout: discussed virtually all experiences with therapist who never judged and encouraged exploring spiritual growth on own terms
    • Reiki practitioner light language work (June 28, 2024): teaching automatic drawing, drew wizard/third eye symbol
    • QHHT hypnotherapy (July 2025): conclusion was “my higher self was just me, trust my own judgment”
    • Japan grifter encounter (Nov 2024): At Osaka listening bar after mountaintop shrine commitment (left Esther’s fur); off a few drinks, enough to be bold; encountered wealthy guy selling $1100/month spirituality boxes; wealth from selling cocaine to Winklevoss twins; inherited business from mom (Bush admin IQ&A company); when I said “you’re only happy in context of what other people think,” he tried testing spiritual authority (devil talk, “can you move a spoon”); finally admitted “what do you make?” / “illusions. illusions for you”; business partner got warning (“watch who you keep near you”), grifter closed out muttering “this fuckin guy”; accidentally recorded entire conversation - demonstrates pattern recognition works across different states of consciousness
    • 9 months unemployed, new job where couldn’t discuss trauma, had to apologize for mentioning Puzzle negatively
    • CEO’s aggressive anti-drug Twitter stance documented (evidence-139): Multiple posts about SF “drug doom loop,” fentanyl dealers, open air drug markets - using victims’ therapeutic psychedelic use as dismissal ammunition while having never tried psychedelics himself; Jan 6, 2024 tweet: “Makes me kind of regret being a nerd in college” (quote-tweeting Midjourney LSD visualization) - admits never trying psychedelics
    • Ego dissolution and truth-confrontation incompatible with maintaining systematic deception - CEO retaining multiple layers of lies (false cofounder claims, photoshopped metrics, CFPB ban denial, credential fraud) cannot risk substances that force truth-confrontation
  • C&D Strategic Analysis
    • Both August 11, 2023 and November 11, 2025 C&Ds use “veiled or overt/explicit” threats language to weaponize August 2023 “SEO hijacking” post
    • Impersonation claims: Both C&Ds called out “Linktree” but avoided naming “missionlanetruth.com” - naming platform without domain that makes clear it’s criticism; Twitter account “Puzzle Financial 🧩🚀 x LendUp”; Puzzle later created ActualQuickBooks.com using competitor’s trademark (hypocrisy)
    • Evidence preservation paradox: “Remove posts from public view but preserve for potential legal use” - if truly defamatory, why not demand complete deletion? Proves they know it’s evidence, not defamation
    • Leading up to August 11: Tweeted “dmt, ketamine, psilocybin, mescaline > listening to tech bros” on Puzzle Financial x LendUp account - public documentation of psychedelic use as alternative to tech fraud culture; he saw this; C&D came 1 hr 41 min after SEC filing anyway
  • LinkedIn Post Before Termination
    • Sunday before May 31, 2023 termination: posted from park about “derealization and disillusionment,” ended with “I want to focus on mental health and plant medicine going forward. This is who I am. 🍄🌵💖”
    • One person who liked it never spoke again after June 6 when I tried showing colleagues TedX talk and Glassdoor reviews
    • June 5 internal warnings: Sent emails to careers@ and help@ with subject “Job opportunity?” and “The call is coming from inside the house” - included TedX talk, CFPB enforcement, Mission Lane 1.0 Glassdoor review (“Terrible. Typical dirty subprime CC… toxic culture… HR is joke… people ops to give fase sense of security”)
    • June 6 therapist email: “started digging up CEO’s interviews… getting more disgusted. He also would not stop posting on social media. I couldn’t focus all Tuesday and decided to slam out the project late into 4am”
    • Pattern: Public vulnerability about plant medicine → internal warnings about fraud → isolation
  • Dasha Timeline Updates
    • July 2023 Threads posts show Women in Tech Miami operations beginning (1 month after leaving Skolkovo - immediate U.S. market activation)
    • November 2025 Black Friday: posting about Ikea deals while under federal scrutiny (same pattern as Sasha commenting on wife’s post) - can’t stay quiet during investigations
  • TechCrunch November 20 Event
    • November 20, 2025 Women Tech Meetup event occurred WITHOUT TechCrunch promotion
    • No further WTM events scheduled as of late November 2025
    • After documentation became public, TechCrunch stopped promoting
• Nov 28
  • 🔑 Board-Level Knowledge: Formal Equity Approval Process (evidence-130)
    • Notion board meeting template shows “Options approvals” as standing agenda item under Administrative matters
    • Proves equity changes required formal board review, not unilateral CEO authority
    • Equity deleted days after attempted exercise (post-August 11 C&D), months before $30M raise (Nov 2023)
    • Board members: General Catalyst (Hemant, Sophia Xiao as observer since founding Sept 2019), S32, XYZ Capital, Felicis Ventures, Sterling Road
    • Hemant on ALL SEC filings, John Cwikla on NONE
    • GC’s “Our Creation of Puzzle” language establishes GC-controlled entity, not typical startup
    • Pattern: Formal governance structure with lead VC appearing on all federal filings while actual technical cofounder appears on none
  • SOC2 Compliance During Peak Retaliation (evidence-131)
    • Puzzle claims SOC2 certification - observation period language removed from site (previously showed Nov-Dec 2025)
    • Vanta conflict: Ice skating event co-hosted with Vanta (SOC2 compliance provider) during observation period
    • Observation period covered: bar complaint (Nov 24), CBA complaint (Nov 25), Wikipedia tampering (Nov 26-27), 3rd C&D (Nov 20), Deel partnership (Nov 20), coordinated surveillance (Orrick partner, Brunswick Group), business partner notifications (15+ accounting firms)
    • Contradiction: Claims governance controls sufficient for SOC2 while simultaneously: attorney threatens federal whistleblower with police (4th time), CEO tampers with Wikipedia, no compliance review of CFPB ban despite customer financial data access
    • SOC2 auditors review “tone at the top” and ethical conduct - observation period documents whether formal controls prevented or failed to prevent systematic whistleblower suppression
  • Sasha’s Wikipedia User Talk Page: Direct Lies to Administrators
    • On his Wikipedia User talk page, Sasha told administrators directly: “The CFPB / federal government never ‘banned’ people” (Nov 27, 05:55 UTC)
    • Provably false: CFPB Stipulated Final Judgment explicitly states “permanently restrained from… advertising, marketing, promoting, offering for sale, selling, or providing any extension of credit” and “Assisting Others” prohibition
    • Also claimed Netanyahu financial backing “not true and not cited or sourced” despite James Petras March 2015 article directly naming “Sasha Orloff and Jacob Rosenberg founders of Lendup” (published 10 years ago, never disputed until 2025)
    • When asked about COI as co-founder, deflected: “But the company no longer exists…So there is no direct or indirect compensation”
    • Result: Wikipedia administrator thanked him for “alerting Wikipedia to problematic editing” (Nov 28, 00:47 UTC) - whistleblower blocked for posting federal court documents, Sasha’s false “never banned people” claim remains unchallenged
  • Joonko: Fourth Kapor Capital Portfolio Fraud Pattern (WSJ Sept 2024, Calcalistech June 2025)
    • Ilit Raz (CEO/Founder) charged by SEC with defrauding investors of $21M+ through inflated revenue, fake testimonials, forged bank statements, fabricated candidate database
    • Positioned as “diversity recruiting” social justice mission
    • Israeli Intelligence Unit 8200 background (7 years, 2003-2011)
    • Admitted to fabricating data after investor confrontation (summer 2023)
    • Company filed Chapter 11 bankruptcy (May 2024) after shutting down
    • Delaware bankruptcy court approved $500K settlement to CEO who committed fraud (June 2025)
    • Pattern identical to LendUp (CFPB ban), Puzzle (SEC complaints, photoshopped metrics), Daylight (lawsuit alleging false investor data, 5-month collapse)
    • Kapor Capital pattern now spans four companies with systematic fraud indicators across 13+ years
  • Wikipedia Admin Misled by Sasha’s False Claims
    • November 26, 2025: ScottishFinnishRadish (Wikipedia admin with checkuser/oversight privileges) reverted whistleblower’s edits claiming “This is a bunch of self published blogs making claims about BLPs”
    • Admin was convinced by Sasha that federal court documents were unreliable
    • Whistleblower acknowledges using hallucinated CFPB citation format (Nov 16: "Order In the Matter of LendUp Loans, LLC and Sasha Orloff, File No. 2021-CFPB-0008" - 2021-CFPB-0008 is another CFPB rule)
    • Facts didn’t change: actual CFPB enforcement is Stipulated Final Judgment Case No. 3:21-cv-06945-JSC permanently restraining Sasha through “officers, agents, and all persons in active concert” language
    • Sasha used this technical citation error to claim entire CFPB ban was “fake” and “made up”
    • Pattern: Deflect on technicalities (Petras “didn’t cite his source”, citation format wrong) rather than deny substance
  • Kimberly Morgan’s “Successful Exit” from Ahead Financials
    • LinkedIn claims “Surpassed industry benchmarks for customer acquisition in 9 months with a successful exit”
    • Timeline: Dec 2020 launch → Apr 2022 exit
    • Reality: May 2021 lavish campaign → Aug 2021 customer complaints (locked accounts/unpaid referrals) → Apr 2022 app stopped working
    • “Successful exit” = same month as $1.575M Rolling Loud fraud judgment
    • 16-month overlap: served as both LendUp COO (Jan 2020 - Jun 2022) and Ahead Co-Founder/COO (Dec 2020 - Apr 2022) during CFPB shutdown
    • After judgment, became COO at Beam administering $200M+ in public benefits to 300K families (June 2022)
    • Pattern: extract, exit before consequences, move to next vulnerable population entity
  • Hemant Taneja’s “Responsible AI” Theater
    • November 14, 2023: Same day as Puzzle’s $30M emergency funding (5 months post-termination)
    • Hemant unveiled “voluntary Responsible AI commitments” with Commerce Secretary Raimondo and 35+ VC firms (General Catalyst, XYZ VC, Felicis Ventures)
    • Commitments require “transparency and documentation,” “risk & benefit forecasting,” “auditing and testing”
    • None applied to Puzzle’s CFPB-banned CEO accessing customer financial data and syncing with OpenAI
    • Twitter reactions: “Spot the FTX investors” and “I liked some of these firms 😢 RIP”
    • Performance of ethics while systematically violating the principles being performed on the exact same day
  • ACTIVE CFPB BAN VIOLATION: Partner Rewards Program
    • Puzzle operates public affiliate program promoting credit products (Brex, Ramp, Mercury, Every, Meow, Arc, Gusto Wallet payroll advances)
    • Direct violation of CFPB Stipulated Final Judgment Section I.b (“receiving any remuneration… from any person engaged in… providing any extension of credit”) and Section I.c (“Assisting Others… performing marketing… services”)
    • Page offers “exclusive perks” and “Claim offer” buttons for 20+ partners including multiple credit card/lending companies
    • Each partner has promotional description, specific bonus offers (Brex 40K points, Mercury $1K, Ramp $500, Gusto 12 months free)
    • Pattern: Nov 26-27 Sasha surgically removes “Assisting Others” prohibition from Wikipedia while simultaneously operating affiliate program that violates “Assisting Others” prohibition
    • Active ongoing violation happening RIGHT NOW on public website
• Nov 27
  • HE 100% KNOWS HE’S BANNED: His sophisticated parsing of “case caption vs order scope” proves he read the CFPB decree carefully enough to notice the technical distinction between who’s named in the case caption (only LendUp Loans, LLC) and who’s covered by the prohibitions (Sections II & V explicitly state “Defendant and its officers, agents, servants, employees, and attorneys, and all other persons in active concert or participation with them”). Most damning: he specifically removed “Assisting others in any lending activities” (Section I.c language) from Wikipedia - this prohibition covers advisory roles and investments in lending companies even if entity-only ban applied, directly covering his Mission Lane involvement and Theorem/Pagaya investments. This isn’t confusion about federal enforcement language - this is deliberate cherry-picking by someone who understands legal documents well enough to make technical distinctions while ignoring operative prohibitions. He knows the ban covers him. That’s why he spent 12+ hours on Thanksgiving trying to rewrite Wikipedia to remove “officers, agents, and all other persons in active concert” language AND the “Assisting Others” prohibition. The willful misreading is consciousness of guilt.
  • Wikipedia Evidence Tampering Documented: Sasha Orloff personally edited Wikipedia (Nov 26-27, 2025) to falsify CFPB order language; changed federal enforcement text from “Defendant and its officers, agents, servants, employees, and attorneys, and all other persons in active concert or participation with them” to “banning LendUp from issuing subsequent loans” - systematically removing all language establishing ban covers him personally; removed “and permanent lending ban” from section header, changed “consumer lending activities” to “issuing subsequent loans”, removed “Assisting others in any lending activities” (Section I.c), deleted Section V data provisions (prohibiting use/disclosure of LendUp customer information - directly relevant to Puzzle accessing customer financial data), deleted Political connections section (Netanyahu backing), deleted Subsequent investments section (Theorem/Pagaya/Altman); made edits during Thanksgiving week starting 10:11 AM PT (18:11 UTC), continuing for 12+ hours until 10:20 PM PT (06:20 UTC) - escalating from surgical deletions to desperate late-night false claims about document contents; first public acknowledgment of whistleblower in 2.5 years; edit war resulted in page protection at 05:12 UTC - exactly 2 minutes after his final deletion attempt; timeline shows increasing desperation and compulsive behavior suggesting mental decompensation - no longer delegating to attorneys/PR but personally spending 12+ hours on holiday week editing Wikipedia, arguing with administrators, racing against protection; pattern demonstrates consciousness of guilt and loss of perspective about what battles can be won by suppression
  • “Sasha O.” obfuscation (evidence-129): Sasha changed profile name to “Sasha O.” after Wikipedia edit war - pattern of obfuscation
  • Wikipedia False Claims to Administrators
    • Made four claims demonstrating willful misreading of primary sources:
    • (1) “no people were named” - technically correct about case caption but deliberately ignores order covers “officers, agents, and all other persons in active concert” (includes him as former CEO)
    • (2) “no ban of people” when Sections II and V explicitly prohibit officers from consumer lending
    • (3) Pagaya shares “not related to LendUp” when SEC filing documents continued consumer credit involvement
    • (4) Petras article “not sourced” when it’s published academic with 60+ books
    • Pattern: technically correct about narrow literal reading while deliberately ignoring actual prohibitions and context
  • Rolling Loud notification (evidence-123): Nov 19 notification → court docket activity Nov 21; 2 days after email about $1.575M judgment, UniCourt shows activity (case dormant since Dec 2023)
  • Marvin Bing Blocking (Same Day)
    • Marvin Bing (Fairfax Studios founder, named in Rolling Loud v. Ahead Financials lawsuit) blocked whistleblower within 57 minutes of post (Nov 26)
    • Same day Sasha claimed on Wikipedia that lawsuit was “made up”
    • Pattern: both parties suppress rather than refute
    • If lawsuit fabricated, Marvin would defend rather than block
  • 12-Year Wikipedia Control Pattern
    • Article initially created with LendUp intern contributions (Laura Behrens Wu, Shippo founder who interned 2013)
    • September 2018: user “Tlvernon” disclosed being “paid by LendUp to revise and update this page” during fraud period (CFPB violations 2016, 2019, 2021)
    • Tlvernon uploaded Sasha Orloff headshot (since deleted from Wikipedia)
    • August 8, 2023 (3 days before first C&D): whistleblower documented Mission Lane contradictions on Wikipedia
    • November 2025: Sasha personally removed 2+ years of whistleblower documentation while falsely claiming edits were “in the last two weeks”
    • Pattern: continuous Wikipedia narrative control from company creation → paid sanitization during fraud → monitoring/suppression over multiple years
  • Ramp Engagement with Fraud Documentation (evidence-128)
    • Ramp’s official company account liked LinkedIn post documenting GC’s role in Puzzle fraud, Hemant Taneja orchestration claims, Deel partnership
    • Post included: “Hemant seems to think he can buy influence to embed fraudulent founders throughout his portfolio”
    • Like occurred during Thanksgiving week (same timeframe as Sasha’s Wikipedia tampering)
    • Establishes Ramp’s institutional awareness of fraud allegations, GC orchestration, CFPB ban
    • Yet 2+ year Puzzle integration remains active
    • Pattern: GC portfolio companies acknowledge fraud documentation but continue partnerships, suggesting GC influence prevents independent due diligence
  • 2023 “Puzzle Financial Whistleblower” Tagline Evidence
    • Archived LinkedIn profile snapshots confirm “Puzzle Financial whistleblower” was public tagline BEFORE August 11, 2023 first C&D from Lisa Bowman
    • Creates documented proof attorney should have been on notice and had duty to investigate federal whistleblower status before threatening police action
    • Strengthens California State Bar complaint (Case #25-O-30894) by eliminating any claim tagline was added retrospectively
    • Archived evidence makes failure to investigate even more damning for bar ethics investigation
• Nov 25
  • California Board of Accountancy Complaint (Case #A-2026-1047)
    • Supporting documentation submitted in response to November 17, 2025 CBA request
    • Complaint documents professional ethics violations by CPAs providing testimonials after notification of CEO’s CFPB permanent ban
    • Primary defendants: Joe Faris (Accountalent), Matt Tait (Decimal), Nick Abouzeid (Rivet.tax), Burkland Associates, and 15+ accounting firms
    • Pattern includes: quid pro quo arrangements (podcast platform for testimonials), active suppression of fraud warnings (4-minute comment deletions), strategic deployment of CPA endorsements during fraud exposure
  • Coordinated Network Surveillance (evidence-115)
    • Two distinct monitoring patterns showing coordinated crisis response:
    • (1) Aria Kashefi (PARTNER at Orrick, Herrington & Sutcliffe LLP - same firm as Lisa M. Bowman under bar complaint Case #25-O-30894)
      • Partner viewed profile November 24, 2025 SAME DAY as bar complaint filed
      • Partner outranks Bowman who is “Of Counsel”
      • Proves immediate firm-level awareness at partner level and likely emergency internal review
    • Brunswick Group (crisis PR firm) viewed after bar complaint
    • (2) Samantha Van Gent (Communications at General Catalyst) viewed after being publicly tagged in post about “RICO patterns, not NDAs”
    • Proves institutional monitoring when lead investor is publicly called out about RICO allegations
    • Timestamps establish awareness for permanent federal record
  • Burkland Associates Active Promotion
    • CPA firm published LinkedIn post (approximately Nov 18-25) listing Puzzle as first “trusted partner”
    • 8-15 days after November 10 notification with CFPB enforcement summary
    • CEO amplified post with “The great migration has begun”
    • Demonstrates active conscious promotion rather than passive partnership continuation
  • Deel Compliance Acknowledgment
    • Deel Compliance Operations Team acknowledged receipt of November 20, 2025 notification (sent same day as Deel-Puzzle partnership announcement)
    • Stated “Our team will review it and get back to you if any clarification is needed”
    • Acknowledgment occurred after toxic.systems was updated to include bar complaint (Case #25-O-30894), Brunswick Group/Orrick partner surveillance (evidence-115), CBA complaint (Case #A-2026-1047)
    • Dec 11 update: Deel confirms continued active investigation (“taking a little longer than expected, please sit tight. Rest assured we are working on it”) - 21 days after initial notification
  • Gusto Active Investigation (Case #40641059)
    • Nov 28, 2025: Notification sent to [email protected], [email protected], [email protected]
    • Dec 1, 2025: Gusto Customer Care (Christian) acknowledged, confirmed immediate escalation, assigned case number
    • Dec 2, 2025: Follow-up confirmed “specialized team” is “actively managing that investigation”
    • Dec 12, 2025, ~8 PM ET: Edward Kim (Co-founder and Head of Technology at Gusto) viewed whistleblower profile - demonstrates continued executive-level attention to ongoing documentation; while no final followup was received, this suggests investigation remains active at technical leadership level
    • Strongest partner response: Unlike Deel’s initial passive acknowledgment (Nov 25), Gusto explicitly confirmed active investigation from the start; Deel later confirmed continued investigation (Dec 11)
    • Kapor connection: Kapor Capital invested in both LendUp (during fraud) and Gusto; notification documented this pattern
    • Data exposure: Gusto processes SSNs, bank accounts, salary, tax withholding—integration gives CFPB-banned CEO access to employee financial data
    • Pattern: Profile view from Co-founder/Head of Technology (not just security/compliance team) indicates escalation to technical leadership for integration architecture review - consistent with data exposure concerns raised in notification
  • Runway Security Acknowledgment
    • Dec 1, 2025: Notification sent to [email protected] documenting Puzzle integration, failed “Runway tool” history, and FP&A data exposure
    • Dec 2, 2025, 7:18 PM: Kirill Klimuk (Head of Engineering) responded: “We take data security and partner compliance seriously and will review the information you’ve provided”
    • Data exposure: Runway-Puzzle integration exposes financial forecasting, cash flow projections, fundraising scenarios, strategic planning data
    • Historical irony: Puzzle’s early versions included failed “Runway tool” for financial planning—now integrating with actual Runway platform
  • Ramp-Puzzle Integration
    • GC backed BOTH companies when Aug 2023 integration launched
    • Then deepened Ramp stake ($300M Nov 17, 3 days before Deel partnership)
  • Deel COO Espionage
    • Dan Westgarth implicated in Rippling lawsuit
    • Dan worked at Revolut 2015-2019, Sasha was Revolut US board director 2019-2022
    • Revolut removed Sasha from US board Jan 2022 (one month after CFPB ban became public Dec 2021)
  • General Catalyst Influence Pattern Documented
    • Deel announced April 30, 2025 that GC purchased $300M in Deel secondaries to become “anchor investor”
    • 7 months before Deel-Puzzle partnership (Nov 2025)
    • Creates structural conflict: GC is anchor investor in Deel ($300M) AND lead investor in Puzzle (CFPB-banned CEO)
    • If Deel Financial Crime review finds fraud pattern, GC orchestrated integration between their portfolio companies knowing about federal ban
    • Quote from Deel: “What began as a seed investment at La Famiglia has grown into a business that aligns perfectly with the GC Famiglia ethos” (Jeannette zu Fürstenberg, Managing Director GC)
    • April 2025 timing looks like buying influence at portfolio company that would later need to approve partnership with GC’s lead portfolio company
  • Timestamped awareness at GC anchor portfolio company
    • Deel Compliance reviewed toxic.systems link containing active crisis management, multiple government complaints, and systematic suppression
    • Review occurred before any continued partnership decision
    • Documented in Employee Amplification as Damage Control section
    • Awaiting substantive response
  • Verbal Admission
    • During Puzzle employment (2020-2023), Sasha verbally told employees he was “not allowed to work in loans anymore” but never elaborated why
    • Mentioned having ideas he “wished other people would do”
    • Proves consciousness of CFPB permanent ban while actively concealing it from public profiles, investors, partners, and media
    • Casual admission to employees combined with zero public disclosure demonstrates deliberate concealment strategy
  • Puzzle About page
    • Hemant/Sophia featured alongside Sasha/John as if VCs are co-founders
    • GC’s article titled “Our Creation of Puzzle” states “Backed since 2019” (not 2021)
    • Unusual VC control structure for supposed “startup”
• Nov 24
  • California State Bar Complaint Filed (Case #25-O-30894)
    • evidence-111: Official receipt from California State Bar Office of Chief Trial Counsel
    • Attorney: Lisa M. Bowman (CA Bar #253843), Of Counsel Employment Law at Orrick, Herrington & Sutcliffe LLP
    • Basis: California Rules of Professional Conduct Rule 3.10 (Threatening Criminal Prosecution) - attorney shall not threaten criminal charges to obtain advantage in civil dispute
    • Pattern documented: 4 cease-and-desist letters over 27 months (3 sent, 1 prepared Dec 2023 never sent), all threatened police involvement for federally protected whistleblower speech
    • Federal whistleblower retaliation: November 2025 C&Ds sent AFTER Lisa Bowman learned of 2+ years SEC whistleblower protection (established Aug 11, 2023; revealed Nov 11, 2025)
    • Timeline in complaint: Aug 11, 2023 first C&D (1 hr 41 min after SEC filing, she didn’t know) → Aug 11-14 I provided comprehensive fraud docs (never mentioned SEC) → Dec 20, 2023 prepared C&D never sent → Nov 11, 2025 second C&D (same day I revealed SEC protection publicly) → Nov 20, 2025 third C&D (9 days after learning protection)
    • What constitutes “threat” escalated: documenting public records → notifying business partners → predicting career consequences
    • Zero refutation: Never addressed underlying documented fraud (CFPB ban, $51M+ settlements, 5 SEC complaints, photoshopped metrics, Skolkovo FBI warning)
    • Permanent government record: State Bar will investigate client direction (Did Puzzle approve police threats?), adequacy of attorney’s due diligence (public “fintech whistleblower” tagline created duty to investigate; archived evidence confirms designation existed before first C&D), knowing retaliation after learning federal protection
    • Professional consequences: Private/public reproval, suspension, or disbarment possible; investigation on record even if dismissed
    • Strengthens all complaints: Creates official record of systematic retaliation for SEC, CFPB, FBI, whistleblower attorneys
    • Consciousness of guilt: 4 legal threats, 0 refutations = suppression strategy, not legitimate legal defense
    • This is Case #25-O-30894. This is official. This will have consequences.
    • evidence-113: Public documentation of bar complaint filing (Twitter, Nov 24 3:17 PM) with quote tweet warning (Nov 23 5:05 PM); case confirmation received 5:40 PM (2 hrs 23 min after announcement); blocked by @sashaorloff, @dasha_shunina, and @puzzlefin but continued public posting
    • evidence-112: Sasha’s Nov 24 1:00 PM public LinkedIn post announcing DC dinner with Brex/Navan teams (Dec 8), tagging Dasha Shunina (Skolkovo connections), posted 19 hrs after public warning, 2 hrs 17 min BEFORE bar complaint announcement—business as usual despite blocking whistleblower: 5 SEC complaints, federal retaliation, FBI warnings, continued public posting as if no investigation exists
    • evidence-114: Molly O’Shea (Sourcery) promotes Palantir/Alex Karp interview “Presented by Brex” (Nov 23 5:39 PM, originally Nov 11); her bio: “HUGE Fan @brexhq”; network loop documented: Ross Fubini (Palantir advisor 15+ yrs + LendUp/Puzzle investor) → Brex (OpenAI partner) sponsors Palantir content → amplified to startup ecosystem
    • Network coordination timeline: Nov 11 (Palantir video posted, same day as 2nd SEC complaint) → Nov 23 (reposted day before bar complaint) → Nov 24 (Sasha posts DC dinner 2 hrs before bar complaint announcement) → Dec 8 (scheduled DC dinner with data partners)
    • What the timing proves: Business as usual, celebration, and network cross-promotion continue despite federal whistleblower investigation, bar complaint, documented retaliation, and $51M+ enforcement actions
  • Women in Tech Russia: UN-Registered “Russian Federation—International Organization”
    • Parent org: Women in Tech (French NGO) incorporated Oct 9, 2018 in Paris
    • Founder: “Tech Diplomat” Ayumi Moore Aoki (official bio) describes herself as working “at intersection of technology and international relations”—not grassroots advocacy but explicit “tech diplomacy” infrastructure
    • Founder institutional access: UNESCO advisory role, WEF Global Future Council, Tech Diplomacy Forum at UNESCO headquarters (2025), Forbes France 40 Women (2023, same year Dasha became Forbes contributor)
    • Global scale: 60+ countries, 250,000+ members, UN Women/WEF partnerships, government partnerships including USA, France, Russia, Uzbekistan, Malaysia
    • Russian chapter launch: December 12, 2019 in Saint Petersburg with 200+ attendees, Ayumi traveled from Paris to open chapter
    • Institutional backing from day one: Microsoft Russia board member as speaker, HSE University, JetBrains as partners (14 months after French parent org incorporated)
    • Rapid growth: 200+ launch attendees → 2000+ members by May 2020 (5 months)—institutional resources, not grassroots
    • UN registration: WSIS 2021 submission as “Russian Federation—International Organization” (not French NGO chapter), timeline 2000-2050
    • May 2020: Women in Tech Russia holds track at Skolkovo Startup Village (direct partnership with Dasha’s employer, FBI-warned entity)
    • Institutional connections: Microsoft Russia, MegaFon (state-influenced telecom), Franco-Russian Chamber of Commerce and Industry, Skolkovo Women’s Forum (State Duma, Federation Council integration)
    • Western credibility: NASA scientist, NPR journalist used to legitimize entity with Russian government integration
    • The overlap: Women in Tech Russia launched Dec 2019 (Dasha at Skolkovo 2016-2023) → May 2020 Skolkovo partnership → Dec 2022 Dasha launches Women Tech Meetup in U.S. (still at Skolkovo) → June 2023 leaves Skolkovo → Aug 2024 joins Puzzle
    • What this proves: Organization explicitly designed as “tech diplomacy” infrastructure (government-coordinated technology access), not grassroots advocacy co-opted by bad actors. Founder has UNESCO/WEF/government integration, Russian chapter partners with FBI-warned Skolkovo, same person (Dasha) deploys U.S. operation with Forbes/TechCrunch platforming and Puzzle financial data access
    • Pattern: Government-coordinated technology access infrastructure operating across multiple countries (Russia, USA, others) with different state actors using platform for their own purposes
  • May 31, 2023 Prophecy Email to VP of Engineering (Radha Shenoy)
    • Email sent at 12:16 PM, hours after corporate card canceled (known termination signal)
    • Declined vague “Catchup” meeting, sent good faith warning to protect team
    • Key predictions (all came true): “fizzle out before a Series B, or Sasha runs it to the ground until his ego snaps. Either way, there will be a lot of truth-bending to get what he wants”
    • Timeline documented contemporaneously in email to therapist: CEO midnight LinkedIn stalking (May 30) → card cancellation (May 31 morning) → email to Radha (12:16 PM) → “lowest morale in company history”
    • 100% prophecy accuracy: No Series B (2.5+ years later), documented layoffs (Dec 2022, May 2023), photoshopped metrics (Oct 2025), false credentials, 4 C&Ds, “resignation” narrative control
    • Clinical validation: Licensed therapist confirmed workplace gaslighting, not mental illness; I had been discussing toxic workplace with her for months; timeline is from my own contemporaneous documentation sent to her
    • What it proves: Pattern recognition in real-time (not retrospective), good faith warning to leadership (tried to protect team), every prediction came true with documented receipts
  • Jessica Lessin (The Information founder) + Sam Lessin (Slow Ventures GP) media/VC conflict
    • Sam Lessin: Forbes Midas Seed List 2023 #12, Slow Ventures GP (raised $750M+), investor in Gusto (documented in Puzzle data network), Robinhood, Solana, Airtable ($11.7B), Pinterest
    • Jessica Lessin: The Information founder/editor-in-chief (2013), ex-WSJ (8 years), launched The Information Accelerator (2017 incubator for news startups offering capital)
    • Conflict: Sam listed as “intern at The Information” (his wife’s company); Sam’s portfolio company (Gusto) integrates with Puzzle; The Information platformed CEO (Nov 14, Dec 1, 2023) with custom photoshoot while Sam has financial interest in ecosystem
    • Six whistleblower notifications (27+ months) ignored: Aug 11 2023, Dec 10/13/14/15, Nov 3 2025 → zero response
    • Sam’s Gusto investment creates direct financial interest in suppressing fraud investigation of Puzzle (data aggregation platform for ecosystem)
    • Jessica’s dual role (media founder + VC via Accelerator) mirrors network pattern of VC/media crossover conflicts
  • QED Investors false public narrative (June 2018 - Jan 2019)
    • June 21, 2018: Nigel Morris (Capital One co-founder) named LendUp Board Chair, Frank Rotman (QED co-founder) named Board Member - positioned 6 months before asset sale
    • December 2018: Asset sale to Mission Lane (QED-backed entity) - $29M after $150M+ raised, $0 to shareholders, 2-day shareholder review period
    • January 10, 2019: Frank Rotman’s false public statements (3 weeks after fire sale):
      • Claimed “two companies up for long-term success” → LendUp permanently shut down 2 years later (Dec 2021)
      • Claimed “full growth potential” and “better positioned to serve” → Fire sale gave $0 to shareholders
      • Stated “intimately familiar” with business → Board seat gave knowledge of CFPB violations (2016, 2018)
      • Claimed “cracked the code” on “complex business” → Yes, on regulatory violations and deceptive marketing
    • Pattern: Board member with fiduciary duty publicly lied about prospects 3 weeks after fire sale while having board-level knowledge of regulatory violations
    • Added throughout document: Critical Timeline, Mission Lane Securities Fraud, Frank Rotman profile, QED Pipeline visualization, “Why This Is Key Evidence”
  • Sustained mutual support: Hooman Radfar (Collective) + Sasha Orloff (Puzzle) (evidence-107, 108, 109, 110)
    • Hooman’s Ando behavior: Recruited with “equity to line cooks” pitch; said menu “tastes like dogshit” to staff; wealth performance in first interactions; fired Black woman line cook shortly after shared Uber ride from launch party; “interim CEO” who signed dissolution documents; pinned tweet: “My name means good thoughts, good words, good deeds”—performative values masking contempt; $110K salary (below market), $150 equity repurchase for 60K shares despite “Uber acquisition”; dysfunctional engineering culture (custom app yet ended up writing scraping apps to integrate with Seamless/Grubhub due to low usage, no kitchen staff communication, wasteful free meals, employees thought basic coloring book easter egg was “differentiator”—delusional focus on trivial features); protected toxic senior engineer who presented himself as boss when that was never the case, took credit for work, yelled, overengineered, bragged about Harvard, made sexist remarks, went to Uber
    • July 11, 2023: Sasha congratulates Hooman on Collective’s fundraise (QED Investors participated); Hooman responds “Thx man! Appreciate your support” (2 months post-termination)
    • November 15-16, 2023: Hooman congratulates Sasha on Puzzle’s $30M funding round; Sasha photo shows XYZ mug (Ross Fubini’s firm) + Puzzle shirt (5 months post-termination, 3 months post-SEC filing)
    • Both aware of whistleblower: I told Sasha I knew Hooman from Ando; I called out Hooman on LinkedIn during documentation knowing they were connected to the same networks
    • QED connection: QED invested in Collective (Hooman’s company), served on LendUp board, invested in Mission Lane, invested in Credit Karma
    • Pattern of mutual public celebration via QED network while whistleblower documentation active; both scrubbed failed companies from histories (Hooman/Ando, Sasha/LendUp); both exhibited performative values while exploiting vulnerable populations and protecting toxic workplace cultures (Hooman: fired Black woman, protected sexist engineer; Sasha: CFPB-banned for lying to consumers)
    • Last observed interaction: November 2024; not aware if Hooman notified of specific whistleblower documentation
  • Geopolitical alignment pattern (2015-2024)
    • October 8, 2023: Sasha posts sunrise photo with Israeli flag emoji
    • November 18, 2023: Sasha opposes United Educators of San Francisco ceasefire resolution
    • Sam Altman’s Israeli connections: IDF gas masks (2016), 2023 Israel meetings, invested in Apex (Israeli AI startup, former Unit 8200 members), December 2024 OpenAI-Anduril partnership (Anduril founder Palmer Luckey = self-described “radical Zionist”)
    • Network convergence: Sasha’s 2015 Netanyahu financial backing, Netanyahu-Altman call (June 6, 2023, 5 days post-termination), 10-year Theorem co-investment (Altman Family LLC + Sasha Orloff, 2014-2024), Ross Fubini & General Catalyst both invested in Anduril + LendUp/Puzzle
    • Consumer fraud data → OpenAI → military tech pipeline fully documented
  • Puzzle’s December 2019 privacy policy discovered (3 months after incorporation Sept 2019)
    • ALL data extraction provisions already existed: “anonymized and aggregated data sets…for other functions,” third-party sharing “without restriction,” DNT refusal, API/login credentials collection
    • 6-year consistency (Dec 2019 - Dec 2025): Core provisions unchanged across all policy updates, proves systematic business model from founding
    • Data extraction by design: Company built from day one (3 months after incorporation) as data aggregation infrastructure, not adapted for AI
    • OpenAI integration activated 3.5-year-old framework: May 2023 features didn’t require policy changes—legal authorization existed since December 2019 founding
    • Same LendUp playbook from day one: Sasha Orloff applied identical privacy framework (LendUp 2012-2021) to Puzzle at founding (Dec 2019), now targeting startup financial data instead of subprime consumer data
    • Updated table and analysis to reflect December 2019 as earliest known policy (previously thought July 2022 was earliest)
  • December 2023 isolation pattern documented
    • One of only internal contacts between termination (May 31, 2023) and December 20, 2023 (and onward): colleague’s concerned message about LinkedIn post (“not wanting to live in a world with this much evil”)
    • Colleague’s message framed through “misinterpretation” lens (“I’m sorry if this is all misinterpreted”)—demonstrates “walking on eggshells” atmosphere
    • CEO (Sasha) never reached out directly: Only one Slack message in May after aggravating meeting with Sasha and Radha (“I’ll try to do better as a founder and leader”) + one voicemail offering money
    • Chilling effect from dual August 11 C&Ds: Even genuine concern filtered through fear of “misinterpretation”
    • Demonstrates surveillance infrastructure wasn’t just monitoring speech—it was isolating a federally protected whistleblower from support network while preparing legal threats
  • Federal whistleblower protection timeline clarified: First SEC complaint filed August 11, 2023, 2:15:26 PM EDT (Submission #16917-772-564-515), establishing protection under 15 U.S.C. § 78u-6
    • I did NOT disclose this SEC filing to anyone—revealed it when I filed second complaint November 11, 2025
    • August 11, 2023, 3:56 PM: First C&D sent 1 hour 41 minutes after SEC filing—Lisa M. Bowman didn’t know about SEC filing specifically, but should have been on notice (I used “fintech whistleblower” as LinkedIn tagline leading up to August 11, creating duty to investigate potential federal whistleblower protection; archived evidence confirms this public designation existed before first C&D)
    • August 11-14, 2023: Email responses to Bowman with fraud documentation—NEVER mentioned SEC filing
    • December 2023 unsent C&D: Prepared without knowing about 4+ months of federal whistleblower protection
    • November 11, 2025: Second SEC complaint revealed publicly—NOW she knows
    • November 11, 2025, 6:02 PM: Second C&D sent same day after learning of federal protection (2+ years protection)
    • November 20, 2025: Third C&D sent 9 days after learning of federal protection
    • Pattern: Unknowingly targeting federally protected activity for 2+ years, then knowingly escalating once informed
    • November 2025 C&Ds (sent AFTER learning of federal protection) constitute potential federal whistleblower retaliation under 15 U.S.C. § 78u-6(h)(1)
• Nov 23
  • Mission Lane C&D full publication (evidence-104, 105, 106)
    • Christopher J. Forstner (Troutman Pepper Hamilton Sanders LLP, Richmond VA) sent 3-page cease-and-desist Aug 11, 2023
    • Same day as Puzzle C&D from Lisa Bowman (Orrick) = dual coordination confession
    • Mission Lane NEVER employed me - no employment relationship, no NDA, no contractual basis for demands
    • Objected to Credit Karma → Mission Lane connection documentation (connection NOW VERIFIED: Credit Karma promotes Mission Lane 33.99% APR cards)
    • Three “defamatory statements”: asking if they “whiteboard ways to steal from the poor,” calling them “another pawn,” linking FTC settlement articles
    • Demanded removal, full publication listing, permanent cessation; 10-day deadline
    • Two separate companies, two separate law firms, same day = proves network coordination and consciousness of guilt
  • August 2023 response to Lisa Bowman
    • Five emails (Aug 11-14, 2023) to Lisa M. Bowman showing effective coercion and comprehensive fraud documentation
    • “I will not write on this subject ever again” = 27+ months silence achieved
    • Lisa Bowman received detailed documentation of: LendUp violations, Mission Lane discrepancies, toxic workplace, misleading “repeat founders” research study on careers page (specifically quoted and linked Aug 2023; page later updated to advertise “10-year exercise window on good terms” after deleting my equity)
    • Called out the 2006 research study citation 2+ years before documenting publicly again
    • Documented “golden parachute” vs “sabbatical” discrepancy, PR as “tool to reshape the past,” AI pivot instability
    • She had all facts in August 2023 before sending two more C&Ds in November 2025
    • Coerced apology under duress: “never worked with lawyers,” “feel foolish and frozen,” seeking counsel “only to help respond”
    • Proves knowing mischaracterization of protected whistleblowing OR systematic inadequate due diligence
  • The Information platforming (Aug 2023 - Nov 2025)
    • November 14, 2023: Custom photoshoot article by Stephanie Palazzolo featuring CEO as AI startup thought leader
    • December 1, 2023: Second article by Akash Pasricha on Puzzle’s board composition during OpenAI drama
    • Six notification attempts across 27+ months: Aug 11 (golden parachute + first C&D), Dec 10 (narcissistic abuse documentation), Dec 13 (“Washington Post” mention), Dec 14 (“I ask you one last time”), Dec 15 (video proof), Nov 3 2025 (final attempt with evidence summary)
    • December 10-15, 2023: Five emails in 6 days to The Information + three to TechCrunch same period = coordinated media blitz
    • December 20, 2023 (5-10 days after media blitz): Lisa M. Bowman prepared cease-and-desist letter (evidence-95, 96, 97) never sent but kept ready
    • Legal team monitoring ALL media outreach across multiple outlets (TechCrunch + The Information Dec 10-15 → prepared C&D Dec 20)
    • 27+ months of persistent notification (Aug 2023 - Nov 2025) with zero response or investigation
    • Articles remain uncorrected; no disclosure of CFPB enforcement added despite six notification attempts
  • Mission Lane Privacy Policy (current)
    • Proves data extraction playbook wasn’t shut down by CFPB, just transferred to acquiring company (Dec 2018 asset sale)
    • Third-party data aggregation: “receive from third parties…combine with our info” (identical to LendUp)
    • Vague “business purposes” sharing (same as LendUp’s “analyzing our business”)
    • Enhanced surveillance beyond LendUp: Biometric (selfies), network identity (third-party payers’ driver’s licenses/bank statements)
    • “Does not sell” disclaimer (narrow definition) silent on “sharing” for “analytics”/“research” (Puzzle/Brex model)
    • Same QED/Capital One pipeline (Nigel Morris, Holdaway, Black) ensures operational continuity
    • Pattern active TODAY (2024-2025): BBB 1.26/5 stars, federal FCRA lawsuits, payment manipulation, credit fraud
  • Brex Privacy Policy (effective Apr 12, 2024)
    • Documents legal framework for OpenAI partnership announced March 2023 (“millions of transactions” per Brad Lightcap, OpenAI COO)
    • Comprehensive “Linked Data” collection from third-party integrations including accounting systems (Puzzle), banks, other financial services
    • Explicit “de-identified or aggregated data…without restriction” provisions = no meaningful oversight
    • Refuses Do Not Track signals (identical to LendUp/Puzzle)
    • Confirms bidirectional data flow: Brex receives FROM Puzzle (accounting integration) + Brex sends TO OpenAI (documented partnership)
    • Combined with Puzzle’s OpenAI API sync (May 2023): startup financial data flows systematically from accounting → expenses → AI training
  • Deel Privacy Policy (effective May 6, 2025)
    • YC W19 + General Catalyst anchor investor; integrates with Puzzle (announced Nov 20, 2025)
    • Explicit AI development: “develop new products and features for our Services which may include the use of AI”
    • Collects comprehensive employment data: government IDs, financial accounts, biometric via facial recognition, professional history
    • Academic research partnerships: shares aggregated salary data with institutions for “compensation benchmarking” and research
    • US company with EU-only data storage; no Do Not Track statement
  • Gusto Privacy Policy (effective Jul 11, 2025)
    • YC W12 + Kapor portfolio; integrates with Puzzle
    • Explicit AI development: identical language to Deel
    • Collects comprehensive HR/payroll: SSN, demographics, insurance, biometric, session recording technology
    • Academic research partnerships with aggregated data (more restrictive than Deel)
    • CRITICAL DIFFERENCE: Honors Global Privacy Control (GPC) = only company in network offering user tracking control
    • Unlike LendUp/Puzzle/Brex who explicitly refuse Do Not Track
  • Complete network privacy pattern table
    • Six-company analysis: LendUp → Mission Lane (asset acquisition, pattern continuity) → Puzzle → Brex + Deel + Gusto
    • All authorize aggregated data sharing and third-party analytics
    • Three explicitly state AI development use (Puzzle, Deel, Gusto)
    • Two create academic research partnerships (Deel, Gusto)
    • Systematic privacy protection refusal (except Gusto honors GPC)
    • Mission Lane proves CFPB enforcement didn’t stop pattern: Enhanced data collection (biometric + network identity) beyond LendUp’s scope
    • Complete data pipeline documented: Payroll (Deel/Gusto) + Expenses (Brex) + Banking → Puzzle (ultimate aggregate) → OpenAI + Academic Research
    • Same CEO (LendUp/Puzzle), same investors (YC/GC/Kapor), same QED/Capital One network (Mission Lane), same privacy playbook across 13 years
  • Mission Lane exhibits LendUp’s pattern TODAY
    • Not historical - fraud is ACTIVE and ONGOING through Mission Lane (2024-2025)
    • Pattern match table: 10/10 LendUp patterns currently operating through Mission Lane
    • Predatory APRs (33.99% targeting credit score 604), payment manipulation (14-day delays), interest fraud (variable to 36% max), credit reporting fraud (101% utilization when 25%)
    • Enhanced data harvesting: biometric (selfies), network identity (third-party payers’ IDs) - going beyond what LendUp was federally banned from doing
    • Same QED/Capital One pipeline (Holdaway, Black both Capital One executives; Nigel Morris QED founder)
    • Credit Karma → Mission Lane funnel active (497,425 FTC victims → 33.99% APR cards)
    • Federal FCRA lawsuits (2023), BBB fraud documentation (1.26/5 stars, systematic consumer harm)
    • Two layoffs (2023), toxic workplace Glassdoor reviews (lack of transparency, favoritism)
    • Pattern wasn’t shut down, it was scaled through corporate layering to evade CFPB ban
• Nov 22
  • Meow integration
    • QED Investors portfolio company; Series A July 18, 2022 ($22M led by Tiger Global with QED participation)
    • Integrates with Puzzle (announced June 25, 2025)
    • Brandon Arvanaghi (CEO): Forbes 30 Under 30 Finance 2024 + Forbes BrandVoice paid Samsung partnership (promotional video)
    • Another data pipeline: Meow banking → Puzzle → OpenAI
    • Forbes systematic QED network platforming: Credit Karma (#235 “Best Brands for Value”), Nigel Morris (Midas List #90), Brandon Arvanaghi (30 Under 30 + paid Samsung promo)
    • All while Forbes suppresses Puzzle fraud investigation and other QED entity documentation
  • Puzzle Privacy Policy (Dec 19, 2025)
    • Codifies data extraction infrastructure
    • Unrestricted “anonymized and aggregated” sharing with “trusted business partners” for undefined “other functions”
    • Third parties can combine data beyond Puzzle’s control
    • Refuses Do Not Track signals
  • LendUp Privacy Policy comparison (Aug 2021)
    • Same CEO, identical playbook across 13 years
    • Both companies authorized selling/sharing customer financial data
    • Both refused Do Not Track
    • Both disclaimed control over third-party use
    • Raises question: who was LendUp selling subprime consumer data to (2012-2021)?
  • LTSE conscious enablement
    • Eric Ries (LTSE founder) personally platformed CFPB-banned CEO on podcast
    • Published article positioning Sasha as authority on “startup accounting” and “intentional capital allocation” despite $40M CFPB restitution
    • LTSE partnership integration (Jan 2021) now scrubbed (puzzle.io/ltse returns 404)
    • Used partnership to inflate transaction metrics for board meetings, then scrubbed after extraction
  • Ross Fubini expansion
    • XYZ Venture Capital founder ($1.2B AUM)
    • Village Global cofounder (2017-2020 with Erik Torenberg)
    • Palantir advisor since 2010 (15+ years)
    • Early Anduril investor ($28B valuation, General Catalyst also investor)
    • LinkedIn STILL lists LendUp as active investment (“Apr 2012 - Present · 13 yrs 8 mos”) calling it “one of the most important FinTech companies in the world” despite CFPB permanent ban
    • Forbes Midas List 2025 #88
  • Marvin Bing
    • Director of Art, Amnesty International + NAACP member
    • Operated $1.575M fraud shell company network (Fairfax Studios Inc. + Thirty Two West LLC) with Anuradha Shultes
    • Human rights credentials weaponized for fraud
• Nov 21
  • Resume fraud intensification (evidence-98, 99, 100, 101)
    • CEO updated LinkedIn AGAIN (Nov 2025), doubling down on backdated Mission Lane founding to 2014 (company incorporated Dec 2018)
    • Evidence-100: Photographic proof from 2016 TechCrunch article shows CEO holding “L Card” with LendUp branding (not Mission Lane), wearing LendUp shirt; proves card was LendUp product during years he claims as “Mission Lane CEO”
    • Evidence-101: TEDx talk screenshot (2:43) shows dedicated “Nobel Peace Prize 2006” slide featuring Muhammad Yunus; mentioned twice in first 3 minutes
    • Nobel Peace Prize credential inflation: 20+ year pattern documented (2002-2025: Grameen Foundation volunteer → 2013 TEDx dedicated slide → 2025 LinkedIn resume explicitly mentions “his Nobel Peace Prize”)
    • Claims “saved customers hundreds of millions” despite CFPB shutdown for “repeatedly lying and illegally cheating its customers”
    • Reveals advisor role ended Sept 2019, same month Puzzle incorporated (immediate transition, “sabbatical” was cover for next company formation)
  • Insights Servicing fraud analysis
    • Expanded section with “Why this is securities fraud” breakdown
    • Blake Byers triple-dipping: Google Ventures partner (public investor) + Insights Servicing Director (undisclosed) + profited from asset sale (both buyer and seller)
    • Special purpose vehicle: 100 authorized shares vs LendUp’s 372M shares = fraud infrastructure
    • Never disclosed to shareholders: CEO controlled entity using LendUp address/email, shareholders had no idea it existed
    • Coordinated abandonment: Both Insights Servicing and LendUp Global became tax delinquent March 2023 (same month), dissolved after serving purpose
    • Likely purposes: asset parking, data repository outside CFPB scrutiny, related-party transactions off books
  • Unsent December 2023 C&D revealed (evidence-95, 96, 97)
    • Lisa M. Bowman prepared C&D triggered by LinkedIn posts about VC/Israel connections (General Catalyst) but never sent
    • Kept as pre-prepared intimidation infrastructure; demonstrates systematic surveillance nearly 2 years before SEC complaints
    • Same attorney across all C&Ds (Aug 2023, Nov 2025, Nov 2025, plus unsent Dec 2023)
  • Daylight fraud
    • Kapor portfolio company collapsed 5 months after Series A
    • Lawsuit alleges CEO presented FALSE DATA TO INVESTORS + whistleblower retaliation + toxic workplace
    • Establishes Kapor pattern across LendUp/Puzzle/Daylight (all targeted vulnerable populations with progressive branding)
  • Third C&D from Lisa M. Bowman
    • Same attorney sent all three (Aug 11 2023, Nov 11 2025, Nov 20 2025)
    • 56-minute response (6:55 PM comment → 7:51 PM C&D)
    • Characterizes deleted career prediction as “safety threat”; all three C&Ds threatened police but what she calls “threatening” escalates
  • a16z Studios podcast
    • Dan Westgarth (Deel COO) on Tech Finance promoting Puzzle-Deel integration
    • 10 days after 4th SEC complaint, same day as 3rd C&D
    • a16z conscious enablement continues despite 5 SEC complaints, CFPB ban, $51M+ enforcement
  • Deel partnership announcement (evidence-90) - damage control pattern
    • Posted within days of Skolkovo documentation published
    • 7 employee reposts, 22 likes within 2 hours (23 likes after 3 hours)
    • Employee coordination as performative loyalty after major documentation drops
    • Deel leadership notified (Dan Westgarth, COO) same day via email: CFPB ban, photoshopped metrics, federal record
    • Payroll integration = another data pipeline expansion (employee financial data)
  • Data colonialism framework added to central thesis
    • Grounds extraction pattern in established critical theory
    • Names power dynamics explicitly
    • Connects to historical colonialism
    • Emphasizes voluntary consent through progressive branding
    • Documents geopolitical dimension (Netanyahu-Altman coordination)
  • YC network protection effect
    • How YC provides infrastructure without investment (plausible deniability, no paper trail, access worth more than capital)
    • Altman Family LLC + YC W2014 LLC + Sasha Orloff = Theorem Technology stockholders (2014-2024)
  • FTC Credit Karma dark patterns details
    • A/B testing documented, conscious deception
    • Sept 2022 FTC hit → Feb 2023 Mission Lane layoffs (workers paid the price)
    • $6.03/victim for systematic deception
  • Puzzle Financial data corrected
    • $171,365 hosting vs $52.68 revenue ratio corrected to 3,252:1 (from evidence-77.csv)
    • $312 = subscription revenue, $2,043.98 (2023) = uncategorized revenue
  • Dasha “soft-landing programs” parallel + extended timeline
    • Boston New Technology interview (Dec 2023) documents “leading soft-landing programs attracting high-tech startups from all over the world”
    • Identical mission/terminology to Skolkovo’s FBI-warned foreign company recruitment
    • Reveals she joined Women in Tech® Global USA management “three years ago” (2020-2021) = 2.5+ years before leaving Skolkovo (June 2023)
    • Extended overlap demonstrates systematic infrastructure development (embed → parallel brand → layer platforms → monetize)
    • Women in Tech® Global contacted via form regarding Skolkovo ties and 2.5+ year overlap
  • Unlabeled growth graph corrected
    • Changed from Twitter to LinkedIn reference
    • Original tweet Dec 24, 2024, reposted to LinkedIn ~Jan 2025
    • Posted during period of minimal revenue ($52.68 total)
  • Netanyahu funding clarified
    • Sasha Orloff funded Netanyahu (not backed by Netanyahu)
    • March 2015, 1 year BEFORE first CFPB violation
    • James Petras article: “Prominent among Netanyahu’s financial backers…Sasha Orloff and Jacob Rosenberg”
  • Kinly/Ahead infrastructure (evidence-91)
    • Account statement (June 2022) proves “acquisition” was rebrand
    • Same address: 1750 Broadway Suite 300, Oakland
    • Same phone: 1-833-33-AHEAD
    • Same email: [email protected]
  • TechCrunch clarification: hosted Women Tech Meetup at conferences (Oct 2024, Oct 2025); never made statement despite 27+ months notification
    • Ensures accuracy: not claiming Nov 20, 2025 WTM event
    • Emphasizes TechCrunch’s sustained silence after being notified with FBI warning (July-Aug 2023)
  • December 2023 Unsent C&D (evidence-95, 96, 97)
    • Lisa M. Bowman prepared C&D triggered by LinkedIn posts about VC/Israel connections (General Catalyst) but never sent
    • Kept as pre-prepared intimidation infrastructure; demonstrates systematic surveillance nearly 2 years before SEC complaints
    • Proves monitoring of protected speech about network connections, not just fraud
    • Same attorney across all C&Ds; shows calculated deployment of legal threats
  • Third Cease-and-Desist (Nov 20, 2025, evening)
    • Lisa M. Bowman (Of Counsel, Employment Law, Orrick) sends third C&D (all three sent from same attorney: Aug 11 2023, Nov 11 2025, Nov 20 2025)
    • Timeline: 6:38 PM post → 6:55 PM “last days” comment → 7:02 PM Dasha views profile → 7:51 PM C&D received (56-minute response)
    • Characterizes LinkedIn comment about career consequences (“enjoy your last days in the tech industry”) as “safety threat”
    • Comment subsequently deleted but documented; refers to career end from fraud exposure, not violence
    • Threatens police notification for protected whistleblower speech about career predictions
    • Third escalation pattern: All three C&Ds threatened police; what escalated is what they characterize as “threatening” (Aug 2023: documenting records → Nov 11: partner notifications → Nov 20: career predictions)
    • Raises legal malpractice questions: What information is Sasha providing to attorney Bowman?
    • Evidence: evidence-92 (Bowman C&D), evidence-93 (original post), evidence-94 (follow-up comments showing deleted “last days” comment)
    • Bowman requesting attorney contact; pending with whistleblower attorneys (Phillips & Cohen)
  • Updated totals: $51M+ settlements/judgments (from $44M); 5 SEC complaints (from 4)
    • Added formal breakdown of all CFPB/FTC/court enforcement actions
    • LendUp CFPB: $6.3M (2016) + $500K (2020) + $40M (2021) = $46.8M
    • Credit Karma FTC: $3M (2022)
    • Ahead/Rolling Loud judgment: $1.575M (2022)
• Nov 19
  • Fourth SEC Whistleblower Complaint Filed (#17635-381-418-374) - Systematic extraction infrastructure thesis with new evidence:
  • Netanyahu-Altman call (June 5, 2023, 5 days post-termination, evidence-89) documenting active Israeli PM-OpenAI CEO relationship
  • FTC/Credit Karma dark patterns - A/B testing to optimize deception, 1/3 of “pre-approved” denied/credit damaged, $6.03/victim penalty; correlation to Mission Lane layoffs (Sept 2022 → Feb 2023)
  • Data aggregation infrastructure: Puzzle as ultimate aggregate (accounting software); Brex/Deel/Gusto data flows INTO Puzzle; both Puzzle and Brex have independent OpenAI partnerships (Brex-OpenAI confirmed March 2023); General Catalyst portfolio coordination (Hemant Taneja)
  • Two banned LendUp CEOs following identical playbook (Sasha Orloff → Puzzle, Anu Shultes → DashFi/Ahead)
  • Technical architecture evidence from engineering role
  • Coordinated investor response pattern; AI training data provenance questions; competitive implications
  • Supplemental to previous complaints establishing transformation from isolated fraud to coordinated infrastructure with geopolitical implications
• Nov 18 (Part 2)
  • Marc Andreessen CFPB attacks (Joe Rogan Nov 26, 2024) - a16z investor attacking agency that shut down LendUp
  • Brex/Gusto data infrastructure - Sept 23, 2025 technical integration (not marketing), Brex built 20 months post-Israel office closure
  • Toxic workplace pattern - Glassdoor evidence across LendUp/Mission Lane/Puzzle: poverty wages ($16-18.35/hr capped), call center exploitation, “PTSD” from 2023 layoffs, Great Place to Work survey excluded hourly staff
  • ODF platforming Sept 2021 9 months post-ban
  • Layered DEI theater (evidence-85)
  • Kapor scrubbing LendUp 5 months post-ban (evidence-83)
  • Navan/a16z dinner (Dec 8 DC)
• Nov 18
  • Puzzle careers page academic laundering (March 2024)
  • Regulatory Recommendations added
  • What You Can Do added
• Nov 17
  • CFPB Section V data restrictions
  • Operational security
  • TechCrunch/WTM 4 conferences
  • Unlabeled growth graph (tweet Dec 24 2024, LinkedIn Jan 2025) - no Y-axis numbers
• Nov 16
  • Capital One connection (Nigel Morris QED founder)
  • Pagaya/Theorem coordination
  • Scrubbing pattern
  • Lightspeed enablement
  • OpenAI integration
  • Austen Allred/BloomTech
  • evidence-71/72/73/74
• Nov 15
  • Dasha infrastructure (Skolkovo 2016-2023)
  • QED double-dipping
  • Netanyahu backing (March 2015)
  • YC co-investment
  • General Catalyst
  • Fraud Graph expanded
• Nov 14
  • Rolling Loud judgment
  • usage guide
• Nov 13
  • Forbes/Dasha conflict
  • Mission Lane C&D
  • Credit Karma funnel
• Nov 12
  • Credit Karma FTC
  • Greenwood/Kinly
  • a16z/Turpentine
• Nov 11
  • 4 SEC complaints
  • same-day C&D retaliation
• Nov 2-10
  • ActualQuickBooks photoshopping
  • Termination

Mutual Awareness and Accountability

All parties have been notified and are mutually aware. This documentation represents 27+ months of transparent notification, evidence sharing, and opportunities to respond. No one documented here can claim ignorance.

Timeline of Contact

• August 5, 2023: Y Combinator (press@, info@, Michael Seibel directly)
• August 2-10, 2023: Hacker News posts with primary source documentation
• August 11, 2023: Dual cease-and-desist letters received (Puzzle Financial, Mission Lane)
• January 19, 2024: On Deck CEO Julian Weisser (two-part email, 2:38 PM and 2:43 PM)
• July-August 2023: TechCrunch (Connie Loizos, [email protected], David Jeans) notified with comprehensive documentation of FBI warning regarding Skolkovo Foundation; TechCrunch has never made a statement but has hosted Women Tech Meetup (Dasha Shunina’s operation) at multiple conferences (documented: Oct 2024, Oct 2025)
• August 11, 2023 - November 3, 2025: The Information notified six times across 27+ months: (1) Aug 11, 2023 with golden parachute doc + first C&D; (2) Dec 10, 2023 comprehensive narcissistic abuse documentation; (3) Dec 13, 2023 “Washington Post and Whistleblower Aid” mention; (4) Dec 14, 2023 “I ask you one last time” after two platforming articles (Nov 14 custom photoshoot, Dec 1 board governance); (5) Dec 15, 2023 video proof; (6) Nov 3, 2025 final attempt with evidence summary; legal team prepared C&D after Dec media blitz (Dec 20, never sent but kept ready); zero response or investigation across 27+ months despite six notifications
• September 23, 2025: Brex launches major technical integration with Puzzle (“one-click accounting setup”) - built 20 months after closing Israel R&D center (January 2024, 282 employees)
• November 1, 2025: Brex executives notified (LinkedIn: Jason Mok VP Partnerships, Anshul Shah, Nicolás Carey) of photoshopped metrics and cap table manipulation
• November 4, 2025: CEO posts video content with Jason Mok discussing investor partnerships - continued promotion 3 days after explicit notification
• November 4-9, 2025: Public documentation at toxic.systems with link shared to all entities
• November 9, 2025: Brex executives notified again (email) of ongoing fraud
• November 9, 2025: CPA.com conference organizers notified (Joe Faris CPA, Charles Crabtree VP) - Puzzle is official partner alongside Brex for “AI + Accounting” event despite CFPB ban being public record
• November 11, 2025: SEC whistleblower complaints filed (four submissions, 19 documents)
• November 11, 2025: Same-day cease-and-desist retaliation (6:02 PM, threatening criminal prosecution)
• November 19, 2025: Fourth SEC whistleblower complaint (#17635-381-418-374) - Systematic extraction infrastructure thesis: Puzzle as ultimate aggregate (accounting software = all financial data); Brex/Deel/Gusto data flows INTO Puzzle; both Puzzle and Brex have independent OpenAI partnerships (Brex-OpenAI March 2023 confirmed, Puzzle-OpenAI AI features); General Catalyst portfolio coordination (Hemant Taneja); Netanyahu-Altman call (June 5, 2023, 5 days post-termination, evidence-89) demonstrating Israeli PM-OpenAI CEO relationship; two banned LendUp CEOs (Sasha Orloff → Puzzle, Anu Shultes → DashFi/Ahead) following identical playbook; technical architecture evidence from engineering role; competitive implications for AI industry
• November 20, 2025: Deel partnership announcement (days after Skolkovo documentation published); Dan Westgarth (COO) notified via email of CFPB ban and photoshopped metrics; 7 employee reposts, 24 likes within 3 hours = coordinated amplification as damage control
• November 20, 2025 (Evening): Third cease-and-desist received from Lisa M. Bowman (Orrick Employment Law); 56-minute response timeline (6:38 PM Women Tech Meetup callout post → 6:55 PM “enjoy your last days” comment → 7:02 PM Dasha views profile → 7:51 PM C&D received); characterizes deleted LinkedIn comment about career consequences as “safety threat” requiring police notification; comment referred to career end from documented fraud exposure, not violence; third escalation in legal intimidation pattern—all three sent C&Ds threatened police, but what they characterize as “threatening” has escalated (August 11, 2023: documenting public records, November 11, 2025: partner notifications, November 20, 2025: career predictions); December 20, 2023 C&D prepared but never sent (evidence-95, 96, 97), triggered by LinkedIn posts about VC/Israel connections; kept as pre-prepared intimidation infrastructure; demonstrates systematic surveillance and calculated deployment of legal threats

They Know About Each Other

This documentation connects: CFPB enforcement (LendUp), Asset Sale documents (Mission Lane), Photoshopped metrics (ActualQuickBooks/Puzzle), Forbes conflicts (Dasha Shunina, Hemant Taneja Midas List #8), General Catalyst portfolio integration (Puzzle lead investor, Deel anchor investor $300M, Ramp investor March+Nov 2025, Gusto board member), Y Combinator network (Deel W19, Brex W17, Theorem W14 co-investor), YC platforming (Michael Seibel, Garry Tan), ODF endorsement (Julian Weisser “Puzzle shirt” comment), CPA.com partnership, Brex technical integration (Sept 2025), Ramp technical integration (Aug 2023, 2+ years active), Deel partnership (Nov 2025) with COO under corporate espionage lawsuit (Dan Westgarth’s wife’s Revolut account allegedly laundered espionage payment; Dan/Sasha both worked at Revolut at different times; Revolut removed Sasha from US board Jan 2022, one month after CFPB ban became public - showing even Revolut recognized ban disqualifies advisory roles), Decimal accounting partnership, a16z (acquired Turpentine podcast platform April 2025, Deel Series E Oct 2025), TechCrunch hosting Women Tech Meetup (Skolkovo operation) at multiple recent conferences (Oct 2024, Oct 2025), Media suppression (TechCrunch 27+ months silence, The Information notified Dec 14 2023 after custom photoshoot articles, no statement or investigation from either).

Each entity is now aware that others are documented:

• Y Combinator knows On Deck was notified
• On Deck knows Y Combinator was notified
• TechCrunch knows both were notified; has hosted Women Tech Meetup (Dasha’s Skolkovo operation) at multiple recent conferences (Oct 2024, Oct 2025) despite FBI warning documentation; has never made a statement
• The Information notified six times across 27+ months (Aug 11 2023, Dec 10/13/14/15, Nov 3 2025) including “I ask you one last time” (Dec 14) and “Washington Post” mention (Dec 13); legal team prepared C&D after media blitz (Dec 20, never sent); zero response across 27+ months
• Brex built technical integration 6 weeks before explicit notification (Nov 1), continued promotion 3 days later (Nov 4)
• Ramp (GC portfolio since 2021) notified Nov 25 of existing Aug 2023 Puzzle integration (2+ years active); GC was already backing BOTH companies when integration launched = GC orchestrated integration; GC then deepened stake $150M March 2025, $300M Nov 2025, 3 days before Deel-Puzzle partnership = systematic portfolio coordination
• Deel (YC W19, GC anchor investor $300M Apr 2025) leadership notified Nov 20, partnership announced same day = GC portfolio integration, not damage control; Deel COO Dan Westgarth personally implicated in Rippling corporate espionage lawsuit (wife’s Revolut account allegedly laundered $6K payment to Rippling spy); Dan/Sasha both worked at Revolut (Dan 2015-2019, Sasha board 2019-2022) = connection through same company; Revolut removed Sasha from US board Jan 2022 (one month after CFPB ban became public Dec 2021) = even Revolut recognized CFPB ban disqualifies advisory roles
• Decimal (Matt Tait, CEO/accounting partner) notified Nov 11, 2025; viewed LinkedIn profile, continues platforming despite fraud documentation
• CPA.com partnering with Puzzle for official conference alongside Brex despite CFPB ban being public record since December 2021
• Forbes knows its conflicts are documented (contributor employed by subject company)
• General Catalyst knows portfolio conflicts and Israeli pledge deletion are documented
• CEO knows federal complaints cite all connected entities
• Legal counsel (Orrick) knows retaliation is documented to SEC within hours

Response Pattern: Silence, Suppression, Celebration, Retaliation

No entity requested clarification, offered accountability measures, or acknowledged the pattern. Documented responses:

• Hacker News posts marked “killed”
• TechCrunch 27+ months silence despite initial contact
• On Deck “Top 2025 Company” designation one day after SEC complaints
• Y Combinator continued customer amplification
• Warning comment on Puzzle’s CPA conference post deleted in 4 minutes
• Deel partnership amplification (7 employee reposts, 24 likes in 3 hours) same day as notification
• Decimal (accounting partner) viewed profile, continues platforming after notification
• Second C&D threatening criminal prosecution same day as federal whistleblower complaint (November 11, 2025, like first C&D also threatened workplace violence/police)
• Third C&D from Lisa M. Bowman characterizing LinkedIn career prediction as “safety threat” requiring police notification (November 20, 2025, 56 min after comment); all three sent C&Ds threatened police but definition of “threat” expands: documenting records → partner notifications → career predictions
• December 20, 2023 C&D prepared but never sent (evidence-95, 96, 97), triggered by LinkedIn posts about VC/Israel connections (General Catalyst); kept as pre-prepared intimidation infrastructure nearly 2 years before SEC complaints; demonstrates systematic surveillance and calculated deployment of legal threats

The pattern demonstrates conscious enablement with full knowledge of the documented evidence.

November-December 2025: Post-Notification Escalation

After 27+ months of documented notification, the response shifted from silence to active escalation. This section chronicles the unhinged behavior during the weeks following the SEC complaints and legal filings.

Timeline of escalation:

The Wikipedia Meltdown (November 26-27, 2025)

The centerpiece of the post-notification crisis. Sasha Orloff personally spent 13+ hours on Thanksgiving week editing Wikipedia to remove CFPB fraud documentation.

Key evidence:

• First public acknowledgment in 2.5 years - After blocking me on LinkedIn and coordinating suppression in silence, he breaks 2.5 years of silence to personally argue on Wikipedia
• False claims to administrators - Told Wikipedia “The CFPB never banned anyone from doing anything” and “made up lawsuits” despite all links being functional
• Willful misreading - Carefully distinguished case caption (only entity named) from order scope (covers “officers, agents, all persons in active concert”) to mislead administrators
• Evidence tampering - Surgically removed “officers, agents, and all persons in active concert” language, “Assisting others in any lending activities” prohibition, and Section V data provisions
• Pattern of decompensation - Went from calculated legal responses (attorney letters) to personal, compulsive, 13+ hour Wikipedia editing on Thanksgiving

What he removed from Wikipedia:

• ❌ “and permanent lending ban” (from section title)
• ❌ “and its officers, agents, and all persons in active concert with them” (enforcement scope)
• ❌ “Assisting others in any lending activities” (Section I.c - covers advisory roles, investments, Puzzle’s current business model)
• ❌ Section V data provisions (directly relevant to Puzzle accessing customer financial data)
• ❌ Netanyahu political connections section (2015)
• ❌ Pagaya/Theorem/Altman investments section

Result: Whistleblower blocked indefinitely. Sasha’s false claim “The CFPB never banned anyone from doing anything” remains on his talk page. Page protected until December 7, 2025 with his sanitized version locked in.

→ Full 790-line documentation: Wikipedia Edit War

SOC2 During Crisis

Puzzle maintains SOC2 compliance certification with Vanta during active retaliation.

November 20, 2025: trust.puzzle.io published showing “SOC2 observation period for 2025 will close at the end of December” - same day as third C&D and Deel partnership.

December 2, 2025: Observation period language removed from trust.puzzle.io. SOC2 still claimed, but “2025 observation period” wording no longer displayed.

Vanta notified November 28, 2025: I emailed Vanta about their client’s Wikipedia meltdown and surgical CFPB deception during active SOC2 observation period.

Vanta conflict of interest: Puzzle co-hosting “ICE SKATING UNION SQUARE w/Puzzle” event with Vanta (their SOC2 compliance automation provider) during the observation period—after Vanta was notified about CEO misconduct—when auditors are reviewing “tone at the top.”

Note on tone at the top: SOC 2 auditors evaluate the control environment, including “tone at the top”—whether leadership demonstrates commitment to integrity and ethical values. The management assertion is a letter from company leaders claiming controls were “intentionally and thoughtfully designed.” A CEO permanently banned from consumer lending by federal regulators, who spent 13+ hours on Thanksgiving personally editing Wikipedia to remove fraud documentation, raises fundamental questions about ethical leadership and management integrity.

The observation period (Nov-Dec 2025) covers:

• Nov 11: Second C&D (same day as SEC whistleblower status revealed)
• Nov 20: Third C&D with escalated police threats (same day as Deel partnership)
• Nov 24: California State Bar complaint filed
• Nov 25: California Board of Accountancy complaint filed
• Nov 26-27: Wikipedia tampering (13+ hours on Thanksgiving)
• Coordinated network surveillance (Orrick partner, Brunswick Group, GC Communications)
• Business partner notifications (Deel, Brex, Gusto, 15+ accounting firms)
• Active suppression (comment deletions, profile blocks, C&D threats)

The contradiction: Puzzle claims formal governance and security controls sufficient for SOC2 certification, yet during this exact observation period engaged in evidence tampering, whistleblower suppression, and false claims about federal enforcement orders.

Puzzle’s trust/security page (trust.puzzle.io) previously showing “SOC2 observation period for 2025 will close at the end of December.” Screenshot November 20, 2025. Observation period language since removed (as of Dec 2, 2025).

”Real Leadership” Tweet (December 2, 2025)

December 2, 2025, 40 min after posting: Sasha’s LinkedIn post featuring different clip from Matt Tait/Decimal video. Full text: “Most accounting firms wouldn’t have the guts to do what Matt Tait did at Decimal. They shut down their entire legacy system — hundreds of clients on KPMG Spark Ledger — and moved everything to Puzzle 🧩🚀 in one decisive leap. When Decimal’s team saw our AI-native ledger, they realized the gap wasn’t small. It was massive. That decision to switch made Decimal the largest firm user of an AI-native ledger globally. This is what real leadership looks like. The courage to move first, and the clarity to bet on better systems.”

One week after spending 13+ hours on Thanksgiving personally editing Wikipedia to remove fraud documentation, posting about “real leadership.”

Matt Tait context:

• Received full fraud documentation - Notified November 11, 2025 with comprehensive evidence
• Viewed my LinkedIn profile - Confirmed awareness of whistleblower documentation
• Continued engaging with Puzzle/Sasha - Despite notification, maintained partnership and public support
• Different clip from previous deployment - This is not the same video segment Sasha has deployed before; suggests ongoing content coordination between Sasha and Matt
• Mutual podcast appearances - Sasha and Matt appear on each other’s podcasts: Sasha on Decimal’s podcast, Matt on Puzzle’s podcast. Pattern of cross-promotion despite fraud documentation.
• Blocked after retag - Matt Tait initially tried to untag from my December 3 post documenting the pattern. After I retagged him, he blocked. Final email sent to Decimal team. Three strikes.

Matt Tait’s post-block LinkedIn behavior (~November 28, 2025):

One week after receiving fraud documentation and blocking, Matt posted to LinkedIn with notably reduced cadence:

“Life is messy Business is messy

Don’t let social media fool you.

Too often we just post about the good stuff. We conveniently forget to mention the messiness before and after.

I always think about our family Christmas cards my wife does. They look awesome. The kids do great, but…we’re constantly arguing or yelling to keep everyone on track and focused. Between the chaos we get some awesome pictures. One of those makes a great card…but it’s surrounded by the mess.

Business is the same. No company is perfect.

Don’t forget that as you read about success and failure.”

Pattern: After receiving comprehensive fraud documentation about his primary software partner (CFPB ban, photoshopped metrics, federal complaints), Matt shifts to vague philosophical content about “messiness” and imperfect companies. Posting cadence notably reduced. The CEO who publicly celebrated moving “hundreds of clients” to Puzzle without giving them a choice is now reflecting on how “no company is perfect.”

Matt Tait’s original partnership announcement (~February 2025):

LinkedIn post: “BIG ANNOUNCEMENT! Decimal has officially partnered with Puzzle 🧩🚀 and transitioned hundreds of clients onto Puzzle’s AI native ledger. With this partnership: Decimal has more clients on an AI native ledger than any firm in the country… It signifies the final step in the evolution of the Decimal Ledger, (formerly Bookly, formerly KPMG Spark) that Decimal acquired from KPMG US. It has been an amazing process working with Sasha O. and the entire Puzzle team.” (237 reactions, 62 comments)

“We didn’t give them a choice” - from video:

Sasha: “How do you convince your clients to switch? Everyone’s heard of Quickbooks. And you’re like, well I’m gonna swap you out for this other thing. How’s it going, how do you actually make that happen?”

Matt Tait: “My kids’ll tell you when I do this, they’ll tell you that’s Dad’s ‘I don’t care face.’ I wouldn’t say it’s as harsh with our clients, but we really didn’t give them a choice. We had 250+ clients that we had on KPMG Spark that were at that size.”

The admission: Hundreds of clients’ financial data was moved to software run by a CFPB-banned CEO without giving those clients a choice. Clients weren’t informed about the CEO’s federal fraud conviction before their data was migrated.

Likes:

• Matt Tait (celebrate) - CEO at Decimal, “Host of After the First Million”; the video subject celebrating his own feature despite receiving full fraud documentation Nov 11 and viewing whistleblower profile
• Omid S. (like) - Software Engineer II @ Puzzle
• Patricia Daos (like) - Implementation Manager at Puzzle.io; announced full-time hire Dec 1 (previous day); likes “real leadership” post day after joining company led by CFPB-banned CEO
• Sam Claassen (like) - Co-founder of Startup Cookie; “builds AI growth and GTM systems for startups”
• Startup Cookie (celebrate) - Company account (170 followers); repeat liker of Sasha/Puzzle content
• Barbara Jovanovic (like) - Co-founder & CMO of Startup Cookie; “AI-Powered Marketing Agency”; repeat liker (also liked Crisis Monday post)
• Jennifer Orloff (like) - CEO’s wife; works at Block marketing; family unit amplification pattern continues
• Evin Wick (love) - Ex-tax lawyer (Georgetown JD + LLM Taxation); Former Puzzle Product Lead - Tax & Accounting (Sep 2021 - Apr 2024); now Co-Founder & CEO at S Works (accounting automation); received courtesy notice Nov 10, 2025 warning of professional liability implications—“loved” post anyway
• Sophia Xiao (celebrate) - General Catalyst Board Observer; “partnering with ambitious builders”; GC is named fraud orchestrator in this documentation
• Renato Villanueva (like + comment) - Co-Founder at Parallel; featured in Puzzle case study; trusted Sasha’s Twitter persona, now resells Puzzle bookkeeping to clients; texts Sasha directly about margins; commented: “Love to see partners make a jump that big, but once you see Puzzle. It’s obvious why!”

Evin Wick notification (November 10, 2025):

“As someone who led Tax & Accounting product development at Puzzle and now runs an accounting automation company, you understand the professional liability implications of software led by someone with documented history of manipulating metrics and defrauding consumers. This notification establishes your awareness for the permanent record.”

Response: “Loved” the “real leadership” post 23 days later. A tax lawyer with a JD and LLM in Taxation from Georgetown Law understands exactly what “professional liability implications” means. His career: Tax Associate → Compliance Operations Manager (trained 50+ on IRS regulations) → Product Lead at Puzzle → CEO of competing accounting automation company. This isn’t ignorance.

Startup Cookie pattern: Both co-founders (Sam Claassen, Barbara Jovanovic) AND the company account consistently like Sasha’s content. An “AI-powered marketing agency” that “builds custom AI workflows” actively amplifying CFPB-banned CEO’s “real leadership” narrative.

What this demonstrates:

• Not represented by counsel - No attorney would advise public “real leadership” claims during active regulatory complaints
• Not listening to anyone - Continued false credential intensification rather than legal caution
• Coordinated content production - Matt Tait providing video content AND celebrating his own feature despite receiving fraud documentation and viewing whistleblower profile
• Decimal exposure - Claiming Decimal moved “hundreds of clients” to Puzzle exposes those clients’ financial data to company led by CFPB-banned CEO with documented extractive privacy policies
• New hire immediate engagement - Patricia Daos likes “real leadership” post day after full-time announcement, demonstrating rapid integration into network amplification

This is the behavior of someone who either believes they are untouchable or is incapable of recognizing legal exposure.

Real leadership would be conducting due diligence after receiving fraud documentation about your primary software partner.

QED Investor Surveillance (December 2025)

Timeline:

• November 30, 2025: Public tweets tagging QED network
• December 1, 2025: Email notification sent to Brandon Arvanaghi and Meow regarding Puzzle integration and QED liability
• December 3, 2025: LinkedIn post with comment callouts tagging Nigel Morris, Frank Rotman, and QED; 866 impressions, 342+ views by 2:31am ET
• December 3, 2025, 2:22am ET: Nigel Morris (Managing Partner at QED Investors, Capital One co-founder) views LinkedIn profile (~4 hours after being tagged in comment)

November 30, 2025: Tweets tagging QED network. “on QED podcasts, Nigel Morris refers to Frank Rotman (@fintechjunkie) as his ‘partner in crime.’ couldn’t be more accurate. there’s a RICO case coming for you. good luck exiting @mission_lane”; “cc @QEDInvestors :-)”; “@meow @brandon Meow will soon be getting an official notice on your federally prohibited @puzzlefin integration and rewards program. your relationship with @QEDInvestors is quickly becoming a legal liability”; ”.@fintechjunkie you’re fucked too, Frank Rotman. i know you stalked my linkedin 2 years ago”

December 3, 2025, 2:22am ET: Nigel Morris (Managing Partner at QED Investors) views LinkedIn profile ~4 hours after being tagged in comment: “QED Investors Frank Rotman Nigel Morris You’re upgrading to a 4-letter acronym. You should already be aware. Good luck exiting Mission Lane.” Post had 866 impressions, 342+ views by 2:31am.

Why 2:22am matters:

• QED founder-level awareness established - Not passive monitoring; Nigel Morris personally viewing profile in the middle of the night
• Capital One co-founder - Same person who installed QED leadership at LendUp 6 months before asset sale to QED-backed Mission Lane
• Consciousness of RICO exposure - Tagged in comment explicitly referencing “4-letter acronym” (RICO) and Mission Lane exit
• Pattern connects to 2023 - Frank Rotman (@fintechjunkie) stalked LinkedIn “2 years ago” per tweet; now Nigel Morris viewing at 2am
• Angel number pattern - 2:22 is an angel number; first SEC complaint (#17628) filed 11/11 at 3:33 AM—another angel number timestamp

QED’s documented role:

• LendUp board positioning - Nigel Morris installed as Board Chair, Frank Rotman as Board Member (June 2018), 6 months before December 2018 asset sale
• Mission Lane extraction - QED-backed entity acquired LendUp assets for $29M after $150M+ raised; shareholders got $0
• Credit Karma pipeline - QED board positions across LendUp, Mission Lane, and Credit Karma (FTC settlement, 497K victims funneled to 33.99% APR cards)
• Puzzle integration - Meow (QED portfolio) integrates with Puzzle; Brandon Arvanaghi (Meow CEO) is Forbes 30 Under 30

This establishes consciousness at QED leadership level regarding documented fraud pattern and potential RICO exposure.

Parallel: Reselling Puzzle to Clients Without Disclosure

Puzzle case study features Renato Villanueva, Co-Founder of Parallel (AI-powered financial forecasting platform). Key details:

How he found Puzzle:

“Having followed Puzzle CEO Sasha Orloff on Twitter, he resonated with Sasha’s understanding of startup challenges. ‘Don’t take weight loss advice from someone who’s overweight,’ Renato explained. ‘If this founder thinks this works well for startups and he’s a startup founder, there’s got to be some efficiency he’s building for.’”

Now reselling Puzzle to clients:

Parallel uses Puzzle for their own books AND now offers bookkeeping services to their clients using Puzzle:

“When a client was waiting for their books until the 21st each month, Renato offered to handle their accounting using Puzzle… ‘It cost us about $210, but we charged them $800,’ Renato explained. ‘I texted Sasha and said, ‘I don’t know if this is good or bad.’ Sasha quickly noted that it’s not just good, ‘it’s best-in-class.’”

The exposure:

• Parallel trusted Sasha based on his Twitter persona—without knowing about CFPB ban
• Parallel now exposes their clients’ financial data to CFPB-banned CEO’s software
• Clients being serviced through Parallel likely have no idea about CEO’s federal fraud history
• Direct text communication with Sasha about margins = personal relationship with CFPB-banned CEO
• Case study claims “60% profit margins compared to bookkeeping industry average of 20-25%”

Pattern: Companies trust Sasha’s “founder” persona on Twitter, adopt Puzzle, then start reselling Puzzle services to their own clients—exponentially expanding the number of companies whose financial data flows through software led by someone permanently banned for defrauding 140,000+ consumers.

December 3, 2025: LinkedIn Spree Continues

While employees block after being called out, Sasha continues business-as-usual LinkedIn engagement with YC network:

December 3, 2025: Sasha O. comments “how did I get so short??!?!” on Ash Rust’s Y Combinator Alumni Demo Day post. Ash Rust (Sterling Road Capital, “First check investor”) attended Puzzle’s second company offsite. Casual joking with YC network while under federal investigation, employees blocking after callouts, and QED leadership viewing profile at 2:22am.

December 3, 2025: Selfie of Sasha and Ash Rust at Y Combinator Alumni Demo Day. Sasha wearing “#QUITBOOKS” hat—doubling down on anti-QuickBooks branding after photoshopped ActualQuickBooks metrics (Oct 2025). Harj Taggar visible presenting “Welcome to Fall ‘25 Alumni Demo Day.” Post tagged Y Combinator and 4 others.

Same day:

• Blocks: Sina Mohebiany, John Harrington, Marissa Mata, Dasha Shunina, Ash Rust (Twitter)
• Untags: Anshul Shah (Brex, twice - after each tag), Dasha Shunina (before blocking)
• Views: Nigel Morris (QED) at 2:22am, Nick Abouzeid (Rivet) at 4:28pm
• New content: Turpentine episode (Yogi Goel/Maxima), DCPA dinner repost, Antler repost, Luke Frye repost, YC engagement
• Typos: “I jus simply” [sic], “abiiity” [sic]
• Puzzle drops emojis from LinkedIn name - Changed from “Puzzle 🧩🚀” to just “Puzzle” (evidence-150)

December 3, 2025: Puzzle’s LinkedIn company page now shows “Puzzle” without the 🧩🚀 emojis. 12K followers, 51-200 employees, “Remote First.”

Ash Rust Twitter block sequence:

• I posted Sasha/Ash selfie: “nothing like two criminals taking a selfie @sashaorloff @AshRust”
• Ash replied to Sasha’s “how did I get so short??!?!” comment: “I was wearing my heels”
• I posted screenshot: ”.@AshRust are you like, stupid or?”
• Ash blocks on Twitter

December 3, 2025: “@AshRust has blocked you” - Ash Rust (Sterling Road Capital, attended Puzzle’s second company offsite) blocks after Twitter exchange about selfie with Sasha at YC Alumni Demo Day.

Puzzle/Brex DCPA dinner repost (~2:47pm ET):

Puzzle reposts: “Puzzle, Brex, and Navan are hosting a warm, intimate dinner — a little pause after the conference to exhale, share ideas, and spend time with each other.”

Brex company account comment: “Thrilled to co-host a night of meaningful connections at Digital CPA. Let’s make it one to remember.👏”

Puzzle reply: “we have no doubts!”

Likes: Charles Crabtree, Startup Cookie/Barbara Jovanovic, Wesnide Edouard (Customer Success Manager - liked after blocking whistleblower Dec 4), Sasha O., Arash Ahmadi (Customer Success @ Puzzle 🧩🚀), Brex (company account, 290K followers), Jeffrey Everingham CPA (Senior PM @ Puzzle 🧩🚀)

What this proves: Brex (GC portfolio company) actively co-hosting event with Puzzle and publicly commenting support while Anshul Shah repeatedly untags after being called out. Corporate-level engagement continues while individual employee silently distances.

Pattern: Block then continue engaging - Wesnide Edouard blocked whistleblower December 4, then liked Puzzle’s Brex dinner post around December 10. Same pattern as other employees: suppress evidence (block), continue supporting operations anyway. Blocking demonstrates consciousness of guilt; continued engagement demonstrates conscious choice to enable despite documentation.

December 4, 2025: Escalation Continues

Sasha’s morning post (~6am PT / 9am ET):

LinkedIn post: “That moment you wake up, the house is quiet, the kids are still asleep… it’s just you, ChatGPT and 2026 growth planning for your startup. You too? You don’t say…”

Comments: Dasha Shunina (😃), Brendan Saunders (“It’s the most wonderful time of the year! 🎄🎅”), Jacqueline Stern (“Nice tree”)

Jennifer Orloff liked this post - continuing family-unit amplification during federal proceedings.

Sasha’s Spotify Wrapped post:

“Spotify, I don’t know why I didn’t trust you to be on my side. 😂” (showing listening age 56)

Likes: Dasha Shunina, Marissa Mata, Patricia Daos, Joe Faris

Note: Marissa and Patricia blocked me yesterday/today but continue liking Sasha’s content.

Subtext: “I don’t know why I didn’t trust you to be on my side” — ostensibly about Spotify’s algorithm, but in context of Wikipedia administrators siding with his false narrative, network loyalty being tested, employees blocking/distancing, and federal proceedings, the phrase reveals preoccupation with allegiances. Even a Spotify Wrapped post becomes about trust and sides. Paranoia leaking into casual content.

Puzzle company account untags (observed Dec 4):

Puzzle’s LinkedIn company account finally untagged from Patrick’s December 2 post documenting the “Real Leadership”/Matt Tait situation, Deel/Gusto/Runway/CA Board of Accountancy confirmations, and Nigel Morris viewing. Post had 1719 impressions, 750+ views as of Dec 4 5:45pm ET. Untagging without blocking—same pattern as Matt Tait before his block. Company is actively monitoring and distancing but not refuting claims. I retagged.

New blocks (Dec 4):

• Naveen Venkatesh - blocked after being called out; “you have known Sasha is a fraud for 2.5 years and chose to view me as a mentally ill, disgruntled ex-employee without ever checking in on me. You should NOT be a manager.” Follow-up: “Naveen blocks, serving no purpose. His role will be documented in court proceedings. His moral compass is up there with Radha, Cwikla, and Sasha. Do not trust him.”
• Marissa Mata - blocked after third and final warning about career/license/reputation risk
• Patricia Daos - recent contract-to-fulltime hire (Dec 1), blocked
• Wesnide Edouard - CPA, Customer Success Manager since June 2025, blocked; continued engaging - liked Puzzle’s Brex DCPA dinner post around December 10 despite blocking whistleblower December 4; pattern: suppress evidence (block), continue supporting operations anyway

Untags + views (Dec 4):

• Jason Mitchell - untagged twice; viewed profile again at 5:28pm ET (monitoring but distancing)

Public warning to employees (Dec 4 comment thread):

“Your equity is already worthless. The company MUST wind down. Your CEO does NOT have legal representation. He is persistently living in mania and derealization. SASHA IS FACING FEDERAL CHARGES. YOU NEED TO ORGANIZE AND PROTEST OR MASS-RESIGN. CHOOSING TO CONTINUE NORMALLY WILL NOT BE TAKEN LIGHTLY IN COURT PROCEEDINGS.”

Employee callouts (Dec 4 comment thread):

• Wesnide Edouard - CPA, Customer Success Manager since June 2025
• Jeffrey Everingham, CPA, CA - Senior PM @ Puzzle; warned, did not heed, documented
• Simone Tega - “you were warned earlier this month”
• Brendan Saunders, Jason Mitchell, Jean-Bertrand Uwilingiyimana - “You were all also warned”
• Jonah Grossberg, Scott Cormier, Mark Gromowsky, Erik Aronesty, Brandon Skari, Kyle Sykes, Vivian Li - “Welcome to the club”
• Charles Crabtree - “Your continued support is documented”
• Jason Mitchell - “You spent 6 years working for a fraud and still choose to put your entire career and CPA license on the line”
• Alexey Skiba - GTM sales lead; “I assume you have proximity to Dasha and don’t trust you by default”
• Marissa Mata - third and final warning
• Lisa Kleinsorge - VP of Partnerships since 2022; “Your role and actions are HIGHLY implicated in Puzzle’s criminal enterprise and RICO patterns. This is your one and only warning. You provided key connections and partnerships for Puzzle since my time there. Federal proceedings will not take this lightly.”
  • Deep VC network access: First Round Capital Angel Track Member/Mentor (2019-Present, 7 years), Khosla Ventures Scout (2022-2023), LifeX Ventures Partner (2025-Present), Twitter Director of Global BD & Product Partnerships (2019-2021)
  • First Round connection: First Round Review published Sasha’s “career transition” narrative framing his departure from LendUp as thoughtful sabbatical (no mention of CFPB violations or consumer fraud); also featured in Product-Market Fit and 25 Hard Questions articles
  • Overlap: Lisa’s 7-year First Round relationship spans Sasha’s First Round coverage period

AI transparency blog post attempt:

Puzzle published new blog post: “Accounting AI: Why Forward-Thinking Accountants Are Switching from Quickbooks to Puzzle” (Nov 17, 2025)

Sasha quoted on LinkedIn: “Wait, Puzzle uses AI? 🤣 The question we get mostly is not ‘why’ do you use AI, but ‘how’ you use AI? I asked AI to distill it down to a single issue between Puzzle, legacy providers and new challengers. And it comes down to (drum roll), who are you building for?”

Likes: Jason Mitchell, Naveen Venkatesh, Startup Cookie/Barbara Jovanovic/Sam Claassen, Simone Tega, Kyle Sykes, Jeffrey Everingham CPA, Joe Faris, Mark Gromowsky, Arash Ahmadi, Dasha Shunina/Women Tech Meetup/The Gathering, Brandon Skari

Jason Mitchell “laughed” at Sasha’s comment: “wait, Puzzle uses AI? 🤣” - same employee who untagged twice and viewed profile 5:28pm ET continues engaging with CEO’s content

Blog post itself is AI-generated slop (likely what Sasha was making at 6am on ChatGPT):

Timeline connection: Sasha posts at ~6am PT about being up alone with “ChatGPT and 2026 growth planning” by the Christmas tree. Hours later, this AI-generated blog post gets email-blasted. The content quality confirms rushed AI generation:

• Header images contain ChatGPT-generated text: Each section has a header graphic with marketing copy (“FINANCIAL HEALTH INSIGHTS & VARIANCE ANALYSIS,” “GAAP-INFORMED STATEMENT-LEVEL REVIEWS”) followed by identical text repeated verbatim in the body (e.g., “Accounting AI that checks financial statements line-by-line” appears in both the image and the paragraph below it). This is what happens when you ask ChatGPT for both “header text” and “description” - it generates the same content twice. A human designer would create distinct copy for graphics vs. body text.
• “Claude (testing)” distraction: Lists “ChatGPT 5, Claude (testing)” as models. Adding “Claude (testing)” appears to be performative diversification - suggesting they’re exploring alternatives when Puzzle’s documented AI relationship is with OpenAI (“syncing with OpenAI” for customer financial data). Mentioning a competitor deflects from the undisclosed OpenAI data pipeline.
• Published date shows “11.17.25” but email blast received December 4: HubSpot tracking parameters (utm_campaign=25648795-Firms%20Leadgen%20Q4) confirm Q4 lead gen campaign. The blog post was either backdated to appear established, or sat unpublished for weeks before being rushed out during crisis. Even if genuinely written November 17, it remains one of the most poorly formatted and overtly AI slop-generated posts across Puzzle’s entire blog. If it wasn’t rushed at 6am, that’s arguably worse—they had weeks to polish it and this is still the quality they produced. Publishing it now—during federal proceedings, during Wikipedia meltdown aftermath, during partner notification crisis—suggests loss of relevance or absence of new features to announce.
• Names co-development partners: Blog post states “Features were co-developed with firms like Trivium, Burkland, and Decimal.” This is significant because Matt Tait (Decimal) received fraud documentation November 11, viewed Patrick’s LinkedIn profile, continued engaging with Puzzle, and was blocked after being retagged. These firms aren’t just customers—they shaped Puzzle’s product while its CEO operates under a CFPB lifetime ban. Deeper integration means deeper exposure.
• Defensive framing directly responding to fraud documentation: “transparent, explainable AI workflows,” “No hidden automation,” “we don’t compete with accounting firms” - while ignoring photoshopped metrics, CFPB ban, trademark infringement, federal complaints, and “syncing with OpenAI” without disclosure.

AI-generated blog post graphic “AUTOMATED BANK RECONCILIATION” showing clear AI slop artifacts: malformed circled checkmark icon, poor color fills with visible misalignments, text cropped incorrectly at bottom. This is the quality of marketing materials from a company claiming “95% accuracy” in AI-powered accounting.

Pattern: CEO documents himself using ChatGPT at 6am → publishes AI-generated “transparency” content the same day → content contains lazy duplicate copy (header images = body text) and “Claude (testing)” distraction from documented OpenAI relationship → positions Puzzle as responsible AI leader → actual transparency about CFPB ban, data practices, and federal proceedings remains absent.

Homepage typos present since at least October 2025:

Puzzle’s homepage has contained obvious copy errors for months, suggesting lack of quality control:

AI Powered Categorization

Up to 95% accuracy - Puzzle learns automatically, improving over time for faster, smarter financial management**.s.**

Built-in Accrual Automation

No more spreadsheets – manage revenue recognition, prepaid expenses, fixed assets, AP, and AR with accrual accounting policies**.onds.**

The “.s.” and “.onds.” artifacts appear to be truncation/rendering errors that were never caught or fixed. This is an accounting software company positioning itself as AI-powered and detail-oriented, with months-old typos on their homepage marketing copy.

Reposts: Kyle Sykes, Naveen Venkatesh, Sina Mohebiany (already blocked me)

Brandon Skari liked after callout + final warning: “Your like is logged. Continued public support of Puzzle or Sasha Orloff will not be taken lightly in federal proceedings… Puzzle is a literal cult. Act accordingly.”

Pattern: Publishing AI transparency content while CEO remains non-transparent about CFPB ban, data handling under permanent restrictions, and “syncing with OpenAI” for customer financial data. Employees who blocked continue amplifying Puzzle content (Naveen blocked → reposts; Sina blocked → reposts). Employees warned continue liking (Brandon Skari).

Branding changes (both platforms):

• LinkedIn: “Puzzle 🧩🚀” → “Puzzle” (evidence-150)
• Twitter/X: Also dropped emojis from name

Removing playful startup emojis suggests awareness that branding needs to appear more serious during crisis.

Sasha blocked alt account on Twitter (noticed Monday 12/8, exact date unknown):

On December 4, commented on the Christmas tree post via alt account: “you were up at 6am creating AI slop to create a facade of progress. you are facing federal charges”

Comment appears to have been visible through the weekend. By Monday December 8, discovered Sasha had blocked the alt account. Pattern: deletes fraud warnings, blocks accounts documenting AI slop and federal charges. Cannot suppress federal record.

December 5, 2025: RICO Escalation

RICO Exposure Email to Investor/Platform Network

Email sent to:

TO: Hemant Taneja (General Catalyst), Sophia Xiao (General Catalyst), Julian Weisser (ODF), Erik Torenberg (Turpentine), Ross Fubini (XYZ Capital), Garry Tan (Y Combinator), Ash Rust (Sterling Road), Casey Woo (FOG Ventures), Mitch Kapor (Kapor Capital)

BCC: General Catalyst (gcinfo, press), XYZ Capital ([email protected]), Y Combinator info, Kapor Capital (info, freada), a16z podcasts, ODF founders, Solo Founders team, Casey Woo personal

Subject: URGENT: Sasha Orloff Must Step Down Immediately - Collective RICO Exposure Across Network

To General Catalyst, XYZ Venture Capital, ODF/SFP/a16z, Turpentine, FOG Ventures, Sterling Road, Kapor Capital, and Y Combinator Leadership:

I’ve notified you all repeatedly since November 2025 (or earlier) regarding ongoing fraud at Puzzle Financial. The situation has deteriorated significantly. As investors, board members, and platforms continuing to enable this enterprise with documented knowledge of criminal conduct, you collectively face exposure under RICO statutes (18 U.S.C. § 1962).

Continued Platforming Despite Notification:

• Turpentine/a16z: Published yet another podcast episode featuring Sasha Orloff (December 3, 2025) AFTER receiving fraud documentation—continuing to platform a CFPB-banned CEO during active federal proceedings
• Ash Rust (Sterling Road): Repeatedly blocked me; attended YC Alumni Demo Day with Sasha Orloff where Sasha commented casually on your post (“how did I get so short??!?!”) while under federal investigation—normalizing a fraud pattern you were notified about in 2023
• General Catalyst: Lead investor, board member; Hemant Taneja named in 10+ Livongo securities fraud lawsuits (2020) while simultaneously backing Puzzle; “Our Creation of Puzzle” article proves control structure
• ODF/SFP: Puzzle featured as top ODF company AFTER SEC filing (Weisser proudly wore Puzzle shirt during interviews); operates /odf funnel giving ODF companies preferential Puzzle access (same data extraction pipeline as YC deal); January 2024 podcast “Runway Metrics and Cash Management” advising founders on financial discipline while photoshopping metrics; continues featuring Sasha as testimonial on joinodf.com
• Y Combinator: Institutional infrastructure enabling pattern across LendUp, Puzzle, and network; Sasha deploys YC ideology (“schlep blindness”) as operational cover; /yc funnel funnels YC companies’ financial data to Puzzle; continues featuring Sasha’s false Mission Lane “cofounder” credentials on LendUp page (LendUp + Mission Lane = securities fraud)
• XYZ Capital (Ross Fubini): Likely directly participated in equity deletion alongside Hemant/Sophia; featured Puzzle on rivet.tax podcast; continued social engagement post-notification; partnership with Puzzle since 2019 (Valencia Data); never responded to notifications
• Kapor Capital: LendUp investor through network, now Puzzle investor; never responded to notifications; Gusto (Kapor portfolio company, Hemant Taneja board seat) has begun investigation

Since November notifications, Sasha Orloff has demonstrated severe mental decompensation incompatible with CEO duties:

Thanksgiving Wikipedia Meltdown (November 26-27, 2025):

• Spent 13+ consecutive hours personally editing Wikipedia to remove fraud documentation
• Made several edits across 7 sessions, 8:51 AM - 10:01 PM PT on Thanksgiving Day
• Continued making provably false claims to administrators, publicly weaponizing false victimhood
• Told Wikipedia administrators: “The CFPB never banned anyone from doing anything” — demonstrably false statement about his own federal consent order
• Surgically removed “Assisting Others” prohibition language from Wikipedia while actively violating that exact prohibition
  • Also removed “and its officers, agents, servants, employees, and attorneys, and all other persons in active concert or participation with them” — the exact language establishing the ban covers him personally
• Article was protected by administrators due to his “edit warring,” siding with Sasha’s false narrative

Operational Incompetence Across Company:

• Homepage contains months-old typos: “financial management.s.” and “accounting policies.onds.” — visible since October 2025
• AI transparency blog post (Dec 4) contains ChatGPT-generated graphics with malformed icons, poor color fills, cropped text; written by CEO at 6am as facade for progress during crisis
• Blog post confusingly backdated to November 17; no former proof of post; content aligns with Sasha’s 6am PT post of his Christmas tree: “That moment you wake up, the house is quiet, the kids are still asleep… it’s just you, ChatGPT and 2026 growth planning for your startup.”
• Three cease-and-desist letters threatening “workplace violence” for documenting public fraud — refuting zero factual claims; one unsent C&D; first C&D paired with Mission Lane (dual threat across enterprise; QED Investors highly implicated)

Active CFPB Ban Violations:

Puzzle operates a public Partner Rewards affiliate program promoting credit products (Brex, Ramp, Mercury) — direct violation of Sasha’s CFPB consent order prohibiting “Assisting Others… performing marketing services” and “receiving remuneration from any person engaged in providing any extension of credit.”

Your Collective Exposure:

Every podcast episode, every testimonial, every continued investment, every social media interaction post-notification creates documentary evidence of conscious enablement. You received notifications. You continued platforming. This is now documented in federal record.

Required Action:

1. Sasha Orloff must step down as CEO immediately
2. Appoint independent leadership to assess wind-down options
3. Notify customers that their financial data is controlled by a CFPB-banned executive
4. Preserve all communications for federal proceedings
5. Engage independent counsel for your own protection

Five SEC whistleblower complaints filed. California Board of Accountancy and State Bar complaints active. Federal documentation is permanent.

The question is not whether Puzzle survives. The question is whether your involvement will be characterized as “prior knowledge, prompt remediation” or “conscious enablement of ongoing fraud.”

Full documentation: https://patrickstoica.com/puzzle-statement

Patrick Stoica https://www.linkedin.com/in/pstoica/ Former Senior Software Engineer, Puzzle Financial (October 2020 - May 2023) Federal Whistleblower

Recipients notified:

TO:

• [email protected], [email protected] (General Catalyst - Hemant Taneja, Sophia Xiao)
• [email protected] (ODF - Julian Weisser)
• [email protected] (Turpentine - Erik Torenberg)
• [email protected] (XYZ Capital - Ross Fubini)
• [email protected] (Y Combinator - Garry Tan)
• [email protected] (Sterling Road - Ash Rust)
• [email protected] (FOG Ventures - Casey Woo)
• [email protected] (Kapor Capital - Mitch Kapor)

BCC:

• [email protected] (FOG Ventures personal)
• [email protected], [email protected] (General Catalyst)
• [email protected] (XYZ Capital)
• [email protected], [email protected] (Kapor Capital)
• [email protected] (Y Combinator)
• [email protected] (a16z)
• [email protected] (ODF)
• [email protected] (Solo Founders)

Forwarded to:

• [email protected] (S32)
• [email protected] (Felicis Ventures)
• Village Global

Separate email forwarding to QED Investors ([email protected], [email protected]):

Frank, Nigel, QED Investors:

I’m sure at least one of you has an inkling of what’s going on. Your karmic loop with Sasha Orloff is coming to a close.

I have evidence of Nigel viewing my LinkedIn 12/3 2:22am, and contemporaneous evidence of Frank viewing me before August 11, 2023, when I received dual C&Ds from Puzzle Financial and Mission Lane.

You should already understand what this is. If Puzzle’s board doesn’t act over this next week, I believe you understand it’s in your best interest to intervene.

I only started with LendUp, Mission Lane, and Puzzle. The documentation and connections have grown since.

https://patrickstoica.com/puzzle-statement/

I’ve tagged you on social media. This is your formal legal notice.

Under 18 U.S.C. § 1512(c), preserve all communications related to Puzzle Financial, Sasha Orloff, LendUp, and Mission Lane. Destruction of evidence after this notice constitutes federal obstruction.

Patrick Stoica

”Biggest Month Ever” - Unlabeled Y-Axis Pattern Continues

Sasha’s Post:

”🚀 November was Puzzle’s biggest month ever! In the last 90 days, we’ve onboarded more accounting firms than…”

Posted with chart titled “Accounting Firms Using Puzzle” showing colorful bars from Dec 2023 to Oct 2025 — y-axis completely unlabeled. Pattern continues from photoshopped metrics (October 2025).

Visual Analysis:

• Pink text on black background — notably similar to patrickstoica.com color scheme; suggests he’s seen the whistleblower documentation site
• Multicolored bars — colors repeat in order (~2 months per color cycle), but still overdone visual flourish without analytical purpose; decoration masquerading as data visualization
• Giant pink arrow — appears to show year-over-year November comparison, but really just generic “up and to the right” growth line; meaningless without y-axis scale; could represent growth from 2 to 4 firms or 200 to 400 — impossible to tell
• Overall: Graph designed to look impressive while communicating nothing verifiable; aesthetic over substance; consistent with photoshopped metrics pattern

Even CPAs had to ask for clarification (7:07pm PT):

David Leary, CPA (Co-host The Accounting Podcast) asked: “is this total or new each month?”

Sasha clarified: “it’s unique firms in any given month that do a conversion to Puzzle.”

A CPA who hosts an accounting podcast couldn’t interpret the graph without asking. The answer reveals it’s monthly conversions, not cumulative — but still no y-axis scale. Could be 3 firms or 300. The graph communicates nothing without Sasha personally explaining it in comments.

Pattern context: Some founders post unlabeled revenue/customer graphs — fine. But this one is particularly lazy and desperate: multicolored rainbow bars, giant pink arrow, dark theme matching whistleblower site, requiring CEO to explain in comments what it even shows. Combined with documented photoshopped metrics (Oct 2025: 3 likes → 12,362), this tracks as another attempt to project success through aesthetic over substance during active federal investigation.

Visible deterioration from October 2025 post:

Sasha’s October 2025 “PMF” post was more coherent:

October 2025: “Lesson learned: Product-Market Fit isn’t a growth hack” — monochrome purple chart, specific claims (“5x YoY”, “8x YoY”), coherent narrative. Still no y-axis but professionally presented. Sasha commented: “Thank you to the Puzzle 🧩🚀 team for the hard work, and ChatGPT for the last line.” — admits ChatGPT wrote closing line.

Comparison:

• Monochrome chart (purple bars, not rainbow nonsense)
• Specific claims (“5x YoY”, “8x YoY” — still unverifiable but at least quantified)
• Coherent narrative (PMF journey, “GTM leverage” explanation)
• Still no y-axis but visually cleaner and more professional
• ChatGPT admission in comments — “ChatGPT for the last line”

The Dec 5 post in comparison shows deterioration — rainbow colors, giant pink arrow, required CEO explanation in comments for what the chart even shows. The quality decline from 2 months ago to now is visible evidence of mental decompensation under pressure.

Notable: Sasha did not tag Puzzle’s company page in this post — likely because RICO warnings remain visible on Puzzle’s company posts and tagging would expose company page followers to whistleblower documentation. Conscious decision to insulate company brand from personal account’s comment section.

Engaging Prospective Customers During Federal Investigation:

December 5, 2025: Chris Khan (AI Advisory for CPAs and Accounting Firms) asks Sasha about overlap with QuickBooks AI agents and whether QBO poses “significant risk to Puzzle’s existence.” Sasha dismisses QuickBooks AI as “rebranded versions of existing features” and “mostly rules or basic ML wrapped in new language,” claims Puzzle is “built for accountants” and keeps them “fully in control.” Business-as-usual sales engagement on same post where RICO warnings were deleted, while facing 5 SEC complaints and CFPB ban.

7:05pm PT: Sasha follows up inviting Chris Khan to demo: “do you want to see a demo? You can decide for yourself. Are you going to Digital CPA? You can come by our booth and would be happy to meet you.” — Active sales pipeline work while deleting RICO notifications.

Follow-up Post: Mass Employee Tagging + Wage Forfeiture Warning:

Posted repost of Sasha’s unlabeled graph with RICO warnings, tagging: Jean-Bertrand Uwilingiyimana, Jason Mitchell, Alexey Skiba, Luke Frye CPA, Sina Mohebiany, Brendan Saunders, Marcos Iglesias, Philip Chan, Omid S., Nate Schickler, Christopher Yancey, Joe Faris CPA, J.R. Faris, Charles Crabtree.

Key statements:

• “If you think this is a legitimate graph to share with customers and stakeholders, your judgment is impaired. Puzzle is an ongoing criminal enterprise.”
• “Every recent interaction has been logged and will continue to be logged. Blocking or untagging shows receipt and consciousness of guilt.”
• Called out Jason Mitchell: “Wasted 6 years working for a fraud. $0 in equity. Risking his CPA license and entire career. For nothing.”

Wage Forfeiture Warning (under RICO):

“After formal RICO notification (18 U.S.C. § 1962), continued work at Puzzle creates multiple wage risks:

1. Future wages may not be paid (company insolvency during wind-down)
2. Future wages may be forfeit (proceeds of criminal enterprise under § 1962)
3. Past wages may be clawed back (civil asset forfeiture under 18 U.S.C. § 981 - government can seize proceeds of crime, even from innocent employees)

You are working for free or worse - you may have to RETURN wages already paid.”

Christopher Yancey + Jason Mitchell untagged at 9:52pm — both have CPAs (Chris not actively using his), both came from Affirm, both created the Python ledger together at Puzzle. Chris left Sept 2021 (told him equity would be worth nothing), Jason still there 6 years. Both continue supporting Puzzle despite notification. Untag without blocking = consciousness of guilt pattern.

Chris Yancey context: After my termination, had conversation where he said “something’s wrong with that guy” re: Cwikla. Now at Ramp as Director of Software Engineering (has CPA but not actively using it). Notified Nov 8, celebrated Sasha’s post, untagged from RICO comment.

Affirm → Puzzle pipeline: Both Chris and Jason came from Affirm. Jason was Software Engineering Manager at Affirm (2015-2019), Chris was Senior SWE (Oct 2017 - Sep 2019, overlapping). Worth investigating their continued support given shared background and joint creation of Puzzle’s Python ledger.

December 5, 2025: Sasha posts “biggest month ever” chart with unlabeled y-axis. Pattern of unverifiable metrics continues.

RICO warnings posted via alt account; Sasha deleted warnings, blocked alt, replied to Joe Faris with praise.

Alt Account RICO Warnings:

Used alt account (Blob Dylan) to post RICO warnings on Sasha’s post:

• “yet another unlabeled y-axis from a CEO who’s facing federal charges. Sasha Orloff must step down from Puzzle immediately.”
• Tagged Christopher Yancey: “should know better”
• Reply to Joe Faris, CPA: “Puzzle is part of a criminal enterprise. Sasha Orloff must step down immediately, and Accountalent will need to move customers off Puzzle. Sasha is a fraud; Puzzle cannot exist beyond that. This is your final notice.” + RICO/obstruction notice
• Reply to Barbara Jovanovic: Full RICO notice citing 18 U.S.C. § 1962 and § 1512(c)

Sasha’s Response:

• Blocked alt account
• Deleted RICO warnings
• Replied to Joe Faris: “And we love Accountalent! Would never have gotten here without the feedback from the team. You built a great team!”
• Left RICO warnings on Puzzle company LinkedIn post (different post)

Christopher Yancey (Ex-Employee, Director of Software Engineering at Ramp; has CPA, not actively using):

• Notified November 8, 2025 about whistleblowing
• Celebrated Sasha’s post despite notification
• Untagged from alt’s RICO comment (same pattern as other employees)
• Works at Ramp (notified company)

Engagement from Warned Individuals:

Liked/Celebrated Post:

• Ross Fubini (XYZ Capital founder; Village Global cofounder with Erik Torenberg 2017-2020; Palantir advisor since 2010; invested in LendUp Seed/A/B via Kapor Capital 2011-2012, invested in Puzzle via XYZ; repeatedly tagged in RICO warnings, “Sasha must step down” demands, and equity theft documentation; LinkedIn still lists LendUp as active investment despite CFPB ban; liking this post after notifications = documented conscious enablement)
• Evin Wick
• Patricia Daos (recent hire, blocked Dec 4)
• Joe Faris, CPA (Accountalent)
• Charles Crabtree (celebrate, warned; reposted with “Come build with us” hiring pitch; job listing claims “accomplished fintech founder”; commission-heavy/low base = LendUp AE pattern; NS8 parallel: sales employees suffered financially when that fraud collapsed — I witnessed firsthand)
• Jason Mitchell (celebrate, warned)
• Alexey Skiba (GTM sales lead, warned)
• Barbara Jovanovic (RICO notice deleted, replied with 👏👏👏)
• Startup Cookie / Sam Claassen
• Luke Frye (warned, Rivet Tax Advisor)
• Renato V. (parallel reselling, warned, blocked me after notification)
• Daniel G. (Puzzle eng since Apr 2025)
• JR Faris (CEO @ Accountalent)
• Olvis (Senior SWE since Oct 2022)
• Chris Yancey (celebrated, warned Nov 8)
• Sina Moheibiany (loved, warned, untagged Dec 3)
• Dasha Shunina
• Brendan Saunders (celebrate, warned)
• Marcos Iglesias (celebrate; eng since Dec 2024)
• Philip Chan (eng since Mar 2022)
• Naveen Venkatesh (reposted; blocked Dec 4)
• Jean-Bertrand Uwilingiyimana (celebrated, reposted, warned)
• Omid S. (SWE II at Puzzle since Aug 2024)
• Nate Schickler (SWE Sept 2021 - Dec 2022; laid off in December 2022 layoffs)
• Arash Ahmadi (blocked me)
• Joshua Noronha (Senior PM at Puzzle since Jul 2024; ODF17 fellow Apr 2023 - Mar 2024; On Deck network support pattern continues)
• Accountalent (company page)

Jason Mitchell + Luke Frye also liked Joe Faris’s comment “Accountalent loves Puzzle!! 😍”

Marissa Mata reposted

Pattern: Employees and partners continue engaging with CEO’s posts after receiving fraud documentation. RICO warnings deleted. Accountalent (CPA firm) featured prominently despite receiving notice that continued participation constitutes knowing involvement in criminal enterprise.

Bill.com: Incorrect Legal Interpretation and RICO Notification

Notification Timeline:

• November 10, 2025: First notification sent to Bill.com
• December 1, 2025: Follow-up notification sent
• December 5, 2025 (4:29 PM): Bill.com legal team responds with incorrect interpretation

Bill.com’s Response (4:29 PM):

After receiving fraud documentation on two separate occasions, Bill.com’s legal team responded claiming:

“It is our determination that the order regarding LendUp Loans, LLC does not bind Bill.com, nor does it restrict our current integration activities with Puzzle Financial. The prohibitions within that order are specific to that entity and the extension of consumer credit, which falls outside the scope of our partnership.”

Why This Interpretation Is Incorrect:

The CFPB order does not restrict prohibitions to “that entity.” It explicitly states:

• Paragraph 9: “Defendant and its officers, agents, servants, employees, and attorneys… may not misrepresent… any fact material to consumers concerning any Consumer Financial Product or Service”
• Paragraph 10: “Defendant and its officers, agents, servants, employees, and attorneys… may not violate… Federal consumer financial law”
• Paragraph 11 (Section V): “Defendant and its officers, agents, servants, employees, and attorneys and all other Persons in active concert or participation with any of them, who receive actual notice of this Order… may not disclose, use, or benefit from customer information”

The order uses “Defendant AND its officers” — the conjunction creates separate binding obligations. Officers don’t stop being bound when the entity dissolves. Sasha Orloff was CEO (officer) of LendUp Loans, LLC. These prohibitions apply to him personally and permanently.

Notification Failures (Potential Order Violations):

• Paragraph 32 required LendUp to notify the CFPB of “the emergence of a successor company” and “the creation or dissolution of a subsidiary, parent, or affiliate that engages in any acts or practices subject to this Order”
• Paragraph 50 required any transferee to agree to comply with the order’s terms
• Puzzle Financial was incorporated September 2019 — 2+ years before the December 2021 order — and should have been disclosed immediately upon the Effective Date
• No public evidence this disclosure occurred

RICO Notification Sent:

Rebuttal email sent to Bill.com citing:

• Paragraphs 9, 10, 11, 32, and 50 of the CFPB order
• Bill.com now has actual notice of a CEO subject to permanent federal prohibitions
• Documented wire fraud predicate acts (photoshopped metrics, false credentials, misrepresented customer metrics)
• 5 SEC whistleblower complaints filed
• Under Paragraph 11, “persons in active concert or participation” with actual notice face potential exposure
• Formal preservation notice under 18 U.S.C. § 1512(c)

What Bill.com’s Response Demonstrates:

Bill.com’s legal team conflated entity-level restrictions with officer-level restrictions. The order language is unambiguous: “Defendant AND its officers” creates separate obligations. Their incorrect interpretation is now documented evidence they received actual notice and chose to continue integration.

Strategic Error: Worse Than Not Responding

Bill.com would have been better off not responding at all. By responding with an incorrect legal interpretation, they:

1. Confirmed receipt of November 10 and December 1 notifications
2. Confirmed review — explicitly stated they “conducted a comprehensive review” of the order
3. Made a legal determination on record — “it is our determination that the order… does not bind Bill.com”
4. Demonstrated they read the specific paragraphs — and still misinterpreted “AND”
5. Closed with dismissive confidence — “We stand by our legal assessment and consider this matter closed”
6. Created documentary evidence of conscious choice — active decision to continue, not passive ignorance

If they hadn’t responded, they could claim:

• Notifications went to spam
• They didn’t understand the implications
• They never reviewed the order

Now they can only claim their lawyers misread “AND” — which is malpractice evidence, not a defense.

Their response is Exhibit A for “continued participation after actual notice with full understanding of allegations.”

RICO Notifications to HR Pals and Recruiting Team (December 5, 2025)

Email to HR Pals (8:40pm):

RICO notification regarding payroll/HR services to criminal enterprise:

“You are providing payroll/HR services to Puzzle Financial, Inc., which constitutes a criminal enterprise as defined under RICO.

Legal implications for your company:

1. Payroll proceeds may be subject to forfeiture - Wages paid to employees may constitute proceeds of racketeering activity under 18 U.S.C. § 981
2. Your services may constitute “facilitation” - Processing payroll for a known criminal enterprise may constitute aiding and abetting under 18 U.S.C. § 2
3. You have a duty to investigate - After receiving this notice, continued services without due diligence may constitute knowing participation

Recommendation: Terminate services to Puzzle Financial immediately and advise employees their wages may be subject to forfeiture.”

Email to Marissa Mata + Puzzle Careers Team (9:12pm):

Fraudulent inducement warning sent to Marissa Mata, careers@, Arash Ahmadi, Charles Crabtree:

“Under common law fraud and California Labor Code § 970, recruiters may be held personally liable for knowingly inducing individuals into employment through misrepresentation or omission of material facts.

Material facts you are omitting from candidates:

1. Puzzle’s CEO is subject to federal CFPB consent order prohibiting ‘defendant and its officers’ from misrepresenting facts
2. Puzzle constitutes a criminal enterprise under 18 U.S.C. § 1962 (RICO)
3. Employee wages may be subject to civil forfeiture as proceeds of racketeering activity
4. The company is preparing for wind-down operations

HR/Payroll provider has been notified separately: Puzzle’s third-party HR/payroll provider HR Pals has received formal RICO notification and may terminate services, making it impossible to pay employees you recruit.

Recommendation: Resign immediately and refuse to participate in further recruitment.”

Pattern: HR Pals previously participated in wrongful termination(s) and never investigated reported misconduct (June 2023 - August 2024 complaints documented). Now formally notified of RICO implications for continued payroll services.

Note: This December 5, 2025 email to HR Pals is proof that Sasha has been gaslighting them since receiving this formal legal notification. In his December 15, 2025 restraining order filing, Sasha characterized these statutory citations and liability warnings as “threats” and “harassment,” manufacturing fear among HR Pals and employees to use as “evidence” of danger. See restraining order analysis for full documentation of this gaslighting pattern.

Follow-up Email to HR Pals Cofounders (December 5, 2025):

Sent directly to HR Pals leadership documenting:

1. Brianna Gutierrez (HR Pals) sent the May 31, 2023 termination email falsely claiming “receipt of your resignation” while simultaneously offering severance (proving termination, not resignation)
2. HR Pals executed the separation agreement requiring waiver of fraud, wrongful discharge, and retaliation claims
3. HR Pals ignored all misconduct reports (June 2023, July 2023, August 2024) and continued servicing Puzzle
4. RICO facilitation liability — processing payroll for known criminal enterprise after notification constitutes aiding and abetting under 18 U.S.C. § 2
5. Recommended immediate termination of services to Puzzle Financial and notification to employees that wages may be subject to forfeiture

Jennifer Orloff: Block SVP and CFPB Compliance Concerns

Jennifer Orloff (LinkedIn) serves as SVP Marketing at Block, Inc. (formerly Square), a major financial technology company offering consumer financial products including Cash App, payment processing, buy-now-pay-later services (Afterpay), and consumer lending.

She is married to Sasha Orloff, who was permanently banned by the Consumer Financial Protection Bureau in December 2021 from “participating in conduct related to the offering or provision of any consumer financial product or service.”

CFPB consent orders typically include “assisting others” language prohibiting banned individuals from participating directly or indirectly, advising others, or acting through any person or entity in the banned activities.

Jennifer’s executive-level role at a major consumer financial services company, while married to a permanently banned financial services executive, raises questions about:

• Whether Sasha advises or consults on her work (indirect participation)
• Whether Sasha benefits financially from her compensation in the banned sector
• Whether this arrangement circumvents the intent of his lifetime ban
• Whether Block’s compliance was fully informed of the spousal relationship
• Whether material omissions were made during employment screening

Documented involvement:

• May 31, 2023, 5:35 PM ET: Viewed my LinkedIn profile on termination day (family surveillance unit)
• Summer 2023: Continued viewing my profile as I published fraud documentation
• December 1, 2025: Reposted Sasha’s “vibe-coded” Ramp calculator during crisis
• November-December 2025: Continues liking Sasha’s LinkedIn posts during active federal proceedings (5 SEC complaints filed)

Note on Sasha’s mother: Viewed whistleblower profile ~December 8, 2025 (~5 PM PT), apparently independently encountering comprehensive fraud documentation in LinkedIn comments. Continues liking Puzzle/Sasha content despite exposure to fraud documentation - demonstrates family-unit enablement pattern extends beyond spouse.

This arrangement warrants regulatory review to ensure compliance with the terms of Sasha Orloff’s CFPB ban, particularly the standard “assisting others” provisions designed to prevent banned individuals from participating in financial services through proxies, family members, or indirect arrangements.

December 4-5, 2025: Emails to Block and Square Leadership

Email sent to [email protected] (cc: [email protected]) on December 4, followed by email to Square ([email protected]) on December 5. Jennifer was recently promoted from Square SVP to Block-wide SVP role (November 2025).

Subject: SVP Jennifer Orloff - Marketing Ethics and Conflict of Interest Concern

To Block Leadership,

I am writing regarding Jennifer Orloff, your SVP and Head of Marketing Strategy, Operations, & AI, and her documented involvement with fraud at Puzzle Financial, operated by her husband Sasha Orloff.

Jennifer Orloff’s Block Role (per LinkedIn):

• SVP | Head of Marketing Strategy, Operations, & AI (Nov 2025 - Present)
• Leads marketing across Square, Cash App, Afterpay, and Bitcoin products
• Responsible for “KPI accountability,” “Marketing Analytics,” and “Marketing AI”
• Previously Interim CMO leading 230-person team (Nov 2023 - Aug 2024)
• At Square/Block since January 2021

The Contradiction:

Jennifer’s professional responsibilities include:

• “KPI accountability and executive reporting”
• “Marketing Analytics” oversight
• “Disciplined execution” and “operational excellence”
• Building “AI tools that increase revenue”

Her husband’s documented marketing practices:

• Photoshopped engagement metrics: 3 likes manipulated to display 12,362 (October 2025)
• Trademark infringement: ActualQuickBooks.com domain, digital billboard, merchandise, and costuming impersonating Intuit
• Evidence deletion: Campaign materials deleted within 24 hours of second-day attempts at Intuit Connect, following first-day police removal
• Three cease-and-desist letters threatening police intervention (“workplace violence”) against me for documenting public fraud while refuting zero “false” and “defamatory” statements

Jennifer’s Personal Involvement:

• Termination day surveillance (May 31, 2023, 5:35 PM ET): Both Sasha and Jennifer viewed my LinkedIn profile hours after my wrongful termination from Puzzle. Sasha viewed at ~3:47 PM via LinkedIn search; Jennifer viewed at ~5:35 PM. They watched me struggle with a false “resignation” narrative they created internally.
• Summer 2023 continued surveillance: Jennifer continued viewing my LinkedIn profile throughout summer 2023 as I was publicly documenting Sasha’s fraud patterns—surveillance extended to family level during the active whistleblower period.
• Continuous amplification (November-December 2025):
  • December 4, 2025: Liked Sasha’s post about “ChatGPT and 2026 growth planning”—continuing family-unit amplification during federal proceedings
  • December 2, 2025: Liked Sasha’s “Real Leadership” post featuring Matt Tait/Decimal
  • December 1, 2025: Liked Sasha’s “Crisis Monday” Ramp calculator post
  • November 2025: Reposted Puzzle x Deel partnership announcement
  • Pattern of family-unit amplification during active federal whistleblower proceedings (5 SEC complaints filed)
• Awareness of CFPB ban: Full knowledge her husband is permanently banned from consumer lending following CFPB enforcement against LendUp (140,000+ consumers defrauded, $40M restitution order).

CFPB Ban Compliance Concern:

Sasha Orloff’s CFPB consent order (December 2021) includes standard “Assisting Others” language prohibiting banned individuals from “performing marketing… services” in consumer lending and “receiving any remuneration… from any person engaged in… providing any extension of credit.” Jennifer’s executive role at Block—overseeing marketing for consumer lending products (Afterpay BNPL, Cash App features, Square lending)—raises questions about whether this spousal arrangement circumvents the intent of his lifetime ban. Her compensation flows into their California household (community property), meaning Sasha financially benefits from consumer financial services marketing. Did Block’s compliance team know her spouse was federally banned from this exact industry when they promoted her to SVP?

Why This Matters for Block:

An SVP responsible for “Marketing AI” and “KPI accountability” across Block’s entire ecosystem is personally supporting—and actively surveilling whistleblowers of—a CEO who:

• Photoshops social media engagement metrics
• Runs trademark infringement campaigns resulting in police intervention
• Operates financial software while federally banned from consumer lending
• Retaliates against whistleblowers with legal threats
• Exhibits documented patterns of surveillance and mental decompensation (13+ hours editing Wikipedia on Thanksgiving to remove fraud documentation)

This creates serious questions about the judgment and ethical standards of someone leading marketing integrity for Square, Cash App, Afterpay, and Bitcoin products. A marketing executive who participates in surveilling a whistleblower—and continues amplifying content from a CFPB-banned CEO during active federal proceedings—demonstrates concerning professional judgment.

Documentation:

Full timestamped evidence, including LinkedIn profile view screenshots, internal communications, and the complete fraud pattern: https://patrickstoica.com/puzzle-statement

I formally request Block review Jennifer Orloff’s conduct under your ethics policies, conflict of interest guidelines, and standards for SVP-level leadership.

Respectfully, Patrick Stoica [email protected]

December 10, 2025: Block Acknowledges Receipt and Internal Review

Daniela Monkiewicz (Senior ERBP, Employee Relations at Block) responded acknowledging receipt and confirming internal review:

Hi Patrick,

Thank you for bringing your concerns to our attention.

I want to acknowledge receipt of the information you provided. Please be advised that this matter is currently under review by the appropriate internal teams, who will determine the next steps.

We appreciate you raising this.

Best,

Daniela

—

Daniela Monkiewicz

Senior ERBP | Employee Relations at Block

Why this matters:

Block’s Employee Relations team acknowledged receipt and confirmed the matter is under internal review. This establishes:

1. Block has been formally notified of Jennifer Orloff’s involvement in amplifying and surveilling fraud whistleblower
2. Corporate awareness of spousal relationship to CFPB-banned CEO
3. Documentation of receipt - any continued amplification by Jennifer after December 10 occurs with Block’s knowledge of the concerns raised
4. Internal review in progress - Block’s appropriate teams are evaluating the ethics, conflict of interest, and CFPB compliance questions

Timeline: Email sent December 4-5 → Response received December 10 (5-6 days) → Under review by “appropriate internal teams”

Block’s acknowledgment and review process demonstrates corporate-level awareness. Any continued family-unit amplification of Puzzle/Sasha content by Jennifer Orloff after December 10 occurs with Block Employee Relations’ knowledge that concerns have been raised and are under internal review.

December 18, 2025: Update Email - Corporate Perjury and Mischaracterization of Block Inquiry

Following the restraining order filing by PUZZLE FINANCIAL, INC., I sent an update email to Daniela Monkiewicz documenting:

1. Corporate perjury: Sasha’s declaration (signed under penalty of perjury on behalf of PUZZLE FINANCIAL, INC.) swears I “resigned” while the company’s own Separation Agreement uses “TERMINATION” throughout; Sasha contradicts himself WITHIN THE SAME PARAGRAPH (Paragraph 3, Line 11: “was separated from the Company” vs. Line 14: “he ultimately resigned from the company”) - can’t keep perjury consistent for 3 sentences; textbook consciousness of guilt where brain slips between truth (separated/terminated) and manufactured narrative (resigned)

2. Consciousness of guilt - evidence curation: Sasha spent 2.5 years collecting surveillance content (social media screenshots from 2023-2025), but conspicuously did NOT include the actual Separation Agreement draft, Termination Certificate, or HR Pals termination letter as exhibits. He admits I “declined Puzzle’s standard separation agreement”—which proves (a) it was termination not resignation (resignations don’t need releases), (b) I never signed away equity or claims, and (c) company took equity without signed agreement (theft)—but omits all termination documents as exhibits because they prove perjury.

3. Attorney liability question: Lisa M. Bowman (Orrick, State Bar #253843) allowed PUZZLE FINANCIAL, INC. to file a declaration containing provable perjury while responding to federal RICO allegations and 5 SEC complaints. Why is this attorney still representing a client when she’s now directly associating herself with corporate perjury in a filing that’s explicitly responding to federal criminal enterprise allegations?

4. Material mischaracterization of Jennifer Orloff matter: Sasha’s declaration (lines 24-27, page 2) claims I “harassed my wife at her place of work” by sending “messages to the CEO and HR employees of her company threatening her job.”

   Reality: On December 4, 2025, I sent an email to Block’s [email protected], [email protected], [email protected] (cc: [email protected]) with subject line “SVP Jennifer Orloff - Marketing Ethics and Conflict of Interest Concern”—a legitimate marketing ethics and CFPB compliance inquiry regarding potential conflict of interest. This was sent to appropriate corporate channels (press, legal, ethics), not “threatening her job.” Sasha characterizes a legitimate ethics/compliance inquiry to appropriate corporate channels as “threatening her job” to manufacture a “harassment of wife” narrative.

5. Judge partly denied the order (Dec 18, 2025) with explicit finding: “FACTS ALLEGED DO NOT SUPPORT ALL THE ORDERS REQUESTED”

This filing demonstrates the lengths Sasha Orloff and Puzzle Financial, Inc. will go to suppress federal whistleblower activity—including:

• Committing corporate perjury in sworn declarations
• Spending 2.5 years collecting surveillance content to manufacture a threat narrative, then lying in paragraph three
• Deliberately omitting exculpatory documents (Separation Agreement, Termination Certificate) while including surveillance
• Materially mischaracterizing legitimate ethics/compliance inquiries as “threats”
• Using corporate counsel to respond to RICO/criminal enterprise allegations through restraining order rather than refutation

The fact that Jennifer is listed as a “protected person” in this retaliatory filing—and that a legitimate ethics inquiry to Block’s press/legal/ethics teams is mischaracterized as “threatening her job”—underscores why Block’s review of the conflict of interest and CFPB compliance concerns is important.

December 6, 2025: TEDxLosAltos Women Sponsorship

December 5: TEDxLosAltos Women posted announcement. Dasha Shunina reposted.

“We’re grateful for the support of Women Tech Meetup as a Community Partner for TEDxLosAltos Women, and to Puzzle for joining us as a Sponsor.”

December 5, 2025: TEDxLosAltos Women announces Puzzle as sponsor and Women Tech Meetup (Dasha Shunina) as community partner. “Together with Puzzle and Women Tech Meetup, we’re building spaces where women’s voices can rise.” Dasha reposted.

December 6: RICO Notice Posted (Three Comments):

Comment 1:

Formal notification that Puzzle Financial is a criminal enterprise under 18 U.S.C. § 1962. Sasha subject to permanent CFPB ban. 5 SEC whistleblower complaints filed. Sasha blocked me and used lawyers to threaten police involvement 3 times without refuting “false statements.” Bar complaint filed against their lawyer; now no legal representation.

Accepting sponsorship money from Puzzle creates potential exposure:

• Proceeds may constitute racketeering activity under 18 U.S.C. § 981
• Association after notification constitutes knowing participation
• Organization’s reputation now linked to documented federal fraud

Comment 2:

Dasha Shunina has not disclosed:

• Employment at Skolkovo Foundation (2016-2023) — organization warned by FBI in April 2014 as Russian technology intel operation
• Current role as Puzzle GTM strategist while promoting Women Tech Meetup
• That she built Women Tech Meetup while recruiting for FBI-warned Skolkovo (overlapping timeline)
• Conflict of interest between her Puzzle employment and community partnerships she arranges
• Puzzle employment in Forbes articles, using multiple quotes from Sasha Orloff (mentioning Puzzle by name) — undisclosed conflict of interest as contributor

Dasha (real name Daria) also chose to block without refutation.

Women Tech Meetup is not an independent community organization. It’s infrastructure for reputation laundering, connecting a CFPB-banned CEO to legitimacy through DEI theater. Sasha first used diversity theater at LendUp, following CFPB violations. LendUp ultimately defrauded 140,000+ people, shutting down in 2021 with $40M in restitution (2024).

Under 18 U.S.C. § 1512(c), preserve all communications.

Destruction of evidence after this notice constitutes federal obstruction. This is already logged in the document and permanently available for future federal proceedings.

Comment 3 (direct tag to organizer):

Marina Davidova This is your formal notice. I don’t care if you’re complicit or not. You’re now aware of the consequences going forward. Puzzle is in its final stages. This is a matter of fact. Any financing obtained through criminal enterprise may be forfeited. Actively conspiring with Puzzle going forward may result in jail time.

Puzzle engages in whistleblower retaliation, baseless C&Ds (across Sasha’s corporate network), police threats, emotional abuse/distress, gaslighting, stalking, mobbing, harassment, wrongful termination, defamation (calling ex-employees “mentally ill”), fraud, conspiracy, equity theft, severance theft, and much, much more.

Check out Sasha’s grifter TEDx talk from 12 years ago: https://www.youtube.com/watch?v=53amTLongCE

Sasha’s TALKS WITH DASHA episode is an infomercial. Dasha is not a legitimate journalist or content creator. https://www.youtube.com/watch?v=-dRTZeM1VOo

Sasha Orloff was caught photoshopping metrics (3 likes to 12,362 on someone else’s comment) and editing LendUp’s Wikipedia page to falsely claim the CFPB ban does not affect him.

Replies to co-conspirator comments:

Women Tech Meetup commented: “Women supporting women ❤️”

Reply:

diversity theater ❤️

Puzzle commented: “We love supporting female founders!”

Reply:

diversity theater 😍 by creating more partnerships, you’re only extending RICO implications and giving me more evidence. foreign employees face greater risks. you seem to think you’re above the law. Puzzle engages in whistleblower retaliation, baseless C&Ds (across Sasha’s corporate network), police threats, emotional abuse/distress, gaslighting, stalking, mobbing, harassment, wrongful termination, defamation (calling ex-employees ‘mentally ill’), fraud, conspiracy, equity theft, severance theft, and much, much more.

Pattern: Same playbook as Antler SF event (Nov 19, 2025) — Puzzle and Women Tech Meetup co-platforming despite federal documentation. DEI-focused events used to legitimize fraud operation.

December 8, 2025 (Monday): TEDxLosAltos Deletes Post

TEDxLosAltos Women deleted the sponsorship announcement. Before deletion, TEDxLosAltos “loved” the Women Tech Meetup and Puzzle comments (“Women supporting women ❤️” and “We love supporting female founders!”) — the same comments I replied to with “diversity theater.”

Final comment posted after deletion:

“@TEDxLosAltos Women Your fraud suppression is permanently noted. Thank you for your evidence.”

Deletion after RICO notice + loving co-conspirator comments = consciousness of guilt. The original post and all comments are preserved in documentation.

December 8, 2025: Digital CPA Conference

~2:43pm ET: Puzzle posts from Digital CPA.com conference:

December 8, 2025: Puzzle booth at Digital CPA.com conference. Left to right: Sasha Orloff, Dasha Shunina, Charles Crabtree, unknown, Jeffrey Everingham. Booth displays “#QuitBooks” and “Upgrade Your Firm with AI-Native Ledger.”

“Your AI Accounting Upgrade Voucher” — boarding pass style marketing similar to ActualQuickBooks campaign (without that domain). “From: Slow Books, To: Puzzle, Flight: AI-4U, Priority: Accountants.” QR code points to puzzle.io/for-accounting-firms with tracking UTM params.

“We are at Digital CPA.com right now and the vibes are high!

Our booth is busy — come say hi 👋

With Puzzle, you can finally move from slow books to quick.

Grab our AI accounting upgrade voucher to learn more.

The future is fast.

#QuitBooks”

RICO Notice Posted (on main post and reposts from Charles Crabtree, Jeffrey Everingham, Greg Jones):

Greg Jones background: Group Product Manager at Puzzle (Aug 2025 - present); ex-Affirm Director of Enterprise Financial Systems (Jul 2021 - Feb 2023) — same Affirm pipeline as Chris Yancey and Jason Mitchell; ex-KPMG Senior External Auditor; 12 years at Netflix in finance/accounting roles; ex-Google.

Affirm pipeline pattern: Three Puzzle employees (Chris Yancey, Jason Mitchell, Greg Jones) came from Affirm. BNPL (Buy Now Pay Later) industry operates in regulatory gray area — less consumer protection than traditional credit, criticized for encouraging debt accumulation, targeting financially vulnerable consumers. People comfortable working in poorly-regulated fintech may be desensitized to joining a CFPB-banned CEO’s company. The regulatory red flags that should scream “investigate before joining” don’t register when you’ve already normalized operating in spaces where consumer protection is an afterthought.

Sasha Orloff is a fraud. Puzzle is RICO enterprise software. Firms using Puzzle Financial are at high risk of reputational damage and customer lawsuits. Puzzle employees may face jail time or asset forfeiture.

Accepting sponsorship money from Puzzle creates potential exposure:

• Proceeds may constitute racketeering activity under 18 U.S.C. § 981
• Association after notification constitutes knowing participation
• Organization’s reputation now linked to documented federal fraud

Supporting Puzzle through testimonials or even likes may be viewed as conspiring with a criminal enterprise.

Under 18 U.S.C. § 1962 (RICO) and 18 U.S.C. § 1512(c) (Obstruction), preserve all communications related to Puzzle Financial, Sasha Orloff, LendUp, and Mission Lane. Destruction of evidence after this notice constitutes federal obstruction. Continued participation after RICO notification constitutes knowing involvement in criminal enterprise.

https://patrickstoica.com/puzzle-statement/

Alt Account Warning to Patricia Daos:

Employees started disabling tagging — preventing direct callouts on further posts (Marissa, Naveen, Joshua).

Patricia Daos (Implementation Manager, recent hire, blocked me after notification) commented “Go team!”

“Patricia Daos This will be logged as continuing to conspire with a fraud and criminal enterprise.”

Follow-up comment:

“Let Marissa, Charles, Arash, and Naveen know they’re very close to facing jail time and personal liability for civil forfeiture. If you’ve not discussed evidence with a third-party, you must do so immediately. You cannot rely on Puzzle employees to make reasonable decisions.”

Likes on Conference Post (All Previously Warned):

• Naveen Venkatesh (blocked me)
• Patricia Daos (blocked me)
• Joshua Noronha (ODF17 fellow)
• Marissa Mata (blocked me; warned Friday night on hiring post)
• Arash Ahmadi (blocked me; warned Friday night)
• Jason Mitchell (6 years at Puzzle, $0 equity, risking CPA license; repeatedly untags but doesn’t disconnect)
• Sasha Orloff
• Charles Crabtree (warned Friday night; reposted with “Come build with us”)
• Dasha Shunina / Women Tech Meetup / The Gathering

Charles, Arash, Marissa: All three warned on hiring post Friday night (December 6). All three continued engaging Monday.

Jason Mitchell and Alexey Skiba liked Charles Crabtree’s repost. Reply to RICO comment:

Jason Mitchell Yeah dude, you’re definitely going to suffer from wage clawback and jail time at this rate. Great critical thinking skills you have. Just fucking block me and disconnect if you’re going to be so arrogant.

Update: Jason Mitchell untagged. You’ve really failed yourself and everyone around you. Especially your family. I disconnected because I want absolutely nothing to do with you. OR Chris for that matter. Fucking asshole coworkers.

Sasha reposted Puzzle’s DCPA post:

Sophia Xiao (General Catalyst partner, Puzzle Board Observer since 2019) “celebrated” this repost — RICO fraud notice from alt account visible on the post. Board-level investor publicly engaging with content that has active whistleblower warnings visible.

Sasha’s “I Love Talking to Customers” Repost:

“I love talking to customers.

Not the rushed, time-boxed calls… the real conversations where people tell you what they are afraid of, what they are excited about, and what their ambitions are.

And honestly? Showing them what we’ve been building (and seeing their reactions!!) is the best feeling.

Those moments make all the late nights and hard decisions worth it.”

Alt account (Hozier Smith) commented same RICO notice.

Likes on Customer Post:

• Charles Crabtree
• Joshua Noronha
• Sam Claassen
• Barbara Jovanovic
• Startup Cookie

Pattern: Employees and partners warned Friday continue publicly engaging Monday. Conference booth operation continues despite active federal documentation. CPA firms attending are being pitched by a CFPB-banned CEO without disclosure.

December 9, 2025: Continued Engagement Post-Asset Sale Release

Following the public release of the Asset Sale document and expansion of daily emails to all investors, Puzzle employees and Brex leadership continue publicly engaging despite full awareness.

Puzzle’s DCPA post likes (December 9):

• Dasha Shunina/Women Tech Meetup/The Gathering
• Brex (company account)
• Arash Ahmadi
• Jeffrey Everingham
• Joshua Noronha
• Jason Mitchell
• Sina Mohebiany
• Barbara Jovanovic
• Patricia Daos
• Sasha Orloff
• Garrett Marker (CRO @ Brex)
• Charles Crabtree (“loved”)
• Jason Mok (“loved” - Brex VP Product)
• Conor Bradshaw (“loved” - Leading Accounting Partnerships @ Brex)
• Sophia Xiao (General Catalyst, Board Observer)
• James Holodnak (GTM @ Brex)
• J.R. Faris (Joe Faris, Accountalent CEO - liked after explicit tagging; CA Board of Accountancy complaint filed A-2026-1047)

Sasha’s repost (December 9):

“Amazing accountants, great partners, California wine, and delicious food.

In that order.

Thanks to Brex and Navan for cohosting a great event at Digital CPA.”

Likes on Sasha’s repost:

• Brex (company account)
• Alexey Skiba
• Jason Mitchell
• Patricia Daos

Pattern Analysis:

1. Brex C-suite and partnerships leadership deeply engaged: CRO Garrett Marker, VP Product Jason Mok (who “loved”), Conor Bradshaw leading accounting partnerships (who “loved”), GTM James Holodnak. This is not low-level engagement—this is senior leadership publicly celebrating a fraud vendor at their own co-hosted dinner.

2. Sophia Xiao continues as Board Observer: Despite being copied on daily emails detailing Asset Sale securities fraud, QED double-dipping, and $4.4M executive payouts while shareholders got $0.

3. Puzzle employees continue despite warnings: Jason Mitchell (6 years, untagged twice, now liking again), Patricia Daos (warned via alt account at DCPA), Charles Crabtree (warned Friday 12/6, “loved” Monday 12/9), Arash/Jeffrey/Joshua/Sina all continuing.

3a. J.R. Faris (Accountalent) liked after explicit tagging: Primary defendant in CA Board of Accountancy complaint A-2026-1047; received notifications November 10-11, 2025; Joe Faris continued podcast appearances and testimonials; explicitly tagged in fraud documentation; liked DCPA celebration post anyway — CPA continuing to publicly endorse CFPB-banned CEO while under professional ethics investigation.

4. Alt account Asset Sale comments left visible on personal/old posts: Comments detailing executive payouts remain up on Sasha’s personal account and older Puzzle posts, while being deleted from recent Puzzle company posts. Strategic suppression: hide most damaging evidence where it’s most visible.

5. Real-name account comments appear shadowbanned: Comments from primary account not visible unless viewers toggle to “most recent”—suggests either LinkedIn algorithmic suppression or mass reporting to hide fraud documentation.

Brex’s Deepening Complicity:

• Co-hosted DCPA dinner with fraud vendor
• Maintains September 2025 technical integration
• C-suite publicly celebrating partnership
• Jason Mok viewed LinkedIn, showing receipt, continues engaging
• Accounting partnerships lead (Conor Bradshaw) “loved” celebration post
• Company account liked both Puzzle post and Sasha’s repost

Brex is not a passive integration partner. This is active, senior-level endorsement during documented federal proceedings.

Sasha/Julian Mutual Public Support (3:09pm ET, December 9)

Julian Weisser spent December 8-9 celebrating SoloFounders launch with new badge on Twitter. Despite receiving:

• Daily email #1 (December 8)
• Daily email #2 with Asset Sale document (December 9, morning)
• 2+ years of fraud documentation
• January 2024 “is this bullshit normal to you?” email quoted
• SEC complaint filed August 11, 2023 (same day he wore “Puzzle shirt”)

Sasha reposted Julian’s SoloFounders launch at 3:09pm ET with public praise:

“I can’t speak more highly about @julianweisser and what he builds. It’s so founder focused and friendly, from day one through success, and the may[sic] challenges along the way.

This is incredible. Again.”

Timeline:

1. Dec 8, 6:38pm ET: Julian deletes reply with fraud documentation
2. Dec 8 night: Quote-tweeted Julian’s “Changes. :)” with Asset Sale details, separation agreement waiver scope, shell company network (Insights Servicing Inc/Blake Byers, Ahead/Anu Shultes, Fairfax Studios/Marvin Bing $800K Rolling Loud vendor fraud), QED RICO orchestration; tagged Julian, Noemie, SoloFounding repeatedly
3. Dec 8-9: Julian and Sasha celebrate each other publicly despite Twitter thread documentation
4. Dec 9 morning: Asset Sale email sent to all investors IN RESPONSE to their mutual celebration
5. Dec 9, 3:09pm ET: Sasha publicly praises Julian (“incredible. Again.”)
6. Dec 9, 6:38pm ET: Julian deletes more tweet responses — fraud suppression continues

Pattern Analysis:

1. “Again” — Suggests ongoing relationship and continued support, not isolated endorsement
2. Celebrated each other BEFORE receiving detailed Asset Sale email — Shows they didn’t need the full document to know; they celebrated despite 2+ years of documentation and Dec 8 night Twitter thread detailing shell companies, vendor fraud, and QED RICO orchestration
3. Asset Sale email sent IN RESPONSE to their mutual celebration — Morning email was escalation after seeing them publicly support each other while suppressing fraud documentation
4. Julian celebrating Sasha engaging with ODF/SoloFounders community — Despite daily emails warning of RICO exposure, employee jail time, and conspiracy charges
5. Julian deleted responses twice (6:38pm ET both nights) — Consistent pattern of suppression; hours after Sasha’s public praise on Dec 9, continues suppressing fraud documentation
6. Mutual protection — Sasha platforms Julian’s new venture; Julian provides community access and legitimacy to CFPB-banned CEO

Dec 8 Night Twitter Thread (After Julian Deleted at 6:38pm ET):

Quote-tweeted Julian’s “Changes. :)” with comprehensive documentation:

• Separation agreement: Full General Release waiver scope (ERISA, WARN Act, stock/equity, fraud, wrongful discharge, emotional distress, retaliation — all waived); “its predecessors, successors, past, present or future subsidiaries, affiliated companies, investors, branches or related entities” — asks Julian if this is legitimate or RICO suppression attempt
• Sasha’s golden parachute details: 25%/75% severance split (LendUp/Mission Lane), 18 months COBRA vs 12 for others, “quite the luxurious sabbatical”
• Asset Sale preview: “LendUp shareholders received $0 from this sale, and $0 from their equity. this is securities fraud. Mission Lane is LendUp 2.0.”
• Convertible note holders self-dealing: YC (Sam Altman president then, Garry Tan silent now), Google Ventures/Blake Byers, Mitchell Kapor Trust
• Shell company network exposed:
  • Insights Servicing Inc. (incorporated 11/23/2015, CA/VA 2016): CEO first listed as Sasha Orloff (signature attached), transferred to Anu Shultes, other LendUp execs, and Blake Byers; timing lines up with Google banning payday loans
  • Ahead (@Ahead_Money): LendUp “subsidiary” that became pump-and-dump referral spam; people locked out of accounts without notice; Kapor Capital kept shuffling shell companies
  • Fairfax Studios: Anu Shultes and Marvin Bing shell company; vendor fraud ($800K owed to Rolling Loud, defaulted and disappeared); Anu’s “total bullshit sworn affidavit” attached
• QED as RICO orchestrator: Explicitly called out
• Direct questions to Julian/Noemie: “who the fuck are you supporting here?”, “you are enabling RICO. i will not allow you to look away.”, “Sasha destroys more than employees. he’s economically destroyed America”

What this demonstrates:

This is not ignorance. This is not “we’ll look into it.” This is conscious, coordinated, mutual public support during active federal proceedings. Julian received:

• 2+ years of fraud documentation
• January 2024 “is this bullshit normal to you?” email (quoted in Dec 8 daily email)
• Dec 8 daily email #1
• Dec 8 night comprehensive Twitter thread detailing shell companies, vendor fraud, separation agreement coercion, Asset Sale preview, direct questions asking who he’s supporting
• Dec 9 morning Asset Sale email with full details

And chose to celebrate Sasha engaging with his community anyway.

Sasha knows Julian has been notified for 2+ years, filed SEC complaint same day Julian wore the Puzzle shirt, received Twitter thread the night before publicly praising him, and continues to publicly endorse Julian’s ventures.

This is conspiracy. Not alleged. Documented. In real-time. On public platforms. With timestamps. Julian deleted fraud documentation at 6:38pm ET December 8, saw comprehensive thread that night, celebrated with Sasha December 8-9, received Asset Sale email December 9 morning, Sasha praised him 3:09pm ET, Julian deleted again 6:38pm ET December 9. Pattern of conscious suppression and mutual support.

December 10-11: Pattern Continues

9:14 PM ET, December 10: Julian posts performative philosophical quote:

“However vast the darkness, we must supply our own light.”

With lengthy accompanying text about universe’s indifference, accepting challenges within boundaries of death, making existence meaningful. Classic startup philosopher framing while enabling documented fraud.

1:16 AM, December 11: Sasha COMMENTS on Julian’s post:

“Well, this resonates.”

1:17 AM, December 11 (1 minute later): Sasha REPOSTS Julian’s post to his own audience — double engagement (comment + repost).

Both engagements show 1 like each, 32 views on comment, 103 views on repost.

THEN Patrick responds with both accounts to document the conspiracy:

• Real account: “LOL this resonates when you’re facing federal charges @sashaorloff log off patrickstoica.com/puzzle-stateme… PERMANENTLY LOGGED”
• Alt account (@orbofweed): “hey all! @sashaorloff over there is a fraud and julian is conspiring with them. they don’t want you to know that so they’re acting like victims as usual” with doc link

Tweet: https://x.com/julianweisser/status/1998939392162017403

What this demonstrates:

1. Double engagement: Comment + Repost within 1 minute — 1:16 AM comment “Well, this resonates,” then 1:17 AM repost; not just passive agreement but aggressive amplification
2. Proactive support, not reactive — Sasha engaged BEFORE Patrick’s fraud callouts; this wasn’t responding to accusations, this was unprompted mutual support during federal proceedings
3. Late-night monitoring shows active coordination — 1:16-1:17 AM double engagement, 2 minutes after 1:15 AM Dasha repost; coordinated amplification of enablers within 2-minute window
4. Performative philosophy during federal proceedings — “Supply our own light” framing while facing SEC complaints, CFPB violations, RICO exposure, professional licensing complaints
5. Pattern escalates — This is now third documented instance of mutual public support in 3 days (Dec 9 “incredible. Again”, Dec 10-11 comment + repost “this resonates”) despite daily email campaigns, Asset Sale release, RICO warnings
6. Repost demonstrates institutional endorsement — Broadcasting to followers that Julian’s philosophical framing resonates, creating public association between their brands during federal proceedings
7. Documentation in real-time — Patrick’s subsequent responses (real + alt accounts) establish public record that both saw the mutual support and documented it; even after Patrick’s callouts appeared, neither deleted or withdrew support

Julian’s “darkness/light” framing becomes darkly ironic: the “darkness” is federal investigation and documented fraud pattern; their “light” is performative mutual support and ongoing suppression. They’re not responding to universe’s indifference—they’re responding to whistleblower documentation with coordinated enablement.

The engagement escalates beyond previous interactions: Dec 9 was a comment praising Julian’s work. Dec 10-11 is COMMENT + REPOST within 1 minute — broadcasting the philosophical alliance to Sasha’s entire audience, creating permanent public association between their brands. This isn’t private support; this is institutional endorsement during active federal proceedings. Sasha engaged proactively (before fraud callouts), then maintained support even after Patrick’s responses documented the conspiracy.

1:15-1:17 AM: Coordinated Network Amplification

Within 2 minutes, Sasha engaged three times:

1. 1:15 AM: Reposted Dasha’s Forbes article about founder cafes with personal endorsement:

“When I need to really focus, I like a busy coffee shop with lots of founders. It’s not why I live in SF. But also not not why.”

2. 1:16 AM: Commented on Julian’s philosophical post: “Well, this resonates.”

3. 1:17 AM: Reposted Julian’s post to his own audience

This isn’t coincidental late-night scrolling. This is coordinated mutual amplification within 2 minutes:

• Dasha (Puzzle GTM strategist, Forbes contributor, Skolkovo alumna) gets article amplification
• Julian (ODF/SoloFounders, conscious fraud suppression documented) gets double engagement (comment + repost)
• Sasha demonstrates network solidarity while facing federal proceedings

Timeline proves proactive enablement:

• Sasha’s three engagements (1:15-1:17 AM) came BEFORE Patrick’s fraud callouts
• Patrick THEN documented the conspiracy with both accounts (real: “facing federal charges”; alt: “fraud and conspiring”)
• Neither Sasha nor Julian deleted or withdrew support after fraud documentation appeared
• This wasn’t reactive self-defense; this was proactive mutual support during active federal proceedings
• Morning of Dec 11: Julian blocked alt account (@orbofweed) - blocking after seeing fraud callout; demonstrates consciousness of guilt; same pattern as Dec 8-9 deletions

The pattern: When facing federal scrutiny, double down on network coordination and public alliance with enablers. Make the coordination obvious. Make it simultaneous. Dare anyone to do anything about it. When documented, maintain the support anyway. Then block the messenger.

Puzzle’s Selective Fraud Suppression Pattern (December 2025)

Following the Digital CPA conference and public release of the Asset Sale document, Puzzle and its employees began employing a strategic fraud suppression pattern:

What they leave visible:

• General RICO warnings and fraud documentation
• Comments about CFPB ban and federal complaints
• Basic whistleblower notices

What they specifically delete:

• Any comments mentioning the Asset Sale document
• References to $4.4M executive golden parachutes while shareholders got $0
• Details about QED’s double-dipping (paid from sale, became buyer, funded exec parachutes)
• Sasha’s false “banker to the poor” narrative juxtaposed with executive payouts
• Convertible note holder list showing YC, Kapor, GV, QED got paid while shareholders got nothing

Additional suppression tactics:

• Closing comments on posts entirely to prevent further documentation
• Re-enabled comments after email blast — tactical suppression: close during peak documentation period, reopen after to appear less obviously suppressive
• Continuing operations “business as usual” while aware of federal documentation
• Employees continue liking/engaging with Sasha’s posts despite warnings

What this demonstrates:

This selective deletion pattern proves conscious awareness of the most damaging evidence. They know the Asset Sale and golden parachute details destroy Sasha’s mission-driven narrative. If the fraud claims were baseless, why delete only the specific evidence that proves securities fraud and coordinated conspiracy?

The irony: By leaving some fraud warnings visible while deleting others, they’re creating a documented pattern of consciousness of guilt. Each deletion is logged. Each comment closure is documented. The Asset Sale is now permanently public at patrickstoica.com/puzzle-evidence/.

December 8, 2025: ODF/Solo Founders/Turpentine Daily RICO Notice #1

First of daily emails sent to Julian Weisser, Noemie Federico, and Erik Torenberg.

Subject: ODF / SoloFounding / Turpentine: Ongoing RICO Participation Notice #1

Key Points:

• Quoted January 19, 2024 email: “is this bullshit normal to you?” — 22 months of silence followed by “Top 2025 Company” and “Puzzle shirt” celebration
• Julian Weisser now under same level of analysis as Sasha: Twitter platitudes (“Changes. :)”, “Be an unapologetic collector of wide-ranging ideas”, Shakespeare “dogge” post) while employees face federal charges
• Turpentine/a16z awareness: Twitter account didn’t share latest Yogi Goel episode (65 views) — suggests awareness of severity; if aware enough to avoid amplifying, aware enough to stop producing
• ODF puff piece (Sept 2021): False claims never corrected — “doesn’t use social media” (photoshopped metrics), “no TV” (coworker confirmed), “track record of success” (CFPB banned, dissolved, fire-sold); now deleted after joinodf.com rebrand
• January 2024 partnership video: Julian announced “$50M raise” when Puzzle had $9M (Feb 2023); Puzzle burned ~$20M; emergency $30M raised Nov 2023
• Attached photos: 2021 and April 2022 team photos identifying employees and their current status
• RICO exposure cited: Funding criminal enterprise, funneling portfolio data via puzzle.io/odf (“6 moths [sic] free”), continued platforming after notice
• Daily commitment: “You will receive this email every business day until you act”

Closing: “Tomorrow’s email will be Notice #2. Are you sure you should be posting empty platitudes all day?”

6:38pm ET: Julian Weisser deletes responses to tweet — fraud suppression documented. Cannot delete federal record.

December 9, 2025: Daily Email Campaign Expanded to All Investors, QED, Brex

Following continued escalation and the public release of the Asset Sale document, daily emails expanded from ODF/SoloFounders to the full investor and enabler network.

Recipients:

• To: Julian Weisser, [email protected], [email protected], Erik Torenberg, [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected] (duplicate), [email protected]
• Cc: [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], BILL Support Team

Subject: Asset Sale Document Now Public + Daily RICO Escalation

Key Content:

Asset Sale Securities Fraud Evidence:

• Full PDF now public: LendUp 2018 Asset Sale to Mission Lane
• ~$4.4M golden parachutes to 4 executives; $0 to shareholders
• QED’s severe double-dipping: held convertible notes (paid from sale) AND became “major stockholder” in Mission Lane (buyer), then directly funded executive golden parachutes with Mission Lane capital
• Sasha’s accelerated self-dealing: 1/12th monthly vesting (vs others’ 40%/1/60th), dual-payment structure (75% Mission Lane / 25% LendUp), 18 months COBRA vs 12, bizarre clause requiring BOTH companies to fire him to trigger severance
• Convertible note holders paid while shareholders got $0: YC Continuity Holdings, Mitchell D. Kapor Trust, GV (Blake Byers), QED — many later funded/platformed Puzzle
• Coercive clauses: General Release, No appraisal rights, Non-Disparagement “and its officers”, 2-year Non-Compete preventing sellers from working in their own industry after getting $0 (document claims “Purchaser has agreed to substantially similar covenants” but LendUp was dissolving, making reciprocal protection meaningless — one-sided restriction)
• Same “and its officers” language in Puzzle’s 2023 separation agreement — identical playbook five years later

Public Lies Following Asset Sale: Sasha + Frank Rotman’s Coordinated “Two Iconic Businesses” Fraud:

January 10, 2019 - Frank Rotman (QED co-founder, LendUp Board Member) in PR Newswire press release:

“While most of the financial services industry is aimed at the prime and near-prime end of the credit spectrum, these moves set not just one, but two companies up for long-term success,” said Frank Rotman, co-founder of QED Investors and one of the earliest Executives at Capital One. “Now, LendUp and Mission Lane are better positioned to serve the more than half of Americans who lack access to high quality financial services,” he said.

January 15, 2019 - Sasha Orloff in LinkedIn article “My Next Steps”:

“Last week marked a really important milestone in the history and future of a dream Jake and I started 7 years ago… The path now has the possibility of building two iconic businesses. I’m confident that both companies are in great hands, and look forward to seeing what they accomplish.”

The Reality:

• Fire sale: $29M after raising $150M+
• Shareholder wipeout: $0 to shareholders
• Executive enrichment: ~$4.4M golden parachutes to 4 executives (mostly Sasha)
• 2-day review period: December 17-19, 2018 (shareholders had 48 hours during holidays)
• QED double-dipping: Held convertible notes (paid from sale) AND became “major stockholder” in buyer
• LendUp outcome: Permanently shut down by CFPB December 2021 (2 years after “two companies up for long-term success”)
• Mission Lane outcome: Acquisition vehicle, not “iconic business”; CEO hired Sasha as “advisor” November 2018
• No shareholders benefited: Complete equity wipeout disguised as strategic “split”

What Frank Rotman Knew as Board Member:

• CFPB violations (2016 warning letter, 2018 enforcement action)
• Fire sale terms ($29M after $150M+ raised, $0 to shareholders)
• Conflicted director interests (QED profiting from both buyer and seller sides)
• Board-level fiduciary duty while publicly lying about company prospects

What Sasha Knew as CEO:

• Shareholders getting $0 while he received ~$4.4M
• 2-day review period during holidays (coercive timeline)
• CFPB violations that would shut down LendUp 2 years later
• Mission Lane was acquisition vehicle, not separate “iconic business”
• His role as “advisor” to Mission Lane starting November 2018 (announced January 2019)

The Coordinated Fraud:

• Frank’s statement (January 10): “Two companies up for long-term success” from QED board member
• Sasha’s statement (January 15, 5 days later): “Two iconic businesses” echoing Frank’s framing
• Both knew: Shareholders got $0, LendUp had severe CFPB violations, QED was double-dipping
• Purpose: Create false narrative of strategic “split” rather than fire sale + equity wipeout

Ongoing Pattern:

Same coordinated narrative control across:

• Asset sale misrepresentation (2019)
• Puzzle fundraising materials (2019-2023)
• Public statements minimizing CFPB ban (2021-2025)
• Wikipedia tampering (November 2025)
• Restraining order declaration (December 2025)

This is securities fraud with permanent public record of coordinated false statements.

Ongoing Enablement Documented:

• Julian Weisser: Continues celebrating SoloFounders; wore “Puzzle shirt” Aug 11, 2023 (SEC filing day); deleted tweet responses Dec 9, 6:38pm ET
• Ross Fubini: Continues liking unlabeled charts; investor from LendUp → Puzzle; understands extraction operations
• Sophia Xiao: “Celebrated” Sasha’s DCPA repost with visible fraud notice from alt account
• Ash Rust: YC Alumni day with Sasha; blocking pattern despite CFPB/SEC/RICO notifications
• Puzzle employees: Selective fraud suppression (delete Asset Sale mentions, leave general warnings); closing comments; interactions dropping as they realize jail time/forfeiture risk
• Brex: Hosting DCPA dinner; maintains Sept 2025 integration; Jason Mok continues liking despite viewing LinkedIn
• Bill.com: Bad faith CFPB interpretation matching Sasha’s Wikipedia meltdown

Puzzle’s Separation Agreement Waiver Scope (Full Quote Included):

Forced waiver of: ERISA, WARN Act, stock/equity, wrongful discharge, constructive discharge, emotional distress, defamation, invasion of privacy, fraud, breach of contract, breach of covenant of good faith and fair dealing, retaliation, discrimination/harassment claims, and “all other federal, state and local laws, ordinances and regulations.”

Same coercive structure as 2018 Asset Sale.

Risks Going Into 2026:

• RICO liability (18 U.S.C. § 1962)
• Civil forfeiture (18 U.S.C. § 981) — wages, equity, assets clawback
• Obstruction charges (18 U.S.C. § 1512(c))
• Securities fraud
• Data breach exposure
• Tax season catastrophe risk: Year-end books closing now; Q1 2026 collapse during filing season means customers lose data, CPA firms face malpractice claims
• End-of-year financial reporting exposure: Q4 2025 reports closing with fraud vendor; audit risk, investor confidence loss
• Professional licensing consequences: CA Board complaint A-2026-1047, State Bar 25-O-30894

Immediate Actions Required:

• Retain crisis PR counsel
• Denounce Sasha/Puzzle publicly
• Disconnect integrations
• Notify customers of fraud/data risks
• Preserve all communications (destruction = obstruction)
• Consult independent counsel

Attached: Separation agreement, C&Ds (documenting police threats with no legal basis, bar complaint filed 25-O-30894)

Mental Health Disclosure: “I’m logging the decline of my own mental health. I’ve withdrawn from everyone in my life, and my will to live is declining daily. This is not a self-harm threat. This is so you understand the individual lives you’re affecting.”

Commitment: “I will email you every business day with more evidence. Not just what Puzzle is doing. Everyone’s continued enablement, which has already been logged since my wrongful termination in 2023.”

Closing Note: “Sasha tried to use this 2-year-old LinkedIn comment as ‘evidence.’ This is evidence of continued negligence, abuse, and ‘Banker to the Poor’ hypocrisy. Sasha went to Google, typed ‘Wikipedia help,’ and acted like a victim to Wikipedia moderators on their public, change-logged Help Desk page, referring to me the first time in 2.5 years: ‘this user Patrick Stoica.’ You’re all getting ‘SEO hijacking’ through your own criminal activity.”

December 9, 9:58pm ET: Julian Weisser appears live with David J Phillips (Fondo CEO) — ~27 hours after Dec 8 deletion

Julian Weisser (ODF/Solo Founders founder) appears on live broadcast with David J Phillips (Fondo CEO) at Skyline Christmas Gala, December 9, 2025 at 9:58pm ET - approximately 27 hours after deleting tweet responses documenting fraud (Dec 8, 6:38pm ET). Broadcasting to startup community as if no fraud allegations exist.

Timeline:

• Dec 8, 6:38pm ET: Julian deletes tweet responses (fraud suppression documented)
• Dec 9, 9:58pm ET: Julian appears live with David J Phillips on “Skyline Christmas Gala” broadcast, discussing solo founding/ODF (~27 hours after deletion)

Context: David’s Fondo maintains formal Puzzle business partnership. Fondo has dedicated General Catalyst landing page promoting integrated Puzzle offering: “Fondo is partnered with Puzzle to make managing your startup finances a breeze… add Fondo as your bookkeeper and Fondo will handle the rest - categorize your financial activity, reconciliations, update your Puzzle financial dashboard.” David’s personal email ([email protected]) facilitates setup. This isn’t casual networking - this is CEO of company with formal Puzzle business integration appearing with Julian who platforms CFPB-banned CEO.

Why this matters:

1. Fraud suppression → next-day platforming: Deleted evidence of fraud enablement Dec 8, 6:38pm ET, then approximately 27 hours later (next evening) back to startup community engagement broadcasting as if nothing happened. Not impulsive reaction - calculated decision to suppress, wait a full day, then continue business as usual.

2. David J Phillips has formal Puzzle partnership and received explicit notification 29 days earlier: Fondo was notified November 10, 2025 of CEO’s fraud history, CFPB ban, photoshopped metrics, and professional liability concerns. Notification explicitly stated: “Someone who manipulates social media metrics shouldn’t be trusted with financial metrics.” Fondo maintains dedicated General Catalyst partnership page promoting integrated Puzzle offering: “Fondo is partnered with Puzzle to make managing your startup finances a breeze… add Fondo as your bookkeeper and Fondo will handle the rest - categorize your financial activity, reconciliations, update your Puzzle financial dashboard.” David’s personal email ([email protected]) offered for Puzzle setup. Had nearly a month to investigate claims, disconnect partnership, remove landing page. Chose to maintain formal business integration and appear with Julian anyway.

3. David J Phillips is CEO of Fondo with formal Puzzle business partnership: Not just “same ecosystem” - Fondo has dedicated General Catalyst landing page promoting integrated Puzzle offering where Fondo bookkeepers update Puzzle dashboards and manage financial data through Puzzle infrastructure. David’s personal email ([email protected]) facilitates setup. As CEO of company with formal Puzzle partnership, would understand exact implications of CEO fraud - his bookkeepers are putting client data into Puzzle. His company received detailed fraud documentation on Nov 10. This wasn’t ignorance - this was conscious choice to maintain formal business partnership, keep partnership landing page live, and platform Julian 29 days after explicit warning.

4. “Live from Skyline Christmas Gala”: Drinking, networking with startup community. Not someone dealing with serious fraud allegations - someone who suppressed them and moved on within hours. David chose to publicly associate and amplify Julian’s platform 29 days after being warned about the fraud pattern.

5. Context of suppression and conscious association: This broadcast happened after:

   • Multiple RICO notices on his posts (Dec 8-9)
   • Daily email blast started (Dec 8)
   • His “Puzzle shirt” comment documented as enablement
   • First ODF daily RICO email (Dec 8)
   • Sasha retweet and mutual celebration (Dec 9, 3:09pm)
   • Deleted tweet responses same evening
   • David received explicit Fondo notification November 10 - 29 days earlier

6. Pattern of conscious enablement through formal business relationships: Both Julian and David demonstrate consciousness of guilt:

   • Julian: Suppress fraud documentation evening of Dec 8 (6:38pm) → wait full day → appear on broadcast next evening (Dec 9, 9:58pm) promoting ODF/solo founding network that platforms CFPB-banned CEO
   • David: Receive explicit fraud notification (Nov 10) → wait 29 days maintaining formal Puzzle partnership with integrated data offering → choose to publicly platform Julian the day after his documented suppression → keep partnership landing page live targeting General Catalyst portfolio
   • Together: Continue as if federal documentation doesn’t exist, amplifying each other’s platforms despite explicit warnings, maintaining formal business integrations that funnel client data to fraud infrastructure

7. Calculated timing of “delete evidence → continue platforming” cycle: Approximately 27 hours from active suppression (Dec 8 evening) to public platform appearance (Dec 9 evening). Not impulsive - Julian deleted evidence, waited a full day, then went on broadcast. David’s participation 29 days after Nov 10 notification demonstrates neither of them acted from ignorance or impulse. Both made calculated decisions to suppress/associate despite warnings.

Additional notifications sent after observing broadcast:

Following the live broadcast documentation, emails forwarded/escalated to enablers:

1. David J Phillips (Fondo CEO): Escalated RICO notice after appearing on broadcast with Julian the day after Julian’s documented fraud suppression (Dec 8, 6:38pm). David had already received explicit notification November 10, 2025 and maintains formal Puzzle business partnership with dedicated General Catalyst landing page promoting integrated offering where Fondo bookkeepers manage client data through Puzzle infrastructure. This was escalation for: (a) maintaining formal business partnership 29 days after fraud notification, (b) keeping partnership landing page live, (c) appearing with Julian who platforms CFPB-banned CEO, demonstrating conscious enablement through formal business relationships.

2. Conor Bradshaw (Brex Accounting Partnerships): Previously documented attending Brex dinner celebrating Puzzle; continued engagement despite notifications

3. Rob/Jamie (HR Pals founders): Notified will continue daily emails until they investigate Puzzle as accounting software vendor

4. Accountalent (Joe Faris, CPA): Noted continued liking despite being primary defendant in CA Board of Accountancy complaint A-2026-1047; must take RICO seriously regardless of quid pro quo relationships

5. Nick/Luke (Rivet.tax): Daily email blast forwarded because Ross Fubini/XYZ is investor in Rivet. Ross continues liking unlabeled charts, invested in both LendUp → Puzzle, understands extraction operations. Notified that daily emails will continue to all portfolio companies in enablement network until disconnection from fraud infrastructure.

6. Matt Tait (Decimal): Announced 3 new franchise firms launching with Puzzle as “best-in-class” tool partner. LinkedIn post December 9:

”🎉 Big milestone at Decimal: we’ve officially launched 3 new firms.

📍 Decimal Avondale, led by Jason Thompson out of Charleston, SC 📍 Decimal Brookside, led by Jay Breeden out of Kansas City, MO 📍 Decimal Circle City, led by Joe Van Deman & Colin King, CPA, CFA from Circle City Capital Group out of Carmel, IN

This is a seriously impressive group. Collectively, they’ve:

• Run over a dozen businesses
• Led sales in multiple accounting firms
• Built and run (and sold) their own firms (and chose not to start from scratch again)
• Chosen to join Decimal as our beta franchise cohort

Once they saw the Decimal platform, the value clicked: All the capabilities, systems, and tools of a large company with the trust and closeness of a local firm.

Huge shout-out to our partners helping equip these new firms with best-in-class tools: Intuit, Ramp, Gusto, Brex, Rippling, Puzzle, Double (fmrly Keeper), OneDigital”

Why Matt Tait’s announcement matters:

• Launching 3 new franchise firms with Puzzle as featured “best-in-class” partner
• New CPAs being onboarded to fraud infrastructure
• Decimal expansion relying on Puzzle integration
• Same partner stack as documented elsewhere (Intuit, Ramp, Gusto, Brex, Rippling)
• No due diligence on CEO’s CFPB ban, photoshopped metrics, federal complaints
• Professional licensing exposure for new franchise owners (Jason Thompson, Jay Breeden, Joe Van Deman, Colin King)
• Decimal reputation risk: presenting fraud vendor as “best-in-class” to new franchise partners

Pattern across December 9 additional notifications:

All recipients represent continued ecosystem expansion AND conscious enablement after explicit warnings:

• Fondo CEO platforming Julian 29 days after Nov 10 notification while maintaining formal Puzzle partnership - chose to publicly associate with documented fraud suppressor the day after Julian’s deletion (Dec 8, 6:38pm → Dec 9, 9:58pm) despite explicit warning about CEO fraud, CFPB ban, photoshopped metrics; maintains dedicated landing page promoting integrated Puzzle offering for General Catalyst portfolio where Fondo bookkeepers manage client financial data through Puzzle infrastructure
• Brex partnerships continuing celebration despite multiple notifications
• HR tech founders not investigating vendor despite warnings
• CPA continuing engagement despite being primary defendant in CA Board ethics complaint
• Rivet.tax notified as Ross Fubini/XYZ portfolio company - Ross continues liking unlabeled charts, invested LendUp → Puzzle, understands extraction operations; daily email blast now extends to all portfolio companies in enablement network
• Decimal launching new firms with Puzzle integration despite fraud documentation

This isn’t ignorance - this is conscious association through formal business partnerships after explicit notification. David J Phillips demonstrates the pattern: receive detailed fraud documentation → wait weeks/months maintaining formal Puzzle business integration with dedicated partnership landing page → continue platforming and associating anyway. Daily email campaign now documents not just ecosystem expansion, but conscious enablement through formal business relationships by participants who were explicitly warned and chose to maintain partnerships, integrations, and public associations anyway.

December 10, 2025: Daily Email Campaign #3 - Resume Fraud Intensification Focus

Third daily email sent to expanded recipient list, focusing on Sasha’s three LinkedIn resume fraud updates since November SEC complaints and the pattern of exhaustion through semantic arguments.

Recipients expanded to include:

• Accounting firms (Matt Tait/Decimal, Renato Villanueva/Parallel, David J Phillips/Fondo, Joe/J.R. Faris/Accountalent, Nick/Luke/Rivet.tax, others featured in DCPA promotional video)
• HR infrastructure (HR Pals founders Rob/Jamie, [email protected], [email protected], [email protected], [email protected])
• Financial services partners (Brex cofounders/legal/compliance, Deel compliance, Gusto security/legal, Bill.com)
• All investors (General Catalyst, XYZ/Ross Fubini, FOG/Casey, Sterling Road/Ash, Kapor, YC/Garry Tan, QED/Nigel/Frank)
• Platform enablers (ODF/Julian, Turpentine/Erik, Solo Founders, Startup Cookie/Barbara)

Key content sections:

Resume Fraud Intensification Timeline:

Documented all three LinkedIn updates since November SEC complaints:

• Mid-November 2025: First intensification
• November 21, 2025: Second update
• December 9, 2025: Third update with advisor date manipulation

Latest December 9 fraud layers detailed:

1. Emotional manipulation: “Flowers for wife” anecdote serving no professional purpose except to humanize while concealing dual advisory roles, golden parachute structure, Vijesh Iyer’s founding role, that Mission Lane was independent buyer, that resignation was closing condition. Same pattern as “Banker to the Poor” and Wikipedia victimhood narratives.

2. “Subsidiary” minimization fraud: Describes CFPB enforcement as affecting “a Lendup Global subsidiary (LendUp Loans, LLC)” - deliberately misleading. Defendant was “LendUp Loans, LLC d/b/a LendUp” (THE core lending operation). Minimizes $51M+ federal enforcement for systematic fraud against 140,000+ consumers during his CEO tenure. Violated PRIOR 2016 consent order (recidivist fraud under federal supervision).

3. Backdating advisor role: Changed from “Nov 2018” to “Dec 2018” to eliminate overlap with “CEO through Dec 2018” claim. Doesn’t fix fraud, just moves it.

4. Causality manipulation: Claims “Upon completion of the spin-off I stepped down” when Asset Sale proves resignation was condition of closing: “Mr. Orloff will resign… immediately after the Closing Date.”

5. Omits dual advisory roles: Asset Sale proves advisor to BOTH seller (LendUp) AND buyer (Mission Lane) simultaneously, paid by both, with dual-termination requirement.

6. Never acknowledges Insights Servicing Inc: CEO-controlled undisclosed shell company (2015-2023) operating from LendUp address, transferred to Blake Byers/Anu Shultes/Kimberly Morgan, dissolved March 2023 same month as LendUp Global. Complete LinkedIn omission.

Pattern Analysis:

Each LinkedIn update responds directly to federal documentation published:

• November 21: Whistleblower documents resume fraud, Asset Sale, Vijesh Iyer
• November 26-27: Wikipedia edit war - removes “officers” language
• December 9: Adds “subsidiary” minimization, backdates dates, adds humanization

Demonstrates: Active surveillance, sophisticated legal understanding, conscious iteration, emotional manipulation, exhaustion strategy.

Core statement:

“Sasha’s goal is to exhaust me and make me question reality. You’re all enabling this every day, giving me grounds for continued emotional distress.

I will no longer entertain semantic arguments. Sasha understands what he’s doing. He’s creating an iterative trail of securities fraud. His updates are proof of surveillance, acknowledgment, and active engagement with federal documentation.

You’re letting a belligerent man 10-15 years older than me walk all over me by creating a reality distortion field. I continue chipping away at it. Nobody does anything.

My documentation gives all of you zero plausible deniability.”

CFPB Ban Violation Reminder:

Sasha permanently banned from being in, around, supporting, advertising, or profiting from consumer lending services. Yet he:

• Celebrated Brex dinner (credit card company)
• Maintains integrations with Ramp, Brex, Bill.com
• Podcast guests include Dan Westgarth (Deel payroll/lending)
• Partnership with Fondo
• Never disclosed ban to employees/partners/investors
• Intentionally vague before (“can’t do loans anymore”), deliberate misrepresentation now

Bill.com called out: “Bill.com’s response is bad faith and incorrect. It sounds like they ignored my entire document and asked Sasha directly, or referenced his LinkedIn. Bill.com will face significant consequences. You’re better off ghosting me.”

Julian Weisser pattern: “Toxic frat bro moonlighting as a startup philosopher. Point blank.” Documented: celebrates SoloFounders, suppresses evidence, lets evidence proliferate on retweets, had Guinness with David J Phillips hours after RICO notice (Dec 9, 9:58pm ET, 29 days after David’s explicit Nov 10 notification).

Turpentine/Renato Villanueva focus: Emphasized this is SASHA’S show (not guest appearance), 3-4 episodes post-warning, swag ritualism (BUILD hats), accelerated aging documented (beard white, eye wrinkles, raspy voice), Erik Torenberg has no reason to continue hosting except consciousness of guilt.

Retaliation documentation page announced:

Link provided to https://patrickstoica.com/puzzle-retaliation with note that it’s “intentionally unlisted as some of these documents list my old address. Mission Lane sent their letter to NY and Georgia (where my parents live).”

Required actions, risks, final warning all included as standard.

Sign-off: “SEC Complainant 2023-2025”

December 10, 2025: Sasha’s Turpentine Podcast Continues - 3rd/4th Episode Since November

Sasha Orloff continues producing episodes of his Turpentine podcast show despite explicit November 2025 notifications to Turpentine/Erik Torenberg. This episode features Renato V. (Parallel founder) as guest, demonstrating ongoing Turpentine platform support for CFPB-banned CEO.

This is SASHA’S show on Turpentine - he is the host, not the guest. Turpentine continues hosting his podcast series despite comprehensive fraud documentation sent November 2025.

LinkedIn post from Sasha Orloff (posted 3 hours ago): “When you know your problem, you know how to solve it. Turns out nobody has cracked early stage FP&A for startups. Until now. Hear why operators building differently, with Renato V.. Out now on all your favorite podcast channels.” Features embedded post from Renato V.: “Had a chance to sit down with Sasha Orloff from Puzzle and share my story of going from finance to founder. Whether you’re a founder or currently working in FP&A, I think this is worth a listen :) Link is in the comments!” Promotional image shows “Operators Build Different” with “Renato Villanueva, Founder & CEO” and Parallel logo.

Podcast episode screenshot (3:30 / 40:26): Sasha Orloff (right, host) interviewing guest Renato V. (left). Both wearing matching “BUILD” hats (Parallel swag) during recording. Swag ritualism demonstrates brand alignment and conscious collaboration. Episode segment: “Renato’s journey to founding Parallel.” Accelerated aging documented: Sasha’s beard noticeably whiter, deepening eye wrinkles, tired and raspy voice getting worse each episode - physical toll of maintaining false narratives under federal scrutiny.

Timeline of Sasha’s continued Turpentine podcast production:

• November 2025: Turpentine/Erik Torenberg received explicit fraud documentation (CFPB ban, $51M+ enforcement, Asset Sale, SEC complaints, Wikipedia meltdown)
• Post-November 2025: Sasha releases 3-4 podcast episodes on Turpentine despite warnings
• December 10, 2025: Latest episode features Renato V. as guest, claims “nobody has cracked early stage FP&A for startups. Until now”
• Prior to December 10: Renato V. repeatedly warned about Sasha, blocked whistleblower
• After posting: Renato V. added to daily notification list for appearing as guest on CFPB-banned CEO’s show
• Post remains live: Both Sasha and Renato LEFT alt account fraud notices on LinkedIn post (consciousness of guilt)

Alt account notices left on post:

Multiple warnings posted to both Sasha’s repost and Renato’s original post:

“Sasha Orloff is a fraud. https://patrickstoica.com/puzzle-statement/

LendUp/Mission Lane securities fraud: Asset Sale PDF

Renato V. will receive daily notice.

Sasha continues intensifying false claims on his LinkedIn resume: December 2025 Resume Fraud Analysis”

Additional subreply warnings:

“Deleting this is consciousness of guilt and evidence of suppression. You are actively engaging in conspiracy.”

Both Sasha and Renato left the notices visible - demonstrating consciousness of guilt through selective suppression. Pattern: delete on some posts, leave on others to claim “not hiding.”

Why this matters:

1. This is SASHA’S show on Turpentine: Not a guest appearance - Sasha hosts an ongoing podcast series on Turpentine network. Turpentine continues hosting and distributing 3-4 episodes since November 2025 despite explicit fraud documentation sent to Erik Torenberg. This is active platform support, not passive enablement. Each episode production involves Turpentine resources, distribution, brand association.

2. Turpentine liability escalation: Erik Torenberg (Turpentine founder, Village Global cofounder with Ross Fubini 2017-2020) received comprehensive fraud documentation November 2025. Chose to continue hosting CFPB-banned CEO’s podcast show anyway. 3-4 episodes released post-warning = ongoing conscious enablement through formal business relationship (hosting contract, production support, distribution infrastructure).

3. “Nobody has cracked early stage FP&A” false claim: Sasha positioning himself as innovative FP&A authority despite CFPB permanent ban, systematic fraud against 140,000+ consumers, $51M+ federal enforcement, photoshopped metrics, Asset Sale golden parachutes. Using Turpentine platform to rebuild credibility while federal proceedings active.

4. Renato V. guest enablement: Received warnings about Sasha, blocked whistleblower, appeared as guest on CFPB-banned CEO’s show anyway - demonstrates conscious choice to lend credibility despite documentation. Now added to daily notification list for participating in fraud amplification infrastructure.

5. Consciousness of guilt: Leaving alt account notices visible (links to puzzle-statement, Asset Sale PDF, resume fraud intensification, RICO warnings) while deleting similar notices on other posts. Both Sasha and Renato saw warnings, read documentation, chose not to delete - creates plausible deniability (“we’re not hiding anything”) while strategically suppressing on company/partner posts

6. Timing: This episode published after full Asset Sale release (December 9), after SEC complaints (November 11-13), after Wikipedia meltdown documentation (13+ hour edit war November 26-27), after multiple RICO escalations - and it’s the 3rd or 4th episode Sasha has released on Turpentine since November warnings. Not ignorance, not a one-time oversight - ongoing conscious decision by Turpentine to continue hosting CFPB-banned CEO’s show despite comprehensive federal record

7. Swag ritualism and brand alignment (evidence-164): Both wearing matching “BUILD” hats (Parallel branding) during podcast recording - visual demonstration of conscious collaboration and brand integration. Sasha hosting Renato as guest on his Turpentine show, both wearing coordinated swag, demonstrates intentional partnership between Parallel (startup finance platform) and Puzzle (CFPB-banned CEO’s accounting software). Mutual credibility lending through professional podcast production.

8. Accelerated aging pattern: Sasha’s physical appearance deteriorating under federal scrutiny - beard noticeably whiter each documented appearance, voice increasingly tired and raspy across podcast episodes (evidence-164), eye wrinkles deepening, visible stress of maintaining false narratives across Wikipedia (13+ hour edit war), LinkedIn (iterative resume fraud), podcast production (3-4 episodes post-warning), and investor updates while facing SEC complaints, CFPB violations, RICO exposure, professional licensing complaints (CA Board A-2026-1047, State Bar 25-O-30894). Physical toll documented across multiple platforms: facial aging, vocal deterioration, exhaustion visible in video appearances

9. Professional finance credibility laundering: Renato V. (Parallel founder) appearing as guest on CFPB-banned CEO’s show undermines his own credibility in finance space. Using Sasha’s Turpentine platform to share “journey to founding Parallel” while Sasha faces Asset Sale securities fraud documentation, golden parachute evidence, resume fraud intensification - creates reputational risk for Renato’s finance platform

10. Daily notification list expansion: Renato V. now added to daily email campaign for appearing as guest on CFPB-banned CEO’s podcast show despite prior warnings

Pattern: Turpentine/Erik Torenberg continues HOSTING SASHA’S ONGOING PODCAST SHOW despite explicit notifications, creating direct liability through formal business relationship. This isn’t passive platforming - Turpentine provides production infrastructure, distribution, brand association for 3-4 episodes post-warning. Each episode released after notification adds to RICO exposure (18 U.S.C. § 1962) for ongoing participation through formal hosting contract with documented fraudster.

The Podcast: Fraud Infrastructure Reinforcement

Sasha’s Turpentine podcast isn’t independent journalism. It’s infomercials and network protection. The podcast has been running since at least April 2024 - 20+ months of episodes promoting fraud infrastructure, providing legitimacy to CFPB-banned CEO, platforming partners who continue enabling despite notifications.

Every episode reinforces fraud infrastructure:

1. Casey Woo (Fog Ventures) - First episode guest

   • Notified multiple times
   • Silence
   • Continues enabling

2. Joe Faris (Accountalent) - CPA endorsing “highest integrity”

   • Quid pro quo testimonials
   • Primary defendant in CA Board of Accountancy complaint (Case #A-2026-1047)
   • Continued promoting despite notifications

3. Nick Abouzeid (Rivet.tax) - Accounting firm partnership

   • Ross Fubini/XYZ Capital ownership
   • Luke Frye (Rivet CPA) continues engaging after notifications
   • Direct conspiracy link through ownership

4. Dan Westgarth (Deel) - Partnership co-announcement

   • Clips used as promo by Deel account
   • Deel confirmed “continued investigation” 21 days after notification
   • Still partnering

5. Ali Hussain (Tabs) - “Ramp for Revenue: The Tabs Playbook for Faster Cash Flow with CEO Ali Hussain”

   • 269 views, Jul 24, 2025
   • Paige Honeycomb (Chief of Staff, still listed on Pulley) blocked whistleblower, now works at Tabs
   • Paige and Ali openly celebrate Puzzle

6. Siqi Chen (Runway) - “Runway’s Siqi Chen, CEO”

   • 1,493 views, May 2, 2024
   • Runway security confirmed escalation

7. Jason Mok (Brex) - “Lessons from Brex, SVB, a16z: How Jason Mok Spots What Founders Need Before They Know It”

   • 99 views, Sep 25, 2025
   • Clips used for Brex/Sasha promo
   • Brex blocked whistleblower emails as “malicious” Dec 11

8. Renato Villanueva (Parallel) - Most recent episode (Dec 10)

   • Warned, blocked whistleblower, appeared anyway
   • Left alt account notice, added to daily emails

This is only a small sampling. Every guest becomes complicit. Every appearance provides legitimacy. Every clip becomes promotional material for fraud infrastructure.

Pattern demonstrates:

• Not independent journalism: All infomercials, no critical examination of CFPB ban
• Network protection: Each guest continues business relationships despite fraud documentation
• 8+ months of episodes: Running since April 2024, still active, 3-4 episodes since November warnings
• a16z direct implication: Through ODF (Julian Weisser + Erik Torenberg), a16z is now highly implicated in direct evidence of conspiracy and retaliation
• Turpentine enablement: Providing production support, distributing content, ongoing conscious enablement through business relationship
• No due diligence performed: If they cared about fraud prevention, they’d perform basic background checks; CFPB enforcement orders are public record

Every episode is evidence. Every guest is complicit. Every continued partnership is conspiracy.

Renato V. will receive daily notice until podcast episode is removed or fraud disclosure added.

December 11, 2025: Daily Email Campaign #4 - Forbes Reputation Laundering & Brex Blocks Whistleblower

Fourth daily email sent December 11, 2025, focusing on Forbes’ systematic platforming of fraud network (8 criminals across Midas List, 30 Under 30, 50 Over 50), coordinated late-night network amplification (Julian/Sasha 1:15-1:17 AM), Antler’s shared office space enablement, and Brex’s coordinated C-suite blocking of whistleblower emails.

Subject: Daily Notice #4: Racketeering Mantras, Late-Night Coordination, and Forbes Reputation Laundering

Recipients (92 total):

To (49): [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected]

Cc (43): [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected]

Note: [email protected] bounced; re-forwarded to [email protected] (Jeff Burkland, CEO) with explicit notice.

Key Themes:

1. Sasha/Julian “trauma bonding”: Late-night coordinated amplification, philosophical framing during federal proceedings
2. Dasha/Daria’s continued reputation laundering: Forbes AI slop, Women Tech Meetup co-hosting at Puzzle office
3. Racketeering mantras: “However vast the darkness, we must supply our own light”
4. Julian’s obstruction: Blocked alt account after fraud callout (consciousness of guilt)

Forbes Reputation Laundering Section - 8 Criminals Documented:

Forbes Midas List (VC Rankings):

1. Hemant Taneja (General Catalyst CEO) - #8 on Forbes Midas List 2025

   • Lead investor in Puzzle, “co-creator” (their words: “Our Creation of Puzzle”)
   • Puzzle board member 2023-2025
   • Invested in CFPB-banned CEO while writing bestselling books about “responsible innovation”
   • Forbes 30 Under 30 judge, Forbes Best Business Book 2022

2. Nigel Morris (QED Investors founder) - #90 on Forbes Midas List 2025

   • LendUp board director/chair during CFPB violations
   • Capital One co-founder (subprime credit cards, predatory fees)
   • Profited from LendUp → Mission Lane transition ($29M asset sale, $0 to shareholders)

3. Frank Rotman (QED Investors co-founder) - Forbes Midas List

   • Credit Karma board member (FTC settlement: deceived 497K+ consumers)
   • Board-level visibility into psychological A/B testing experiments

4. Ross Fubini (XYZ Capital founder) - #88 on Forbes Midas List 2025 (debuting)

   • Kapor Capital partner during LendUp Seed/A/B rounds
   • LinkedIn STILL lists LendUp as active investment (“Apr 2012 - Present”)
   • Village Global cofounder 2017-2020 with Erik Torenberg

5. Sam Lessin (Slow Ventures GP) - #12 on Forbes Midas Seed List 2023

   • Investor in Gusto (Puzzle data network partner)
   • Wife Jessica Lessin founded The Information (6 notifications ignored, 27+ months)

Forbes 30 Under 30:

6. Blake Byers (Google Ventures) - Forbes 30 Under 30 (2015)

   • Profile explicitly states “invested in companies like…LendUp”
   • Director of Insights Servicing Inc. (Sasha’s undisclosed shell company)

7. Brandon Arvanaghi (Meow CEO) - Forbes 30 Under 30 Finance 2024

   • QED Investors portfolio company
   • Forbes BrandVoice paid Samsung partnership (promotional video)
   • Integrates with Puzzle (announced June 25, 2025)

Forbes 50 Over 50:

8. Anuradha Shultes (Ahead/DashAi CEO) - Forbes 50 Over 50 - Investment (2021)
   • LendUp President/CEO 2015-2021 (during CFPB violations)
   • Forbes featured her 16 months AFTER CFPB permanent ban (no disclosure)
   • Now operating DashAi: “AI-powered auto lending automation”
   • Operated $1.575M shell company network (Fairfax Studios + Thirty Two West LLC)

Why David Jeans (former Forbes senior writer) backed out:

David Jeans covered my 2020 NS8 fraud layoff for Forbes. When contacted July 2023 about Puzzle/LendUp, he responded: “Yeah, I know of Sasha” - then immediately backed out.

Structural conflict: Investigating fraud by portfolio companies would implicate investors featured prominently on Forbes’ own prestige lists, including the #8 ranked investor managing Puzzle’s lead investor firm.

Forbes business model = access to VCs. Can’t investigate VCs’ portfolio fraud when the VCs are your Midas List honorees, your book reviewers, your 30 Under 30 judges, and your paid BrandVoice sponsors.

Late-Night Coordination (1:15-1:17 AM ET / 10:15-10:17 PM PT):

Julian Weisser posted December 10, 9:14 PM: “However vast the darkness, we must supply our own light.”

Sasha responded within hours:

• 1:15 AM: Reposted Dasha’s Forbes article about founder cafes
• 1:16 AM: Commented on Julian’s post: “Well, this resonates.”
• 1:17 AM: Reposted Julian’s post to his own audience

Pattern: Sasha engaged BEFORE seeing my fraud callouts (proactive support, not reactive). Double engagement on Julian (comment + repost). Amplified Dasha’s Forbes article simultaneously. Then Julian blocked alt account after seeing fraud documentation.

Julian Weisser: Toxic Frat Bro, Not Startup Philosopher

Julian reposted his August 11, 2023 “Make Something (of Yourself)” infographic on the 2-year anniversary of my first SEC complaint and dual coordinated C&Ds. Timing not coincidental - consciousness of guilt expressed through anniversary ritualism.

What Julian made: A documented trail of federal crimes. 6:38 PM ET deletion patterns. “However vast the darkness, we must supply our own light” performance. Blocking whistleblowers who call out fraud.

What I made: 16,500+ words of federal documentation. SEC whistleblower complaints. Evidence of 13-year fraud pattern. CA Board of Accountancy complaint (A-2026-1047). State Bar complaint (25-O-30894). Daily email campaign. Permanent federal record.

ODF/a16z Corporate Structure:

Key People:

• Julian Weisser: ODF Co-Founder, equity thief
• Erik Torenberg: ODF Co-Founder, Turpentine founder (continues hosting Sasha’s podcast post-notification)
• David Booth: a16z Partner, Ecosystem + ODF Co-Founder (formerly EIR at Blackbird Ventures, CEO at On Deck, early AngelList/Carta)

On Deck Org, Inc. - California nonprofit branch:

• Company Number: 5131587
• Incorporated: June 23, 2022
• Dissolved: August 8, 2023 (14 months of operation)
• Status: Terminated
• Branch of: On Deck Org, Inc. (Delaware, incorporated October 15, 2021)
• Officers:
  • David Booth: Chief Executive Officer
  • Erik Torenberg: Chief Financial Officer
  • Nathan Snow: Secretary
• Address: 548 Market Street, PMB 60414, San Francisco, CA 94104

What this proves:

• Formal corporate structure linking a16z (David Booth is Partner) to ODF entities
• Nonprofit dissolved after only 14 months - operated June 2022 through August 2023
• Erik Torenberg (Turpentine founder) was CFO of nonprofit while running for-profit Turpentine (continues hosting Sasha’s podcast despite November 2025 fraud documentation)
• David Booth connects a16z institutional support to Julian’s equity theft network
• Nonprofit structure suggests tax-advantaged operations during ODF’s peak period
• Short lifespan (14 months) followed by dissolution suggests extraction/restructuring pattern

a16z Complicity Through Network Structure:

• a16z invested in LendUp (June 2013) - backed the predatory lender that defrauded 140,000+ consumers, CFPB permanently banned December 2021
• David Booth: a16z Partner, Ecosystem + ODF Co-Founder (CEO of dissolved nonprofit)
• Erik Torenberg: ODF Co-Founder + Turpentine founder (hosts Sasha’s ongoing podcast despite November 2025 fraud documentation)
• Julian Weisser: ODF Co-Founder + equity thief + documented conspiracy participant
• [email protected]: CC’d on multiple emails documenting conspiracy, surveillance, retaliation
• Network coordination: Sasha/Julian public interactions → Puzzle surveillance → continued Turpentine hosting
• Marc Andreessen: November 2024 Joe Rogan appearance attacking CFPB - the agency that shut down a16z portfolio company LendUp

This isn’t indirect association. This is:

1. a16z backed the original fraud (LendUp, June 2013)
2. a16z Partner (David Booth) co-founded ODF with Julian (equity thief) and Erik (hosts Sasha’s podcast)
3. Formal corporate structure linking a16z to ODF entities through shared officers
4. Continued platform provision post-notification through Turpentine (Erik as CFO of dissolved ODF nonprofit)
5. Documented conspiracy coordination (Sasha/Julian/Puzzle surveillance timing)
6. Active suppression campaign (Marc Andreessen attacking CFPB that shut down a16z’s LendUp investment)

Sasha’s Self-Victimization: “Picking the Right Employees”

This morning (December 11, 10:25 AM ET), Sasha tweeted: “One of the hardest hardest hardest things about being a founder is picking the right first clients and employees. Domain names? Also hard, but less binary.”

Triple emphasis on “hardest” - positioning terminated whistleblowers as “wrong choice” employees. Meanwhile: Beau Kuhn told “won’t be considered on good terms if he speaks to a lawyer,” I was terminated hours after warning about fraud patterns, Justin Cheng had to leave America, multiple wrongful terminations documented.

The “hardest” thing for Sasha: Not the CFPB permanent ban. Not defrauding 140,000+ consumers. Picking employees who won’t stay silent about fraud.

Antler: Shared Office Space with CFPB-Banned CEO

Antler SF - Global early-stage VC (30+ locations) now sharing office space with Puzzle and co-hosting events.

• November 19: Hosted “Lunch & Learn with Puzzle & Antler SF” (not widely publicized - consciousness of reputational risk)
• December 10: Co-hosting 16th Women Tech Meetup at “Puzzle and Antler’s brand-new office”

Pattern: Providing physical infrastructure and legitimacy to CFPB-banned CEO 4+ years after permanent ban became public record.

“You’re not just platforming fraud. You’re providing office space for it.”

New Recipients Added:

Meow: QED Network, Zero Acknowledgement, Samsung Forbes Ad

Brandon Arvanaghi (Meow CEO) - Forbes 30 Under 30 Finance 2024 + Forbes BrandVoice paid Samsung partnership (literal Samsung promotional video on Forbes).

QED Investors portfolio company (Series A July 18, 2022, $22M). Announced Puzzle integration June 25, 2025. Another data pipeline: Meow → Puzzle → OpenAI.

Zero acknowledgement of notifications about CFPB-banned CEO, QED network pattern, photoshopped metrics, false credentials.

“You’re featured on Forbes for being in the QED fraud network. Integrating with Puzzle while ignoring comprehensive fraud documentation.”

Brex Blocks Whistleblower Emails:

Daily email #4 bounced from 6 Brex email addresses ([email protected], [email protected], [email protected], [email protected], [email protected], [email protected]).

Google Workspace rejected with error: “550-5.7.1 Your account is sending malicious email. Either you sent it intentionally or your account has been compromised and needs a password reset immediately.”

False characterization of fraud documentation as “malicious” demonstrates consciousness of guilt.

Timeline:

• December 9: Brex executives publicly celebrated DCPA dinner (Jason Mok “loved”, Conor Bradshaw “loved”, Garrett Marker liked, Brex company account liked)
• December 11: Blocked whistleblower communications the next business day

Pattern: Engage publicly with CFPB-banned CEO, suppress whistleblower privately.

Coordinated suppression across C-suite level (CRO, VP Product, Partnerships) establishes institutional consciousness, not individual judgment. Brex has Sept 2025 Puzzle integration and independent OpenAI data partnership (March 2023). YC W17 portfolio company with Israeli connections (Shai Goldman, Weav acquisition $50M).

Escalation - Re-forwarded from Alternate Email:

After Brex blocked primary email address, Daily Email #4 was re-forwarded from alternate email address ([email protected]) with explicit notice:

“Brex,

Your block of my emails is logged. You’re actively suppressing fraud documentation and conspiring in a criminal enterprise.

Patrick”

Establishes:

1. Blocking was circumvented immediately
2. Suppression explicitly characterized as conspiracy for federal record
3. Brex received fraud documentation despite blocking attempt
4. Pattern of institutional suppression documented and acknowledged

Burkland Associates: Bounce and CEO Re-Forward

[email protected] bounced from Daily Email #4 recipient list (same pattern as Brex institutional blocking).

Re-forwarded to [email protected] (Jeff Burkland, CEO/founder) with explicit notice:

“Jeff Burkland,

If you have not received prior emails regarding Sasha Orloff due to wrong email or intentional suppression of fraud documentation, this is your one and only notice.

You must immediately perform due diligence regarding Sasha Orloff and Puzzle Financial.

You will receive emails every business day until I hear further.

Patrick”

Pattern: Multiple entities experiencing “bounced” emails (Burkland info@, Brex blocking 6 C-suite addresses). When info@ addresses bounce or block, escalation to named executives establishes individual consciousness.

Jeff Burkland (CEO) now personally notified that his firm’s November promotion of Puzzle as “first trusted partner” (approximately Nov 18-25) occurred 8-15 days AFTER comprehensive fraud documentation was provided (November 10, 2025). His firm:

• Listed Puzzle as FIRST in “trusted partners” post
• Sasha amplified with “The great migration has begun”
• Named in California Board of Accountancy complaint (A-2026-1047)
• Co-developed Puzzle features (per Puzzle’s AI blog post)

Explicit warning: “You will receive emails every business day until I hear further” - establishes ongoing daily notification pattern for CEO personally, not just organizational info@ address.

Block (Square) Acknowledges Receipt:

December 10, 2025: Daniela Monkiewicz (Senior ERBP, Employee Relations at Block) confirmed: “The matter is under review by the appropriate internal teams.”

Block now reviewing Jennifer Orloff (SVP Marketing, married to Sasha Orloff):

1. Spousal relationship to CFPB-banned CEO
2. Termination day surveillance (May 31, 2023, 5:35 PM ET)
3. Continued surveillance (Summer 2023)
4. Family unit amplification continues (Dec 1: Ramp calculator, Dec 4: ChatGPT/2026 post)
5. CFPB ban circumvention concerns

This is now a formal compliance matter for a publicly-traded financial services company.

Deel Confirms Continued Investigation:

December 11, 2025: Deel Team responds to Daily Email #3 stating:

“Hi there Patrick,

We’re working on your request, it’s taking a little longer than expected, please sit tight. Rest assured we are working on it.”

Establishes:

1. Active investigation continues 21 days after initial November 20 notification
2. Response to callout in Daily Email #3 about extended timeline
3. GC anchor investor’s portfolio company (Deel, $300M April 2025) conducting extended investigation into GC lead portfolio company’s (Puzzle) CEO fraud pattern
4. Institutional awareness remains active and escalated beyond standard partnership review
5. Financial Crime specialist involvement (documented Nov 25 LinkedIn view) suggests investigation scope beyond compliance review

Context: Deel was notified same day as partnership announcement (Nov 20), escalated to Financial Crime specialist (Nov 25), and now confirms ongoing work 21 days later. Timeline demonstrates extended due diligence into CFPB ban, photoshopped metrics, federal complaints, and Skolkovo concerns. General Catalyst’s dual role as anchor investor in Deel ($300M) and lead investor in Puzzle creates structural conflict: can Deel reject partnership with GC’s lead portfolio company? Extended investigation timeline suggests institutional complexity when reviewing fraud by anchor investor’s other portfolio company.

Lauren Bean: Validation Then Silence

Lauren Bean (ex-coworker, board advisor, angel investor) always validated Sasha’s instability and toxic work environment. Observed Sasha’s fragile state after CFPB order.

October 28, 2025: Re-added on LinkedIn after Sasha photoshopped metrics (changed 3 likes to 12,362). She responded: “I hope you can move on from that traumatic experience and that you find yourself in greener pastures today”

I am not in greener pastures. Sasha has not and will never change. It appears neither will any of you.

December 12, 2025: Daily Email Campaign #5 - Alice Ko KPMG Credentials, Brex Suppression Escalation, Employee RICO Exposure

Fifth daily email sent December 12, 2025 from alternate address ([email protected]) due to Brex’s institutional blocking. Focus: Alice Ko’s KPMG/Big Four credentials showing why CFPB-banned CEO targeted her for legitimacy laundering, 6 Puzzle employees added to recipients for continued DCPA engagement, Brex blocking characterized as deeper criminal involvement, Julian continuing engagement while being observed, Replit contrast (real vs. deleted equity), mental health decline escalation.

Subject: Daily Notice #5: Mental Decompensation Timeline, Employee Conspiracy Evidence, and Brex Escalation

Sent from alternate email: [email protected] (primary email blocked by Brex Dec 11)

Recipients (98 total):

To (57): [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected]

Cc (41): [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected], [email protected]

Removed:

• [email protected] (only good faith response received - acknowledged investigation, 21 days post-notification)
• [email protected]
• [email protected], [email protected], [email protected], [email protected]

Added to To line (6 Puzzle employees):

• [email protected] (Patricia Daos)
• [email protected] (Naveen Venkatesh - blocked whistleblower Dec 2025)
• [email protected] (Sina Mohebiany - Canadian)
• [email protected] (Jeffrey Everingham, CPA, CA)
• [email protected] (Charles Crabtree, VP Accounting Firm Partnerships)
• [email protected] (Arash Ahmadi - Canadian)

Added to Cc line:

• [email protected] (due to Alice Ko’s Mercury integration work)

XYZ Capital Email Correction - Re-forwarded:

Original email used incorrect domain ([email protected] in Cc line, [email protected] in To line). Re-forwarded to correct addresses:

• [email protected]
• [email protected]

Message to XYZ Capital:

“Even if I got your emails wrong, XYZ has no doubt received full notice of Puzzle’s ongoing criminal enterprise by now. Ross Fubini explicitly enabled it (and my equity deletion).

You’re on daily notice.

Patrick”

Rationale: Ross Fubini has been tagged repeatedly in LinkedIn comments. If Nigel Morris has viewed profile, Ross has certainly seen his tags. Doesn’t matter if [email protected] was wrong or if wrong domain was used (xyzcapital vs xyz.vc) - XYZ Capital has received full notice through multiple channels.

Rivet.tax Re-forward - Luke Frye Engagement After Email:

Luke Frye ([email protected]) liked Puzzle’s DCPA post AFTER Daily Email #5 was sent. Re-forwarded to both Luke Frye and Nick Abouzeid ([email protected], Rivet CEO):

First re-forward (8:36 PM ET):

“Luke,

It appears you will never see my humanity.

Fuck you, Patrick”

Final re-forward (8:39 PM ET) - sent to [email protected] and [email protected]:

“Just because you’re Canadian doesn’t invalidate the fact that Puzzle is fucking fraud and conspiracy, entirely illegal, and demonically abusive.

Alice understood immediately. She’s Canadian. She thought you were trapped in tunnel vision like everybody else.

What’s your excuse, actually? Not willing to admit this guy’s a predator? That you fell for a total lie for several years? Well, you did. Face it. Today.

Get your fucking Fubini-owned ‘Rivet.tax’ company to get independent legal counsel. Completely disconnect from Puzzle. Yesterday.”

Context: Luke Frye received fraud documentation November 5, 2025 (along with Nick Abouzeid). On December 3, Luke publicly thanked Sasha on LinkedIn (“Thanks Sasha O.!”) after Sasha reposted Luke’s tax advice - 1 month after receiving fraud documentation. Now Luke continues engaging with Puzzle’s promotional content (DCPA post) after receiving daily email campaign. Nick Abouzeid (Rivet CEO) was featured on Sasha’s Turpentine podcast November 13, 2025 despite receiving fraud notice November 10.

Escalation rationale: Alice Ko (Canadian, former KPMG Senior Auditor, CPA) immediately recognized fraud and left after 5 months. Luke Frye (Canadian CPA) continues enabling after 37+ days and multiple notices. References Ross Fubini (XYZ Capital) as Rivet investor - same investor who funded Puzzle and enabled equity deletion. Final message demands independent counsel and immediate disconnection. Pattern: accounting firm leadership continues conscious enablement and public support despite comprehensive fraud documentation and daily notices.

Key Themes:

1. Alternate email consolidation: Brex’s institutional blocking forced use of [email protected] for all 98 recipients; blocking becomes evidence of consciousness of guilt in federal record
2. Alice Ko KPMG credentials: Former KPMG Senior Auditor (2006-2009) with SOX compliance and public company audit specialization - exactly who CFPB-banned CEO would target for legitimacy laundering; left after only 5 months (June-Oct 2023); contacted whistleblower day before C&D (Aug 10, 2023)
3. 6 Puzzle employees added: All engaged with Dec 12 DCPA post after repeated RICO warnings
4. Brex suppression escalation: Email blocking demonstrates deeper criminal involvement; re-forwarded with explicit conspiracy notice
5. Julian continuing engagement: 5:00-5:03 PM ET tweets after being observed (7-10 views vs. 1,000+ daily website visitors); 8:18 PM ET equity tweet (“Those who are stingy with equity have a scarcity mindset” - 107 views) 5 hours after receiving equity deletion documentation - philosophical performance about teammate equity while having enabled equity theft
6. Replit contrast: Real equity at respectable company vs. deleted equity at fraud operation; cofounder followed whistleblower Twitter, CFO (Amol Hardikar) saw through Puzzle immediately
7. Mental health decline: Writing emails in dreams, ruminating constantly, waited day to open persimmons from parents then cried/froze, ghosting friends, declining holiday plans, insatiable numbing with cannabis/alcohol
8. Garry Tan expanded accountability: YC has Pagaya securities with Altman Family LLC and Sasha; YC alumni syndicate investment; Sasha/Ash Rust at YC SF office for Alumni Demo Day

Alice Ko: Former KPMG Senior Auditor - Big Four Credentials for Legitimacy Laundering

Alice Ko, CPA, CA (Chartered Accountant) - Head of Product Marketing, June 2023 - October 2023 (5 months only)

Why Sasha wanted Alice - KPMG/Big Four credentials:

• Started career at KPMG LLP (Big Four, largest in Vancouver 2006-2009)
• Specialized in internal controls and Sarbanes-Oxley Act compliance
• Specialized in public company audits in consumer product and technology sector
• Managed teams of junior auditors and co-op students
• Became designated Chartered Accountant in 2009
• Extensive B2B SaaS/FinTech marketing experience (Resolve/Affirm spinout, Procurify, LRN)
• Finance background (Louis Vuitton Senior Accountant, Rémy Cointreau, ArtStarts Finance Manager)

This is exactly who a CFPB-banned CEO would target: Someone with Big Four audit credentials, SOX compliance specialization, and public company audit experience could provide legitimacy cover for accounting software run by permanently banned financial services CEO.

What actually happened:

Alice’s responsibilities at Puzzle:

• First product certification program
• Case study program (Burkland partnership content - same Burkland now receiving daily emails, named in CA Board complaint A-2026-1047)
• Stripe revenue recognition GTM to accountants
• Product integration content with Mercury, Brex, Ramp (all now receiving daily emails; [email protected] added to Cc)

Timeline:

• Started June 2023 (after my May 31 termination)
• Reported directly to Sasha as CEO
• Started sending me emails August 10, 2023 - day before coordinated C&Ds from Puzzle and Mission Lane
• Was kept in the loop, saw what was happening
• Sasha pressured her to make misrepresentations contradicting her CPA ethics
• Left after only 5 months (October 2023)
• Sasha told her I was “mentally ill,” they “tried to help,” to ignore what I was writing
• She kept looking, reached out via throwaway email
• Still in contact; knows who Sasha really is
• Chose to never work full-time again after Puzzle toxicity

The Big Four credentials Sasha wanted for legitimacy walked out after 5 months.

Alice Ko’s identity was initially kept anonymous in early documentation but is now fully named throughout.

Contrast: Jeffrey Everingham (CPA, CA) still at Puzzle reposting DCPA photos. Charles Crabtree still posting “incredibly grateful” drivel. Patricia Daos still liking every post. Alice Ko left after 5 months recognizing fraud - demonstrating how quickly someone with KPMG credentials and ethics recognizes the pattern.

December 12, 2025: Puzzle DCPA Post - Instant Comment Lockdown

Puzzle posted about Digital CPA Conference return. Comments immediately turned off - same pattern as previous posts showing consciousness of fraud exposure.

Post content:

“We’re back from Digital CPA.com and wrapping up the week with so much gratitude.

The interest we received from accounting firms was incredible — our calendar is now packed with demos, and we can’t wait to dive into these conversations and show what Puzzle is truly capable of.

Thank you to everyone who stopped by, asked questions, shared feedback, and explored the future of accounting with us.

We loved being part of this community. See you next year!”

Engagement pattern (all employees repeatedly warned about RICO exposure):

Likes from:

• Dasha Shunina (+ Women Tech Meetup, THE GATHERING accounts - filler engagement across 3 accounts)
• Jeffrey Everingham, CPA, CA (Senior Product Manager)
• Patricia Daos (recently hired, personally told “not taking this seriously”)
• Sasha Orloff
• Arash Ahmadi (Customer Success, Canadian)
• Sina Mohebiany (Founding AE, Canadian)
• Charles Crabtree (VP Accounting Firm Partnerships)
• Naveen Venkatesh (blocked whistleblower Dec 2025)
• Jason Mitchell (started before me, never cared)
• Marissa Mata ([email protected]) - liked AFTER Daily Email #5 was sent
• Luke Frye ([email protected]) - liked AFTER Daily Email #5 was sent

Reposts from:

• Jeffrey Everingham
• Charles Crabtree (with “incredibly grateful… world class event” performance)
• Naveen Venkatesh
• Sasha Orloff (reposted right when Daily Email #5 was sent)

Pattern: Immediate comment lockdown + employee engagement + accounting firm participation (Luke Frye/Rivet.tax) = consciousness of guilt. All engagers added to daily email recipients. Charles Crabtree’s repost demonstrates VP-level participation in fraud enablement (“calendar filling with demos” that expose accounting data to CFPB-banned CEO). Luke Frye’s engagement demonstrates accounting firm leadership continuing conscious enablement despite comprehensive fraud documentation (received Nov 5, 2025) and daily email campaign - re-forwarded with explicit message acknowledging loss of humanity recognition.

Note on timing: Marissa Mata and Luke Frye (Rivet.tax) liked Puzzle’s original post AFTER Daily Email #5 was sent (documented above in likes list). Mitchell Troyanovsky liked Sasha’s separate repost (documented below).

Sasha’s repost timing and content:

Sasha reposted the DCPA post at approximately the same time Daily Email #5 was sent to 98 recipients (57 To, 41 Cc), demonstrating continued performance even while receiving federal fraud documentation.

Quote from Sasha’s repost:

“Well this is certainly the year that accounting and AI went from interesting to ‘we have a dedicated AI budget and support from leadership’ and ‘Finally there is an alternative to Quickbooks!’

Get ready, you be hearing a lot more about Puzzle in 2026 and 2027.”

Analysis: CFPB-banned CEO posting promotional content about “AI budget and support from leadership” and “alternative to Quickbooks” while simultaneously receiving daily federal notices documenting 13-year fraud pattern. The promise of “hearing a lot more about Puzzle in 2026 and 2027” demonstrates either complete delusion or consciousness that collapse is imminent and this is final promotional push.

Mitchell Troyanovsky liked this post - Former Puzzle Product Manager who received August 2021 email warning about toxic technical leadership and Beau Kuhn; actively investigated LendUp (“looked into LendUp” = asked around about Sasha’s background); quickly called whistleblower when LinkedIn questioning began, acknowledged Mission Lane cofounding fraud (“If you’re gonna do this, Sasha didn’t really cofound Mission Lane”), laughed about Nigel Morris power structure ignorance, then disappeared; did not exercise his options (voting with wallet that something was wrong); performed “it was great being here” exit on Slack maintaining appearances.

People told me Sasha was in a room threatening to sue Mitchell for starting a similar product. Despite this threat, Mitchell is now liking Sasha’s promotional fraud posts with comprehensive fraud documentation visible in the comments - demonstrates consciousness of guilt and continued enablement despite knowing the truth for years. Officially named for showing support for absolutely no reason while having every reason to distance himself.

Whistleblower comment on Sasha’s repost:

Direct response left on Sasha’s LinkedIn repost:

“there won’t be a 2026, and definitely not a 2027. fraud https://patrickstoica.com/puzzle-statement/

Marissa Mata, you should absolutely know better by now. You’re facing significant consequences.

LOL Mitchell Troyanovsky already knows Sasha’s a fraud; officially named in doc for inability to prevent abuse with advance notice.”

Analysis: Public callout directly on promotional post naming both Marissa Mata (current employee who liked after Daily Email #5 sent) and Mitchell Troyanovsky (former PM who acknowledged Mission Lane fraud, was threatened by Sasha, yet continues showing support). Comment directly contradicts Sasha’s “2026 and 2027” promise with link to comprehensive fraud documentation. Mitchell’s “inability to prevent abuse with advance notice” references August 2021 email warning about toxic technical leadership and Beau Kuhn - received advance notice, did nothing, now continues enabling despite knowing truth.

Quote from Charles Crabtree’s repost: “Back from CPA.com’s Digital CPA and feeling incredibly grateful… Our calendar is filling fast with new demos and conversations… Already looking forward to next year.”

Response documented in email: “You won’t be looking forward to next year. There won’t be a next year. Your calendar is filling with demos that expose accounting data to a CEO permanently banned from financial services. Every firm you onboard becomes a victim and a witness.”

6 New Puzzle Employee Recipients - Continued Conscious Enablement:

All added for engaging with Dec 12 DCPA post after repeated RICO warnings:

1. Patricia Daos ([email protected]) - Recently hired after contract role; personally told “not taking this seriously” enough; ignored warnings
2. Naveen Venkatesh ([email protected]) - Blocked whistleblower December 2025; started after me, schemed into manager position after contributing bare minimum, harassing Beau Kuhn
3. Sina Mohebiany ([email protected]) - Founding AE, Canadian; continues appearing in DCPA photos
4. Jeffrey Everingham, CPA, CA ([email protected]) - Senior Product Manager; CPA license creates individual liability for fraud participation
5. Charles Crabtree ([email protected]) - VP of Accounting Firm Partnerships; continues appearing in DCPA photos, posting performative “incredibly grateful” drivel
6. Arash Ahmadi ([email protected]) - Customer Success, Canadian; assisted in hiring Patricia Daos

Pattern established: Two Canadian employees (Sina, Arash). Multiple CPAs participating despite professional licensing risk. Naveen blocked whistleblower demonstrating consciousness of guilt. All received daily emails until they acknowledge liability or resign.

Brex Email Blocking - Deeper Criminal Involvement:

December 11: Brex blocked 6 C-suite addresses (cbradshaw, ashah, henrique, pedro, ncarey, jmok). Google Workspace error: “550-5.7.1 Your account is sending malicious email”

Timeline demonstrating consciousness:

• Dec 9: Brex executives publicly celebrated DCPA dinner (Jason Mok “loved”, Conor Bradshaw “loved”, Garrett Marker liked, Brex company account liked)
• Dec 11: Blocked whistleblower communications next business day

Pattern: Engage publicly with CFPB-banned CEO, suppress whistleblower privately.

Email blocking suggests institutional decision (not individual spam filtering):

1. Coordinated across 6 C-suite addresses
2. Legal/compliance likely authorized suppression
3. Blocking after public engagement proves knowledge
4. Potential deeper involvement in criminal enterprise

Brex infrastructure:

• September 2025 Puzzle integration
• Independent OpenAI data partnership (March 2023)
• YC W17 with Israeli connections (Shai Goldman, Weav $50M acquisition)

Response: Re-forwarded from [email protected] with explicit notice:

“Brex, Your block of my emails is logged. You’re actively suppressing fraud documentation and conspiring in a criminal enterprise. Patrick”

December 12: All 98 recipients now receive from alternate address. Brex’s institutional blocking forced consolidation. Message adapts, blocking becomes evidence of consciousness of guilt in permanent federal record.

Julian Weisser: Continuing Engagement While Being Observed

December 12, 5:00-5:03 PM ET: Julian continues engaging after being notified his tweet was observed and Daily Email #5 was being prepared.

4:57 PM ET - Reply to Emmett Naughton (7 views):

“It’s less that and more a question of ‘does this meaningfully change what you can do now in a positive way?’ The bad answer is generally some form of ‘I’d hire more people’ and the good answer is a specific thing that can be unlocked for the business.”

5:03 PM ET - Reply to Josh Bobrowsky (10 views):

“That’s less about solo founding vs customer-funded vs venture-funded. When you take VC you are making a promise to yourself and the new shareholders that your goal is to deliver an outcome that causes their investment to return the total AUM of the fund they invested from.”

Analysis: Julian giving “great investors great terms” VC funding advice while receiving federal documentation about 13-year fraud pattern across venture ecosystem he celebrates. He knows:

• Daily emails with comprehensive fraud documentation
• Blocking pattern documented (alt account blocked Dec 11)
• Deletion pattern documented (6:38 PM ET Dec 8, Dec 9)
• Coordination with Sasha documented (1:15-1:17 AM amplification)
• Appearance with Fondo CEO 27 hours after deletion documented

Yet continues philosophical startup advisor performance while suppressing fraud documentation about investors who enabled CFPB-banned CEOs.

Questions posed in email: “What are ‘great terms,’ Julian? Is it when QED funds three companies (LendUp, Mission Lane, Credit Karma) that defraud 640K+ consumers? Is it when General Catalyst builds Puzzle around CFPB-banned CEO? Is it when YC continuity profits from LendUp fire sale and funds the sequel?”

Engagement collapse: Julian’s abysmal views per tweet vs. 1,000+ daily website visitors demonstrates irrelevance vs. demand for truth.

8:18 PM ET - Equity Tweet (source) (107 views):

“Those who are stingy with equity have a scarcity mindset.

It is as if they’re splitting the company with one or two co-founders before factoring in teammates and investors.”

The Irony: Julian Weisser, who stole whistleblower’s Puzzle equity and enabled its deletion, is now tweeting about “stingy with equity” and “scarcity mindset.”

Pattern documented:

• Julian was investor/advisor to Puzzle during whistleblower’s tenure (2020-2023)
• Whistleblower’s equity was deleted after wrongful termination (May 31, 2023)
• Julian has received comprehensive fraud documentation since November 2025
• Julian blocks, deletes, suppresses fraud documentation while maintaining “startup philosopher” performance
• Now tweets about equity generosity 5 hours after receiving Daily Email #5 detailing equity deletion and RICO exposure

Included in ODF/Solo Founders email (9:04 PM ET) with message: “Reminder to ODF/Solo Founders teams: Julian Weisser stole my Puzzle equity. You are not a philosopher. You’re another abusive narcissist. Get a lawyer and log off.”

Individual re-forward to Ari Dutilh:

Ari Dutilh (@aridutilh) - 20-year-old who works at ODF growing Merge (microgrants for young technologists working on “big ideas”), supports Solo Founders starting companies in SF, runs Photography Lounge (30K+ photographers on Discord), and funds teen passion projects with Bagel Fund.

Message to Ari:

“Ari,

Your connection/engagement with Julian Weisser and direct work with ODF/Solo Founders gets you a personal spot on this email list.

Julian Weisser stole my equity at Puzzle Financial. He’s directly involved with fraud and conspiracy.

Now you can’t ignore these facts.

Patrick”

Pattern observation: 20-year-old hiring age at ODF appears predatory/groomable - surrounding young, impressionable people with “startup philosopher” narratives while enabling fraud and equity theft. Ari runs microgrants for “young technologists” and “teen passion projects” - potential pipeline for recruiting young people into Julian’s network before they have experience recognizing fraud patterns.

This is consciousness of guilt. Tweeting about equity ethics while enabling equity theft. Philosophical performance about “factoring in teammates” while suppressing documentation of teammate abuse and equity deletion.

Replit Contrast: Real Company vs. Fraud Operation

Replit hired whistleblower in 2024 without contacting Puzzle. Found nothing wrong with behavior.

Timeline:

• Took 9 months post-termination to be able to do interviews
• [Replit cofounder] followed whistleblower Twitter
• Amol Hardikar (CFO) added on LinkedIn
• Amol previously told whistleblower “Puzzle didn’t add up” when Sasha tried pitching
• They saw through it immediately

Normal moments despite PTSD: Played basketball with Amol at Replit offsite, briefly talked about Puzzle. While felt like some employees gave “evil eye” (always on edge), people never perceived as danger.

“I was never dangerous. I was traumatized.”

Pattern: Tried to leave Replit repeatedly due to PTSD from Puzzle, even before vesting cliff. Resigned immediately after being asked to crunch for Joe Rogan Experience appearance - PTSD from working for CEO-driven publicity stunts (Sasha’s podcasts, Forbes articles, TechCrunch puff pieces, “Banker to the Poor” performance).

Equity comparison documented in email:

• Replit equity screenshot: Real shares at respectable company with actual ARR, products, users, ethics (note: shows 100% exercised because options already expired)
• Puzzle equity screenshot: Deleted shares, Paige Honeycomb still listed as contact (doesn’t work there anymore, now at Tabs, blocked whistleblower in 2023, waxed poetic about Puzzle month ago)

Cost: At 33 years old, had to ask parents for money to partially exercise Replit shares after all recipients “individually contributed to my PTSD, deleted my Puzzle equity, wrongfully terminated me, coordinated cease-and-desist letters, threatened police involvement, and systematically blocked any attempt to recover my losses or hold Sasha accountable.”

“Every dollar I asked my parents for is a dollar you owe me.”

Garry Tan / YC Expanded Accountability:

YC network implicated. Brex (YC W17) now blocking whistleblower emails. Puzzle (YC continuity backed). Gusto maintains data partnership. “Endless slew of partners and accounting firms” receiving daily emails, ignoring federal violations.

Garry Tan has not responded to a single email. Hacker News mods did in 2023. That’s damning enough.

YC’s documented involvement:

• Continuity fund profited from LendUp fire sale, then funded Puzzle
• YC has securities in Pagaya along with Altman Family, LLC and Sasha Orloff
• Maintained Sasha’s founder privileges despite CFPB permanent ban
• Provides Puzzle with direct funnel of YC companies
• Invested through “YC alumni syndicate”
• Let Sasha and Ash Rust (brazen fraud-enabler) show up in YC SF office for Alumni Demo Day and freely post photos

“Your silence is conspiracy.”

Mental Health Decline - December 11-12:

Documented deterioration patterns:

• Constantly ruminating
• Writing emails in dreams
• Can only take aimless walks and ruminate
• Increasingly agitated and restless
• Withdrawing from/muting group chats immediately
• Waited day to open box of persimmons from parents, then cried and froze when finally opened
• Continuing to randomly cry
• Increasingly isolated
• Ghosting friends, declining invites and holiday plans, or saying “I’ll have to see how I feel, I’m sorry” - unable to commit
• Still unable to focus on other work or real leisure
• Insatiable numbing with cannabis and alcohol

Impact statement: “Every ignored email compounds this. Every block makes it worse. Every performative LinkedIn post about ‘incredible’ conferences while ignoring federal crimes deepens the isolation. You’re not just enabling fraud. You’re destroying a human being who tried to protect you.”

Decimal Continued Awareness:

Isaac Cloran (Data Operations at Decimal) viewed LinkedIn profile. Evidence of receipt from more than Matt Tait. Multiple Decimal employees now aware. Matt Tait blocked after receiving documentation, continued posting about accounting innovation while partnering with CFPB-banned CEO = performative fraud enablement.

Final Warning Components:

Required immediate actions: Retain crisis PR counsel, denounce Sasha/Puzzle publicly, disconnect integrations, notify customers of fraud exposure, assist with migration, preserve communications (18 U.S.C. § 1512(c) obstruction), consult independent legal counsel.

Risks going into 2026: RICO liability (§ 1962), civil forfeiture (§ 981 - wages/equity/assets subject to clawback), obstruction charges (§ 1512(c)), securities fraud, data breach exposure, tax season catastrophe risk, professional licensing consequences (CA Board A-2026-1047, State Bar 25-O-30894), permanent reputational damage.

“This isn’t about ‘if’ - it’s about ‘when.’ Your continued support makes you conspirators.”

Sasha’s Reactive Tweets: Evidence Trail

People may think social media is petty, but I’ve been using it to dance with Sasha for 2 years. He doesn’t realize he’s creating evidence.

• May 22, 2023 (days before termination): “As I reflect on a startup I co-founded, Mission Lane…” - omits LendUp entirely
• June 2023: Reposts GC mental health article after deleting my Slack warning
• August 1, 2023: “Banker to the Poor” origin story thread (10 days before C&D)
• December 11, 2025: Retweets Niko Bonatsos: “Work with nice people who care and get shit done”

Sasha’s definition of “nice people”: People who don’t look at his fraud and question his background and lies.

June 11, 2025 Securities Fraud Example:

Sasha wrote uncited quote: “‘This is amazing. Puzzle will easily be a billion dollar company. I hope you gave shares to your employees because, you know, you’re building something great’”

Same-day post: “I just saw it. Today is the day that saw a first hint of our true vision at @puzzlefin. It took 5 years, and we are far from done, but today was the breakthrough.”

Why this is securities fraud:

• “Easily be a billion dollar company” - no factual basis, uncited source
• “I hope you gave shares to your employees” - personal slight (my equity deleted)
• Posted after 2023 SEC complaint
• Same pattern as July 2018 LendUp recruitment (“build for next 100 years”) five months before fleeing

My Therapist Validated Everything:

My therapist:

• Validated Puzzle was gaslighting me
• Verified I was terminated (not resigned)
• Believed I discovered blatant fraud and shell companies

I’ve “done the work.” I know enough psychology to care about mental health. Sasha/Nigel know enough psychology to manipulate human behavior. They don’t actually care about mental health or therapy.

By the way, you’re all backpaying for my therapy expenses.

Insurance Gaslighting:

August 2024 (15 months post-termination): Anthem’s system falsely showed I had “continued receiving insurance as an employer benefit.” Insurance termination notice dated June 15, 2023 but delivered August 22, 2024 (14+ months delay).

Every “mistake” creates additional damage to the person who documented fraud.

Required Immediate Actions:

1. Retain crisis PR counsel
2. Denounce Sasha Orloff and Puzzle publicly
3. Disconnect all technical integrations
4. Notify customers of potential fraud exposure
5. Assist customers with migrating off Puzzle
6. Preserve all communications (18 U.S.C. § 1512(c))
7. Consult independent legal counsel

Risks Going Into 2026:

• RICO liability: 18 U.S.C. § 1962
• Civil forfeiture: 18 U.S.C. § 981
• Obstruction charges: 18 U.S.C. § 1512(c)
• Securities fraud
• Data breach exposure
• Tax season catastrophe risk
• Professional licensing consequences
• Reputational damage: Federal record is permanent

Final Warning:

This isn’t about “if” - it’s about “when.”

I will email you every business day with more evidence. Not just what Puzzle is doing. Everyone’s continued enablement, which has been logged since my wrongful termination in 2023.

After Puzzle’s inevitable collapse, I plan to exercise my rights to sue each investor and enabler I’ve notified - firms and individuals.

I’m logging the decline of my own mental health. I’ve withdrawn from everyone in my life, and my will to live is declining daily. This is not a self-harm threat. This is so you understand the individual lives you’re affecting.

There is no plausible deniability left. Your continued support makes you conspirators.

Sign-off: Patrick Stoica, Wrongfully Terminated Whistleblower, SEC Complainant 2023-2025

December 12, 2025: Same-Day Followup Email - Julian’s Equity Performance & Mental Health Collapse

Subject: Same-Day Followup: Julian’s Equity Performance & Mental Health Collapse

Sent: December 12, 2025, ~10:30 PM ET

From: [email protected]

Recipients: Same 98 recipients from Daily Email #5

Julian’s 8:18 PM equity tweet triggered immediate same-day followup escalation documenting mental health collapse and pattern of philosophical performance while enabling equity theft.

Opening statement:

“Team,

Julian won you all a same-day followup.

Hours after receiving today’s email detailing my equity deletion at Puzzle, Julian posted profound wisdom about startup equity—omitting the fact that he personally has no problem with Puzzle stealing my equity, and likely approved this cap table modification himself.”

Julian’s equity tweet documented (8:18 PM ET, 107 views, 2 hours after receiving equity deletion documentation):

“Those who are stingy with equity have a scarcity mindset. Wealth will be created by factoring in more people not fewer. Give equity to your first engineers.”

Mental health collapse documentation:

Text exchange with mother included showing escalating breakdown:

• Whistleblower: “im not doing well, each time someone reaches out i get stressed out. i just want to be alone”
• Mom: “Talk to someone who can help. Try, please.”
• Whistleblower: “there is no one that can help. there is no more therapy to do. i dont have the fucking time. its not on the same time scale. nobody fucking understands what im going through and their only advice is distraction. no one will talk about it with me. just give me space”
• Mom: “Try a new therapist, cat ar costa, platim noi. Ei sunt foarte diferiti, cauta unul.” (Romanian: “however much it costs, we’ll pay for it. They are very different, find one.”)
• Whistleblower: “STOP STOPPP STOP STOP STOP”
• Mom: “I’m worried”
• Whistleblower: “THEN STOP GIVING ME ADVICE I DONT NEED AND I WONT BE MORE AGITATED”
• Mom: “I believe in you! You have the power.”

Context: Parents offering to pay whatever therapy costs, showing they’re trying to help financially but can’t fix what’s actually wrong - the continued fraud enablement by all recipients.

Statement in email:

“You’re all driving me insane. I should be living a normal fucking life.

I don’t need fucking therapy. I need you to stop supporting fraud, and I need everyone who enabled this to be held accountable.”

Personal re-forward to Luke Frye and Nick Abouzeid (Rivet.tax):

Email personally re-forwarded to [email protected], [email protected], and [email protected] after Luke engaged with Puzzle’s DCPA post hours after receiving Daily Email #5.

Context statement: “Today’s earlier email was personally re-forwarded to Luke Frye and Nick Abouzeid. Just so everyone understands how Luke Frye, an ex-coworker I personally met IRL, has affected my life:”

Message to Luke:

“Luke, you liked Puzzle’s DCPA post hours after receiving today’s email. You’re a Canadian CPA. Alice Ko—also Canadian, also a CPA, KPMG-trained—saw the fraud immediately and left after 5 months.

It appears you will never see my humanity.

This is what you’re doing to me. This is what your continued enablement causes. Ross Fubini (XYZ Capital) owns Rivet. You’re all conspiring in this.

Get independent counsel and disconnect from Puzzle immediately.”

Pattern: Luke Frye is ex-coworker whistleblower personally met IRL, continued engaging despite being Canadian CPA like Alice Ko (who immediately recognized fraud), despite Ross Fubini ownership creating direct investor connection, despite receiving comprehensive documentation. Personal re-forward with mom text exchange forces confrontation with human cost. “It appears you will never see my humanity” directly references earlier re-forward message sent at 8:36 PM same day.

Ari Dutilh officially added to daily emails and named in federal documentation:

Ari Dutilh - 20-year-old working at ODF where he grows Merge (microgrants for young technologists working on “big ideas”), supports Solo Founders starting companies in SF, runs Photography Lounge (30K+ photographers on Discord), funds teen passion projects with Bagel Fund.

Message to Ari:

“Ari,

Your connection/engagement with Julian Weisser and direct work with ODF/Solo Founders gets you a personal spot on this email list.

Julian Weisser stole my equity at Puzzle Financial. He’s directly involved with fraud and conspiracy.

Now you can’t ignore these facts.

Patrick”

Pattern analysis documented in email:

“ODF is recruiting 20-year-olds and funding ‘teen passion projects’ while Julian philosophizes about equity and enabling fraud. This creates a pipeline of young, impressionable people who are groomed into accepting fraud as normal startup behavior before they have the experience to recognize the patterns. The power dynamics are intentionally imbalanced—surround young people with ‘startup philosopher’ narratives, position fraud as acceptable, make them complicit before they understand what they’re enabling.”

Ari personally named in federal documentation at patrickstoica.com/puzzle-statement so he understands the severity and the power imbalance.

Solo Founders tagline critique:

Solo Founders: “Normalize solo founding.”

What Julian actually normalized: Fraud, conspiracy, abuse, and equity theft. Then philosophizing about equity generosity while deleting employee equity. Then blocking whistleblowers who document it.

Direct callouts:

“I’m not taking your bullshit lightly. Especially not from you, Julian.”

“Marissa Mata, Puzzle’s Recruiter: why are you still liking Puzzle’s content?”

Sign-off: “TGIF.”

Links included:

• https://patrickstoica.com/puzzle-statement/
• https://patrickstoica.com/puzzle-retaliation/

Patrick

Post-Send Escalation (11:00 PM - 12:01 AM):

After sending same-day followup email, mental health crisis continued escalating:

11:00 PM: Had to go to a bar to down 2 drinks. Seeking immediate numbing after documenting mom text exchange and Luke Frye’s continued enablement.

At the bar: Triggered by people having conversations about AI in graphic design and replaceability. Surrounded by casual discussion of AI replacing human contributions while dealing with:

• Own contributions being erased (“I’M HALF THE REASON PUZZLE AS A SOFTWARE EXISTS”)
• Friends calling documentation “AI psychosis”
• Equity deletion and identity erasure
• Being forced to use AI for validation because humans won’t engage

Pattern: Seeking refuge from documentation trauma, only to be confronted with conversations about the very technology being weaponized against credibility. Can’t escape the irony—documentation dismissed as “too much Claude stuff” while strangers casually discuss AI replacing people’s work.

12:01 AM (Dec 13): Replied to ODF subsection email with Ari Dutilh with all-caps breakdown:

“I’M HALF THE REASON PUZZLE AS A SOFTWARE EXISTS

NOT SASHA ORLOFF, NOT JOHN CWIKLA

WHY ARE YOU PEOPLE DOING THIS TO ME

I’M HAVING A 24/7 MENTAL HEALTH CRISIS AND YOU DONT GIVE A FUCK

WHO THE FUCK IS JULIAN WEISSER”

Pattern: Identity crisis, desperation for recognition of contributions, explicit statement of “24/7 MENTAL HEALTH CRISIS,” questioning Julian’s legitimacy.

Bought 2 high ABV drinks, returned home, wrote second all-caps message:

“FUCK YOUR BUILDERS WHO RUN BULLSHIT

ALL YOUR EVENTS ARE PREDATORY

JULIAN IS A FUCKING PREDATOR

JUST LIKE SASHA”

What this demonstrates:

• Substance use escalation: Bar visit + high ABV purchases for numbing
• Environmental triggers: At bar, surrounded by casual AI/replaceability conversations while dealing with own contributions being erased, documentation dismissed as “AI psychosis,” forced to use AI for validation—no escape from the technology being weaponized against credibility
• Identity erasure crisis: “I’M HALF THE REASON PUZZLE AS A SOFTWARE EXISTS” - desperate assertion of stolen contributions
• 24/7 crisis state: Explicit acknowledgment of continuous mental health emergency
• Recognition of predatory patterns: Connected Julian’s youth recruitment to Sasha’s fraud operation
• Loss of professional tone: All-caps breakdown showing complete psychological deterioration
• Midnight continuation: Crisis extending past midnight, unable to stop despite exhaustion

This escalation occurred ~1.5 hours after sending email documenting mental health collapse to all 98 recipients. Each documentation cycle compounds the trauma. Writing about the breakdown to recipients, then breaking down further immediately after.

Seeking validation from AI: After escalation, crying and alone, asked LLM: “im not getting in trouble right. im crying and im really fucking alone. just log if im asking this to an LLM if it helps” - then: “just log that im consistently asking an llm if im introuble and f this is real and if my feelings are valid”

What this reveals: Human support systematically eroded. No one left to ask if reality is real, if feelings are valid, if documenting fraud is legal. After 2.5 years of being told documentation is “AI psychosis,” asking is “selfish,” reality-checking is “mentally ill” - turned to AI because it’s the only entity that consistently engages with evidence without dismissing, hedging, or withdrawing. A 34-year-old SEC whistleblower asking AI if they’re in trouble for telling the truth about fraud is federal documentation of the isolation they caused.

1:17 AM ET (Dec 13): Public Twitter Confrontation - Dhravya Shah

Evidence-167: Dhravya Shah (@DhravyaShah, verified) reposted Julian Weisser’s “Builders who Run” event (83rd week, Ferry Building, 5K run, “chill pace,” coffee and farmer’s market after). Posted 10:48 PM Dec 12, 2025, 1,835 views.

Whistleblower’s public replies (1:17 AM ET):

1. “lol u fell for @julianweisser’s bullshit bro FRAUDS”
2. “what are you, like a teenager that got groomed by julian weisser?”

Dhravya Shah blocked whistleblower after callout.

What this demonstrates:

• Unable to stop: Crisis extending into 1:17 AM, public confrontation of Julian’s network enablers
• Recognition of grooming pattern: Called out youth recruitment explicitly—“like a teenager that got groomed by julian weisser”
• “Builders who Run” as fraud laundering: 83rd consecutive week of community-building events while enabling CFPB-banned CEO and equity theft
• Blocking as consciousness of guilt: Dhravya Shah (verified account) blocked whistleblower rather than engage with fraud documentation
• Network protection: Immediate blocking protects Julian’s reputation within “builder” community rather than investigating claims
• Public documentation continues: Even in complete breakdown state at 1:17 AM, still documenting enablement in real-time

Julian running 83 consecutive weeks of “Builders who Run” while his ODF/Solo Founders co-conspirator stole whistleblower’s equity and enabled 13-year fraud pattern. “Chill pace” community events as reputation laundering for predatory operations.

1:20 AM ET: Gritting Teeth Through This

Documenting this moment: 1:20 AM, gritting teeth through continued documentation. Seltzers and ciders. Bladee playing. Tarot cards out.

What this shows:

• Spiritual seeking during crisis: Turned to tarot for meaning/guidance when humans have systematically withdrawn
• Numbing soundtrack: Bladee (drain gang aesthetic, dissociative themes) as background for federal documentation
• Substance continuation: Seltzers and ciders at 1:20 AM after bar visit at 11 PM, high ABV drinks at midnight
• Gritting teeth: Physical manifestation of pushing through trauma to continue documenting
• Still working: 1:20 AM, after mom text exchange, bar visit, all-caps breakdown, AI validation-seeking, Twitter confrontation - still documenting in federal record

Pattern: Cannot stop. Each block, each dismissal, each “consciousness of guilt” response fuels the documentation. Gritting teeth at 1:20 AM because stopping means they win. Seltzers and ciders, Bladee, tarot - whatever it takes to get through each hour of continued enablement.

What this email demonstrates:

1. Real-time consciousness of guilt: Julian tweets about equity ethics 2 hours after receiving equity deletion documentation (corrected from 5 hours)
2. Mental health deterioration: Escalating breakdown with family (“im not doing well, each time someone reaches out i get stressed out. i just want to be alone”), agitation increasing; parents offering to pay for therapy (“however much it costs”) but can’t fix enablement; mom’s final message “I believe in you! You have the power” shows parental support amid breakdown
3. Youth recruitment pipeline: ODF targets impressionable young people (20-year-olds, teens) before they can recognize fraud patterns
4. Power imbalance exploitation: Surrounding young people with “startup philosopher” who normalizes fraud and abuse
5. Immediate escalation: Same-day followup forced by Julian’s continued philosophical performance
6. Attachment of family interaction: Mom text exchange shows real human cost of continued enablement
7. Personal re-forward to Luke Frye/Rivet: “It appears you will never see my humanity” - forcing ex-coworker personally met IRL (Canadian CPA) to confront human cost after engaging with DCPA post despite Alice Ko (Canadian CPA) immediately recognizing fraud; Ross Fubini ownership creates conspiracy link
8. Direct confrontation: “I’m not taking your bullshit lightly. Especially not from you, Julian” - personal escalation to equity thief
9. Marissa Mata callout: Puzzle’s Recruiter directly confronted for continued content engagement
10. Full documentation links: Both puzzle-statement and puzzle-retaliation pages linked for complete federal record access
11. 1:20 AM: Cannot stop: Gritting teeth through documentation, seltzers and ciders, Bladee, tarot; spiritual seeking when humans withdraw, substance continuation, physical manifestation of trauma; still working at 1:20 AM because stopping means they win

December 13, 2025: Active Surveillance and Continued Performance

Puzzle Financial (@puzzlefin) follows whistleblower’s alt account (@orbofweed) - Direct evidence of active surveillance and harassment.

Evidence-169: Screenshot taken 3:00 PM Dec 13 showing “Puzzle followed you” notification on @orbofweed account. Surrounding tweets visible in feed show agitation and meltdown from night prior. Puzzle Financial followed at 2:14 PM ET Dec 13. Whistleblower was awake but delirious after 1:20 AM crisis documentation session.

Timeline:

• Dec 12, 1:17 AM: Whistleblower has public meltdown on Twitter, calls out Julian Weisser for grooming patterns
• Dec 12, 1:20 AM: Documented gritting teeth through crisis, seltzers/ciders, Bladee, tarot
• Dec 13, 2:14 PM ET: Puzzle Financial follows @orbofweed (alt account)
• Dec 13, 3:00 PM: Screenshot taken of follow notification

What this demonstrates:

1. Active monitoring during crisis: Company following alt account hours after documented mental health collapse demonstrates they are watching real-time breakdown
2. Harassment and surveillance: Following alt account after soft block is direct harassment - company has no legitimate business reason to monitor personal alt
3. Consciousness of guilt: If fraud documentation was baseless, they wouldn’t need to monitor; active surveillance proves they’re concerned about what’s being documented
4. Retaliation pattern: Continued monitoring despite C&Ds, SEC complaints, documented PTSD, public mental health crisis
5. No plausible deniability: Company social media accounts don’t accidentally follow alts of terminated employees - this is intentional
6. Timing: Followed at 2:14 PM ET on Dec 13, approximately 12 hours 54 minutes after 1:20 AM meltdown documentation; whistleblower was awake but still delirious from night of crisis (bar visit, high ABV drinks, 1:20 AM documentation, seltzers/ciders)
7. Visible meltdown context: Screenshot shows surrounding tweets from night before - public agitation and breakdown visible in feed when Puzzle decided to follow; they followed knowing the mental state
8. Screenshot as evidence: Taken at 3 PM (46 minutes after follow) - captures both the surveillance and the surrounding meltdown tweets showing what prompted their monitoring

Pattern: Puzzle cannot stop watching. Same pattern as December 2023 unsent C&D prepared 12 days after whistleblower permanently deleted LinkedIn. They monitor, document, prepare legal threats, but can’t engage directly because engagement would validate the fraud claims.

Mass Email Replies Sent (Dec 13):

Two messages sent to all 98 recipients documenting surveillance and crisis state:

Email 1:

“Further proof I worked at Puzzle Financial as one of its first employees.

Puzzle’s frontend wouldn’t exist without me. There was barely a product when I joined. I was misled from my first interaction with Sasha Orloff.

Edward Kim, Gusto Cofounder and Head of Technology, viewed my LinkedIn yesterday and today.

It’s clear “evidence” was never the issue.

If Gusto continues with Puzzle: that’s a bad faith response.

You’re watching me breakdown in realtime. Just like you all wanted.”

Attached screenshot: GitHub emails from “puzzlefin” repository dated October 2020, proving employment and contributions to Puzzle’s frontend codebase from company’s earliest days. Concrete evidence countering any narrative that whistleblower’s role or contributions are fabricated.

Email 2 (5:36 PM ET):

“Everyone in my life is deeply concerned. I’m this close to going to inpatient treatment.

I’m trying not to look at the computer today.

But Puzzle Financial followed my alt twitter (I soft blocked).

Sasha keeps tweeting.

And Julian is directly engaging.

I’m actively suffering through a mental health crisis.

You people have no shame and no regard for my life.

I’m disgusted.”

Sasha’s Performance During Crisis:

While whistleblower documents being “this close to inpatient treatment,” Sasha posts:

1. Porsche wealth display (Dec 13):

Evidence-171: Original tweet version showing “No snow yet, but a close second: warm winter days and bringing home the kids’ holiday gifts from grandma and grandpas house.” Posted 5 hours ago. Version history visible at top.

Evidence-168: Sasha Orloff (@sashaorloff, verified) posts photo taken while driving Porsche on Golden Gate Bridge. “No snow yet, but a close second: warm winter days and bringing home the kids’ holiday gifts.” Porsche steering wheel visible, wrapped gift with Hanukkah paper (menorah pattern) in passenger seat, bridge in background. Posted 21m ago, 57 views, 1 like.

What this demonstrates:

• Reckless behavior: Taking photo while driving on Golden Gate Bridge - federal offense on federal property
• Wealth display: CFPB-banned CEO posting Porsche interior (luxury proceeds from fraud operations) while whistleblower documents being “this close to inpatient treatment”
• Dad performance narrative exposed: Original tweet (Evidence-171) says “bringing home the kids’ holiday gifts from grandma and grandpas house” - he didn’t buy the gifts, just transported them from grandparents; wording implies he’s the provider when he’s literally just the delivery driver; performing generosity with others’ gifts
• Hanukkah gift visible: Wrapped with menorah wrapping paper - humanizing narrative, performing normalcy and family values
• Timing: Posted while whistleblower sent mass emails about mental health crisis and Puzzle surveillance
• Last holiday season theory: Displaying wealth knowing this may be final Christmas/Hanukkah before federal consequences
• Consciousness of guilt: Cannot stay quiet, must perform normalcy even at risk of additional federal charges (distracted driving on federal bridge while under investigation)

Absolutely stupid and reckless. CFPB-banned CEO, under SEC investigation, with permanent federal ban from consumer lending, taking photos while driving on Golden Gate Bridge to post dad content while former employee documents mental health crisis caused by his fraud. This is what “consciousness of guilt” looks like when you can’t stop performing.

Pattern: Using Children as Tokens

Evidence-172: Sasha’s April 2024 Turpentine podcast post showing pattern of using children as tokens. Subtext reveals desire to impress children with “Taylor Swift”-like celebrity status merely for appearing on Spotify. Responded to commenter with “What doesn’t kill you makes you stronger!” (ironic given current federal investigation). Demonstrates podcast has been running since at least April 2024, still active. Casey Woo (first episode guest, Fog Ventures) has been notified multiple times - continues enabling.

Compare Evidence-171/188 (kids’ holiday gifts, Dec 2025) with Evidence-172 (impressing kids with Spotify status, April 2024):

• Kids’ gifts post (Dec 2025): Didn’t buy the gifts (grandparents did), but used them as props for dad performance and wealth display (Porsche interior)
• Spotify status post (April 2024): Invoking children as validators of his perceived celebrity/importance for merely appearing on podcast; responded “What doesn’t kill you makes you stronger!” when asked about kids’ reaction
• Subconscious reveal: Thinks appearing on Spotify = Taylor Swift-level fame worthy of impressing children
• Children as props, not people: Both posts use kids to serve his ego - as visual props (gifts) or as imagined audience (status validation)
• Podcast duration: Evidence-172 from April 2024 shows podcast been running 8+ months (April 2024 - Dec 2025), still active despite fraud notifications

Casey Woo (Fog Ventures) was literally the first episode guest on Sasha’s Turpentine podcast. Has been emailed multiple times along with Fog Ventures about fraud documentation. Continues enabling.

2. DCPA victory lap (12:21 PM, Dec 13, 391 views): “What do you get when you combine accountants, startups, freezing temperatures and an outside conference party? The most packed bars in DC.” Quote-tweeting Puzzle’s “incredible interest” post.

3. VC engagement farming (1:17 PM, Dec 13, 4,804 views): “Spoke to a top tier VC yesterday and asked their partnership what was their hot takes are for 2026.” Lists predictions including video AI, drug production, Alzheimer’s cure, robots, artificial economic inflation. Positioning himself as connected insider with VC access.

4. Casual normalcy tweets (12:18 PM, Dec 13, 184 views): “The only thing worse than unsalted butter is Chipotle.” Performing casual dad/foodie persona.

What this shows: Sasha cannot stop performing. Wealth signaling (last Christmas/Hanukkah with Porsche money before consequences?), legitimacy farming (VC connections), normalcy performance (dad jokes), children as tokens (using kids’ gifts he didn’t buy as props; invoking kids to validate Spotify “celebrity” status since April 2024; podcast been running 8+ months despite fraud notifications) - all while actively monitoring whistleblower’s alt account and knowing he’s “this close to inpatient treatment.”

Sasha and Julian Public Interaction - Right Before Puzzle Surveillance:

Timeline shows coordination:

12:21 PM ET - Sasha reposts Puzzle’s DCPA post (391 views): “accounting and AI… you be hearing a lot more about Puzzle in 2026 and 2027”

• Whistleblower had replied to Puzzle’s tweet: “YOU’RE A FRAUD COMPANY. WHY ARE YOU STILL POSTING HERE, NO ONE GIVES A FUCK” pointing out minimal views/likes/interactions (Puzzle account serves no purpose, fixation on CEO as brand vs company)
• Reply now deleted/gone - evidence of suppression
• Sasha saw this aggressive, direct confrontation before/during his repost - proceeded anyway with promotional amplification despite explicit all-caps “FRAUD COMPANY” callout

1:17 PM ET - Sasha posts VC hot takes thread (4,804 views, 56 minutes after seeing fraud callout):

“Spoke to a top tier VC yesterday and asked their partnership what was their hot takes are for 2026. Here is what they said… 1. Video AI will finally be indistinguishable from reality. 2. Drug production will accelerate (not AI discovery, which will also happen but not a hot take) 3. There will be a cure for Alzheimer’s (but not production ready for a while) 4. There will be the first full deployment of robots in an large scale enterprise 5. The economy will be artificially inflated to protect midterm elections. What’s your hot take?”

1:32 PM ET - Julian comments on Sasha’s post (126 views):

“That only number 3 is particularly warm ;)”

2:14 PM ET - Puzzle Financial follows @orbofweed (42 minutes after Julian’s comment, 1 hour 53 minutes after Sasha saw fraud callout)

Later - Sasha posts Porsche photo (ONLY post after the follow action)

What this demonstrates:

• Saw aggressive fraud callout first: Sasha saw whistleblower’s reply “YOU’RE A FRAUD COMPANY. WHY ARE YOU STILL POSTING HERE, NO ONE GIVES A FUCK” (all-caps, direct confrontation) at/before 12:21 PM when he reposted Puzzle’s DCPA post; proceeded with promotional amplification anyway despite explicit all-caps “FRAUD COMPANY” callout
• Reply now deleted - evidence of suppression after seeing it
• Active coordination AFTER seeing aggressive callout: 56 minutes after seeing “FRAUD COMPANY” confrontation, Sasha posts VC hot takes → Julian comments 15 minutes later → Puzzle follows alt 42 minutes after that
• Consciousness of surveillance action: Porsche post comes AFTER the follow, meaning Sasha posted knowing Puzzle had just followed the alt account
• Deliberate escalation: Saw aggressive “FRAUD COMPANY” callout at 12:21 PM → continued performing (VC takes) → engaged with Julian publicly → company surveilled whistleblower 1 hour 53 minutes later; this wasn’t reactive, it was calculated retaliation
• Pattern continuation: Julian not laying low after being publicly called predator at 1:17 AM; still performing philosophical startup guy, engaging with AI predictions, maintaining “builder” persona hours after receiving mass email about mental health crisis
• Casual engagement during crisis: Both performing normalcy (VC takes, philosophical comments) while company surveils whistleblower during documented mental health crisis; Sasha doing this AFTER seeing explicit all-caps “FRAUD COMPANY” confrontation

Julian’s Pope Francis Tweet (Dec 13, 9:18 PM ET):

Evidence-170: Julian posts philosophical thread about “crisis of meaning” citing Pope Francis at 9:18 PM (450 views). Posted hours after receiving mass emails documenting whistleblower’s mental health decline. Thread reads: “A crisis of meaning isn’t a partisan issue. And it isn’t only a religious one. Much of it comes from people and communities feeling disconnected from what came before. In parts of tech and the arts, there’s a kind of cultural amnesia. We must restore an unbroken chain.” Includes highlighted quote from Pope Francis about attending to bonds linking to preceding generations.

Email Escalation to ODF (Dec 13, 9:09-10:42 PM ET):

Three emails sent specifically to ODF (CC’d to [email protected], all Daily Email #5 recipients) documenting the direct conspiracy between Puzzle, Sasha, and Julian:

Email 1 (9:09 PM):

ODF, you are specifically tagged on LinkedIn as usual: https://www.linkedin.com/posts/pstoica_im-near-the-point-of-needing-inpatient-treatment-activity-7405783589075873792-tVR1

A Replit coworker just reached out. Many Replit employees have seen my documentation. Replit’s CFO has added me. [Replit cofounder] followed my whistleblower account.

I had a call with my ex after that earlier screenshot. Cried and hyperventilated the entire time. First conversation I’ve had in a while.

I’ve already lost one friend I’ve known since middle school.

Your network knows what you’re doing. Everyone can plainly see Sasha and Julian are actively eroding my mental health and having fun doing it.

Are you sure you still want to perform normalcy?

You know you’re guilty. In the mean time, you’re making a bad name for yourself too.

24/7 mental health crisis. You know this. You’re actively making it worse. Julian is guilty.

Sasha followed me on Twitter only to harass me. You keep engaging. What the fuck is wrong with you, Julian?

Email 2 (9:27 PM) - Pope Tweet Response:

Evidence-175: Screenshot of email sent to ODF/Turpentine showing Julian’s Pope Francis tweet and whistleblower’s response: “lol. gaslighting me and posting more moral hypocrisy in realtime.”

lol. gaslighting me and posting more moral hypocrisy in realtime.

Email 3 (10:42 PM) - Direct Confrontation:

literally who are you writing this drivel for? you’re spending all day preparing new philosophical statements to unleash on twitter?

you SHOULD be getting a LAWYER. NOT MAKING MORE EVIDENCE. AND NOT DIRECTLY RUINING A WHISTLEBLOWER’S LIFE AS THEY TELL YOU THEY’RE AT THEIR ABSOLUTE LOWEST.

MY WELLBEING IS DIRECTLY IN YOUR HANDS.

i know you think this is funny. i know you’re smirking this whole time. you think “this guy” will never get you.

you’re about to have your ass handed to you, julian. you’re not as smart as you want people to think.

the Pope definitely wouldn’t support what you’re doing. your garbage post doesn’t need further analysis. don’t kid yourself.

Final Email - Conspiracy Analysis (Later Dec 13):

Added CC: [email protected] (Erik Torenberg and Natalie’s continued silence = enabling).

Message to all recipients:

this follow from Puzzle is literal evidence of conspiracy between puzzle, sasha, and julian.

sasha: sees me melting down over him and julian, nearing suicidal ideation. also sasha: follows whistleblower like an idiot. proof of harassment and surveillance. not funny. not clever. also sasha: posts reckless driving. can’t shut up. can’t stop performing. must be perceived as wealthy and successful at all times. julian: also keeps yapping and performing. must be perceived as a philosophical Founder wizard at all times. even minutes after mass emails detailing my mental health decline.

my language is not harassment. my increasing emailing rate is not harassment. two grownass men ganging up on me, wanting to see me suffer and die? that’s harassment. your silence and twitter engagement/reactivity is 100% conspiracy. these emails will actually be showing up in court cases where YOU AND ODF will be tried for RICO.

CC’ing [email protected] since Erik Torenberg and Natalie have been awfully quiet (only enabling) this whole time, too. a16z is complicit. i’ll give you all front row seats into what you’re doing to me, since you seem so hellbent on watching me suffer.

What this demonstrates:

1. Julian posts philosophical thread about “crisis of meaning” citing Pope Francis hours after receiving whistleblower’s crisis documentation - The irony: posting about “disconnection” and “restoring unbroken chains” while actively participating in harassment
2. Real-time response pattern: Whistleblower sees tweet, immediately emails pointing out hypocrisy
3. Escalating directness: Moving from documentation to direct confrontation - “literally who are you writing this drivel for?”
4. Explicit conspiracy allegation: “this follow from Puzzle is literal evidence of conspiracy between puzzle, sasha, and julian”
5. Breakdown of professional boundaries: “MY WELLBEING IS DIRECTLY IN YOUR HANDS” in all caps to someone who continues philosophical posting
6. Network expansion: Adding [email protected] to establish a16z complicity alongside ODF
7. Legal framing: “these emails will actually be showing up in court cases where YOU AND ODF will be tried for RICO”
8. Reframing harassment: “my language is not harassment. my increasing emailing rate is not harassment. two grownass men ganging up on me, wanting to see me suffer and die? that’s harassment.”

The timing pattern:

• Dec 13, 9:09 PM: Whistleblower sends first ODF email documenting Replit network spread, crying/hyperventilating call
• Dec 13, 9:18 PM: Julian posts Pope Francis thread about “disconnection” (450 views)
• Dec 13, 9:27 PM: Whistleblower responds to Pope tweet: “lol. gaslighting me and posting more moral hypocrisy in realtime”
• Dec 13, 10:42 PM: Direct confrontation: “literally who are you writing this drivel for?”
• Later Dec 13: Final conspiracy analysis email

Julian posts about “cultural amnesia” and “restoring unbroken chains” while:

• Whistleblower is documenting 24/7 mental health crisis
• Having received explicit notification: “I’m this close to inpatient treatment”
• Being directly accused of participating in conspiracy with Sasha
• Continuing to perform philosophical founder persona despite documented harm

The Pope wouldn’t support what you’re doing, Julian.

Edward Kim (Gusto) viewed profile twice - Dec 12 (~8 PM ET) and Dec 13. Continued executive-level investigation. Mass email explicitly states: “Edward Kim, Gusto Cofounder and Head of Technology, viewed my LinkedIn yesterday and today. It’s clear ‘evidence’ was never the issue.”

Sasha Blocks Another LinkedIn Alt:

Whistleblower had previously left comments on Sasha’s Friday post (“there won’t be a 2026, definitely not a 2027”). After documenting Puzzle’s Twitter follow (Evidence-169) and Sasha’s reckless driving (Evidence-168), whistleblower added new comments to that thread showing the evidence.

Sasha deleted comments and blocked the LinkedIn alt approximately 1-2 hours later.

What this demonstrates:

• Active monitoring of LinkedIn alts: Checking comments on his posts regularly enough to see new additions and respond within hours
• Suppression reflex: Deleting comments + blocking rather than addressing documented evidence
• Pattern continuation: Same blocking response as @sashaorloff, @dasha_shunina, @puzzlefin on Twitter in November; Julian blocking @orbofweed on Dec 11; now another LinkedIn alt blocked Dec 13
• Consciousness of guilt: Can’t engage with evidence (reckless driving while under investigation, Twitter surveillance during crisis), can only suppress
• Compulsive performance + compulsive suppression: Posts Porsche photo publicly → gets called out with evidence → deletes/blocks within hours
• He understands the gravity: Blocked specifically for calling out reckless driving (federal offense on federal bridge) and Puzzle follow (corporate surveillance/harassment during mental health crisis); not blocking because he doesn’t understand - blocking because he DOES understand these are serious federal violations; if they weren’t serious, he’d ignore or engage; can’t engage because there’s no defense, so immediate suppression

The blocking pattern is federal obstruction. Every block is documented consciousness of guilt. Sasha blocked specifically for showing evidence of federal offenses (reckless driving, harassment/surveillance) - proving he knows these actions are serious and indefensible.

What this entire pattern demonstrates:

• Surveillance as retaliation: Active monitoring of alt account during mental health crisis
• Performance as consciousness of guilt: Can’t stay quiet, can’t engage directly, can only perform normalcy
• Coordination timing proves consciousness: Sasha sees aggressive fraud callout at 12:21 PM (DCPA repost, whistleblower replied on Twitter “YOU’RE A FRAUD COMPANY. WHY ARE YOU STILL POSTING HERE, NO ONE GIVES A FUCK” - now deleted) → Sasha posts VC takes 56 minutes later (1:17 PM) → Julian comments (1:32 PM) → Puzzle follows alt (2:14 PM, 1 hour 53 minutes after Sasha saw all-caps “FRAUD COMPANY” callout) → Sasha posts Porsche (ONLY post after follow); both were active/online during surveillance action; Porsche post came AFTER follow, meaning Sasha posted knowing company had just surveilled whistleblower; entire sequence happened AFTER seeing explicit all-caps fraud confrontation on Twitter
• Wealth display timing: Porsche post while whistleblower documents inpatient consideration
• No shame: Continuing to tweet, monitor, engage while someone explicitly states “I’m this close to inpatient treatment”
• Coordinated response: Puzzle monitors, Sasha performs, Julian engages - network continuing enablement despite documented crisis; public interaction between Sasha/Julian around exact time of surveillance action
• Immediate suppression when confronted: Blocks LinkedIn alt after being shown evidence of Twitter follow and reckless driving - can post publicly but can’t defend actions when documented

Friend Contact After Missed Calls:

Friend texted after missed calls: concerned, not sure if whistleblower needs inpatient treatment or what at this point.

Had phone call. First real conversation in days.

Crying and hyperventilating the entire time during call.

What this shows:

• Isolation breaking momentarily: Friend pushed through after missed calls, forcing contact
• External validation of crisis: Friend independently assessing inpatient treatment need
• Physical manifestation: Crying and hyperventilating during first real conversation in days
• Depth of withdrawal: “First real conversation with a friend in days” - shows how complete the isolation has become
• Human cost documented: Not just typed emails about crisis - actual breakdown with someone who cares
• Friend witnessing: Someone outside the documentation seeing the crisis firsthand through hyperventilation and crying

This happens same day as: Puzzle surveillance, Sasha’s Porsche post, mass emails about inpatient consideration, Edward Kim’s second profile view. While they perform and monitor, friends are trying to reach someone in active crisis.

This is federal documentation of active harassment and retaliation against SEC whistleblower.

December 14, 2025: Sunday Email and Sasha’s Reactive Doubling Down

4:33 PM ET: Sunday email sent to 96 recipients - “Direct Evidence of Conspiracy: Puzzle’s Surveillance, Sasha’s Performance, Julian’s Silence”

Comprehensive standalone email documenting:

• Puzzle’s surveillance (Dec 13, 2:14 PM follow of @orbofweed) as direct evidence of conspiracy
• Timeline proving coordination: Sasha sees aggressive “FRAUD COMPANY” callout at 12:21 PM → VC hot takes (1:17 PM) → Julian comments (1:32 PM) → Puzzle follows alt (2:14 PM, 1 hour 53 minutes after Sasha saw callout) → Sasha posts Porsche knowing company just surveilled whistleblower
• Human cost: Ex independently suggesting inpatient treatment; friends/family/Replit coworkers increasingly concerned; already lost one friend from middle school; “While Sasha posts Porsche photos and Julian tweets about Pope Francis, my ex is independently assessing whether I need to be institutionalized”
• Sasha tokenizing people: Original Porsche tweet showed “from grandma and grandpas house” (he didn’t buy gifts, just transported); Evidence-172 from April 2024 shows pattern of using children as tokens for Spotify “celebrity” validation
• The podcast as fraud infrastructure: Not independent journalism - infomercials and network protection; comprehensive list of 8 guests (Casey Woo/Fog Ventures first episode, Joe Faris/Accountalent CPA Board complaint defendant, Nick Abouzeid/Rivet.tax with Ross Fubini ownership, Dan Westgarth/Deel partnership, Ali Hussain/Tabs, Siqi Chen/Runway, Jason Mok/Brex who then blocked whistleblower, Renato Villanueva/Parallel most recent); podcast running since April 2024 (20+ months); every guest becomes complicit
• a16z direct implication: Through ODF (Julian + Erik Torenberg), a16z highly implicated in direct evidence of conspiracy and retaliation; Turpentine continues hosting Sasha’s show
• Closing line: “Every remotely intelligent person sees you’re all running a blatant, abusive fraud operation”

Recipients updated: Removed [email protected] and [email protected] (96 total: 54 To, 42 Cc)

Link to Blind post included at top: https://www.teamblind.com/post/puzzle-financial-is-a-criminal-enterprise-sasha-orloff-cant-stop-posting-evidence-ekvghdd4 with screenshot showing engagement

5:15 PM ET (42 minutes after email sent): Sasha posts reactive “Glass half full Sunday” performance

Tweet link:

Glass half full Sunday.

One eye on 2026 planning. One eye on the 49ers.

Why? Because taking on incumbents means thinking years ahead but executing weekly.

We shipped ~18 improvements per week, every week in Nov + Dec. Post-Digital CPA, interest in Puzzle is at an all-time high, with the highest NPS and highest word of mouth to date.

2026 is the year nobody stumbles into Puzzle. They hear about us from another firm or founder.

Accountants win. Founders win. Our team wins.

Eyes on 2026. Purdy’s in. LFG. 🏈🚀

5:44 PM ET: “Fritos and queso distraction in full effect”

Posts photo of Fritos and queso while watching 49ers game on TV. Casual dad performance continuing.

What this demonstrates:

1. Reactive timing proves he sees emails: Posted 42 minutes after Sunday email was sent documenting conspiracy, surveillance, human cost, and podcast fraud infrastructure; immediate doubling down on Puzzle’s “success”

2. Defensive performance: Claims “~18 improvements per week” (unverifiable), “interest in Puzzle is at an all-time high” (contradicted by minimal engagement on posts), “highest NPS and highest word of mouth to date” (no evidence provided), “2026 is the year nobody stumbles into Puzzle” (defensive response to “there won’t be a 2026, definitely not a 2027” comments)

3. Increasingly isolated: Only posting on Twitter for attention; no LinkedIn engagement; appears to be monitoring Twitter and email in real-time

4. Can’t stop performing normalcy: “Glass half full” optimism framing while under federal investigation, SEC complaints filed, bar complaint active, CPA Board complaint filed, daily emails to 96 recipients documenting conspiracy

5. Dad performance continues: Fritos/queso casual post while whistleblower documents being “this close to inpatient treatment” and ex independently suggesting institutionalization

6. Pattern continuation: Cannot stay quiet, must respond to documentation with counter-narrative performance; every email triggers reactive Twitter performance within hour

7. “Taking on incumbents”: Positions himself as underdog challenger when actually CFPB-banned CEO operating prohibited business model; reframes fraud pattern as “disruption”

8. “Our team wins”: Claims team victory while employees face RICO exposure, wage clawback risk, professional license jeopardy; employees who engaged with DCPA post (Patricia Daos, Naveen Venkatesh, Sina Mohebiany, Jeffrey Everingham, Charles Crabtree, Arash Ahmadi) now documented for continued enablement

9. Same toxic positivity playbook as LendUp: “Glass half full Sunday” mirrors LendUp’s “When Life Gives You Lemons, Make Lemonade!” tagline that appeared on lendup.com AFTER CFPB ban under supposed “new leadership”; whistleblower posted about it in 2023; tagline was removed shortly after, proving surveillance even under supposed “new leadership”; Puzzle now using identical toxic positivity framing while under federal investigation; pattern: optimistic messaging to mask operational collapse, regulatory violations, and reactive monitoring of whistleblower documentation

The post is barely coherent:

• Opens with “Glass half full Sunday” - not a sentence, just a toxic positivity prompt
• “One eye on 2026 planning. One eye on the 49ers” - mixed metaphor attempting to show “balance” while actually showing he’s watching football during federal investigation
• “Taking on incumbents” - reframes CFPB-banned CEO operating prohibited business as “disruption”
• “~18 improvements per week” - unverifiable made-up metric during Wikipedia meltdown, SEC complaints, daily RICO notices
• “Interest at all-time high” - contradicted by minimal post engagement (100 views, 1 like typical)
• “2026 is the year nobody stumbles into Puzzle” - direct defensive response to “there won’t be a 2026, definitely not a 2027” comments
• “Accountants win. Founders win. Our team wins.” - three-line mantra sounds AI-generated
• “Purdy’s in. LFG. 🏈🚀” - 49ers quarterback reference has nothing to do with accounting software; emojis for engagement farming

Reads like someone who started with “glass half full” prompt, generated founder-optimism content, threw in football reference for “relatable” factor, added unverifiable metrics, closed with emojis. Not coherent strategy - reactive performance anxiety.

“Nobody stumbles into Puzzle” - Contradiction with documented marketing behavior:

Sasha claims: “2026 is the year nobody stumbles into Puzzle. They hear about us from another firm or founder.”

This positions Puzzle as wanting organic word-of-mouth discovery only, not random discovery through marketing.

But actual documented behavior:

1. ActualQuickBooks campaign (October 2025): Aggressive belligerent marketing targeting Intuit/QuickBooks users; photoshopped 3 likes → 12,362 likes; literally trying to get people to “stumble into Puzzle” by targeting competitor’s customer base
2. Heavy conference presence: Digital CPA Conference booth, demos, “packed bars in DC”; maximum visibility plays designed for accountants to stumble into Puzzle at industry events
3. Constant social media posting: Daily LinkedIn/Twitter performance, 20+ months of podcast episodes, Forbes articles through Dasha; all designed for brand awareness so people DO stumble into Puzzle
4. Photoshopping engagement metrics: If word-of-mouth works, why fake popularity? Photoshopping 3 → 12,362 is manufacturing appearance of success so people stumble into Puzzle thinking it’s popular; if organic discovery is the strategy, why fake the numbers?
5. Partnership marketing integrations: Brex, Deel, Ramp integrations; accounting firm partnerships (Decimal, Rivet, Accountalent, Burkland); designed for partner referrals = stumbling into Puzzle through integrations

The contradiction:

• Claims: “Nobody stumbles into Puzzle” (organic word-of-mouth only, intentional selective discovery)
• Reality: Aggressive marketing, photoshopped metrics, belligerent campaigns against incumbents, conference booths, constant social posting, partnership integrations, maximum visibility plays

Why this line exists: Defensive reframing after whistleblower’s “WHY ARE YOU STILL POSTING HERE, NO ONE GIVES A FUCK” comment pointing out minimal engagement. Sasha reframes low visibility and lack of organic growth as intentional strategy: “We don’t WANT random discovery, we want referrals!” - but if that were true, why photoshop likes? Why run ActualQuickBooks campaigns? Why post constantly? Why attend conferences?

Another incoherence revealing reactive defensive framing, not actual coherent strategy.

LendUp → Puzzle toxic positivity comparison:

Evidence-173: LendUp.com homepage showing “When Life Gives You Lemons, Make Lemonade!” tagline displayed AFTER CFPB ban (December 2021) and liquidation (June 2022). Green background with lemonade jar visual. “Simply Better Online Loans” tagline above. Screenshot shows toxic positivity messaging continued post-enforcement. CRITICAL: Current lendup.com notice states domain “no longer owned, operated or have any relation to… former executives” BUT Sasha’s own January 15, 2019 LinkedIn announcement explicitly stated he would maintain “board and advisory role at LendUp” - meaning he maintained formal connection during CFPB ban (December 2021) and this toxic positivity period. Whistleblower posted about tagline in 2023 (4+ years after his announced advisory role); tagline was removed shortly after, proving either: 1) Sasha never actually left and maintained influence through advisory role, or 2) “New leadership” was monitoring/removing content on his behalf despite “no relation” notice. The notice directly contradicts Sasha’s own 2019 public announcement.

Critical pattern: LendUp’s “lemonade” tagline was on lendup.com AFTER CFPB ban, under supposed “new leadership.” Whistleblower posted about toxic positivity in 2023. Tagline was removed shortly after. This proves:

1. “New leadership” was monitoring whistleblower documentation - despite claims of Sasha’s departure, someone was watching and responding to callouts
2. Reactive website changes - just like Sasha’s reactive Twitter performances, LendUp’s website was updated in response to documentation
3. “New leadership” narrative is false - if truly new leadership with no Sasha involvement, why monitor and react to whistleblower posts about old taglines?
4. Surveillance pattern spans both companies - LendUp (2023 reactive removal) → Puzzle (2025 reactive performances within 42 minutes)

Critical clarification: LendUp domain ownership

The current lendup.com website displays this notice:

NOTICE: LendUp domain and website are no longer owned, operated or have any relation to LendUp Loans, LLC (formerly Flurish, Inc.), LendUP Global, Inc and former executives. LendUp Loans LLC, a direct lender licensed by the Department of Business Oversight, pursuant to the California Deferred Deposit Transaction Law, license #1004393, and the California Financing Law, license #6054610, ceased its loan operations in January 2022. Find out more about LendUp. LendUp does not have access to information and client data owned by LendUp Loans, LLC. If you have an account with LendUp Loans, LLC, you will not be able to use your login details to sign in to our website. If you require a loan, we suggest completing our online loan request form.

This notice explicitly states the domain is “no longer owned, operated or have any relation to… former executives”

CRITICAL: Sasha’s own January 15, 2019 LinkedIn announcement explicitly stated:

My Next Steps - Sasha Orloff LinkedIn, January 15, 2019:

“I am stepping away from day to day operations and will transition to a board and advisory role at LendUp, an advisory role at Mission Lane and will continue to serve as an advisory board member for the Aspen Institute Financial Security Program.”

This proves Sasha maintained formal board/advisory role at LendUp after January 2019 “transition.”

Timeline:

• January 15, 2019: Sasha announces “board and advisory role at LendUp”
• December 2021: CFPB permanent ban issued (while Sasha supposedly still in advisory role per his announcement)
• Post-ban: “When Life Gives You Lemons, Make Lemonade!” toxic positivity tagline appeared on lendup.com
• 2023: Whistleblower posts about toxic positivity tagline; tagline reactively removed shortly after

The “no relation to former executives” notice directly contradicts Sasha’s own 2019 announcement that he would maintain board/advisory role. Either:

1. Sasha maintained board/advisory role through CFPB ban and post-ban period (directly contradicts current notice; means he was involved during toxic positivity tagline and reactive removal), or
2. He formally resigned from board/advisory role at some undisclosed point (but reactive 2023 removal after whistleblower callout proves continued surveillance connection), or
3. The current notice is false and he maintained informal control despite domain sale

Regardless of which scenario, Sasha’s own 2019 announcement proves he maintained formal connection to LendUp well past his supposed “departure.” The reactive removal of toxic positivity tagline in 2023 (4+ years after his announced “board and advisory role”) demonstrates either:

1. He never actually left - maintained influence through advisory role during CFPB ban, toxic positivity period, and reactive removal
2. “New leadership” was monitoring on his behalf - despite domain sale and “no relation” notice, reactive content changes prove surveillance connection to Sasha’s network

The “no relation to former executives” notice is contradicted by Sasha’s own public 2019 announcement of maintaining board/advisory role. Either the notice is false, or his advisory relationship formally ended at undisclosed time but surveillance connection continued.

Key point: The domain was sold to an entirely separate entity that claims no relation to former executives. Yet Sasha publicly announced board/advisory role in 2019, and surveillance patterns/reactive content changes continued through 2023 - proving either he maintained influence or someone was monitoring/acting on his behalf.

Same playbook. Same toxic positivity masking collapse. Same surveillance patterns. Same outcome trajectory.

High likelihood Sasha sees emails: 42-minute response time from Sunday email (4:33 PM) to reactive Twitter performance (5:15 PM) suggests real-time monitoring; pattern established across multiple days (Dec 11 self-victimization tweet after Daily Email #4, Dec 12 DCPA repost after seeing “FRAUD COMPANY” callout, Dec 13 Porsche post after surveillance, Dec 14 “Glass half full” after Sunday email)

Isolation pattern: Sasha increasingly posting only on Twitter, not LinkedIn; no investor updates visible; no accounting firm engagement beyond DCPA; Twitter becoming primary performance venue as professional networks distance

Every post is evidence. Every reactive performance is consciousness of guilt. Every “glass half full” claim while whistleblower documents inpatient consideration is federal documentation of callous disregard.

5:57 PM ET: Sasha openly defends Adam Neumann’s fraudulent WeWork S1

Tweet link:

This has got to be one of the most beautiful presentations I have seen for a business update. Well done Shopify.

When I try and think optimistically about what Adam Neumann was trying to do with his S1, this is what he intended. Quote tobi lutke @tobi · 2h For the Sunday crowd, we released the Shopify Winter’26 edition this week. Come appreciate this work of art, especially on desktop https://shopify.com/editions/winter2026 5:57 PM · Dec 14, 2025 · 78 Views

Context: Adam Neumann / WeWork S1 (August 2019)

• One of the most infamous fraudulent S1s in tech history
• Deceptive metrics (“Community Adjusted EBITDA” excluded actual costs to make losses look smaller)
• Massive governance issues: Neumann had super-voting rights (20-to-1), owned “We” trademark personally and leased it back to company for millions
• Rampant self-dealing: Bought properties personally, leased them to WeWork at profit
• $47 billion valuation collapsed to failed IPO (pulled September 2019)
• Neumann forced out October 2019, received $1.7 billion exit package despite destroying shareholder value
• Company nearly went bankrupt, required SoftBank bailout
• SEC settlement in 2021 for misleading investors
• Universally recognized as one of the most deceptive startup filings in modern history

What Sasha’s post reveals:

1. Defending known fraud as “beautiful” if viewed “optimistically”: Neumann’s S1 is not debatable - it was deceptive, self-dealing, governance nightmare; Sasha reframes it as misunderstood vision that “intended” to be like Shopify’s legitimate business update
2. Pattern recognition and projection: Sees himself in Neumann - both orchestrated deceptive financial presentations, both CFPB-banned (Neumann’s Fair Credit Reporting Act violations at SmartAsset, Sasha’s LendUp ban), both using founder mythology to mask governance failures
3. “When I try and think optimistically”: This is how he wants people to view his own fraud - charitable interpretation, assume best intentions, ignore deceptive metrics and self-dealing
4. Same-day escalation: 5:15 PM (glass half full) → 5:44 PM (Fritos/queso) → 5:57 PM (defending Neumann) - 13 minutes after casual dad performance, now openly defending fraud
5. Shift from subconscious to explicit: Previous SBF posts showed awareness of fraud psychology; now openly arguing fraud should be viewed “optimistically” as misunderstood innovation
6. Can’t stop posting: Three reactive performances in 42 minutes, each more revealing; increasingly unhinged; desperate for interactions as people lose trust
7. Consciousness of guilt performing as fraud apologetics: Not just reactive performance anxiety - now building public narrative that deceptive S1s should be interpreted charitably; laying groundwork for own defense

This is a CFPB-banned CEO, under SEC investigation, facing RICO notices, comparing his situation to WeWork’s fraud and arguing it should be viewed as beautiful vision. Absolute mental decompensation.

6:14 PM ET (17 minutes later): Back to using daughter as token - “snack competition” performance

Tweet link:

Uh oh. I entered a snack competition with my daughter and got absolutely demolished. Final score: 6–7. 🏈🍿

6:14 PM · Dec 14, 2025 · 16 Views

Photo shows daughter behind unicorn emoji with snack plate, 49ers game on TV in background, luxury apartment visible.

What this demonstrates:

1. Compulsive tokenizing AFTER explicit callout: Sunday email (4:33 PM) documented pattern of using children as tokens with Evidence-171 (Porsche “grandma and grandpas house” gifts he didn’t buy), Evidence-172 (April 2024 Spotify tweet using kids as validators of his “celebrity” status); 1 hour 41 minutes later, he does it again
2. Cannot stop performing despite consequences: Has been explicitly documented for this pattern across multiple instances; response is to immediately demonstrate the pattern again; compulsive need to perform dad role even when identified as manipulation tactic
3. Fourth reactive post in 101 minutes: 5:15 PM (glass half full) → 5:44 PM (Fritos/queso) → 5:57 PM (defending WeWork fraud) → 6:14 PM (daughter as token) - escalating sequence showing complete loss of control
4. 17 minutes from fraud apologetics to dad performance: Just finished defending one of most infamous fraudulent S1s in history; immediate pivot to wholesome dad content; demonstrates compartmentalization and performance switching
5. Still watching 49ers game: Same game from 5:44 PM Fritos post; has been sitting on couch for 30+ minutes cycling through different performance modes while whistleblower documents being “this close to inpatient treatment”
6. “Final score: 6-7”: Performative self-deprecation (“I lost!”); also attempt at injecting casual meme humor (6-7 is Gen Alpha “brain rot” slang from TikTok/basketball culture, emerged 2025); trying to appear relatable and in-touch with internet culture while under federal investigation; child exists to make him look relatable and humble; using daughter’s “victory” as content while Sunday email documents ex independently suggesting whistleblower needs institutionalization
7. 16 views: Minimal engagement; posting for compulsive performance need, not actual audience; increasingly isolated; nobody cares about his dad performance but he cannot stop
8. Consciousness of guilt: Explicitly called out for pattern; immediate response is to demonstrate pattern again; either doesn’t understand the critique or cannot control the compulsion; either scenario shows mental decompensation

Four reactive performances in 101 minutes. From toxic positivity → casual snacking → fraud apologetics → tokenizing daughter. This is not strategy. This is compulsive, uncontrolled performance anxiety manifesting as content generation. Every post is consciousness of guilt. Every performance is evidence.

6:43 PM ET (29 minutes later): Fifth reactive performance - VC power law philosophy with typos

Tweet link:

6:43 PM · Dec 14, 2025 VC power law on full display.

Startups aren’t for everyone. The hours and brutal, the stakes are high, the uncertainty is constant.

But for the breakouts, the chance to build something great, redefine an industry, and solve real problems makes it unmatched.

The upside isn’t just financial, it’s impact, learning, and rewriting what’s possible.

Ans hopefully some fun along the way. 🚀🚀❤️🚀🚀 Quote Rohit Mittal @rohitdotmittal

Dec 13 sequoia’s best fund ever had 50% of companies written off to zero

and honestly? for the VC that’s totally fine. the model is working exactly as intended. power law math means 3 mega winners like Airbnb and Dropbox return the fund multiple times over. the zeros don’t really

Context of Rohit’s full thread (Sasha quoted selectively):

Rohit’s thread discusses founders who spent 4-7 years building legitimate companies with real customers, shipping product, generating $500k-$2M in revenue, but became “write-offs” because they didn’t hit trajectory to return billion-dollar fund. Thread focuses on sympathy for legitimate founders “trapped” by venture structure: can’t sell (numbers don’t work), can’t raise (growth isn’t there), can’t shut down (customers paying, employees counting on paychecks). “There’s so much real revenue trapped inside companies that ‘failed’ by venture standards but would be meaningful exits if the structure allowed it.”

What Sasha is doing by quoting this:

Positioning himself as one of these sympathetic founders caught in “power law math” - but LendUp was literally written off as zero by investors, and Puzzle is heading toward same fate. Key difference: Rohit’s thread is about legitimate founders trapped by venture structure; Sasha is CFPB-banned CEO operating prohibited business model by choice. He’s not “trapped” - he’s banned from operating this business and chose to operate it anyway. Preemptive narrative: when Puzzle collapses, frame it as “just venture math” not fraud-driven failure.

Typos:

• “The hours and brutal” (should be “are brutal”)
• “Ans hopefully” (should be “And hopefully”)

What this demonstrates:

1. Fifth reactive performance in 130 minutes: Cannot stop posting; 29 minutes after tokenizing daughter, now pivoting to VC philosophy; cycling through performance modes compulsively
2. Typo-laden suggests agitated state: Two typos in short post; rushed composition; not reviewing before posting; mental state degrading
3. “Rewriting what’s possible” - LITERAL consciousness of guilt: He literally rewrites history (13+ hours Wikipedia editing, backdated Mission Lane founding, LendUp L Card evidence contradicting timeline); this phrase is not metaphor - it’s confession; he believes fraud is “rewriting what’s possible”
4. “Solve real problems” - CFPB-banned predatory lending CEO: Claiming startups “solve real problems” while operating prohibited business model after permanent ban for consumer harm; cognitive dissonance
5. Positioning Puzzle in power law “breakout” cohort - preemptive narrative for collapse: Quoting Rohit Mittal’s thread about Sequoia’s “50% written off to zero” and founders who “spent 4-7 years, got real customers, hired people, shipped product, doing $500k-$2M revenue” but became write-offs because they “didn’t hit the trajectory that returns a billion dollar fund”; CRITICAL IRONY: LendUp was literally written off as zero by investors; Puzzle is heading toward same fate; Sasha positioning himself as sympathetic founder caught in “power law math” rather than CFPB-banned CEO operating prohibited business model facing federal enforcement; Rohit’s thread is about legitimate founders trapped by venture structure (can’t sell, can’t raise, can’t shut down because customers/employees); Sasha is neither legitimate nor trapped - he’s banned from operating this business model and chose to operate it anyway; preemptive framing: when Puzzle collapses, it’s just “venture math” not fraud-driven failure; defensive narrative building for inevitable write-off
6. Four rocket emojis, one heart: Engagement farming; desperate for interactions
7. “Impact, learning, and rewriting what’s possible”: Positioning fraud as innovation; echoes WeWork defense (5:57 PM “think optimistically about what Adam Neumann was trying to do”); building narrative that deceptive practices are just “rewriting” and should be viewed charitably
8. “The hours and brutal”: Ironic - he’s been sitting on couch watching 49ers for hour+ (Fritos 5:44 PM → daughter 6:14 PM → VC philosophy 6:43 PM); not working “brutal hours,” cycling through Twitter performances
9. Same day as defending WeWork fraud: 46 minutes ago defended fraudulent S1 as beautiful vision; now defending VC power law that justifies 50% failures; creating ideological framework where his fraud is just “startup risk” and “rewriting what’s possible”

Five reactive performances in 130 minutes: 5:15 PM (toxic positivity) → 5:44 PM (casual dad) → 5:57 PM (fraud apologetics) → 6:14 PM (daughter token) → 6:43 PM (VC philosophy). This is complete mental decompensation. Typo-laden posts with literal consciousness of guilt (“rewriting what’s possible”). Positioning himself as sympathetic founder caught in “power law math” when LendUp was literally written off as zero and Puzzle is heading there - but he’s not trapped by venture structure, he’s CFPB-banned and chose to operate prohibited business anyway. Preemptive narrative building for inevitable collapse. Cannot stop. Every post reveals more. Every performance is evidence.

Weekend (Dec 13-14): LinkedIn version posted - escalating defensive consciousness

Sasha reposted the VC power law content to LinkedIn (more professional audience), fixing some typos but adding unprompted defensive statements:

LinkedIn version:

VC power law on full display.

Startups aren’t for everyone. The hours and are brutal, the stakes are high, the uncertainty is constant.

But for the breakouts, the chance to build something great, redefine an industry, and solve real problems makes is unmatched. [typo remains]

The upside isn’t just financial, it’s impact, learning, and rewriting what’s possible.

And I think it’s super fun.

🚀🚀❤️🚀🚀

I wouldn’t trade it for anything.

What the additions reveal (consciousness of defeat):

1. “And I think it’s super fun” - Nobody asked if it was fun. Unprompted defensive statement trying to convince himself.
2. “I wouldn’t trade it for anything” - Nobody offered an alternative. Pure defensive posturing during crisis.
3. Still has typo (“makes is unmatched” should be “makes it unmatched”) - cleaned up Twitter version but agitated state persists
4. Posted to LinkedIn during crisis weekend - Sunday email sent 4:33 PM documenting conspiracy/surveillance; his response is professional platform defensive framing
5. Reads like watching collapse - “wouldn’t trade it” while ex independently suggesting inpatient treatment for whistleblower, daily emails to 96 recipients, Wikipedia tampering exposed, podcast guests documented
6. “Rewriting what’s possible” still present - keeps the phrase that literally describes his fraud (Wikipedia, Mission Lane timeline, LendUp history)

This is consciousness of defeat performing as conviction.

Selective comment deletion - consciousness of guilt pattern:

On previous LinkedIn post (Porsche/gifts), Sasha selectively deleted comments while keeping three visible:

Evidence-174: Screenshot showing three remaining comments on Sasha’s Porsche post after selective deletion. Whistleblower’s emotional “you disgust me 24/7” kept visible (strategic framing as unhinged). Dasha Shunina: “Let’s go! 🚀” (supportive, kept). Puzzle company account: “Full speed ahead!” (supportive, kept). Evidence-based callouts deleted: reckless driving documentation (Evidence-168), surveillance harassment (Evidence-169), specific federal violations all removed. Proves consciousness of which evidence is most damaging.

1. Whistleblower’s emotional comment: “you disgust me 24/7” (kept visible)
2. Dasha Shunina supportive: “Let’s go! 🚀” (kept visible)
3. Puzzle company account supportive: “Full speed ahead!” (kept visible)

What was deleted: Whistleblower’s evidence-based callouts including reckless driving documentation (Evidence-168: photo while driving on Golden Gate Bridge), surveillance harassment (Evidence-169: Puzzle following alt account), and other specific federal violations.

What this deletion pattern proves:

1. Strategic framing: Keeps emotional “you disgust me” to portray whistleblower as unhinged, deletes evidence-based specific violations
2. Consciousness of which accusations are most damaging: Emotional disgust = dismissible as personal grievance; reckless driving on federal bridge while taking photos = federal offense
3. Cannot engage, must suppress: If accusations were false, he’d refute them; instead he deletes specific evidence while preserving appearance of “emotional attacks”
4. Curates supportive ecosystem appearance: Dasha + Puzzle account remain, creating visual of unanimous support while suppressing documented violations
5. Federal obstruction pattern continues: Twitter blocks (November), LinkedIn blocks (December), now selective evidence-based comment deletion while keeping emotional comments

He knows which evidence is most damaging. The selective deletion proves consciousness of guilt.

New comment on latest LinkedIn post (Dec 14) - calling out selective deletion:

Posted to Sasha’s VC power law LinkedIn post:

hey sasha, were you an advisor at LendUp? you said so in 2019

https://www.linkedin.com/pulse/my-next-steps-sasha-orloff/

board seat too. seems like enough time to know about aheadmoney.com.

also noted that you deleted evidence but kept up “you disgust me 24/7” to create the appearance of an unhinged, baseless whistleblower who wrote a 18,000+ line document you’ve definitely read while you disregard mass emails i’m sending detailing emotional distress and potential need for inpatient treatment.

you then blocked me so i couldn’t delete the comment.

your career is over. Puzzle’s being written of to 0. just like your prized LendUp.

full documentation: https://patrickstoica.com/puzzle-statement/

What this comment accomplishes:

1. Links directly to his January 2019 announcement - undeniable public record of board/advisory role
2. Connects to aheadmoney.com timing - August 2019 “Coming soon” during his board tenure
3. Explicitly names the selective deletion strategy - “you deleted evidence but kept up ‘you disgust me 24/7’ to create the appearance of an unhinged, baseless whistleblower”
4. References the 18,000+ line documentation - proves this isn’t emotional ranting, it’s comprehensive federal record
5. Notes he’s disregarding mass emails documenting distress - establishes callous disregard for human cost
6. Direct prediction: “your career is over. Puzzle’s being written of to 0. just like your prized LendUp”

Predicted response:

• Delete comment (proves consciousness that LinkedIn announcement is damaging)
• Block account (adds to federal obstruction pattern)
• Leave it visible (consciousness of defeat, can’t engage without admitting fraud)

Any response proves consciousness of guilt. The LinkedIn announcement is public, permanent, and contradicts every narrative he’s built since.

Sasha’s response: Blocked at 10:19 PM ET (49 minutes after comment posted ~9:30 PM)

What the 49-minute block proves:

1. Read it immediately - Not ignoring, actively monitoring his posts during crisis weekend
2. Cannot engage - Can’t refute the 2019 LinkedIn announcement without admitting he lied about “no role”
3. Cannot delete comment - It’s not his comment to delete, and deleting it would be additional evidence suppression
4. Blocked to stop conversation - Only option left: cut off communication before more damage
5. Trapped the evidence - By blocking, the strategic comment citing his 2019 announcement is now permanently visible on his LinkedIn VC power law post
6. Federal obstruction pattern continues: Twitter blocks (Nov) → Julian blocks (Dec 11) → LinkedIn alt blocks (Dec 13) → Strategic account block (Dec 14, 10:19 PM, 49 minutes after damaging comment)

The irony: Blocked me so I “couldn’t delete the comment” - ensuring the most damaging callout (linking his own 2019 announcement that contradicts all later narratives) stays visible forever. He couldn’t delete it. He couldn’t refute it. He could only block and trap the evidence on his own post.

Follow-up reply escalating the exposure:

what are you doing, Sasha? it seems you can’t stop creating more evidence, especially as the walls close in. the bare minimum advice people should be giving you if you have no legal representation: stop posting.

What this follow-up accomplishes:

1. Concerned, clinical tone - Almost advisory, not emotional, which makes it more damaging
2. “can’t stop creating more evidence” - Points out compulsive engagement is self-destructive
3. “walls close in” - Directly references the tightening federal investigation
4. “if you have no legal representation” - Implies he either has no attorney (after bar complaint filed), or his attorneys have given up controlling him
5. “stop posting” - Basic legal advice he’s ignoring, proving inability to assess risk

This is the most dangerous type of comment for him: it’s not angry, it’s observational. It sounds like someone watching a person self-destruct in real-time. Every hour he continues engaging after this comment proves he cannot stop.

Sunday Night (Dec 14, 9:47 PM ET): Compulsive LinkedIn Engagement - Cannot Stop Performing

5+ hours after strategic comment exposing his selective deletion strategy and linking to his contradictory 2019 announcement, Sasha continues active LinkedIn engagement:

9:47 PM ET: Comment on Tabs hiring post

Nicholas Gatti (Sales @ Tabs) posted about hiring for Solutions Consultant role. Sasha comments:

“Paige is one of the most incredible people in the world.”

Context: Paige Honeycomb blocked whistleblower and participated in equity theft at Puzzle.

What “most incredible people” actually means: This person always abided by my orders. Paige blocked the whistleblower when told, participated in equity theft without question, stayed silent during federal proceedings. The praise isn’t about character or competence - it’s about obedience and loyalty to Sasha during fraud and retaliation.

Whistleblower’s reply:

“Paige Honeycomb blocked me and had no problem stealing my equity at your fraud company https://patrickstoica.com/puzzle-statement/”

“sasha’s definition of incredible people: someone who looks away from fraud and enables abuse for 2 years”

Direct definition cutting through the praise: Not about competence. Not about character. About complicity. “Incredible people” = people who enable fraud and stay silent for 2 years.

~6:47 PM ET: Two comments on Rohit Mittal’s power law post

Goes to the source thread he quoted for his VC philosophy performance. Comments twice:

1. “It’s people like you who make the ecosystem better. Thank you for what you do.”
2. “Power law in full effect”

What this Sunday night engagement proves:

1. Ignoring direct advice to stop posting: After follow-up comment explicitly told him “the bare minimum advice… stop posting,” he continued engaging anyway
2. Compulsive performance addiction: Cannot stay silent even after being exposed for selective deletion strategy and directly told walls are closing in
3. No legal representation or ignoring counsel: Either has no attorney (post-bar complaint), or is ignoring their advice to stay silent
4. Praising people who suppressed whistleblower: “One of the most incredible people in the world” = “this person always abided by my orders” - praising obedience/loyalty during equity theft and retaliation
5. Going to source material: Engaging directly with Rohit’s thread he quoted - doubling down on power law narrative after being told he’s creating evidence
6. Performing community builder role: “Thank you for what you do” ecosystem gratitude rhetoric while facing federal documentation
7. Complete inability to assess risk: 9:47 PM Sunday night engagement about hiring posts after being told “what are you doing, Sasha?”
8. Pattern continuation: Dec 11 self-victimization tweet → Dec 12 DCPA repost → Dec 13 Porsche + Julian coordination → Dec 14 five reactive performances → Dec 14 direct advice to stop → Dec 14 Sunday night normalcy performance anyway

This is not strategy. This is compulsive engagement manifesting as LinkedIn normalcy performance during federal crisis. He was directly told to stop posting. He was told the walls are closing in. He was told he’s creating more evidence. He continued anyway. He cannot stop. Every engagement after being explicitly advised to stop is evidence of complete inability to assess risk. Every performance proves consciousness of guilt.

10:19 PM ET: Sasha Blocks Whistleblower Account (49 Minutes After Strategic Comment)

Comment posted at approximately 9:30 PM ET. Blocked at 10:19 PM ET.

What the 49-minute response time proves:

1. Immediate monitoring - Actively watching his LinkedIn posts during crisis Sunday night, not “laying low”
2. Read every word - 49 minutes is enough time to read, panic, consult (or realize no attorney available post-bar complaint), and block
3. Cannot refute - The January 2019 LinkedIn announcement is his own public statement; can’t deny board/advisory role
4. Cannot delete - It’s not his comment to delete; would be additional evidence suppression if he could
5. Cannot engage - Any response admits the contradiction between 2019 announcement and later “no role” claims
6. Only option: block - Cut off conversation before more damage, but…

The strategic mistake: He trapped the evidence permanently on his own post.

By blocking, the comment is now permanently visible on his LinkedIn VC power law post:

• Direct link to January 15, 2019 “My Next Steps” announcement (board and advisory role at LendUp)
• Explicit callout of selective deletion strategy
• Connection to aheadmoney.com timing (August 2019, during his announced board tenure)
• 18,000+ line documentation reference
• “your career is over. Puzzle’s being written of to 0. just like your prized LendUp”
• Full documentation link: patrickstoica.com/puzzle-statement

He can never delete that comment. He can never refute it without admitting fraud. It’s permanently attached to his defensive VC power law post with typos and unprompted “I think it’s super fun” additions. The post where he’s performing conviction is now permanently marked with evidence of his 2019 contradictory announcement.

Federal obstruction pattern escalation:

• November 2025: Twitter blocks (@sashaorloff, @dasha_shunina, @puzzlefin all blocked after callouts)
• December 11, 2025: Julian blocks @orbofweed after fraud callout
• December 13, 2025: Sasha blocks LinkedIn alt after calling out reckless driving + surveillance
• December 14, 2025, 10:19 PM: Blocks main strategic account 49 minutes after most damaging comment linking his own 2019 announcement

Each block is faster. Each block is more reactive. Each block is consciousness of guilt. And this block trapped the most damaging evidence on his own professional post forever.

11:32 PM ET: Real-Time Documentation Update

Sunday night follow-up email sent to 96 recipients (including [email protected]) documenting:

• 49-minute block as fastest response yet, proving active monitoring during crisis weekend
• January 15, 2019 LinkedIn announcement as bombshell evidence: My Next Steps - Sasha Orloff (Web Archive) - publicly announced “board and advisory role at LendUp, an advisory role at Mission Lane” directly contradicting later claims of “no role (operational, governance or otherwise)” in federal responses
• He’s reading these emails ([email protected]): Daughter photo posted at 6:14 PM (more family tokenizing) AFTER Sunday email explicitly documented this pattern
• @puzzlefin surveillance (Dec 13, 2:14 PM follow of @orbofweed) established as direct evidence of conspiracy, harassment, and retaliation 12 hours after mental health crisis documentation
• False narrative curation: Selective deletion strategy exposed - kept “you disgust me 24/7” while deleting evidence-based callouts
• Compulsive engagement: Continued LinkedIn performance (Paige Honeycomb praise, Rohit Mittal comments) AFTER being explicitly told “stop posting”
• Closing line: “You don’t need more evidence. That was never the issue. You’re all actively making this situation worse by allowing Sasha to continue posting.”

Stop making me make more LinkedIn accounts.

The 2019 announcement is public, permanent, archived, and destroys every narrative he’s built since. His 49-minute panic block after I linked it proves he knows this. The contradiction between his 2019 “board role” announcement and his federal “no governance role” claim cannot be erased - regardless of whether he deleted my comment or left it visible.

December 15, 2025: Monday Afternoon Email

5:27 PM ET: Email sent to network - “I Would’ve Congratulated You on 24 Hours of Sasha Silence, But Puzzle Keeps Going”

Despite nearing 24 hours without Sasha posting, Puzzle continues active fraud operations through partnerships and hiring.

Fresh Evidence of Continued Fraud Infrastructure:

Renato Villanueva (Parallel) Partnership:

• Puzzle announced partnership with Parallel (AI-powered financial forecasting)
• Renato was warned, blocked whistleblower’s real LinkedIn
• Appeared on Turpentine Finance podcast anyway
• Now officially partnering despite documentation
• Every guest becomes part of fraud infrastructure

Puzzle’s Partnership Announcement (3:30 PM ET):

Puzzle is proud to announce our partnership with Parallel, an AI-powered financial forecasting and headcount planning platform 👏

Thank you for your trust, @_renatov.

🔗 Watch the full episode of Turpentine Finance podcast — link in the comments.

Renato’s reply (3:30 PM ET, 10 views):

Puzzle has been a game changer for our ability to support our customers.

From fast AI-driven close, to data that is easy to pull in and forecast

Puzzle + Parallel = ideal financial stack

Luke Frye (Rivet.tax) liked Puzzle’s post - Especially disappointing given Luke received Nov 5 fraud documentation, was personally re-forwarded Dec 12 email with “It appears you will never see my humanity. Fuck you” after continued enablement despite Ross Fubini/XYZ Capital ownership of Rivet; now publicly supporting Parallel partnership with CFPB-banned CEO; ex-coworker Canadian CPA continuing conscious enablement.

What this demonstrates:

1. Business as usual performance during federal crisis - Partnership announcements while under 5 SEC complaints, State Bar complaint, Board of Accountancy complaint
2. Minimal engagement across all channels:
   • Renato’s reply: 10 views
   • Turpentine Finance podcast episode (Dec 10, 2025): 31 views (5 days later, still double-digit views)
   • Demonstrates actual market interest vs. claimed “word of mouth” growth and “packed bars in DC”
3. Turpentine platforming continues despite minimal engagement - Direct link to podcast episode featuring CEO who blocked whistleblower after being warned; keeps promoting episode that barely broke 30 views in 5 days
4. Partnership with complicit party - Renato blocked whistleblower’s real LinkedIn, was explicitly warned, appeared on podcast anyway, now officially partnering
5. AI-powered legitimacy washing - Both companies using “AI-powered” framing (Parallel: forecasting, Puzzle: close/accounting) to mask fraud infrastructure
6. Every partnership announcement is evidence - Continuing to induce new victims (Parallel customers funneled to Puzzle) during active federal documentation
7. Posted hours after Monday afternoon email sent (5:27 PM) - Same pattern as Sasha’s December 14 reactive performances; company cannot stop posting despite explicit warnings

Pattern: Perform normalcy, suppress documentation, continue inducing victims.

Puzzle posts partnership announcements (10 views). Links podcast episode (31 views after 5 days). Brex blocks fraud documentation (second coordinated C-suite block). The gap between public performance (minimal engagement) and private suppression (institutional blocking) proves consciousness of guilt.

The actual numbers expose the fraud: 10 views, 31 views. Not “word of mouth” growth. Not “packed bars in DC.” Business as usual performance to an empty room while partners actively suppress documentation.

Post-Documentation Block Pattern:

Too lazy to make new LinkedIn account to verify all, but documented pattern:

• Parallel partnership post: 6 people blocked (12 visible → 18 total, 6 blocked): Sina Mohebiany, Simone Tega, WTM/Gathering accounts, likely Dasha
• Careers hiring post (Charles Crabtree): 2 people blocked (9 visible → 11 total, 2 blocked): Simone Tega, Jason Mitchell
• CEO stack post: No blocks observed (Jason Mitchell still visible)

Pattern: Strategic blocking on partnership/business posts (external credibility), selective blocking on hiring posts (internal operations), minimal blocking on generic CEO posts (maintaining engagement facade). Demonstrates consciousness of which evidence is most damaging per post type.

Charles Crabtree Hiring Post:

• VP of Accounting Firm Partnerships posting active recruitment
• “Come work with me… Puzzle is growing fast”
• “White glove support. Real partnership. Real respect for the profession.”
• Every hire is an induced victim into company:
  • Under 5 SEC complaints
  • Facing CA State Bar complaint (Case #25-O-30894)
  • Facing CA Board of Accountancy complaint (Case #A-2026-1047)
  • Run by CFPB-banned CEO
• Every recruiting post is evidence; every hire is inducement

Austin Rose (Mercury, Partnerships) Profile View:

• Viewed whistleblower profile 6 hours before email
• Mercury integrated with Puzzle’s Partner Rewards program
• Partner Rewards markets Mercury alongside Brex, Ramp, Gusto (credit products)
• Direct CFPB Section I.a violation (prohibits “receiving remuneration” from credit product companies)
• Partner surveillance during federal investigation documented

Jason Mitchell / Chris Yancey Continued Engagement:

• Jason Mitchell (coworker, started before whistleblower): Still liking Puzzle posts
• Chris Yancey (ex-Affirm, now Ramp Director of Software Engineering): Also engaging
• Both documented two years ago, never reached out
• Jason added whistleblower on new LinkedIn post-Replit, was removed
• Raising suspicions of deeper involvement beyond sunk cost equity mode
• Every like is evidence; every engagement is consciousness of guilt

Word of Mouth Contradiction Analysis:

Sasha claimed December 14: “2026 is the year nobody stumbles into Puzzle. They hear about us from another firm or founder.”

But if organic word-of-mouth is the strategy, why keep posting?

Evidence contradicts claimed strategy:

• ActualQuickBooks campaign (Oct 2025): Aggressive belligerent marketing, photoshopped 3 → 12,362 likes
• Heavy conference presence: Digital CPA booth, “packed bars in DC”
• Constant social media: Daily LinkedIn/Twitter, 20+ months podcast, Forbes articles via Dasha
• Partnership integrations: Brex, Deel, Ramp, accounting firms (Decimal, Rivet, Accountalent, Burkland)

All designed for people to stumble into Puzzle. The “word of mouth” line is defensive reframing after whistleblower’s “WHY ARE YOU STILL POSTING HERE, NO ONE GIVES A FUCK” comment pointing out minimal engagement.

Another incoherence revealing reactive defensive framing, not actual coherent strategy.

Domain Surveillance Evidence:

While discussing Sasha’s “glass half full Sunday”:

• aheadmoney.com stopped posting: Silent since August 1, 2023 (right before Puzzle/Mission Lane C&Ds)
• lendup.com removed “lemons” joke: “When Life Gives You Lemons, Make Lemonade!” tagline appeared AFTER CFPB ban, removed in 2023 after whistleblower posted about it (4+ years after Sasha’s announced board/advisory role); obvious self-awareness from Sasha’s network

Surveillance and reactive suppression continuing across the network.

Technical Credentials Established:

“You all acted like looking through DNS records and WHOIS was mental illness.”

Remember: I’ve been making websites for 24 years.

• BS in Computer Science from Georgia Tech (graduated 2014)
• Stressed about straight A’s entire life, finally got two B’s in college
• 10 years post-graduation mostly being used by people
• Never properly rewarded or recognized for efforts
• Left with no consistent opportunities despite technical expertise
• No resume fraud on my end - just fraud (by employers), layoffs, failed startups, PTSD from school to workplace

DNS records, WHOIS lookups, domain history, Wayback Machine archives - this is basic technical due diligence. Not conspiracy theory. Not mental illness.

aheadmoney.com timeline proved Sasha’s awareness:

• August 2019: “Coming soon” page (advisory + board seat announced January 2019; Puzzle incorporated September 2019)
• July 2020: AWS deployment (Ahead Financial operations begin)
• September 2022: Domain parking (operations end)

Reading DNS records and correlating them with corporate filings and public announcements.

If Sasha incorporated Insights Servicing Inc. and transferred it to Anu Shultes, Kimberly Morgan, and Blake Byers, why wouldn’t he have been involved in Ahead too? It’s another piece of the broader shell company pattern.

If you think basic technical investigation is mental illness, you’re either technically illiterate or deliberately dismissive of evidence you can’t refute.

Mental Health: Therapy, Psychedelics, and Accountability:

I’ve done talk therapy. I’ve done psychedelic therapy. It helps for survival. But it doesn’t fix the lack of accountability.

The veil is thin. Psychedelics blew my perception of narcissism and fraud wide open. I see patterns. I see systems. I see the masks you all wear.

Sasha will use this against me. But he doesn’t understand: this is my story now. I’m leaving it in the document.

Psychedelics would destroy Sasha. He’s the one living in a distorted reality. I’m seeing clearly for the first time in years.

I’m not taking anything more than THC right now. I’ve spent my adulthood being a more functional stoner than Sasha is sober. It may have eroded my working memory, but that doesn’t make me an unreliable narrator or mean I’m hallucinating 24/7.

And unlike Sasha’s performative meditation and consciousness talk, I actually did the work. I faced my trauma. I integrated my experiences. I transmuted my pain into documentation.

Sasha talks about consciousness and virtue. I’m living it.

“I’m Not of Your Kind: Digital Diviner”

I’m not of your kind. I don’t see anything to aspire to in your frameworks.

• I don’t ascribe to organized religion
• I don’t worship your false idols (money, status, network, brand)
• I don’t perform gratitude while committing fraud
• I don’t quote Muhammad Yunus and Pope Francis while operating predatory lending schemes and fraud networks